In April 2017 the Consumer Financial Protection Bureau filed an enforcement action asserting that Golden Valley and three other lenders were engaged
in unfair debt collection practices because they violated state usury laws, and also failed to disclose the effective interest rates, violating the federal Truth in Lending law (enacted in 1969).
Not exact matches
Debtors
in New York are protected against
unfair collections practices mainly under two different laws: the New York State
Debt Collection Procedures Law and the federal Fair
Debt Collection
Practices Act.
In a joint agency complaint, the FTC and CFPB alleged foul play: Green Tree committed a slew of unfair and deceptive practices in loan servicing, debt collection, and credit reporting that affected homeowners nationwid
In a joint agency complaint, the FTC and CFPB alleged foul play: Green Tree committed a slew of
unfair and deceptive
practices in loan servicing, debt collection, and credit reporting that affected homeowners nationwid
in loan servicing,
debt collection, and credit reporting that affected homeowners nationwide.
Jordan M. Sartell joined the class action
practice of Francis & Mailman, P.C.
in 2017 and litigates on behalf of consumers damaged by erroneous credit reports, inaccurate employment background checks, abusive
debt collection practices, and other deceptive and
unfair business
practices.
Debt collection agents may not lie to you, harass you, or use unfair practices when they try to collect a debt from you, and they must honor and obey a request in writing from you to prevent any further cont
Debt collection agents may not lie to you, harass you, or use
unfair practices when they try to collect a
debt from you, and they must honor and obey a request in writing from you to prevent any further cont
debt from you, and they must honor and obey a request
in writing from you to prevent any further contact.
The two main laws prevent
unfair debt collection practices and allow consumers to refuse to pay their credit card bills
in certain situations.
Mr. Moreno has successfully represented clients
in claims involving breach of contract,
unfair business
practices, false advertising, fraud, breach of fiduciary duty, negligence, wrongful foreclosure,
unfair debt collection,
unfair credit reporting, unjust enrichment, misappropriation of trade secrets, quiet title, emotional distress, and receiverships, among others.
Mr. Murtha has written and taught on the subjects and has successfully litigated cases
in defense of consumers» rights, protecting them from the
unfair practices of
debt -
collection agencies, creditors, automobile dealerships, banks, student loan companies and other businesses
in both state and federal courts.