Sentences with phrase «in times of economic downturns»

But strong pressure to do so will exist in times of economic downturns, as the legal profession is now facing by reason of the problem of unaffordable legal services.
, «a wide variety of studies show that, on average, college does pay off in both financial and non financial ways,» so completing your education, particularly in times of economic downturn, is crucial if you want to be competitive in the job market.
Its value is typically inversely correlated to the rest of the market as a whole, because its status as a material, durable store of value makes it a preferred «safe haven» to move money into in times of economic downturn, when stock prices, bond yields and similar investments are losing value.
We await the outcome of the review, with the CML's ominous warning in mind: «any change should not be considered lightly and its impact should not be underestimated particularly in a time of economic downturn
«Let's not repeat history's mistakes of blaming immigrants for unemployment in times of economic downturn.
Especially in times of economic downturn, companies look for candidates who can «hit the ground running.»
But in a time of economic downturn and a new era in environmental awareness, a home's location takes on a whole new dimension.
In particular, in times of economic downturn and weak property markets during which there is increased risk that the NOI of the property may decline and the DCR fall below the minimum benchmark required by the bank to approve the loan, and even below 1, banks are requiring a higher DCR, so they are protected against future declines of NOI.

Not exact matches

The New York Times spoke to a number of experts on the topic, who cited social changes — such as higher divorce rates — and the economic downturn as possible reasons for the increase in suicide rates overall.
In the midst of possibly the worst economic downturn of our time, it's safe to say that small business owners across the country are looking for answers on how tough times are affecting the value of their businesses.
It is wishful thinking to imagine that the most extreme economic, debt and investment bubble in history was corrected by a mild economic downturn, a market decline that leaves stocks at 21 times peak earnings (higher than at the 1929 and 1987 peaks), and just a few large - scale defaults from a corporate debt position which continues to claim a record share of operating earnings to finance.
Since the advent of the Federal Reserve there have been longer periods of apparent stability followed by much greater financial crises and economic downturns (the three most severe peace - time economic downturns in the US (the downturns of the 1930s, the 1970s and the 2000s) occurred since the birth of the Fed).
The stark drop in natural gas prices from an all - time high of more than $ 15 per 1,000 cubic feet in 2005 to near $ 4 today results from a range of factors including the global economic downturn, competitive coal prices, unusually warm winters, the improvement of hydraulic fracturing («fracking») drilling techniques, and the production of natural gas as a byproduct when drillers frack for petroleum.
Thus, during times of instability from economic downturns or other environmental strains, schisms are likely to become producers of further schisms, causing more turbulence in religious organizations than might be predicted otherwise.
He said the current recession was as a result of cumulative effects of worldwide economic downturn and failure in the past to plan and save for difficult times.
In spite of the fact that the market for new cars in Ghana has slackened as a result of the current economic downturn, the used car market online in the country has, however, for some time now, been clocking top - gear growtIn spite of the fact that the market for new cars in Ghana has slackened as a result of the current economic downturn, the used car market online in the country has, however, for some time now, been clocking top - gear growtin Ghana has slackened as a result of the current economic downturn, the used car market online in the country has, however, for some time now, been clocking top - gear growtin the country has, however, for some time now, been clocking top - gear growth.
For the first time in history, the federal government has assumed a dramatic new school - funding role, that of banker of last resort, providing stopgap revenues to the nation's schools during economic downturns.
In conclusion, it is important to understand that eLearning is not only an attractive solution in terms of economic downturn, but it is also an efficient and cost - effective solution when employees need to be quickly educated on relevant knowledge and skills, in spite of their location and time zonIn conclusion, it is important to understand that eLearning is not only an attractive solution in terms of economic downturn, but it is also an efficient and cost - effective solution when employees need to be quickly educated on relevant knowledge and skills, in spite of their location and time zonin terms of economic downturn, but it is also an efficient and cost - effective solution when employees need to be quickly educated on relevant knowledge and skills, in spite of their location and time zonin spite of their location and time zone.
«This is a challenging time of initiating such a change movement,» says Massachusetts education secretary Paul Reville, referring to the economic downturn, «but the cost of not initiating this scope and scale of change far exceeds in the long run the cost of doing it.»
Anil Goteti, Director (Retail) of Flipkart, also feels gifting books can come in handy at a time when festive buying has been somewhat marred by the economic downturn prevailing in the country.
«I got into the information technology field but in 2008, when some of us found ourselves out of a job due to the economic downturn, I found the time to write while looking for a new job.
How does asset allocation work in a depression (the same terms used this time to describe the economic downturn are similar or exactly as those used in the 1929 downturn) when millions of people have lost significant value?
Alas, this is one of those times in which the articles are not talking about deflation but about a (further) economic downturn.
All of the loans were made in the same region to the bank's customers, so an economic downturn such as the oil bust in Texas might cause many of the loans to go into default at the same time.
«[The program] was created to support state HFAs and their efforts to provide qualified first - time homebuyers with financing in the wake of the housing and economic downturn,» Janis Smith, a Fannie Mae spokesperson, says.
The most reliable stocks to invest in have a history of success and dividends that have increased over time The most reliable stocks to invest in pay sustainable dividends that have been maintained or raised during economic or stock - market downturns.
Since this country is in the midst of an economic downturn, it is a good time for retailers to evaluate their sales strategy when it comes to freshwater livestock.
Speaking to The Earth Times after the recent round of talks at Cancun, Artur Runge - Metzger, head of the European Commission's environment unit and the EC's chief negotiator on climate change, noted that while the economic downturn in developed countries had resulted in lower emissions, other countries such as China and India have remained unaffected and had seen their emissions continue to rise.
The International Energy Agency reports that this marks «the first time in 40 years in which there was a halt or reduction in emissions of the greenhouse gas that was not tied to an economic downturn
Almost 19 % of BC's «Rosenfelds» were saved in the 70 % of CO2E covered by the BC Carbon Tax, so a bit over 13 % savings in Rosenfelds (this would be more effective than any other single measure anywhere by a wide margin), and the economy of the province remained as strong as before the legislative changes so far as analysts can determine, which is pretty freaking amazing, given that the changes happened just before the largest global economic downturn in over half a century, and pretty much 95 % of the planet's economies tanked in that time.
NAR has long advocated for mortgage forgiveness tax relief, policy that was first established in 2007 at the onset of the housing and economic downturn and that has expired and been extended several times; most recently, early in 2018, it was retroactively extended to cover 2017.
There is nothing like a prolonged economic downturn to focus attention on unwanted fixed costs though, so it was only a matter of time before those paying flat rates to associates started moving in the direction of performance - related measures instead.
Firms that used to collect on average about 92 cents for every dollar of standard time their lawyers worked in 2007, before the economic downturn, now are getting less than 85 cents, a «historic low» according to a Georgetown Law Center for the Study of the Legal Profession senior fellow; and
During times of economic downturn, litigation becomes increasingly popular; in tough times, individuals and organizations are more likely to resort to the legal system to recoup financial losses or to use litigation as a cash flow tool to avoid paying money owed.
The auto insurance industry in the United States has an ever growing fraud problem, and recently, with the new economic downturn, the number of fraudulent claims filed to insurance providers is at an all time high.
Work reliability is a bit unpredictable in this field «often, businesses will delay maintenance work during times of economic downturn, leaving little or no work for Maintenance Managers.
Find out how to position yourself to accommodate / progress your career in times of increased job rotation as well as keeping that job during times of economic downturn... Good career advice for unemployed persons would be to consider a career change.
The economic downturn has also proven unforgiving on divorcing couples who bought property in more optimistic times, and struggle with mortgage debts that exceed the value of their properties.
NAR has long advocated for mortgage forgiveness tax relief, policy that was first established in 2007 at the onset of the housing and economic downturn and that has expired and been extended several times; most recently, early in 2018, it was retroactively extended to cover 2017.
The financial health of many real estate companies is often precarious, even in good times, and while we can continue to jump through all the legislative hoops in today's very good real estate market, we will not have this luxury of additional resources when the next economic downturn occurs.
Regarding the consummation of completing the restructuring of over $ 300 million in loans caused by the global economic downturn, Siegel Group CEO Stephen Siegel stated, «it was an arduous and time - consuming process that took nearly three years to complete.
By that time, the United States was experiencing one of the worst economic downturns in its history.
«I think retail is having the hardest time year - to - date,» says Randy Blankstein, president of Boulder Net Lease Funds in Northbrook, Ill. «There are a lot of negative factors related to the drop in consumer spending and some of the challenges for growth in that market due to the economic and housing downturn
One study looked at the market for condos in Boston during a time of economic downturn and compared the pricing behaviors of real estate agents and owners of similar units who bought their condos at different prices.
Mary Kay Irving: Sellers actually have a little bit of an advantage in this market currently because we have such a low inventory with the economic downturn, people had been holding off on selling and so right now because of the low interest rates we have a lot of buyers but not enough inventory, not enough property for them, so it's a great time for sellers and my recommendations for them would also be to hire an agent but to make sure that they get a pre-listing inspection done and so that they are not caught by any surprises of work that needs to be done and that the buyers will be asking them to do and also that they make sure, if they've got, money is available to look into getting a consultation from a stager, a professional stager, at the very least they need to be making sure everything is de-cluttered and arranged properly, so sellers who do hire a professional stager actually sell their homes much more quickly and for a higher price, for higher final sale price, so it's in their best interest to actually hire a stager.
But once the economic downturn stripped houses of half their value, the one - time happy abode became the hot potato that no one wanted in a divorce because it came with a mountain of mortgage debt — «worse than credit cards,» Sigman said.
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