Sentences with phrase «in substantial amounts of debt»

Anyone in substantial amounts of debt should work even for no pay — bankruptcy would be prohibited even in cases where one could never pay their debts in full.

But if you are in a substantial amount of debt and seriously need to purchase that brand new sofa for your living room, it's pretty easy to locate catalogues for people with bad credit online.

Not exact matches

That's because the IRS considers forgiven debt to be taxable income so if you borrowed a substantial amount and didn't make much of a dent in the balance, all that money has to be reported when you file.

The refinancing of substantial amounts of Treasury debt in the near term could translate to higher interest - rate volatility in 2018 and 2019.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

«The second thing to understand is that we have to, always, keep a substantial amount of cash in reserve in order to comply with our debt obligations.

Instead of just making monthly payments, you will be expected to pay the debt in full or come up with a substantial amount of money for a settlement.

This equates to roughly $ 30,000 in outstanding debt per borrower and does not include what may be a substantial amount of education - related debt in the form of credit card, home equity, and retirement account borrowings.

Enrolling in an extended debt repayment plan, like debt settlement or credit counseling, can wind up costing you a substantial amount of money in lost savings when you will need it most.

The primary consumer protection problem areas that have given rise to the States» actions include: (1) unsubstantiated claims of consumer savings; (2) deceptive representations about the length of time necessary to complete a debt relief program; (3) misleading or failing to adequately inform consumers that they will be subject to continued collection efforts, including lawsuits, and that their account balances will increase due to extended nonpayment under the program; (4) deceptive disparagement of consumer credit counseling; (5) deceptive disparagement of bankruptcy as an alternative for debtors; (6) lack of screening and analysis to determine suitability of debt relief programs for individual debtors; (7) the collection of substantial up - front fees so the debt relief company gains even if it fails to perform; (8) lack of transparency and information for consumers as to payment of fees, status of accounts, and communications with creditors; (9) significant delays in active negotiation or engagement with creditors, coupled with prohibitions on direct consumer communications with creditors; and (10), in the case of debt settlement companies, basing savings claims (and settlement fees) not on the original account balance, but on the inflated amount due (including late fees and default rates of interest) at the time of settlement.

Our government needs to do something to stimulate serious job growth in this country for our children and it wouldn't hurt to help by forgiving them for a substantial amount of the debt.

COBR has $ 14.2 M in debt and other substantial liabilities in the amount of $ 45.8 M or $ 7.08 per share.

In fact, she feels the debt so strongly that she recently gave them «a substantial amount of money.

He has spent an average of 20 hours per week for the last two and a half years in the bankruptcy courtrooms and the rest of his time has been spent assisting clients throughout California to obtain all the relief available to them under federal and state law, and attending substantial amounts of seminars on cutting edge topics affecting Bankruptcy Law, Foreclosure, and Debt Relief.

In doing so, I was able to persuade the bank to accept the seller's demands, including paying off a substantial amount of those unsecured debts he owed to the creditor friends from whom he had borrowed money to purchase the property.