Sentences with phrase «in wealth accumulation»

More than 2 million subprime mortgage loans that lenders made during the boom years are in foreclosure, putting at risk $ 164 billion in wealth accumulation, the Center for Responsible Lending says in a study.

So, this section is more of a financial planning overview for seniors and how cash value life insurance can help in wealth accumulation.

Life insurance was initially designed to protect the income of families, particularly young families in the wealth accumulation phase, in the event of the head of household's death.

Our aim is to serve and grow with rising earners in the wealth accumulation phase of life.

It's probable that most readers of this magazine are still in wealth accumulation mode.

While these stark differences in wealth accumulation are accounted for in part by outstanding student debt, that's only part of the story.

Great for our young professional clients who are in the wealth accumulation phase of their lives.

So, this section is more of a financial planning overview for seniors and how cash value life insurance can help in wealth accumulation.

The key driver in any wealth accumulation process is a systematic approach to consistently keep spendings under control.

As the great Warren Buffett says, if you are a saver (in your wealth accumulation phase) you should be happy with the stock market drops.

If so, it will be interesting to see how effective these strategic asset allocation portfolios are in wealth accumulation and preventing the type of actual investor results which have been documented in years of DALBAR Quantitative Analysis of Investor Behavior studies.

I've got many contingencies for while I'm in my wealth accumulation phase, but I need to spend more time thinking about how to better protect my assets once I reach the wealth preservation stage.

Not exact matches

As I describe in Survival +, there is a positive feedback in the process of concentrating wealth and thus political power: the more wealth one acquires, the more political influence one can purchase, which then enables the accumulation of even more wealth as the State / Elite partnership showers benefits and monopolies on those who fund elections, i.e. the wealthy.

More importantly, median net worth actually fell from $ 84,100 in 1989 to $ 81,400 in 2013, indicating that much of the gains of wealth accumulation went to those in the top quintiles.

In fact, most of us have an extremely «active» wealth accumulation strategy called a day job that takes up a lot of time and is our most valuable asset.

The prosperity that comes from wealth accumulation means having control of your time, freedom from worry about meeting your needs, assurance that you will always have a full pantry, heat in the winter, nice clothes, and money for entertainment.

China is getting richer faster now than it did before, even though it looks like wealth creation is slowing (the difference is in the slower required accumulation of bad debt).

The 12th - century accumulation of wealth of the Knights Templar was seized by Philip the Fair, who dissipated it in warfare.

Otherwise would be found in wealth or asset to GDP ratio's, providing notions of wealth accumulation and success to development model, and thus expectations, credence effects, enabling the general dysfunction overall.

Wealth accumulation is not a priority and profits are reinvested in the enterprise to fund expansion.

The viewpoint is catching on with advisors and consumers, but retirement research is still largely focused on the notion that individuals need to find a safe withdrawal rate for their retirement and then use that as a barometer to compute a wealth accumulation target in order to fund their desired retirement spending.

His name first came into the spotlight in 2011 with a research paper entitled «Safe Savings Rate: A New Approach to Retirement Planning over the Life Cycle,» and much of his work is still centered on its main concept: That anyone who saves at their own «safe savings rate» will likely be able to achieve their retirement spending goals, regardless of their actual wealth accumulation and withdrawal rate.

Greater saving has been driven by increases in inequality and in the share of income going to the wealthy, increases in uncertainty about the length of retirement and the availability of benefits, reductions in the ability to borrow (especially against housing), and a greater accumulation of assets by foreign central banks and sovereign wealth funds.

Even small reductions in tax costs can have enormous consequences for wealth accumulation

Faced with a shortfall between lifestyle plans and wealth accumulation, some investors consider options like delaying retirement or taking on more investment risk in an attempt to boost returns.

Over the past year, the strong pace of debt accumulation has outstripped the growth in the household sector's assets, despite further significant gains in housing wealth (Table 9).

What they're saying and what they argue is that the issue is that the demographics which are changing dramatically... You know the baby boomers aren't buying as much, the Millennial's don't have as much money, at least in the United States, but around the world even in China where we've had a dramatic reduction in the growth in population, we don't have the youth that's coming on in relationship with the accumulation of wealth that the previous generations have had.

We can debate the potential causes of this imbalance — aging demographics, falling population growth, stagnation in innovation, zero - sum substitution of technology for labor, globalization, rising wealth inequality, excessive debt accumulation, and so on.

Instead, the technical and emotional guidance that only a trusted, human advisor (as opposed to robo - advisors, for instance) can offer to investors who are attempting to undertake the complex job of coordinating the accumulation, distribution and transfer of their wealth, is invaluable — particularly in an environment that is likely to deliver lower returns and higher volatility than investors have grown accustomed to recently.

At the same time, many low - and middle - income taxpayers simply do not participate in the regular and automatic saving vehicles through which much wealth accumulation occurs, such as paying off a mortgage and making regular deposits to retirement accounts.

It outlines a number of areas for Christians to consider and advises people to vote for a party that is interested in «reversing the accumulation of power and wealth in fewer and fewer hands, whether those of the state, corporations or individuals».

It means that this response is more important than the accumulation of personal wealth or attaining success in the eyes of the world.

They condemned the «speculative mania in America» that allowed an accumulation of wealth without the «accompanying trust to be carried on for the welfare of the whole people» (December 27, 1923).

It was shocking to see the sheer poverty in the villages, especially hilltribe areas, which showed dramatic contrast to accumulation of wealth and prosperity in Bangkok.

They recognize that «a spirit of callous disregard for life shows itself in direct assaults on human life such as abortion and capital punishment, as well as in senseless violence, escalating militarism, racism, xenophobia, and the skewed accumulation of wealth and life - sustaining resources.»

American society would continue as in the past to devote itself to the accumulation of wealth and power.

Is the rising power and capital accumulation of FAMGA (Facebook, Apple, Microsoft, Google, Amazon) together with advances in block chains and artificial intelligence leading to the concentration of wealth in ever fewer hands, obsolescence of manual labour and even the destruction of capitalism, as Karl Marx believed in the 19th century?

The wealth of those societies in which the capitalist mode of production prevails, presents itself as «an immense accumulation of commodities,» its unit being a single commodity.

Of course, the life - course nature of wealth accumulation means we can usually expect wealth holdings to increase with age, so those in the lowest wealth bands will tend to be younger.

«Black people in our American society were systematically locked out of what has been called «the greatest mass based opportunity for wealth accumulation in American history,»» Miner said, referring to the mid-20th century practice of redlining.

Of course, there is much contention on this topic, but many have suggested she created a «middle - class Britain», in which opportunities and wealth accumulation were available to more.

But now in politics, just as with Fred the Shred, people only see failure in Westminster and in this context personal wealth accumulation doesn't look good.

Kotlikoff has made contributions in the fields and subfields of generational economics, fiscal policy, computational economics, economic growth, national saving, intra - and intergenerational inequality, sources of wealth accumulation, intergenerational altruism and intra-family risk sharing, banking, and personal finance.

According to him, «the position of Ooni is not for wealth accumulation but is a position to serve the people as being enshrined in the «Omoluabi virtues».

Social inequality refers to disparities in the distribution of economic assets and income as well as between the overall quality and luxury of each person's existence within a society, while economic inequality is caused by the unequal accumulation of wealth; social inequality exists because the lack of wealth in certain areas prohibits these people from obtaining the same housing, health care, etc. as the wealthy, in societies where access to these social goods depends on wealth.

«Risk tolerance is one of the most important factors that contributes to wealth accumulation and retirement,» said Rui Yao, an associate professor of personal financial planning in the MU College of Health and Environmental Sciences.

Founded in 2002, Sugar daddie is a high quality and professional dating site for young, gorgeous ladies and decent men with wealth accumulation and social position.

Most plans create large spikes in pension wealth accumulation for teachers in their 50s.

These spikes act as an incentive for teachers to stay in the classroom until their pension wealth reaches its peak and then push them into retirement shortly thereafter, as pension wealth accumulation turns negative.

While we live in a market - driven economy ~ where winning and wealth accumulation are desired outcomes ~ education advocates on all sides of the political aisle currently assert that public schools are failing our children ~ especially minorities and low - income students.