You have a right to dispute inaccurate information
in your credit report by contacting the credit bureau directly.
In contrast, you can build positive information
in your credit report by paying your current accounts on time or even before due.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected
in such forward - looking statements and that should be considered
in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases
in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest
in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions
in the industries and markets
in which we operate
in the U.S. and globally and any changes therein, including fluctuations
in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain
in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment
by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders
by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both
in the U.S. and abroad; 20) the effect of changes
in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction
in our
credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending
by the U.S. and other governments on defense; 25) the possibility that our cash flows and our
credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving
credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial
reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco
in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations
in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
«
In our experience, geopolitical shocks tend to provide a buying opportunity, unless there is: an underlying economic slowdown... clear cut overvaluation; or a monetary tightening,» Andrew Garthwaite, an equity strategist at Credit Suisse, wrote in a note reported by CNB
In our experience, geopolitical shocks tend to provide a buying opportunity, unless there is: an underlying economic slowdown... clear cut overvaluation; or a monetary tightening,» Andrew Garthwaite, an equity strategist at
Credit Suisse, wrote
in a note reported by CNB
in a note
reported by CNBC.
FICO receives a
report of your
credit getting checked
by a lender — and since new
credit accounts come with these
credit inquiries beforehand, a small drop
in your score might happen.
Case
in point: In mid-September, three weeks before Morneau tabled his rules, credit reporting agency TransUnion estimated that hundreds of thousands of Canadians carrying variable rate subprime mortgages could be significantly impacted by interest rate increases of even 25 basis point
in point:
In mid-September, three weeks before Morneau tabled his rules, credit reporting agency TransUnion estimated that hundreds of thousands of Canadians carrying variable rate subprime mortgages could be significantly impacted by interest rate increases of even 25 basis point
In mid-September, three weeks before Morneau tabled his rules,
credit reporting agency TransUnion estimated that hundreds of thousands of Canadians carrying variable rate subprime mortgages could be significantly impacted
by interest rate increases of even 25 basis points.
Essentially, a company
credit report gives you the benefit of seeing an objective summary of a company's
credit history and from this you get its
credit score, which is used
by all financial institutions
in assessing
credit worthiness.
Topics included: early
reporting on inaccuracies
in the articles of The New York Times's Judith Miller that built support for the invasion of Iraq; the media campaign to destroy UN chief Kofi Annan and undermine confidence
in multilateral solutions; revelations
by George Bush's biographer that as far back as 1999 then - presidential candidate Bush already spoke of wanting to invade Iraq; the real reason Bush was grounded during his National Guard days — as recounted
by the widow of the pilot who replaced him; an article published throughout the world that highlighted the West's lack of resolve to seriously pursue the genocidal fugitive Bosnian Serb leader Radovan Karadzic, responsible for the largest number of European civilian deaths since World War II; several investigations of allegations
by former members concerning the practices of Scientology; corruption
in the leadership of the nation's largest police union; a well - connected humanitarian relief organization operating as a cover for unauthorized US covert intervention abroad; detailed evidence that a powerful congressional critic of Bill Clinton and Al Gore for financial irregularities and personal improprieties had his own track record of far more serious transgressions; a look at the practices and values of top Democratic operative and the clients they represent when out of power
in Washington; the murky international interests that fueled both George W. Bush's and Hillary Clinton's presidential campaigns; the efficacy of various proposed solutions to the failed war on drugs; the poor - quality televised news program for teens (with lots of advertising) that has quietly seeped into many of America's public schools; an early exploration of deceptive practices
by the
credit card industry; a study of ecosystem destruction
in Irian Jaya, one of the world's last substantial rain forests.
In fact, four in five credit cards boast at least one of these hidden benefits that could save you money, according to a report by CreditCards.co
In fact, four
in five credit cards boast at least one of these hidden benefits that could save you money, according to a report by CreditCards.co
in five
credit cards boast at least one of these hidden benefits that could save you money, according to a
report by CreditCards.com.
Nevertheless, the average VantageScore, which was developed
by Experian and the other major national
credit reporting companies Equifax and TransUnion, is now 675 — the highest
in the decade since the Great Recession.
Total
credit card debt has reached its highest point ever, surpassing $ 1 trillion
in 2017, according to a separate
report by the Federal Reserve.
A 2004 study
by the U.S. Public Interest Research Group found that one
in four
reports contains an error serious enough to deny you
credit or employment.
There really isn't any question that retail stores are experience challenging times, with a
report by Credit Suisse estimating that more than 8,600 stores will close
in 2017 alone.
A former top military aide to Secretary Ash Carter used a government
credit card to pay large bar tabs at strip clubs
in Rome and
in South Korea frequented
by prostitutes and engaged
in «inappropriate» behavior with women, a long - awaited
report by the Department of Defense Inspector General released Thursday found.
«Canada's ability to outperform has relied on the strength of household demand, as consumers have held fast to the
credit - financed spending patterns abandoned
by their peers
in the U.S. and Europe,» Moody's said
in a September
report.
As a result, previously
reported aggregate business segment net sales and operating income for total year 2017 increased $ 1.568 billion and $ 402 million, respectively, offset
by similar increases
in the elimination of dual
credit net sales and operating income amounts.
Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's
credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations
in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused
by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur
in the legal and regulatory proceedings described
in the Company's Annual
Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly
reports on Form 10 - Q (the «Reports&r
reports on Form 10 - Q (the «
Reports&r
Reports»).
It's small potatoes when compared to the huge demand for wearable computers expected
in the near future, according to a
report by Credit Suisse.
According to a
report done
by Credit Suisse, this will result
in 20 % to 25 % of malls closing
in the next five years.
A NEW
report by the Reserve Bank of Australia and the Australian Competition and Consumer Commission has revealed significant hidden costs
in credit cards, debit cards and ATMs.These hidden costs are due to the interchange fees financial institutions
Keep
in mind that several of the
credit reporting agencies regularly update their records using information provided
by the Social Security Administration.
In addition, at any time when incremental term loans are outstanding, if the aggregate amount outstanding under the Asset - Based Revolving
Credit Facility exceeds the
reported value of inventory owned
by the borrowers and guarantors, NMG will be required to eliminate such excess within a limited period of time.
In addition to factors previously disclosed in Tesla's and SolarCity's reports filed with the U.S. Securities and Exchange Commission (the «SEC») and those identified elsewhere in this document, the following factors, among others, could cause actual results to differ materially from forward - looking statements and historical performance: the ability to obtain regulatory approvals and meet other closing conditions to the transaction, including requisite approval by Tesla and SolarCity stockholders, on a timely basis or at all; delay in closing the transaction; the ultimate outcome and results of integrating the operations of Tesla and SolarCity and the ultimate ability to realize synergies and other benefits; business disruption following the transaction; the availability and access, in general, of funds to meet debt obligations and to fund ongoing operations and necessary capital expenditures; and the ability to comply with all covenants in the indentures and credit facilities of Tesla and SolarCity, any violation of which, if not cured in a timely manner, could trigger a default of other obligations under cross-default provision
In addition to factors previously disclosed
in Tesla's and SolarCity's reports filed with the U.S. Securities and Exchange Commission (the «SEC») and those identified elsewhere in this document, the following factors, among others, could cause actual results to differ materially from forward - looking statements and historical performance: the ability to obtain regulatory approvals and meet other closing conditions to the transaction, including requisite approval by Tesla and SolarCity stockholders, on a timely basis or at all; delay in closing the transaction; the ultimate outcome and results of integrating the operations of Tesla and SolarCity and the ultimate ability to realize synergies and other benefits; business disruption following the transaction; the availability and access, in general, of funds to meet debt obligations and to fund ongoing operations and necessary capital expenditures; and the ability to comply with all covenants in the indentures and credit facilities of Tesla and SolarCity, any violation of which, if not cured in a timely manner, could trigger a default of other obligations under cross-default provision
in Tesla's and SolarCity's
reports filed with the U.S. Securities and Exchange Commission (the «SEC») and those identified elsewhere
in this document, the following factors, among others, could cause actual results to differ materially from forward - looking statements and historical performance: the ability to obtain regulatory approvals and meet other closing conditions to the transaction, including requisite approval by Tesla and SolarCity stockholders, on a timely basis or at all; delay in closing the transaction; the ultimate outcome and results of integrating the operations of Tesla and SolarCity and the ultimate ability to realize synergies and other benefits; business disruption following the transaction; the availability and access, in general, of funds to meet debt obligations and to fund ongoing operations and necessary capital expenditures; and the ability to comply with all covenants in the indentures and credit facilities of Tesla and SolarCity, any violation of which, if not cured in a timely manner, could trigger a default of other obligations under cross-default provision
in this document, the following factors, among others, could cause actual results to differ materially from forward - looking statements and historical performance: the ability to obtain regulatory approvals and meet other closing conditions to the transaction, including requisite approval
by Tesla and SolarCity stockholders, on a timely basis or at all; delay
in closing the transaction; the ultimate outcome and results of integrating the operations of Tesla and SolarCity and the ultimate ability to realize synergies and other benefits; business disruption following the transaction; the availability and access, in general, of funds to meet debt obligations and to fund ongoing operations and necessary capital expenditures; and the ability to comply with all covenants in the indentures and credit facilities of Tesla and SolarCity, any violation of which, if not cured in a timely manner, could trigger a default of other obligations under cross-default provision
in closing the transaction; the ultimate outcome and results of integrating the operations of Tesla and SolarCity and the ultimate ability to realize synergies and other benefits; business disruption following the transaction; the availability and access,
in general, of funds to meet debt obligations and to fund ongoing operations and necessary capital expenditures; and the ability to comply with all covenants in the indentures and credit facilities of Tesla and SolarCity, any violation of which, if not cured in a timely manner, could trigger a default of other obligations under cross-default provision
in general, of funds to meet debt obligations and to fund ongoing operations and necessary capital expenditures; and the ability to comply with all covenants
in the indentures and credit facilities of Tesla and SolarCity, any violation of which, if not cured in a timely manner, could trigger a default of other obligations under cross-default provision
in the indentures and
credit facilities of Tesla and SolarCity, any violation of which, if not cured
in a timely manner, could trigger a default of other obligations under cross-default provision
in a timely manner, could trigger a default of other obligations under cross-default provisions.
In addition, at any time when incremental term loans are outstanding, if the aggregate amount outstanding under the Asset - Based Revolving
Credit Facility exceeds the
reported value of inventory owned
by the borrowers and guarantors, we will be required to eliminate such excess within a limited period of time.
The panel is based on
credit report data collected
by Equifax (one of the three
credit bureaus
in the United States) and it contains information on all outstanding loans — including mortgages, auto and student loans, and
credit card debt — at the individual consumer level.
New charts introduced
in this quarter's
report show that $ 33 billion of this sum was originated
by borrowers with
credit scores below 620, near the 10 - year high.
In an interview with Nav co-founder and CEO, Levi King, he suggested the link to monitoring your
credit profile and positive results was measured
by their American Dream Gap
Report: «[B] usinesses that regularly monitor their
credit were 41 percent more likely to be approved when applying for a small business loan.»
And, if there is something you feel requires additional information to describe an extenuating circumstance or otherwise provide context to something negative on your
report, additions made to the Fair
Credit Reporting Act
in 1996 allow you to add a 100 - word statement to any of the
reports that include an item you dispute but wasn't removed because it was verified
by the creditor.
According to a white paper
by VantageScore, accounts
in collections can stay on your
credit report for seven years.
The explanation, confirmed
by bankers
in statements to the authors, is that Greek banks have adapted their
credit models to adjust borrowers»
reported incomes up to a best guess of their actual incomes.
On the
credit front, the Preliminary Bank Earnings
Report just released
by the FDIC shows that banks have increased the rate at which they are writing off bad loans, but the growth
in bad («noncurrent») loans is increasing even faster.
I hereby certify: (1) the information provided is true and correct, (2) you are hereby authorized to investigate all bank,
credit, and trade references, and said references are hereby authorized to release any requested information to you or your nominee, (3) such authorization shall extend to obtaining personal credit profile in considering this application and subsequently for the purposes of update, renewal or extension of such credit or additional credit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter (s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer pur
credit, and trade references, and said references are hereby authorized to release any requested information to you or your nominee, (3) such authorization shall extend to obtaining personal
credit profile in considering this application and subsequently for the purposes of update, renewal or extension of such credit or additional credit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter (s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer pur
credit profile
in considering this application and subsequently for the purposes of update, renewal or extension of such
credit or additional credit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter (s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer pur
credit or additional
credit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter (s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer pur
credit and for reviewing or collecting the resulting account, (4) this information may be transmitted
by us to you and
by you to underwriter (s) for the purpose of granting me
credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer pur
credit, either electronically or manually, and that
by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair
Credit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer pur
Credit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent
by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purposes.
NEW YORK — The Federal Reserve Bank of New York today issued its Quarterly
Report on Household Debt and
Credit, which
reported that total household debt increased
by $ 114 billion (0.9 %) to $ 12.84 trillion
in the second quarter of 2017.
Michael Mauboussin's Plus Ça Change, Plus C'est Pareil, published
by Credit Suisse
in 1995, was one of the very first Wall Street research
reports to feature ROIC as the preeminent driver of stock market valuation.
By contrast,
in Australia there has been no noticeable widening of risk spreads
in the corporate bond market over the past year, and
credit has been easily available from intermediaries, with no
reports of significant changes
in banks» lending attitudes.
The Morgan Stanley
report further explained that «
credit markets figure this out before equities» and that they are preparing «for a deterioration
in lower - quality earnings
in the U.S. led
by lower operating margins.»
Morgan Stanley chief US equity strategist Michael Wilson warned
in a
report on Sunday that «2018 will mark an important cyclical top» for US and global stocks, led
by a «deterioration»
in the
credit markets.
Now, the company and other
credit reporting firms are
in line to get some last - minute benefits
in a banking deregulation bill that originally was designed to punish them
by adding new consumer rights.
It is not a perfect analogy but — except, of course, for the part
in which analyses that use the number of bookshops as a proxy for literacy are widely ridiculed — it is nonetheless similar to what happens when the health of the Chinese economy is measured
by the
reported GDP data, or when second - order measures, such as the dependence of Chinese growth on debt, is estimated
by looking at
credit growth
in relation to GDP growth.
Before the market opened this morning, we
reported quarterly earnings of $ 537 million or an even $ 1 per diluted share, driven
by 6 % year - over-year increase
in revenues and continued improvements
in credit.
The Biz2
Credit Small Business Lending Index also
reported that approval rates
by credit unions and alternative lenders were relatively unchanged, while institutional lenders continued slow but steady growth
in approval percentage.
In the latest
report issued
by Moody's Investors Service on Wednesday, the internationally famous
credit rating agency downgraded its outlook on China's
credit rating from «stable» to «negative,» while affirming the still - respectable Aa3 grade on its sovereign debt.
However, on the back of recent survey work
by Credit Karma, which
reported 59 % of 2,000 people questioned regarding crypto - related profits admitting they hadn't declared them for tax purposes, it does seem to indicate a desire to keep gains made
in Bitcoin et al to themselves.
After the massive Equifax data breach last month, Americans have been told — including
by ValuePenguin — to freeze their
credit reports to help prevent a fraudster from opening a new
credit account
in their names.
A
report released
by the mortgage origination software company Ellie Mae
in July 2017 showed that most closed home loans were issued to borrowers with
credit scores of 600 or higher.
Consumers» ability to repay their debt obligations
in a timely manner and manage their
credit wisely is reflected
by their personalized
credit score (sometimes known as FICO score), which is derived from the three
credit reporting agencies.
This fits the narrative outlined
by Don Pittis who,
in a recent CBC News article, suggested that
credit - rating agencies Moody's, Fitch and S&P have historically skewed the Canadian banking market with their sometimes incorrect
reporting.
While business
credit growth has fallen
in recent months, this weakness has been partly offset
by growth
in alternative sources of business funding, and surveys do not
report businesses being constrained
by a lack of funds.
According to the Federal Reserve Board's G. 19 Consumer
Credit report, the total amount of consumer credit outstanding rose by 5.2 percent (SAAR) over the 1st quarter of 2017, 2.4 percentage points less than the 6.6 percent rate of growth in the 4th quarter of
Credit report, the total amount of consumer
credit outstanding rose by 5.2 percent (SAAR) over the 1st quarter of 2017, 2.4 percentage points less than the 6.6 percent rate of growth in the 4th quarter of
credit outstanding rose
by 5.2 percent (SAAR) over the 1st quarter of 2017, 2.4 percentage points less than the 6.6 percent rate of growth
in the 4th quarter of 2016.
EDMONTON, ALBERTA -
In the news release, «CWB
reports financial performance for the fourth quarter and fiscal 2016,» issued earlier today
by Canadian Western Bank (TSX: CWB), balances of loans classified as past due but not impaired were overstated within the
Credit Quality section of the release.