It is important to remain calm if a different spelling of the consumer's name appears or even if
an inaccurate social security number appears along with the correct number.
You gave
an inaccurate Social Security number, or the number was misread by the person that entered the credit request.
Not exact matches
If the name or
Social Security number on your W - 2 is
inaccurate, you should immediately report this to your employer to correct.
You'll need to provide some important information to the bureau first, including your full name,
Social Security number, addresses for the last two years, the details about each item in your file that you believe is
inaccurate, and details about your claim.
While, in most cases, the credit bureaus combine all files accurately under the same person, there are many instances where incomplete files or
inaccurate data (
social security numbers, addresses, etc.) cause one person's credit information to appear on someone else's credit report.
To help us respond to your notification, you must include your Credit Account
number,
Social Security number, the name of the consumer - reporting agency reflecting the
inaccurate information, and an explanation of why you believe the information is
inaccurate.
While, in most cases, the credit bureaus combine all files accurately under the same person, there are many instances where incomplete files or
inaccurate data (
social security numbers, addresses, etc.) cause one person's information to appear on someone else's credit report.
As a result, the suit alleged that the background screening firm «creates and distributes grossly and obviously
inaccurate consumer reports to employers by including sex offender information in its consumer reports without making sure that some aspect of the consumer's unique personal identifying information — such as a date of birth, middle initial,
social security number, or even race information — matches its reported sex offender information.»