Sentences with phrase «in the interest rate environment in»

To justify those costs, your credit profile must put you in a position to benefit from a refinance in the interest rate environment in which you apply.

Not exact matches

«Despite being increasingly unaffordable for new home buyers, the current expensive housing prices are rational, and should be expected in the low interest rate environment.»

Unicorns were created in the aftermath of the financial crisis, when the low interest rate environment prompted investments in riskier assets, such as the stock of privately held companies.

«There's a lot of money seeking a home, especially in this low interest rate environment,» Mingda Zhao of Vinson & Elkins LLP, a law firm that has negotiated drillco agreements, said in an interview.

«As long as we're in this very low interest rate environment, I just don't see a major problem,» says Guatieri.

In a 2 % interest rate environment, however, that individual would need to invest $ 563,000 (or 3.2 times as much) to achieve the same outcome in retiremenIn a 2 % interest rate environment, however, that individual would need to invest $ 563,000 (or 3.2 times as much) to achieve the same outcome in retiremenin retirement.

For example, a 35 - year - old looking to generate $ 48,000 per year in retirement income beginning at age 65 would need to invest $ 178,000 today in a 5 % interest rate environment.

We are still in a very low interest rate environment, and even with rates going up, I feel that interest rates will be at the low end of the scale.

Looking ahead, one has to wonder if there is room for lower interest rates and what will happen to the housing market in 2016 in a flat rate environment — especially in Alberta where there are ongoing layoffs.

Alexander agrees that we'll remain in a low - interest - rate environment for at least two or three years, though he can see the Bank of Canada increasing rates by, at most, 1 % between now and 2015.

With limited growth opportunities in a low interest rate environment, many CFOs have argued buying back stock is the best way to boost shareholder value in the near - term.

But while Digit has saved about a quarter of a billion dollars for its users, CEO Ethan Bloch says the company has earned only «a tiny amount» in the current interest - rate environment.

Trump's plans to increase fiscal spending has boosted bond yields — a change that would support higher revenue for banks currently languishing in a low - interest rate environment.

Pension funds are going to be investing in a generally low interest rate environment for a while,» she said.

One of those questions, in this very depressed interest - rate environment is; what if low rates are the norm?

«It is thus important to realize that in the current environment of low long - term interest rates, fiscal prudence does not require bringing the annual budget balance to zero almost immediately,» he wrote in a paper for the Bennett Jones law firm.

The sector isn't devoid of challenges: Canada's banks are contending with an ongoing low - interest - rate environment, slower consumer lending growth and weakness in the securities business.

These companies are better placed to see upside in an uncertain interest rate and currency environment

Twenty two names made the cut, and I will create a tracking portfolio to monitor performance moving forward, in order to see whether the concept has merit in an increasing interest rate environment.

The interest rate environment has hovered near zero in recent years, likely deterring investors from entering the market.

Given that to remain profitable in a competitive environment while paying significant positive real interest rates, a debt financed company must find productivity improvements through technological advancements.

Although the rise in interest rates is, in many ways, confirmation of a better economic environment, it has prompted many economists to revisit their forecasts.

Financial institutions in advanced economies face a number of cyclical and structural challenges and need to adapt to low growth and low interest rates, as well as to an evolving market and regulatory environment.

Real Estate Or Stocks: Depends On How Lucky You Are Should I Buy Property In A Rising Interest Rate Environment?

In the later stages of an expansion — where we are now — basic materials are a good play, as are financials in this rising interest - rate environment, which creates lucrative spreads for banks and financial services companieIn the later stages of an expansion — where we are now — basic materials are a good play, as are financials in this rising interest - rate environment, which creates lucrative spreads for banks and financial services companiein this rising interest - rate environment, which creates lucrative spreads for banks and financial services companies.

But Stevens at the MBA cautioned that while balloon loans work well in a low interest rate environment, they may backfire going forward.

«This issuance reflects OnDeck's most successful securitization issuance to date, with strong investor interest resulting in broad participation by existing and new institutional investors, expected improvement in credit ratings, and a significant reduction in cost of funds despite a rising interest rate environment, and is a testament to the strength of OnDeck's business model.»

The private sector often demands rates of return far greater than public sector borrowing costs, especially in the current low interest rate environment.

«There may be greater value creation potential in adding leverage,» given the historically low interest - rate environment, Devine said on the call.

It's possible we could see the interest rate environment play out as it has in the past by rising sharply or staying in a narrow band for some time to come.

In today's low interest rate environment, most investors know that parking their money in a bank CD is a nearly surefire way to lose against inflatioIn today's low interest rate environment, most investors know that parking their money in a bank CD is a nearly surefire way to lose against inflatioin a bank CD is a nearly surefire way to lose against inflation.

We know that income generating assets are very valuable in low interest rate environments.

In today's volatile environment, it's a good idea to consider building hedges to existing stock and credit allocations with the help of bonds that are more sensitive to interest rates.

Statistical analysis of the historical relationship between interest rates and alpha supports the notion that hedge funds generally do better in a rising - rate environment.

Trading activity in this contract, the main benchmark for short - term interest rates in Europe, had been depressed for years due to the monetary policy environment in Europe.

It's also makes sense to look back at the historical data to see what happens when bonds aren't in a near - continuous falling interest rate environment.

Changes in the interest rate environment have had a very large impact on bond returns over the long run.

We continue to be in a very low interest rate environment, so it's important to really maximize your after - tax returns.

A number of factors — such as rising US interest rates, the recurrence of big fluctuations in global currencies, and the widening dispersion of equity returns across sectors and regions — may have helped to create an increasingly conducive environment for hedge - fund strategies, which have seen a positive turnaround in performance in recent quarters.

In a rising interest rate environment, the risk that investors have in owning all bond mutual funds and / or bond ETFs for their bond allocation is that both vehicles are managed on a relative return basis versus a benchmark indeIn a rising interest rate environment, the risk that investors have in owning all bond mutual funds and / or bond ETFs for their bond allocation is that both vehicles are managed on a relative return basis versus a benchmark indein owning all bond mutual funds and / or bond ETFs for their bond allocation is that both vehicles are managed on a relative return basis versus a benchmark index.

Indeed, shorter - duration, tax - free munis have a history of delivering positive returns even during economic downturns and in environments of rising and lowering interest rates.

Interest - only loans had grown very strongly for a number of years in an environment of low mortgage rates and heightened competitive pressures among lenders.

Jon Smith, of DT Investment Partners, discusses the effect of an interest rate hike on bond markets... see why we prefer individual bond holdings over engineered ETFs in this environment.

In the mad scramble for loan creation during the final phase of the Housing Bubble, the government created an environment of essentially free money by allowing the big agencies, Fannie Mae and Freddie Mac (or Phony and Fraudie, as I often affectionately refer to them), to securitize loans to the bottom of the barrel risks with crazy terms like no money down and incredibly low «teaser» interest rates.

What's the difference between individual bonds and bond mutual funds / ETFs — a brief update in the context of a rising interest rate environment.

We assess the value of dividends in various interest rate environments over an 88 - year period and discuss how to avoid typical «yield traps» in the design of high - dividend strategies.

Russ Koesterich discusses where to look for yield in today's «low - for - long» interest rate environment.

To learn more about the high dividend yield factor in a rising interest rate environment, use the link below to download our paper, «Harvesting Equity Yield».

Earning 8 % per year would be helpful but may be difficult to pull off in the current environment of higher valuations and lower interest rates.

The threshold, target, and maximum percentage business line goals shown for the named executives listed in the table above were derived using certain assumptions for 2008 with respect to the general economic, interest rate, credit, and regulatory environment in which we operate and certain assumptions as to the outlook for the businesses each of them managed.