Sentences with phrase «in the opinion of»

In the opinion of the Company's management, a discussion of loss reserve development is meaningful to users of the financial statements as it allows them to assess the impact between prior and current year development on incurred claims and claim adjustment expenses, net and core income (loss), and changes in claims and claim adjustment expense reserve levels from period to period.

The approach is a shrewd one in the opinion of Dallas Kachan, head of Kachan & Co., a San Francisco — based clean - tech research and consulting firm.

In the opinion of the Company's management, the debt - to - capital ratio is useful in an analysis of the Company's financial leverage.

In the opinion of the Company's management, it is important to measure the profitability of each segment excluding the results of investing activities, which are managed separately from the insurance business.

In the opinion of the Company's management, these are important indicators of how well management creates value for its shareholders through its operating activities and its capital management.

In the opinion of the Company's management, adjusted book value per share is useful in an analysis of a property casualty company's book value per share as it removes the effect of changing prices on invested assets (i.e., net unrealized investment gains (losses), net of tax), which do not have an equivalent impact on unpaid claims and claim adjustment expense reserves.

In the opinion of the Company's management, this measure is meaningful to users of the financial statements to understand the Company's periodic earnings and the variability of earnings caused by the unpredictable nature (i.e., the timing and amount) of catastrophes and loss reserve development.

Instead, the Word of the Year is chosen because, in the opinion of Oxford Dictionaries» lexicographers and consultants, it is «judged to reflect the ethos, mood, or preoccupations of that particular year and to have lasting potential as a word of cultural significance.»

Objective discussions are pretty rare, since everybody's territorial, and not interested in opinions of other people unless those people are Important Gods.»

That turned out not to be the case, at least in the opinion of iStock co-founder Bruce Livingstone.

«There is more respect to be won in the opinion of this world by a resolute and courageous liquidation of unsound positions than by the most stubborn pursuit of extravagant or unpromising objectives,» Kennan told Congress.

«The preferred solution, in the opinion of many of these countries, is for the United States to internalize the effects of its monetary policies — more specifically, not to exit or at least to do so at a time that is more convenient for others,» Deputy Bank of Canada Governor John Murray recently said in prepared remarks for a speech about the likely effects of the end of QE.

The best leaders pay attention to group discussions and stop conversations that are dominated by a few key players to try and draw in the opinions of others.

Herdsman is still one of the most easily accessible and in - demand commercial / industrial areas in Perth in the opinion of real estate agents Colliers Jardine.

Members of the Committee are non-management directors who, in the opinion of the Board, satisfy the independence criteria established by the Board, the standards of the Securities and Exchange Commission (SEC) and the NYSE.

Notably, though Airbnb has been blamed for suppressing the availability of long - term rental housing in Vancouver, residents of the city's metro area are more positive than negative in their opinions of the service.

It shall be unlawful for any broker, dealer, or exchange, directly or indirectly, to make use of the mails or any means or instrumentality of interstate commerce for the purpose of using any facility of an exchange within or subject to the jurisdiction of the United States to effect any transaction in a security, or to report any such transaction, unless such exchange (1) is registered as a national securities exchange under section 6 of this title, or (2) is exempted from such registration upon application by the exchange because, in the opinion of the Commission, by reason of the limited volume of transactions effected on such exchange, it is not practicable and not necessary or appropriate in the public interest or for the protection of investors to require such registration

A naive strategy would be to choose the face that, in the opinion of the entrant, is the most beautiful.

These are often expressed in the opinions of leading industry pundits like Warren Buffett, George Soros and others.

The customer acquires the virtual currency «bitcoin» which in the opinion of the Bundesanstalt für Finanzaufsicht (BaFin)(Federal Financial Supervisory Authority) are units of account and therefore regarded as financial instruments pursuant to § 1 para. 11 KWG.

Where I differ from some is in my opinion of the extent and universality of the problem.

In the opinion of both management's and the Committee's respective independent compensation consultants, these changes made severance benefits for the Section 16 officers consistent with the median severance benefits provided by peer companies.

The Trustee's custodial operations may refuse to accept instructions to transfer Bitcoins to or from the Trust Custody Account if, in the opinion of the Trustee's custodial operations they are or may be contrary to the standards set forth in the Trust Agreement which establish the minimum requirements acceptable for Bitcoins to be deposited into the Trust Custody Account («Good Delivery Standards»), as applicable, contrary to any applicable law, or a threat to the security of the Trust's assets or the Security System storing such Bitcoins on the Trustee's premises.

I know many atheists who, in my opinion of course, are better persons than many, if not most, believers.

In short, unless the Court is prepared to think about this issue with greater care than was evinced by the Ninth and Second Circuits» and there is little in its opinions of late to suggest that it has the moral imagination to do so» the question will be not how far we slide down the slippery slope of legally sanctioned killing, but how fast.

I'm a liberal, and I was once an atheist, but I can't put any stock in the opinion of someone who has deformed his ear lobes by stretching them, and who wears a ring in his nose.

Brigitte: are you saying that, in your opinion (or in the opinion of your denom), that the minister makes some sort of decision to forgive or retain a person's sin?

If he believes that Intellectual Design is credible, he clearly isn't thinking at the level required to contribute at JPL, at least in the opinion of those at JPL.

In the opinion of Bill Marleau, forest ranger with the Adirondack Reserve, New York State, United States, the abuse of pesticides is the main cause of the recent disappearance of swallows and other animals from this famous reserve.

Tiggy, you make such a blanket statement in you opinion of fathers.

In the opinion of S. C. Couch, president of the evangelical ministers group, bringing Charles in had been well worth the time and money; many gays, he said, have written to Charles since his visit because «he spoke the truth and showed the love.»

There may be differences in opinion of the gospel writers thought those answers were, but I think it was a mere tool to give an answer.

But in my opinion, as well as in the opinion of many, Driscoll and Mars Hill represent spiritual abusers.

Perhaps a future SCOTUS will upend that decision, but the dramatic shift in the opinion of the culture in a few short years would appear to make that possibility unlikely at best.

In the opinion of the author, they are in fact the elements of Catholicism.

In the opinion of this writer Moltmann is correct to insist on the importance of a theological perspective when considering science, and on the need to ponder the intrinsic unity and beauty of all of creation, but it is surely the lack of a coherent metaphysics of science that has led to the increasing gap between modern scientific thought and Christian theology.

In the opinion of the Council the poor have been promised the kingdom of heaven not in order that others, whether individuals or nations, should alone be and remain rich.

Our purpose will be blurred and, in the opinion of many, our credibility will be diminished.

To do this requires technical knowledge, responsible citizenship, patient negotiation, and, in the opinion of many, the possession of military strength.

This Court was specifically mandated to «proceed and act and give relief on principles and rules which, in the opinion of the said Court, shall be as nearly as may be conformable to the principles and rules on which the ecclesiastical courts of Ireland have heretofore acted and given relief» [and] the [Irish] Constitution has inherited and amended this former jurisprudence in matrimonial matters.

In the opinion of these writers the Mu» tazilites (rationalists) and the Shi'as and many other theological schools are heretical.

Steele, a Protestant, in a Dedication tells the Pope, that the - only difference between our two Churches in their Opinions of the Certainty of their Doctrine, is, the Romish Church is infallible, and the Church of England is never in the Wrong.

He told Premier: «I'm more of a mind that, if we're going to make changes, those changes be comprehensive changes which take in the opinion of the citizens of Northern Ireland and also their elected representatives; we've got to do that in a very careful way.»

In the opinion of these rivals, Paul's parousia, that is, his very way of being in that church communicated weakness; his logos, that is, his speech, was empty or of no account.

In the opinion of the FCC, the representativeness of religious faith presented on television is a matter to be decided solely by a television station if it wishes to venture to do so.

I concur with you strictly in your opinion of the comparative merits of atheism and demonism, and really see nothing but the latter in the being worshipped by many who think themselves Christians.

In the opinion of this writer this is, in part, so many have gone against Catholic teaching with sex education programmes that, unwittingly, lead our young people astray.

In the opinion of some, the success of the Christian proclamation depends upon the church's ability to make the transition so men can see.

In the opinion of some observers a third reason for the current word - sickness lies in the changed shape of the human sensorium as a result of television.

This is, in the opinion of some, a fatal flaw in the inductively woven fabric, and to this matter attention will shortly be given.