Sentences with phrase «in your credit file with»

FICO ® Scores are based on the credit information in a credit file with a particular consumer reporting agency (CRA) at the time the score is calculated.

We fix an unlimited amount of negative items in your credit file with all 3 of the major credit agencies, for one flat fee.

Simply enroll in a free trial and you will receive 3 free credit scores based on the information found in your credit files with the 3 major credit bureaus: TransUnion, Equifax, and Experian.

A FICO ® Score is based on the credit information in a credit file with a particular consumer reporting agency (CRA) at the time the score is calculated.

This will make the three major credit bureaus to have different information in your credit file with them.

Not exact matches

«Generally, Americans with more complex tax situations file later in the tax season, especially if they expect that they'll owe money,» Credit Karma Tax General Manager Jagjit Chawla said in a statement.

In addition to factors previously disclosed in Tesla's and SolarCity's reports filed with the U.S. Securities and Exchange Commission (the «SEC») and those identified elsewhere in this document, the following factors, among others, could cause actual results to differ materially from forward - looking statements and historical performance: the ability to obtain regulatory approvals and meet other closing conditions to the transaction, including requisite approval by Tesla and SolarCity stockholders, on a timely basis or at all; delay in closing the transaction; the ultimate outcome and results of integrating the operations of Tesla and SolarCity and the ultimate ability to realize synergies and other benefits; business disruption following the transaction; the availability and access, in general, of funds to meet debt obligations and to fund ongoing operations and necessary capital expenditures; and the ability to comply with all covenants in the indentures and credit facilities of Tesla and SolarCity, any violation of which, if not cured in a timely manner, could trigger a default of other obligations under cross-default provisionIn addition to factors previously disclosed in Tesla's and SolarCity's reports filed with the U.S. Securities and Exchange Commission (the «SEC») and those identified elsewhere in this document, the following factors, among others, could cause actual results to differ materially from forward - looking statements and historical performance: the ability to obtain regulatory approvals and meet other closing conditions to the transaction, including requisite approval by Tesla and SolarCity stockholders, on a timely basis or at all; delay in closing the transaction; the ultimate outcome and results of integrating the operations of Tesla and SolarCity and the ultimate ability to realize synergies and other benefits; business disruption following the transaction; the availability and access, in general, of funds to meet debt obligations and to fund ongoing operations and necessary capital expenditures; and the ability to comply with all covenants in the indentures and credit facilities of Tesla and SolarCity, any violation of which, if not cured in a timely manner, could trigger a default of other obligations under cross-default provisionin Tesla's and SolarCity's reports filed with the U.S. Securities and Exchange Commission (the «SEC») and those identified elsewhere in this document, the following factors, among others, could cause actual results to differ materially from forward - looking statements and historical performance: the ability to obtain regulatory approvals and meet other closing conditions to the transaction, including requisite approval by Tesla and SolarCity stockholders, on a timely basis or at all; delay in closing the transaction; the ultimate outcome and results of integrating the operations of Tesla and SolarCity and the ultimate ability to realize synergies and other benefits; business disruption following the transaction; the availability and access, in general, of funds to meet debt obligations and to fund ongoing operations and necessary capital expenditures; and the ability to comply with all covenants in the indentures and credit facilities of Tesla and SolarCity, any violation of which, if not cured in a timely manner, could trigger a default of other obligations under cross-default provisionin this document, the following factors, among others, could cause actual results to differ materially from forward - looking statements and historical performance: the ability to obtain regulatory approvals and meet other closing conditions to the transaction, including requisite approval by Tesla and SolarCity stockholders, on a timely basis or at all; delay in closing the transaction; the ultimate outcome and results of integrating the operations of Tesla and SolarCity and the ultimate ability to realize synergies and other benefits; business disruption following the transaction; the availability and access, in general, of funds to meet debt obligations and to fund ongoing operations and necessary capital expenditures; and the ability to comply with all covenants in the indentures and credit facilities of Tesla and SolarCity, any violation of which, if not cured in a timely manner, could trigger a default of other obligations under cross-default provisionin closing the transaction; the ultimate outcome and results of integrating the operations of Tesla and SolarCity and the ultimate ability to realize synergies and other benefits; business disruption following the transaction; the availability and access, in general, of funds to meet debt obligations and to fund ongoing operations and necessary capital expenditures; and the ability to comply with all covenants in the indentures and credit facilities of Tesla and SolarCity, any violation of which, if not cured in a timely manner, could trigger a default of other obligations under cross-default provisionin general, of funds to meet debt obligations and to fund ongoing operations and necessary capital expenditures; and the ability to comply with all covenants in the indentures and credit facilities of Tesla and SolarCity, any violation of which, if not cured in a timely manner, could trigger a default of other obligations under cross-default provisionin the indentures and credit facilities of Tesla and SolarCity, any violation of which, if not cured in a timely manner, could trigger a default of other obligations under cross-default provisionin a timely manner, could trigger a default of other obligations under cross-default provisions.

Factors that could cause or contribute to actual results differing from our forward - looking statements include risks relating to: failure of DBRS to rate the Notes at the anticipated ratings levels, which is a closing condition, or at all; changes in the financial markets, including changes in credit markets, interest rates, securitization markets generally and our proposed securitization in particular; the willingness of investors to buy the Notes; adverse developments regarding OnDeck, its business or the online or broader marketplace lending industry generally, any of which could impact what credit ratings, if any, are issued with respect to the Notes; the extended settlement cycle for the scheduled closing on April 17, 2018, which may exacerbate the foregoing risks; and other risks, including those described in our Annual Report on Form 10 - K for the year ended December 31, 2017 and in other documents that we file with the Securities and Exchange Commission from time to time which are or will be available on the Commission's website at www.sec.gov.

Important factors that could cause actual results to differ from OnDeck's forward - looking statements are the risks that OnDeck may not be able to manage its anticipated or actual growth effectively, that its credit models do not adequately identify potential risks, and other risks, including those under the heading «Risk Factors» in OnDeck's Annual Report on Form 10 - K for the year ended December 31, 2016, its Quarterly Reports for the quarters ended June 30 and September 30, 2017 and in other documents that OnDeck files with the Securities and Exchange Commission, or SEC, from time to time which are available on the SEC website at www.sec.gov.

Credit Karma users with a credit file too «thin» to generate a credit score are able to review what information is in their credit reports, learn about why they don't currently have a credit score and how to build a credit hiCredit Karma users with a credit file too «thin» to generate a credit score are able to review what information is in their credit reports, learn about why they don't currently have a credit score and how to build a credit hicredit file too «thin» to generate a credit score are able to review what information is in their credit reports, learn about why they don't currently have a credit score and how to build a credit hicredit score are able to review what information is in their credit reports, learn about why they don't currently have a credit score and how to build a credit hicredit reports, learn about why they don't currently have a credit score and how to build a credit hicredit score and how to build a credit hicredit history.

We caution you that these statements are not guarantees of future performance and are subject to numerous risks and uncertainties, including volatility in the economy and the credit markets, supply and demand changes for vacation ownership and residential products, competitive conditions; the availability of capital to finance growth, and other matters referred to under the heading «Risk Factors» contained in our Annual Report on 10 - K for the year ended December 30, 2011 filed with the U.S. Securities and Exchange Commission (the «SEC») and in subsequent SEC filings, any of which could cause actual results to differ materially from those expressed in or implied in this presentation.

[107] This class action lawsuit was filed in 1994 with Selma Buycks - Roberson as lead plaintiff and alleged that Citibank Federal Savings Bank had engaged in practices forbidden under the Equal Credit Opportunity Act and the Fair Housing Act.

If one spouse is launching a new business and it comes with a lot of expenses, or has returned to college and can claim credits, filing separately may result in a lower tax burden.

Make a $ 450,000 home loan with 3 % down to a couple making $ 35,000 a year working at Starbucks; already burdened with $ 90,000 in student loans, $ 20,000 in credit card debt and FICO scores of 610, after they tell the loan officer they make $ 120,000 as senior managers of a large multi national corporation When they default on the home loan, file bankruptcy to discharge student and credit card debt and start living in section 8 housing, you now have a new brother and sister.

Upon separation from employment with the Company or on demand by the Company during my employment, I will immediately deliver to the Company, and will not keep in my possession, recreate, or deliver to anyone else, any and all Company property, including, but not limited to, Company Confidential Information, Associated Third Party Confidential Information, as well as all devices and equipment belonging to the Company (including computers, handheld electronic devices, telephone equipment, and other electronic devices), Company credit cards, records, data, notes, notebooks, reports, files, proposals, lists, correspondence, specifications, drawings, blueprints, sketches, materials, photographs, charts, any other documents and property, and reproductions of any and all of the aforementioned items that were developed by me pursuant to my employment with the Company, obtained by me in connection with my employment with the Company, or otherwise belonging to the Company, its successors, or assigns, including, without limitation, those records maintained pursuant to Section 3.C.

We caution you that these statements are not guarantees of future performance and are subject to numerous risks and uncertainties, including volatility in the economy and the credit markets, supply and demand changes for vacation ownership and residential products, competitive conditions; the availability of capital to finance growth, and other matters referred to under the heading «Risk Factors» contained in the Information Statement filed as an exhibit to our Annual Report on Form 10 - K for the year ended December 30, 2011 filed with the U.S. Securities and Exchange Commission (the «SEC») and in subsequent SEC filings, any of which could cause actual results to differ materially from those expressed in or implied in this presentation.

For example, if you earned $ 30,000 of income from working in the United States and you filed a U.S. tax return and paid $ 5000 in U.S. taxes, you would still report the $ 30,000 of U.S. income on your Canadian tax return but because Canada and the U.S. have a tax treaty you would be credited with the $ 5000 you paid in the U.S.

The company cautions you that these statements are not guarantees of future performance and are subject to numerous risks and uncertainties, including volatility in the economy and the credit markets, supply and demand changes for vacation ownership and residential products, competitive conditions; the availability of capital to finance growth, and other matters referred to under the heading «Risk Factors» contained in the company's most recent Annual Report on Form 10 - K filed with the U.S Securities and Exchange Commission (the «SEC») and in subsequent SEC filings, any of which could cause actual results to differ materially from those expressed in or implied in this press release.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Garden of Eden filed for bankruptcy this summer and D'Agostino, which was bailed out with a line of credit from Gristedes mogul John Catsimatidis in August, now has only nine locations in the city, down from 26 in 1996.

«Especially with everyone having their credit card on file, the drivers and customers, they know who's going to be in the car,» Barber said.

At 10:30 a.m. Wednesday in Jackson Heights, «Department of Consumer Affairs (DCA) Commissioner Lorelei Salas and partners will kick off the tax season with the launch of the Agency's 15th annual tax credit campaign and encourage New Yorkers who made $ 64,000 or less to file for free using NYC Free Tax Prep.

According to documents filed with ESD, Triangle Equities has committed equity for 10 percent of the $ 209 million project — while seeking the $ 16.5 million in subsidies from the state, $ 6.2 million from New York City, $ 10.1 million in federal tax credits and $ 131 million in loans, as well as other unspecified tax equity and subsidy programs.

He filed a lawsuit in December 2006 against the credit reporting agencies and several credit card companies, which resulted in a recent settlement with one agency that included concessions making it easier for patients to fight identity theft while they are hospitalized.

«In the wake of the hearings the number of sexual harassment cases filed with the EEOC [U.S. Equal Employment Opportunity Commission] doubled,» the final credits read.

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In 2009 a new IRS provision was established that that allows students and parents to qualify for a $ 2,500 textbook and course material tax credit by filling out IRS form 8863 and filing it with their taxes.

The credit results from the Settlement reached with Apple Inc. in an antitrust lawsuit filed by State Attorneys General and Class Plaintiffs about the price of electronic books.

The credit results from the Settlements reached with publishers Hachette, HarperCollins, Simon & Schuster, Macmillan, and Penguin in antitrust lawsuits filed by State Attorneys General and Class Plaintiffs about the price of electronic books.

This credit results from the Settlements reached with publishers Hachette, HarperCollins, Simon & Schuster, Macmillan, and Penguin in antitrust lawsuits filed by the State Attorneys General and Class Plaintiffs about the price of electronic books («E-books»).

According to the message from Amazon, «The credit results from legal settlements reached with publishers Hachette, HarperCollins, Simon & Schuster, Macmillan, and Penguin in antitrust lawsuits filed by State Attorneys General and Class Plaintiffs about the price of eBooks.

Marvel will automatically renew the subscription for the same length term at the renewal rate then in effect with the credit card on file unless and until the subscriber cancels.

The new model is the first in the industry designed to align with consumer - focused changes in the way Equifax, Experian and TransUnion handle several types of negative credit - file records, such as medical bills in collections, tax liens and public records.

If you contest the completeness or accuracy of information in your report, you should file a dispute with the credit bureau and with the company that furnished the information to the bureau.

And if they enroll in debt management plans as required by the credit counseling, the programs must be filed with the court.

However, each of the three main credit bureaus also calculates unique versions of the FICO and Vantage credit scores, along with a myriad of other rating systems as well — based on the information in their files.

A withholding tax isn't a problem in taxable accounts as you get a credit when filing taxes with the CRA but since a TFSA is a tax - free account in the eyes of the CRA, nothing can be done about the taxes withheld.

When filing Schedule EIC and claiming the credit with a qualifying child or children, it is very important that you find your credit amount in the appropriate column for your filing status and number of qualifying children on the earned income credit table.

Filed Under: Frugal Living Tagged With: charitable donation super credit, charitable donation tax credit, checkout charity campaign, cra charitable donation tax credit, in store charity donation

Interest stops building upon accepted proposals from the date you file your consumer proposal, making it possible to see real progress, reduction in your already «reduced» debt with each payment made — in like amount to the actual consolidated, monthly payment made — unlike what you previously experienced with minimum payments on your credit card that never seemed to reduce the balance owing, leaving you more despondent with each passing month and year.

FICO reached a similar conclusion in a 2017 report, citing that consumers with tax liens are «very likely to have additional derogatory information on their credit file and therefore tend to score relatively low, even after the public record data in question has been removed.»

If you find an entry that you do not recognize, or one that has an amount that is in error, file a dispute with the credit bureau to have the error removed.

However, if you decide to proceed with a lender and finalize your application after pre-approval, this lender will definitely make a hard pull to your credit report, which will be reflected both in your file and your credit score.

If, after reading this guide, you discover any errors in your credit report, immediately file a dispute with the corresponding credit bureau below:

She gets paid partially in cash and check, my father pays her taxes, they file jointly but she never has ANY tax refund she always owes, no property in her name whatsoever, (all in my father's name), her credit is shot as is because she can not be trusted with credit cards anymore.

Meaning if you have a personal auto policy, you need to file a claim with that before your credit card's collision damage waiver can kick in.

In addition, if someone should already have an established file, a brand new credit report with nothing on it is suspicious.

Keep in mind that even with a Security Freeze, your credit file will still be disclosed in certain situations.

The explanations must make sense and be consistent with other credit information in the file.»

Banks remain interested in those with good credit score and record but of course, there are all sorts of reasons that can lead to many blemishes on one's credit file.