Sentences with phrase «include death benefit options»

These include death benefit options and living benefit options.

Many types of annuities exist, and most of them include a death benefit option.

Not exact matches

The basic features of variable annuities include tax - deferred growth, 1 choice of professionally managed investments, optional benefits (available at an additional charge), that can help protect your investment from market declines, 2 choice of payout options and a death benefit to help you provide for your beneficiaries.3

Indexed Universal Life offers some additional benefits over Universal Life, including potential for higher returns and two death benefit options.

Some life insurance may offer death benefit options, including: a specific benefit that does not vary; a face amount plus the policy value; or the face amount plus premiums paid less withdrawals and loans.

You can also choose different death benefit options, including a fixed death benefit or increasing death benefit.

You also can choose between two different death benefit options, including level death benefit or increasing death benefit, which you can swtich back and forth based on your own goals.

A PerspectiveSM variable annuity includes a standard death benefit and the option to choose one of our enhanced benefits that for an additonal fee offers the potential to increase the amount of money you provide when the time comes.

Jackson AscenderPlus Select offers traditional fixed annuity benefits, such as guaranteed minimum interest, death benefits, and flexible retirement income options including LifePay ®, an optional income rider available for an additional charge.

Learn more about your options, including the costs you & rsquo; ll face and the death benefits available.

A comprehensive and flexible group term life insurance plan that includes a death benefit as well as the option of paying premiums in monthly instalments or as annual premiums.

The Trendsetter Super Series includes the option for an accelerated death benefit if you have over $ 50,000 in coverage, but you can add this feature as a rider for smaller policies.

Because it offers flexibility and a cash value option, guaranteed universal life insurance offers policy holders many possible ways to put the cash value and death benefit to work for them, some of which include:

There are also additional optional benefits and riders, which include a waiver of premium, children's insurance, accidental death benefit, and / or a guaranteed option to purchase additional insurance.

Many permanent life insurance options include a guaranteed minimum death benefit and feature cash value growth over time.

In gauging the costs and benefits of various energy options, the authors include the costs from illness and death linked to pollution from fossil fuels.

Your employer may have a variety of benefits and insurance options available that may include: health benefits for you and your dependants, short - term disability benefits (STD), long - term disability benefits (LTD), life insurance, accidental death and dismemberment insurance, and, pension plans.

On the life insurance side, Phoenix Life provides a wide range of different death benefit options, which include critical, terminal, and chronic illness options.

An accelerated death benefit rider of up to $ 250,000 is included at no extra charge and policyholders are given the option to select a specific death benefit protection period for added flexibility.

The option to grow your cash value as separate from your death benefit is a provision you can have included in your policy, i.e. contract with the insurer.

These options include a disability waiver (available on the CPA Plan, but not on the Spouse Life plan), as well as an Accidental Death and Dismemberment (AD&D) coverage, and an accelerated death benefit option feature for terminal illDeath and Dismemberment (AD&D) coverage, and an accelerated death benefit option feature for terminal illdeath benefit option feature for terminal illness.

Universal life can provide you with a variety of different payment options, including a flexibility of changing your death benefits, as well as the potential to accumulate cash value over time.

Under Benefit Option 2, higher of the SA including the top - up SA 105 % of all premiums paid is payable immediately on death.

On death of the policyholder, under Benefit Option 1, higher of the Sum Assured including the top - up SA net of any partial withdrawals made in the last 2 years or Fund Value including the Top - up Fund Value or 105 % of premiums paid is payable to the nominee

In addition, Flexible Premium UL may offer a number of different death benefit options, which typically include at least the following:

Additional options include accelerated benefits, accelerated benefits with critical illness, accidental death benefit, children's term, disability waiver, guaranteed insurability, minimum death benefit and spouse term riders.

The term life insurance coverage that is provided via the Hartford's voluntary benefits can include a living benefit option / accelerated death benefit, as well as accidental death and dismemberment (AD&D), and a disability waiver of premium.

These benefits include an option to have all premiums returned to the beneficiary at death, a level death benefit for joint - life policies and a new limited pay cost of insurance that provides low cost protection today and a guarantee to stop paying at the later of age 85 or 15 years — a time when other insurance cost structures could become prohibitive.

There are also additional optional benefits and riders, which include a waiver of premium, children's insurance, accidental death benefit, and / or a guaranteed option to purchase additional insurance.

There are different options for how the death benefit will be structured, which include level, increasing, or a return of premium option.

This policy offers flexible premium payments and death benefit options, including the ability to use cash value as a future financial cushion for things like retirement income and / or paying off debts.

(Included in the Policy) Guaranteed Refund Option • Accelerated Death Benefit for Terminal and Chronic Illness Rider • Waiver of Surrender Charges for Partial Withdrawals Rider

Extra Life Income Option: An extension to the income option, benefits include lump - sum payout in case of death due to accident & regular monthly income (level or increasing) chosen at the time of inceOption: An extension to the income option, benefits include lump - sum payout in case of death due to accident & regular monthly income (level or increasing) chosen at the time of inceoption, benefits include lump - sum payout in case of death due to accident & regular monthly income (level or increasing) chosen at the time of inception.

These policies can offer guaranteed death benefit coverage — including a lifetime option.

The Trendsetter Super Series includes the option for an accelerated death benefit if you have over $ 50,000 in coverage, but you can add this feature as a rider for smaller policies.

Policy holders may also choose plans that include flexible death benefits — which may include level and / or variable options.

Another endorsement — the Income Protection Option (IPO)-- will allow the policy owner to choose a specific form of payout for the policy's death benefit, including either a lump sum at various times or monthly payments to the beneficiary, at the time of policy issue.

Several popular options include: enhanced disability benefit, accidental death benefit, living needs benefit or children level term rider.

Provides an option to accelerate a portion of the available death benefit and receive a payment (s) if the insured is diagnosed with a covered illness, which may include critical, chronic, and terminal illnesses.

Accelerated Death Benefit - Provides an option to accelerate a portion of the eligible death benefit and receive a payment if the insured is diagnosed with a covered illness, which may include critical, chronic, and terminal illnesses (physician documentation is requiDeath Benefit - Provides an option to accelerate a portion of the eligible death benefit and receive a payment if the insured is diagnosed with a covered illness, which may include critical, chronic, and terminal illnesses (physician documentation is reqBenefit - Provides an option to accelerate a portion of the eligible death benefit and receive a payment if the insured is diagnosed with a covered illness, which may include critical, chronic, and terminal illnesses (physician documentation is requideath benefit and receive a payment if the insured is diagnosed with a covered illness, which may include critical, chronic, and terminal illnesses (physician documentation is reqbenefit and receive a payment if the insured is diagnosed with a covered illness, which may include critical, chronic, and terminal illnesses (physician documentation is required).

You also can choose between two different death benefit options, including level death benefit or increasing death benefit, which you can swtich back and forth based on your own goals.

As an added bonus, the life insurance policies that are used in a buy / sell agreement for business purposes may even include the option for increasing the death benefit in the future.

Other features include the ability to increase or decrease the death benefit as the insured's needs change; the ability to change the amount and / or the timing of the premium payment; and the ability to choose which investment options may be able to help the policy holder to meet best his or her retirement income needs the best.

Included automatically at no additional cost with policies that elect Death Benefit Option A.

Other options include term adjustable policies where the insurer can change the amounts of premiums and associated death benefits as required.

This option includes triple benefits, as the plan provides the sum assured amount as the death benefit to the beneficiary in case of the insured's demise.

Endowment with Whole Life: This will include benefit under endowment option + Sum Assured on Maturity payable on survival till 100 years of age or death, whichever is earlier

These riders include: income provider option, terminal illness rider or accelerated death benefit, chronic illness, waiver of premium, child term rider, and conversion option.

Three death benefit options are provided, including a level death benefit, an increasing death benefit and a death benefit with a return of premium option.

The various benefits of this plan include: — ● Participating whole life endowment plan ● Participation in profits by way of bonuses ● Lump sum death benefit ● Option to pay regular premium payments ● Continuity of plan even after maturity