These benefits typically
include financial default of a travel supplier and a pre-existing condition exclusion waiver.
Many of Travel Guard's retail insurance programs
include financial default coverage if the program is purchased within 15 days of making the initial trip deposit.
Banging on their shuttered windows and locked doors won't get your money back, but some travel insurance plans
include financial default in their coverage.
Similarly, it also
includes financial default coverage, which will reimburse trip cost due to a travel supplier ceasing operations due to financial circumstances.
Not exact matches
The Business Credit Risk Score, Early
Default Score, Business Delinquency Score and the Business Delinquency
Financial Score
include the option of using personal credit data and commercial credit data.
Consider these risks before investing: The value of securities in the fund's portfolio may fall or fail to rise over extended periods of time for a variety of reasons,
including general
financial market conditions, changing market perceptions, changes in government intervention in the
financial markets, and factors related to a specific issuer, industry, or sector and, in the case of bonds, perceptions about the risk of
default and expectations about changes in monetary policy or interest rates.
Over the next decade, the world saw an explosion of exotic, «innovative»
financial products,
including collateralized debt obligations, credit
default swaps, and commodity and swap indices.
Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of
defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant
Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all releva
Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market,
including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and
financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all releva
financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.
It will allow users to list, buy, and sell any type of crypto or fiat fixed income
financial instrument
including loans, bonds, collateralized loan obligations, loan syndication, credit
default swaps and futures.
As we covered this spring (WILTW May 25, 2017), the International Monetary Fund's annual Global
Financial Stability report
included a stark warning about the health of the U.S. economy: 22 % of U.S. corporations are at risk of
default if interest rates rise.
Moody's Investors Service announced it would review «for possible downgrade» the credit ratings of five states,
including Maryland, that could be hit particularly hard if Congress fails to raise the nation's debt limit by the Aug. 2 deadline and
defaults on its
financial obligations.
Bond prices may fall or fail to rise over time for several reasons,
including general
financial market conditions, changing market perceptions of the risk of
default, changes in government intervention, and factors related to a specific issuer or industry.
Consider these risks before investing: Bond prices may fall or fail to rise over time for several reasons,
including general
financial market conditions, changing market perceptions of the risk of
default, changes in government intervention, and factors related to a specific issuer or industry.
The routine uses of this information
include, but are not limited to, its disclosure to federal, state, or local agencies, to private parties such as relatives, present and former employers, business and personal associates, to consumer reporting agencies, to
financial and educational institutions, and to guaranty agencies in order to verify your identity, to determine your eligibility to receive a loan or a benefit on a loan, to permit the servicing or collection of your loan (s), to enforce the terms of the loan (s), to investigate possible fraud and to verify compliance with federal student
financial aid program regulations, or to locate you if you become delinquent in your loan payments or if you
default.
Scores below 580 are indicative of a consumer's poor
financial history, which can
include late monthly payments, debt
defaults, or bankruptcy; individuals in this «subprime» category can end up paying auto loan rates that are 5 or 10 times higher than what prime consumers receive, especially for used cars or longer term loans.
Consider these risks before investing: Stock and bond prices may fall or fail to rise over time for several reasons,
including general
financial market conditions, factors related to a specific issuer or industry and, with respect to bond prices, changing market perceptions of the risk of
default and changes in government intervention.
Consider these risks before investing: Bond prices may fall or fail to rise over time for several reasons,
including general
financial market conditions, changing market perceptions (
including perceptions about the risk of
default and expectations about monetary policy or interest rates), changes in government intervention in the
financial markets, and factors related to a specific issuer or industry.
Some of the criteria established by the NASFAA Monograph
include: loan cost, quality of customer service, problem resolution (responsiveness to complaints), lender
default rates and lender
default aversion efforts (
including early intervention), ease of loan certification process, 24/7/365 availability to borrowers, disbursement flexibility, loan products offered (Stafford Loan, Parent PLUS Loan, Grad PLUS Loan, Private Student Loan, Consolidation Loan), borrower preferences for national and local lenders, life of loan servicing, entrance and exit counseling,
financial literacy and debt management counseling, clarity and accuracy of lender marketing materials and web site, protection of borrower privacy, response time for processing loan applications, and quality of lender toll free telephone numbers and call centers (e.g., hold times and complexity of phone menus).
Lenders grant forbearances for many reasons,
including temporary
financial hardship, and a forbearance can be granted on student loans that are in
default status.
Asset prices may fall or fail to rise over time for several reasons,
including general
financial market conditions, changing market perceptions (
including, in the case of bonds, perceptions about the risk of
default and expectations about monetary policy or interest rates), changes in government intervention in the
financial markets, and factors related to a specific issuer, industry or commodity.
Stock and bond prices may fall or fail to rise over time for several reasons,
including general
financial market conditions, changing market perceptions (
including, in the case of bonds, perceptions about the risk of
default and expectations about monetary policy or interest rates), changes in government intervention in the
financial markets, and factors related to a specific issuer or industry.
The high delinquency rates led to a rapid devaluation of
financial instruments (mortgage - backed securities
including bundled loan portfolios, derivatives and credit
default swaps).
The Business Credit Risk Score, Early
Default Score, Business Delinquency Score and the Business Delinquency
Financial Score
include the option of using personal credit data and commercial credit data.
the disclosure of certain enumerated events affecting a municipal security; these events
include the following, if material: (1) principal and interest payment delinquencies; (2) non-payment related
defaults; (3) unscheduled draws on debt service reserves; (4) unscheduled draws on credit enhancements; (5) substitution of credit or liquidity providers; (6) adverse tax events affecting the tax - exempt status of the security; (7) modifications to rights of securities holders; (8) bond calls; (9) defeasances; (10) release, substitution, or sale of property securing repayment; (11) rating changes; (12) failure to provide annual
financial information as required; the MSRB, Electronic Municipal Market Access (a.k.a. EMMA) provides free access to municipal disclosures, market data and education
This webinar covers topics
including financial literacy, loan repayment,
default management, and leaving school.
Stock and bond prices may fall or fail to rise over time for several reasons,
including general
financial market conditions, changing market perceptions (
including, in the case of bonds, perceptions about the risk of
default and expectations about changes in monetary policy or interest rates), changes in government intervention in the
financial markets, and factors related to a specific issuer or industry.
Consider these risks before investing: Convertible securities prices may fall or fail to rise over time for several reasons,
including general
financial market conditions, factors related to a specific company or industry, changing market perceptions of the risk of
default and changes in government intervention in the
financial markets.
Reported data
includes personal information (name, address, social security number, employers), credit accounts (loans, credit cards, and so on), public
financial records (bankruptcies, judgments, tax liens), collection accounts (any account that has been reported as being in
default, and inquiries (anytime someone checks your credit).
Loan rehabilitation is kind of like getting a
financial and credit do - over, as it
includes the removal of the
default status on your
defaulted loan, any withholding of your income tax refund, and lets you regain eligibility for deferment and other repayment options.
The mandatory counseling will
include information on the borrowers» current loan indebtedness, provide estimated loan repayment amounts, describe ways to avoid delinquency and
default and provide additional
financial aid literacy information.
ALL Student Loan also operates a number of programs designed to increase college access and completion,
including early awareness,
financial aid literacy and
default prevention.
One commenter supported the Department's plan to release more information about the PLUS loan program,
including default rate information, but felt that
default rates alone do not provide a complete picture of how widespread
financial distress might be.
Bond prices may fall or fail to rise over time for several reasons,
including general
financial market conditions, changing market perceptions (
including perceptions about the risk of
default and expectations about monetary policy or interest rates), changes in government intervention in the
financial markets, and factors related to a specific issuer or industry.
The value of bonds in the fund's portfolio may fall or fail to rise over extended periods of time for a variety of reasons
including general
financial market conditions, changing market perceptions of the risk of
default, changes in government intervention, and factors related to a specific issuer or industry.
(
Defaults can lead to a host of other
financial problems,
including wage garnishment, damaged credit, and an inability to secure financing in the future for things such as cars, credit cards, or a home.)
Consider these risks before investing: The value of securities in the fund's portfolio may fall or fail to rise over extended periods of time for a variety of reasons,
including general
financial market conditions, changing market perceptions, changes in government intervention in the
financial markets, and factors related to a specific issuer, industry, or sector and, in the case of bonds, perceptions about the risk of
default and expectations about changes in monetary policy or interest rates.
Travel insurance can cover a wide range of things,
including extra expenses due to trip interruption or cancellation; a delayed flight or missed connection; baggage delay or loss of baggage; certain medical expenses;
financial default by a travel provider; the loss of a job; and even loss due to a war or an act of terrorism.
• Buy a policy that
includes coverage against «
financial default» by the carrier.
Recommendation: To better ensure that the government obtains sufficient
financial assurances to cover decommissioning liabilities in the event of lessee
default, the Secretary of the Interior should ensure that the Bureau of Ocean Energy Management (BOEM) completes its plan to revise its
financial assurance procedures,
including the use of alternative measures of
financial strength.
Davis Malm's
financial restructuring attorneys handle complex and sophisticated matters related to insolvency or
financial default for a variety of clients,
including domestic and foreign business corporations, both publicly traded and privately held;
financial institutions; investment and mutual funds; venture capital firms; real estate and other partnerships; condominium management firms; and not - for - profit corporations.
He advises
financial institutions and other businesses with respect to bankruptcy and creditors» rights matters,
including loan workouts and restructurings, tax matters, bond
defaults, and issues legal opinions on substantive consolidation and true sale and other bankruptcy related issues.
In the consumer class action sector, Alberstone is currently lead or co-lead counsel in several notable cases,
including Payne v. Bank of America, N.A., et al., involving manipulation of the LIBOR U.S. Dollar rate, Bias et al. v. Wells Fargo & Company, et al., concerning illegal mark - ups of
default related fees, Ellis v. JP Morgan Chase, et al., Stitt v. Citibank, et al. and Vega v. Ocwen
Financial Corporation, et al., concerning unlawful charging of unnecessary
default fees, Waldrup v. Countrywide
Financial Corporation, et al., concerning illegal charging for fraudulent appraisals, Weiner v. Ocwen
Financial Corporation, et al., involving illegal assessment of
default - related service fees that contained undisclosed mark - ups, and Ono v. Head Racquet Sports USA, concerning false advertising of Head tennis racquets.
He advises on all
financial transaction related lawsuits
including defaulting clients, loan contracts, mortgage securities, as well as banking and lending.
Highlights
include a London arbitration relating to a US $ 2 billion African urban project, a landmark decision on legal professional privilege in Hong Kong's highest court after a document summons by the HK Secretary for Justice, a # 1 billion joint venture dispute between two global oil companies, and action against various
defaulting clients of a renowned English
financial institution.
Wickouski counsels clients on all aspects of bankruptcy, insolvency and commercial transactions,
including bond
defaults, trust indentures, business acquisitions, real estate, health care and
financial fraud.
Our firm developed unique litigation theories and winning arguments that helped recover tens of billions of dollars on behalf of our clients related to residential mortgage - backed securities and other structured
financial products,
including collateralized debt obligations, credit
default swaps, structured currency derivatives, structured notes, equity derivatives, and other more exotic derivatives.
Last year, DIAC released a draft set of new rules, the DIAC Arbitration and Conciliation Rules 2016 (the «DIAC Rules 2016») for public consultation and it has recently indicated that the revisions to its rules will
include a change to the
default seat of arbitration from the «onshore» Dubai to the «offshore» Dubai International
Financial Centre (DIFC).
The amount awarded varies depending on the circumstances,
including the seriousness of the
default and the
financial situation of the debtor, and it may not exceed what is sufficient to fulfil its preventive purpose.
In In re Credit
Default Swaps Antitrust Matter, we served as lead counsel for a class of investors and funds that alleged that twelve major Wall Street banks,
including Bank of America, Goldman Sachs, and JPMorgan, as well as Markit, a
financial services firm, and the International Swaps and Derivatives Association, secretly conspired to block competition and transparency in the CDS market.
Some reasons
include sudden covered medical emergencies,
financial default of a covered airline, cruise line or tour operator, employer termination, terrorist incidents, and jury duty.