But strong pressure to do so will exist
in times of economic downturns, as the legal profession is now facing by reason of the problem of unaffordable legal services.
, «a wide variety of studies show that, on average, college does pay off in both financial and non financial ways,» so completing your education, particularly
in times of economic downturn, is crucial if you want to be competitive in the job market.
Its value is typically inversely correlated to the rest of the market as a whole, because its status as a material, durable store of value makes it a preferred «safe haven» to move money into
in times of economic downturn, when stock prices, bond yields and similar investments are losing value.
We await the outcome of the review, with the CML's ominous warning in mind: «any change should not be considered lightly and its impact should not be underestimated particularly
in a time of economic downturn.»
«Let's not repeat history's mistakes of blaming immigrants for unemployment
in times of economic downturn.
Especially
in times of economic downturn, companies look for candidates who can «hit the ground running.»
But
in a time of economic downturn and a new era in environmental awareness, a home's location takes on a whole new dimension.
In particular,
in times of economic downturn and weak property markets during which there is increased risk that the NOI of the property may decline and the DCR fall below the minimum benchmark required by the bank to approve the loan, and even below 1, banks are requiring a higher DCR, so they are protected against future declines of NOI.
Not exact matches
The New York
Times spoke to a number
of experts on the topic, who cited social changes — such as higher divorce rates — and the
economic downturn as possible reasons for the increase
in suicide rates overall.
In the midst
of possibly the worst
economic downturn of our
time, it's safe to say that small business owners across the country are looking for answers on how tough
times are affecting the value
of their businesses.
It is wishful thinking to imagine that the most extreme
economic, debt and investment bubble
in history was corrected by a mild
economic downturn, a market decline that leaves stocks at 21
times peak earnings (higher than at the 1929 and 1987 peaks), and just a few large - scale defaults from a corporate debt position which continues to claim a record share
of operating earnings to finance.
Since the advent
of the Federal Reserve there have been longer periods
of apparent stability followed by much greater financial crises and
economic downturns (the three most severe peace -
time economic downturns in the US (the
downturns of the 1930s, the 1970s and the 2000s) occurred since the birth
of the Fed).
The stark drop
in natural gas prices from an all -
time high
of more than $ 15 per 1,000 cubic feet
in 2005 to near $ 4 today results from a range
of factors including the global
economic downturn, competitive coal prices, unusually warm winters, the improvement
of hydraulic fracturing («fracking») drilling techniques, and the production
of natural gas as a byproduct when drillers frack for petroleum.
Thus, during
times of instability from
economic downturns or other environmental strains, schisms are likely to become producers
of further schisms, causing more turbulence
in religious organizations than might be predicted otherwise.
He said the current recession was as a result
of cumulative effects
of worldwide
economic downturn and failure
in the past to plan and save for difficult
times.
In spite of the fact that the market for new cars in Ghana has slackened as a result of the current economic downturn, the used car market online in the country has, however, for some time now, been clocking top - gear growt
In spite
of the fact that the market for new cars
in Ghana has slackened as a result of the current economic downturn, the used car market online in the country has, however, for some time now, been clocking top - gear growt
in Ghana has slackened as a result
of the current
economic downturn, the used car market online
in the country has, however, for some time now, been clocking top - gear growt
in the country has, however, for some
time now, been clocking top - gear growth.
For the first
time in history, the federal government has assumed a dramatic new school - funding role, that
of banker
of last resort, providing stopgap revenues to the nation's schools during
economic downturns.
In conclusion, it is important to understand that eLearning is not only an attractive solution in terms of economic downturn, but it is also an efficient and cost - effective solution when employees need to be quickly educated on relevant knowledge and skills, in spite of their location and time zon
In conclusion, it is important to understand that eLearning is not only an attractive solution
in terms of economic downturn, but it is also an efficient and cost - effective solution when employees need to be quickly educated on relevant knowledge and skills, in spite of their location and time zon
in terms
of economic downturn, but it is also an efficient and cost - effective solution when employees need to be quickly educated on relevant knowledge and skills,
in spite of their location and time zon
in spite
of their location and
time zone.
«This is a challenging
time of initiating such a change movement,» says Massachusetts education secretary Paul Reville, referring to the
economic downturn, «but the cost
of not initiating this scope and scale
of change far exceeds
in the long run the cost
of doing it.»
Anil Goteti, Director (Retail)
of Flipkart, also feels gifting books can come
in handy at a
time when festive buying has been somewhat marred by the
economic downturn prevailing
in the country.
«I got into the information technology field but
in 2008, when some
of us found ourselves out
of a job due to the
economic downturn, I found the
time to write while looking for a new job.
How does asset allocation work
in a depression (the same terms used this
time to describe the
economic downturn are similar or exactly as those used
in the 1929
downturn) when millions
of people have lost significant value?
Alas, this is one
of those
times in which the articles are not talking about deflation but about a (further)
economic downturn.
All
of the loans were made
in the same region to the bank's customers, so an
economic downturn such as the oil bust
in Texas might cause many
of the loans to go into default at the same
time.
«[The program] was created to support state HFAs and their efforts to provide qualified first -
time homebuyers with financing
in the wake
of the housing and
economic downturn,» Janis Smith, a Fannie Mae spokesperson, says.
The most reliable stocks to invest
in have a history
of success and dividends that have increased over
time The most reliable stocks to invest
in pay sustainable dividends that have been maintained or raised during
economic or stock - market
downturns.
Since this country is
in the midst
of an
economic downturn, it is a good
time for retailers to evaluate their sales strategy when it comes to freshwater livestock.
Speaking to The Earth
Times after the recent round
of talks at Cancun, Artur Runge - Metzger, head
of the European Commission's environment unit and the EC's chief negotiator on climate change, noted that while the
economic downturn in developed countries had resulted
in lower emissions, other countries such as China and India have remained unaffected and had seen their emissions continue to rise.
The International Energy Agency reports that this marks «the first
time in 40 years
in which there was a halt or reduction
in emissions
of the greenhouse gas that was not tied to an
economic downturn.»
Almost 19 %
of BC's «Rosenfelds» were saved
in the 70 %
of CO2E covered by the BC Carbon Tax, so a bit over 13 % savings
in Rosenfelds (this would be more effective than any other single measure anywhere by a wide margin), and the economy
of the province remained as strong as before the legislative changes so far as analysts can determine, which is pretty freaking amazing, given that the changes happened just before the largest global
economic downturn in over half a century, and pretty much 95 %
of the planet's economies tanked
in that
time.
NAR has long advocated for mortgage forgiveness tax relief, policy that was first established
in 2007 at the onset
of the housing and
economic downturn and that has expired and been extended several
times; most recently, early
in 2018, it was retroactively extended to cover 2017.
There is nothing like a prolonged
economic downturn to focus attention on unwanted fixed costs though, so it was only a matter
of time before those paying flat rates to associates started moving
in the direction
of performance - related measures instead.
Firms that used to collect on average about 92 cents for every dollar
of standard
time their lawyers worked
in 2007, before the
economic downturn, now are getting less than 85 cents, a «historic low» according to a Georgetown Law Center for the Study
of the Legal Profession senior fellow; and
During
times of economic downturn, litigation becomes increasingly popular;
in tough
times, individuals and organizations are more likely to resort to the legal system to recoup financial losses or to use litigation as a cash flow tool to avoid paying money owed.
The auto insurance industry
in the United States has an ever growing fraud problem, and recently, with the new
economic downturn, the number
of fraudulent claims filed to insurance providers is at an all
time high.
Work reliability is a bit unpredictable
in this field «often, businesses will delay maintenance work during
times of economic downturn, leaving little or no work for Maintenance Managers.
Find out how to position yourself to accommodate / progress your career
in times of increased job rotation as well as keeping that job during
times of economic downturn... Good career advice for unemployed persons would be to consider a career change.
The
economic downturn has also proven unforgiving on divorcing couples who bought property
in more optimistic
times, and struggle with mortgage debts that exceed the value
of their properties.
NAR has long advocated for mortgage forgiveness tax relief, policy that was first established
in 2007 at the onset
of the housing and
economic downturn and that has expired and been extended several
times; most recently, early
in 2018, it was retroactively extended to cover 2017.
The financial health
of many real estate companies is often precarious, even
in good
times, and while we can continue to jump through all the legislative hoops
in today's very good real estate market, we will not have this luxury
of additional resources when the next
economic downturn occurs.
Regarding the consummation
of completing the restructuring
of over $ 300 million
in loans caused by the global
economic downturn, Siegel Group CEO Stephen Siegel stated, «it was an arduous and
time - consuming process that took nearly three years to complete.
By that
time, the United States was experiencing one
of the worst
economic downturns in its history.
«I think retail is having the hardest
time year - to - date,» says Randy Blankstein, president
of Boulder Net Lease Funds
in Northbrook, Ill. «There are a lot
of negative factors related to the drop
in consumer spending and some
of the challenges for growth
in that market due to the
economic and housing
downturn.»
One study looked at the market for condos
in Boston during a
time of economic downturn and compared the pricing behaviors
of real estate agents and owners
of similar units who bought their condos at different prices.
Mary Kay Irving: Sellers actually have a little bit
of an advantage
in this market currently because we have such a low inventory with the
economic downturn, people had been holding off on selling and so right now because
of the low interest rates we have a lot
of buyers but not enough inventory, not enough property for them, so it's a great
time for sellers and my recommendations for them would also be to hire an agent but to make sure that they get a pre-listing inspection done and so that they are not caught by any surprises
of work that needs to be done and that the buyers will be asking them to do and also that they make sure, if they've got, money is available to look into getting a consultation from a stager, a professional stager, at the very least they need to be making sure everything is de-cluttered and arranged properly, so sellers who do hire a professional stager actually sell their homes much more quickly and for a higher price, for higher final sale price, so it's
in their best interest to actually hire a stager.
But once the
economic downturn stripped houses
of half their value, the one -
time happy abode became the hot potato that no one wanted
in a divorce because it came with a mountain
of mortgage debt — «worse than credit cards,» Sigman said.