Sentences with phrase «in the low interest rate environment of»

As many fixed income investors have discovered in the low interest rate environment of the past several years, opportunities to achieve better levels of income exist, but thoughtful consideration of the potentially higher risks associated with the hunt for better yield is essential.

The appetite for dividend stocks has been strong in the low interest rate environment of the past ten years.

Not exact matches

Unicorns were created in the aftermath of the financial crisis, when the low interest rate environment prompted investments in riskier assets, such as the stock of privately held companies.

«There's a lot of money seeking a home, especially in this low interest rate environment,» Mingda Zhao of Vinson & Elkins LLP, a law firm that has negotiated drillco agreements, said in an interview.

We are still in a very low interest rate environment, and even with rates going up, I feel that interest rates will be at the low end of the scale.

Alexander agrees that we'll remain in a low - interest - rate environment for at least two or three years, though he can see the Bank of Canada increasing rates by, at most, 1 % between now and 2015.

One of those questions, in this very depressed interest - rate environment is; what if low rates are the norm?

«It is thus important to realize that in the current environment of low long - term interest rates, fiscal prudence does not require bringing the annual budget balance to zero almost immediately,» he wrote in a paper for the Bennett Jones law firm.

The sector isn't devoid of challenges: Canada's banks are contending with an ongoing low - interest - rate environment, slower consumer lending growth and weakness in the securities business.

Financial institutions in advanced economies face a number of cyclical and structural challenges and need to adapt to low growth and low interest rates, as well as to an evolving market and regulatory environment.

The private sector often demands rates of return far greater than public sector borrowing costs, especially in the current low interest rate environment.

Indeed, shorter - duration, tax - free munis have a history of delivering positive returns even during economic downturns and in environments of rising and lowering interest rates.

Interest - only loans had grown very strongly for a number of years in an environment of low mortgage rates and heightened competitive pressures among lenders.

In the mad scramble for loan creation during the final phase of the Housing Bubble, the government created an environment of essentially free money by allowing the big agencies, Fannie Mae and Freddie Mac (or Phony and Fraudie, as I often affectionately refer to them), to securitize loans to the bottom of the barrel risks with crazy terms like no money down and incredibly low «teaser» interest rates.

Earning 8 % per year would be helpful but may be difficult to pull off in the current environment of higher valuations and lower interest rates.

In a low - inflation environment, nominal interest rates are also low, and households are able to service much higher levels of debt than they could in the pasIn a low - inflation environment, nominal interest rates are also low, and households are able to service much higher levels of debt than they could in the pasin the past.

That interest indicates investors» willingness to bet on the potential growth — and accept the potential risks — of a startup company in the context of a low - interest - rate environment.

Importantly, even in today's low interest rate environment, I am able to meet my entire annual budget and then some with just this 40 % of my taxable accounts.

So, what does this all mean in the context of today's historically low interest rate environment?

This could make market liquidity more fragile in the short term, especially in the current low interest rate environment, in which new - issue volume and the participation of interest rate - sensitive investors have increased.

The lower levels of concern around short - term fluctuations in portfolio values may also reflect a growing sense of realism amongst investors and the fact that they are starting to swallow the pill of lower returns in this low - interest - rate environment,» he added.

The current environment of low interest rates and elevated equity valuations has many investors in a tight spot, as return expectations are lower than usual for both bonds and domestic stocks.

These periods have been shorter in duration (average half a year) and seen slightly smaller rate moves, a reflection of the low inflation and low interest rate environment over the past 20 years.

An inverted yield curve is an interest rate environment in which long - term debt instruments have a lower yield than short - term debt instruments of the same credit quality.

In an environment of persistently low inflation and real equilibrium interest rates, the Fed will not be able to raise rates much further.

In this low - interest - rate environment, the value of money has fallen close to zero.

People talk about robust inflationary environments in China, Asia and emerging markets In America the Fed's game of lowering interest rates and increasing money and credit and monetizing paper will end over the next two years, maybe threin China, Asia and emerging markets In America the Fed's game of lowering interest rates and increasing money and credit and monetizing paper will end over the next two years, maybe threIn America the Fed's game of lowering interest rates and increasing money and credit and monetizing paper will end over the next two years, maybe three.

Going as far back as 75 years, I can not recall a single instance of the stock market and economy crashing during a low interest rate environment like we are in now.

The timing of the surge of deals has its roots in a low - interest - rate environment that has lowered the cost of funds.

We're not holding a large amount of assets in checking and savings accounts at the moment though due to the still relatively low interest rate environment.

The combination of low levels of ES funds and the cash rate remaining close to its target suggests a couple of conclusions: first, the market players involved with RTGS have adapted well to operating in the new environment; and second, participants have reasonable confidence about the availability of cash near the interest rate announced by the Reserve Bank as its policy target.

Get a comparative review of two leading financial sector ETFs, XLF and KRE, and learn how each has performed in a protracted low interest rate environment.

Though it has been making a killing issuing mortgages in North Dakota, profiting off of the Bakken Shale explosion in the region, BNCCorp's interest income has been steadily falling in an environment of low interest rates.

In this low interest rate environment, getting any kind of return on the fixed portion of a portfolio is quite difficult.

This obviously is quite straight forward as investors yield chase in an environment where interest rates are at the lowest of the low.

Russ Koesterich does an excellent job of explaining the unique challenges that investors face in the current environment, namely balancing risk and reward in a low interest rate world.

I've recently noticed a significant amount of mania - like behavior in which investors simply ignore valuations and it does feel like we're in the euphoric stage of the bull market in which everyone can make money from stocks and the low interest - rate environment has helped perpetuate it.

Boros thinks it is the rapid growth in sales of variable annuities with living benefit guarantees, combined with the extremely low and prolonged interest rate environment, that spurred carriers to start certain suspensions.

This also means that triple net lease REITs, which are often used by yield - hungry investors in a low interest rate environment as bond alternatives, can be thought of as very long - term duration bond proxies.

As I write in a recent paper, «Brave New World: Investing for Longer Retirements,» this rule is likely to prove less effective in today's environment of longer lives, fewer traditional pensions and low interest rates, where many people haven't saved enough to finance a multi-decade retirement.

The changes have come in response to the prolonged low - interest rate environment, and the pressure that has put on carriers» ability to support product guarantees and related features, according to a wide variety of annuity watchers...

Ironically, the low interest rate environment that is putting pressure on carriers is the same factor that contributed to the popularity of the policies in the first place.

In the current low - interest rate environment, this issuance provides an opportunity to refund higher - interest bonds and replace them with lower - cost debt, generating substantial future savings to the State of New York.

Taking advantage of the low interest rate environment at the time, PRHTA refinanced the loan with tax - exempt debt in April 2003, fully prepaying TIFIA in the amount of $ 305.6 million.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

As I write in a recent paper, «Brave New World: Investing for Longer Retirements,» this rule is likely to prove less effective in today's environment of longer lives, fewer traditional pensions and low interest rates, where many people haven't saved enough to finance a multi-decade retirement.

One of the great drawbacks of this historically low interest rate environment we're in is that it's darn difficult to get anything close to a decent return on your cash nowadays.

Instead of continuing to hold a high interest investment, investors are left to reinvest funds in a lower interest rate environment.

Not surprisingly, in the environment of low interest rates and modest economic recovery, the short - biased funds had the worst and the fixed income funds had the best performance in the past five years.