Sentences with phrase «include financial difficulties»

Negative repercussions resulting from compulsive spending include financial difficulties that may amount to overwhelming debt, personal distress, and social and relationship conflict.

Some common relationship concerns include financial difficulties, barriers to communication, routine conflict, emotional distance, sexual intimacy issues, and lack of trust.

During the same period, dozens of charter schools have also closed for a variety of reasons, including financial difficulties and academic underperformance.

Not exact matches

In addition to the difficulty that many potential business owners face in accessing capital, aboriginal people have unique challenges to securing financing including legislation prohibiting the use of on - reserve assets as collateral, lack of local financial institutions to work with, and lack of access to angel investment or venture capital.

Actual results may differ materially from those indicated by these forward - looking statements as a result of various important factors including, but not limited to, the effects of any unexpected difficulty in closing our financial books for the quarter and other factors that are discussed in the Company's Annual Report on Form 10 - K, quarterly reports on Form 10 - Q, and other documents periodically filed with the SEC.

This could include relationship difficulties, struggles with their children or adolescents, financial pressures or extended family issues.

My involvement with financial markets gives me a keen appreciation of the importance of regulation, including both the difficulty in getting it right and the damage that can be done when it's not right.

BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry, and the company's previously disclosed review of strategic alternatives.

Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.

Any failure to develop or maintain effective controls, or any difficulties encountered in their implementation or improvement, could harm our operating results, cause us to fail to meet our reporting obligations, result in a restatement of our financial statements for prior periods or adversely affect the results of management evaluations and independent registered public accounting firm audits of our internal control over financial reporting that we will eventually be required to include in our periodic reports that will be filed with the SEC.

Before falling into financial difficulties, Northumberland Foods was manufacturing frozen vegetable products for clients including Tesco, Sainsbury and Iceland at its factory at Amble.

No one knows for sure what causes PPD, but there are some environmental and genetic predictors for postpartum depression, including a poor support system, marital conflict, a personal or family history of depression, a colicky or difficult baby, financial difficulties, closely spaced births and a traumatic birth experience.

Despite his years of work for the high - profile law firm Whiteman Osterman & Hanna, Howe for years leading up to the current scandal faced financial difficulties, including bankruptcy and tax liens.

The authors said that the difficulty of retaining students may be a factor more complicated than SAI allows for, noting that improving retention rates requires significant campus resources to address a broad range of factors, including student engagement levels, academic support services, campus climate, student satisfaction, and financial aid.

However, that amount seems unlikely to be enough to solve some of the science mission's financial difficulties, which includes an over-budget and behind - schedule James Webb Space Telescope.

She discovered recurring themes among the afflicted, including difficulty maintaining employment, financial burdens and the challenge of commuting to Flagstaff for health care.

Researchers asked the men about negative «fateful life events,» which included death of a family member or friend, divorce, separation, miscarriage, financial difficulties and serious medical emergencies.

All participants answered questions about stressful experiences throughout their lives, including educational difficulties, interpersonal conflicts, financial insecurity, legal or justice - system issues, serious health events, and psychological or physical trauma.

Maternal characteristics which differed across quintiles of free sugar intake during pregnancy included age, parity, pregnancy size, season of birth, breastfeeding duration, educational level, ethnicity, housing tenure, financial difficulties, anxiety level, tobacco exposure and infection during pregnancy.

This underscores the difficulty in describing the financial link between institutions and the government: not including grants and contracts understates the subsidy that students receive, but including them would certainly overstate the subsidy.

«As a consequence of the declining roll, the school is experiencing financial difficulties which the governing body wishes to address by a number of means, including restructuring the staffing organisation, for example, by reducing the number of deputy headteachers from four to three.»

Generally, a problem bank is defined as one considered to be in financial difficulty based on an analysis of various factors, including liquidity, capital levels, and asset quality.

Remember that one of the reasons for a person dealing with financial difficulty to consider a chapter 13 bankruptcy is to preserve assets - and this includes assets, such as home mortgages and car loans - that are collateral for loans.

These risks can include political or economical instability, changing currency rates, foreign taxes, reduced liquidity (difficulty selling securities held by a fund) and different regulatory or financial accounting standards.

These risks can include political or economic instability, changing currency rates, foreign taxes, reduced liquidity (difficulty selling securities held by a fund) and different regulatory or financial accounting standards.

The auditors stated in a Form 8 - K filed by the Company on July 2, 2007 that they found «a number of serious issues and encountered significant difficulties in the performance of the audit that... called into question the commitment of Fiberxon's management to maintain reliable financial reporting systems, including accounting books and records, in conformity with accounting principles generally accepted in the U.S. and China.»

Capital One states on their website «We have programs in place to help all customers experiencing financial difficulties due to hardship situations, to include sudden loss of income.»

This topic gives young people an overview of borrowing money including types of credit, costs, issues, obligations, credit contracts, legal issues and where to get help if in financial difficulty.

Debt is often the result of other financial difficulties, including:

Explain why you were late that one month (include details on whatever caused the financial difficulty that month).

The options that we suggest people consider when they are experiencing financial difficulty repaying any of their creditors, they include:

Risks and uncertainties include but are not limited to, general industry conditions and competition; general economic factors, including interest rate and currency exchange rate fluctuations; the impact of pharmaceutical industry regulation and health care legislation in the United States and internationally; global trends toward health care cost containment; technological advances, new products and patents attained by competitors; challenges inherent in new product development, including obtaining regulatory approval; Merck's ability to accurately predict future market conditions; manufacturing difficulties or delays; financial instability of international economies and sovereign risk; dependence on the effectiveness of Merck's patents and other protections for innovative products; and the exposure to litigation, including patent litigation, and / or regulatory actions.

Risks and uncertainties include but are not limited to, general industry conditions and competition; general economic factors, including interest rate and currency exchange rate fluctuations; the impact of pharmaceutical industry regulation and health care legislation in the United States and internationally; global trends toward health care cost containment; technological advances, new products and patents attained by competitors; challenges inherent in new product development, including obtaining regulatory approval; the company's ability to accurately predict future market conditions; manufacturing difficulties or delays; financial instability of international economies and sovereign risk; dependence on the effectiveness of the company's patents and other protections for innovative products; and the exposure to litigation, including patent litigation, and / or regulatory actions.

Since DWI / DUI consequences can be severe, up to and including jail time for DWI, large financial penalties, civil lawsuits and long - term employment difficulties, it is advisable to contact an attorney as soon as possible to make sure your rights and interests are protected.

The firm has assisted over 100,000 people with their financial difficulties including repairing the information contained in their credit reports.

The types of damages that may be proven include the physical, financial and non-economic difficulties.

If you have student loan debt and you're having difficulty meeting your financial obligations, you may be wondering, «Can I include my student loans in bankruptcy?»

Your financial difficulties may not be limited to medical expenses, but may include the pain and suffering you endure, the loss of a job, therapy in the future, and more.

Some of the factors causing women to leave practice included low income, long hours, lack of financial support for maternity leave, difficulty with the Legal Aid system and being treated differently than male peers by judges, Crown Attorneys and court staff.

Our website also includes articles about financial planning, avoiding financial difficulties, and common pitfalls associated with starting and leaving a practice.

The impact of the EC regulations is addressed in several substantive contexts, including applications under Part III of the Matrimonial and Family Proceedings Act 1984 (Lord Collins's tantalising obiter dicta in Agbaje v Agbaje, and the subsequent case - law such as Traversa v Freddi [2011] 2 FLR 272) as well as in relation to enforcement of maintenance orders and the difficulty in that context of characterising English orders made in financial remedy proceedings.

And finally, preliminary findings from the US study indicate that the impact of self - representation is often severe and multifaceted: including emotional trauma, health issues and financial consequences (personal debt, employment difficulties etc).

And several investigations, including one by The Verge, exposed new details about the company's financial difficulties.

Skills listed on sample resumes for Collectors include notifying clients of insufficient funds checks written to the establishment, and assisting customers who have expressed financial difficulties when paying their bills.

Long - term effects of childhood sexual violence include substance misuse, early sexual debut, more sexual partners, trading sex for financial gain and less use of contraception, as well as interpersonal difficulties, post-traumatic stress disorder and suicidal behaviour.44 — 51 Our results imply that interventions to reduce peer - related violence among primary school children could be beneficial for mental health, as well as for sexual and reproductive health in this population.

Financial difficulties, crowding, and maternal education were included as indicators of social class.

Compelling challenges include (1) the need for more extensive training for all health professionals on the adverse effects of excessive stress on the developing brain, as well as on the cardiovascular, immune, and metabolic regulatory systems (the technical report23 is a start); (2) the significant constraints on existing, office - based approaches to fully address the new morbidities effectively; (3) the relatively limited availability of evidence - based strategies, within the medical home and across the full array of existing early childhood service systems, that have been shown to reduce sources of toxic stress in the lives of young children or mitigate their adverse consequences35; and (4) the financial difficulties associated with the incorporation of evidence - based developmental strategies into the pediatric medical home.

These include: • Trust issues • Infidelity • Hurt feelings • Triggering old wounds • Power struggles • Differences in upbringing • Conflict over child rearing • Communication problems • Blaming each other • Nitpicking • Insecurity and neediness • Competition between partners • Keeping secrets • Financial difficulties • Trouble with in - laws, friends and family • Keeping romance alive • Sexual dysfunction • Neglect and disconnection • Emotional or physical abuse • Feeling disrespected or taken for granted

Factors influencing pricing can include things like: · What kind of training and credentials the counselor has · Where they practice · If they are affiliated with a group practice or hospital, versus working independently out of theirhomesorsmaloffice building Some counselors offer a sliding - scale fee schedule that makes it possible for people with financial difficulties to get help.

These include: significant other made redundant, financial difficulties, housing difficulties, relationship difficulties such as arguments, and serious marital problems [22].