Sentences with phrase «in times of financial stress»

While a death benefit should always be the main objective of life insurance, it's important to think about the ways your policy could come in handy in times of financial stress.
In a time of financial stress, the financial guaranty insurers can pay off claims slowly, and reduce the writing of new business, which would allow them to delever rapidly.

Not exact matches

In fact, studies find that homeowners are no happier than renters and have higher levels of stress, largely due to the financial burden and greater time constraints.
Yet, «at the same time, when you understand what really led to the severity of the financial stress in the U.S., which actually went global in 2008 and 2009, it was related to a number of factors that are not present in Canada,» she said.
Tax time only comes once a year, but it can feel like it lasts for months — here are a few of my favorite ways to reduce the stress and time spent on tax, and financial documentation in general.
Financial stress sweeps over the United States during this time of year, with people rushing to fit into their accountants» jam - packed schedules to get their taxes in order and ready for the Internal Revenue Service (IRS).
Banks and other institutions could lend more money every time the Fed reduced rates, and this led consumers to feel more confident in borrowing more, but it stressed their actual financial system beyond repair in many cases, and it caused stress for those that didn't borrow because they felt priced out of the housing market.
This means that p / c companies can't experience massive «runs» in times of widespread financial stress, a characteristic of prime importance to Berkshire that we factor into our investment decisions.»
Let me make a modest suggestion: financial and mortgage insurance does not work in times of extreme financial stress.
The Comprehensive Capital Analysis and Review (CCAR) is an annual exercise by the Federal Reserve to assess whether the largest bank holding companies operating in the United States have sufficient capital to continue operations throughout times of economic and financial stress and that they have robust, forward - looking capital - planning processes that account for their unique risks.
An exception has been made this year after the wives were nominated in a letter noting that they have «bravely supported their husbands on the path to Christians unity: in the process they have surrendered financial security and family homes while having to support their families at a time of great stress and uncertainty.
The requirement to finance automatic pay increases has undermined attempts to stretch taxpayer dollars further in a time of extreme financial stress.
Ebibai called for «patience and understanding from all well - meaning Bayelsa citizens», stressing that the government was committed to the fulfillment of its responsibility to its citizens in spite of the financial challenges of the time.
It is particularly important in these times of industrial and financial stress, that children shall not suffer defects which may mark and handicap them for their entire life.»
The attempts of financial institutions to deleverage by selling financial assets could cause prices to spiral downward during times of market stress and in this way cause a counterproductive effect by exacerbating a financial crisis.
«It was about changing the culture in our neediest schools towards one of excellence, and demonstrating, in a time of great financial stress in our state, that we can do something really dramatic and bold in our most difficult schools,» Raymond said.
Since the financial crisis, sub-zero yields have occurred sporadically, however they have typically appeared during times of market stress and predominantly in short - dated, highly liquid assets.
I quote S&P from a paragraph entitled, «Time is On Their Side,» in their December 19, 2007 report: «Detailed Results of Subprime Stress Test of Financial Guarantors.»
Yet, «at the same time, when you understand what really led to the severity of the financial stress in the U.S., which actually went global in 2008 and 2009, it was related to a number of factors that are not present in Canada,» she said.
But there are times when you feel like you are under stress, maybe not as bad as the stress of those in the Alamo, but nevertheless stress because of financial hardship, because of debt piling up, because you really need a loan.
All of this stress has led to a near - constant murmur in financial commentary about when the U.S. Federal Reserve might officially raise the target federal funds rate for the first time since December 2008.
Thus I would be careful on the equities of any buyers in this environment, and would be a seller of any company that is a rapid buyer during this time of financial stress.
These four ways to save money on your way to work will save thousands a year without making you late Financial emergencies can hit all of us at the most difficult of times, and while payday loans online may be available should this emergency occur, the stress of saving money in our everyday lives can -LSB-...]
Let me make a modest suggestion: financial and mortgage insurance does not work in times of extreme financial stress.
The old adage «You have to spend money to make money,» may be true in many cases, but job search expenses by their nature can come at a time of financial stress.
The analyst must seek to guard himself against this danger as best he can: in part, by dealing with those situations preferably which are not subject to sudden change; in part, by favoring securities in which the popular interest is keen enough to promise a fairly swift response to value elements which he is the first to recognize; in part, by tempering his activities to the general financial situation — laying more emphasis on the discovery of undervalued securities when business and market conditions are on a fairly even keel, and proceeding with greater caution in times of abnormal stress and uncertainty.»
We don't want to add to your financial stress during this time of uncertainty in your life.
This aligns our financial interests with your interest in reaching an agreement without the time, costs, and stress of court litigation.
In addition to the physical harm sustained in a scaffolding accident, victims and their families often times must deal with a great amount of emotional and financial stresIn addition to the physical harm sustained in a scaffolding accident, victims and their families often times must deal with a great amount of emotional and financial stresin a scaffolding accident, victims and their families often times must deal with a great amount of emotional and financial stress.
This coverage is designed to provide financial stability in a time of stress and uncertainty, allowing you to keep your business moving forward without missing a beat.
In Mutual of Omaha's Cancer, Heart Attack, And Stroke Insurance product, these benefits pay out to help prevent unneeded financial stress on the family during this time.
With financial assistance for the replacement of contents and with help for the process of being displaced in Washington for a time, this can be a valuable insurance policy that will help to immensely minimize your Washington stress levels.
Accordingly, the cryptocurrency is expected to put on a good show during times of stress in the broader financial markets.
Moty Cristal, an international negotiator and an active member in global Jewish affairs, stresses that: «BitCoen project is a breath of fresh air which can further support the close relationships between Jewish communities worldwide, in this time of dynamic financial challenges and innovative opportunities».
In these times, and even in the best of circumstances, it can be difficult to cope, and it is not uncommon to feel stressed, anxious, or overwhelmed about life, one's family or financial situation, or the futurIn these times, and even in the best of circumstances, it can be difficult to cope, and it is not uncommon to feel stressed, anxious, or overwhelmed about life, one's family or financial situation, or the futurin the best of circumstances, it can be difficult to cope, and it is not uncommon to feel stressed, anxious, or overwhelmed about life, one's family or financial situation, or the future.
There are plenty of free holiday activities for families in Michigan, so you can have a great time without adding to your financial stress.
Mediation helps alleviate the financial stress that litigation comes with by removing a majority of the considerable time and expense found in a litigated divorce.
During a time of transition when parents are dealing with legal, financial, social and psychological stresses, making major decisions that are in children's best interests is challenging.
Providing support during times of extreme upheaval such as births, deaths, divorces, financial distress, long term sickness, and anxiety she understands the ways in which life stressors can bring about unhealthy coping mechanisms and aims to aid in the client identifying healthier ways of managing stress and anxiety.
We don't want to add to your financial stress during this time of uncertainty in your life.
Variations in the type, severity, chronicity and timing of maternal depression [9], heterogeneity in sampling (community versus high - risk multiproblem samples), and potentiating risk factors, such as family adversity, low social support and financial stress [10], all contribute to differences in outcomes in children.
In relation to the open - ended question regarding the family impacts of problem gambling, three categories of response captured all answers given by the participants (excluding answers: no / little impact; n = 3): (1) financial impact including lack of money, stealing, and theft; (2) intrapersonal impact including, stress, anxiety, and depression; (3) interpersonal impact including breakdown of a marriage or intimate relationship, trust issues, aggression, fights and the time spent gambling instead of with the family.
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