Sentences with phrase «include financial protection»

The best motorcycle insurance you can buy will include financial protection for you as well as your bike.

Some single travel services available from us may not include financial protection.

PayPal's research, which explored the general travel experiences and plans of a nationally representative sample of more than 1,000 randomly selected adults in the U.S., reveals that many Americans employ outdated travel habits, including some financial protection measures that actually undermine the very security concerns those travelers seek to address.

Homeowners insurance offers several different protections to help keep your home and family safe, including financial protection for the structure of your home, your personal property within the home and your liability.

Not exact matches

The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.

The bigger issue for the retailer is everyone coming in with their two cents on what Target should have done to prevent this breach, including two U.S. senators seeking investigations from the Consumer Financial Protection Bureau and the Federal Trade Commission.

The Consumer Financial Protection Bureau (CFPB) proposed barring financial firms from including fine print in contracts that mandates arbitration in the event of a dispute over products ranging from checking accounts to credFinancial Protection Bureau (CFPB) proposed barring financial firms from including fine print in contracts that mandates arbitration in the event of a dispute over products ranging from checking accounts to credfinancial firms from including fine print in contracts that mandates arbitration in the event of a dispute over products ranging from checking accounts to credit cards.

Several other prominent contenders are viewed still as possibilities to jump into the race, including Richard Cordray, the director of the Consumer Financial Protection Bureau.

Following Mr. Stumpf, regulators, including Consumer Financial Protection Bureau Director Richard Cordray, answered questions about their investigations into Wells Fargo, and what they recommended to not only address wrongdoing within that company, but prevent future abusive practices across the financial services Financial Protection Bureau Director Richard Cordray, answered questions about their investigations into Wells Fargo, and what they recommended to not only address wrongdoing within that company, but prevent future abusive practices across the financial services financial services industry.

Jack Hartings, chairman of the ICBA, asked the Alabama Republican about possible changes to the Consumer Financial Protection Bureau's «qualified mortgage» rule, including a proposal that would allow more loans held in portfolio to be considered QM, along with relief from some escrow requirements and balloon mortgage restrictions.

They cover a variety of investor education and protection topics and include financial information from experts, answers to viewer questions, and feature stories from «real people.»

The Bureau of Consumer Financial Protection (CFPB) was formed on that day and their authority includes the handling of consumer complaints related to certain consumer protection laws for banks greater than $ 1Protection (CFPB) was formed on that day and their authority includes the handling of consumer complaints related to certain consumer protection laws for banks greater than $ 1protection laws for banks greater than $ 10 billion.

It's Sloan's first good news after a slew of regulatory hits, including last week's $ 1 billion fine from the Consumer Financial Protection Bureau.

The Financial Planning Coalition — which includes the Certified Financial Planner Board of Standards, the Financial Planning Association and the National Association of Personal Financial Advisors — said in a statement that the White House's support of DOL's proposal «is a strong sign that investor protection is a priority for this Administration.»

Hensarling's changes include retroactively repealing the Financial Stability Oversight Council's (FSOC) authority to designate firms as systemically important financial institutions (SIFI) and giving the Consumer Financial Protection Agency a new name — the «Consumer Financial Opportunity Commission (CFOCFinancial Stability Oversight Council's (FSOC) authority to designate firms as systemically important financial institutions (SIFI) and giving the Consumer Financial Protection Agency a new name — the «Consumer Financial Opportunity Commission (CFOCfinancial institutions (SIFI) and giving the Consumer Financial Protection Agency a new name — the «Consumer Financial Opportunity Commission (CFOCFinancial Protection Agency a new name — the «Consumer Financial Opportunity Commission (CFOCFinancial Opportunity Commission (CFOC).»

If you're serious about «no more taxpayer bailouts,» you'll support strong financial reform, including a new Consumer Financial Protectiofinancial reform, including a new Consumer Financial ProtectioFinancial Protection Agency.

They included the Securities Exchange Commission, the Fed, the Consumer Financial Protection Bureau, OCC, the Federal Deposit Insurance Corporation, FHFA and the CFPA.

Under her leadership, CRC has grown to 300 + members, gained higher visibility, expanded its focus areas to include immigrant financial protection and fines and fees work, and negotiated community reinvestment agreements with five banks worth more than $ 25 billion.

It's common for retailers to require their suppliers to have a product liability policy explained in the first scenario above because if a product fails as a result of a manufacturing flaw or design flaw, they want to make sure there is a layer of protection between the manufacturer or importer and themselves and that their supplier will be able to handle the financial responsibilities of a product failure including paying any fines or legal defense costs.

There are more than 1,000 financial perks and legal protections, including tax breaks, for people who are legally married.

I / we agree that if any material change (s) occur (s) in my / our financial condition that I / we will immediately notify BSHFC of said change (s) and unless Baby Safe Homes Franchise Corporation is so notified it may continue to rely upon the application and financial statement and the representations made herein as a true and accurate statement of my / our financial condition.nI / we authorize Baby Safe Homes Franchise Corporation to make whatever credit inquiries / background checks it deems necessary in connection with this application and financial statement.nI / we authorize and instruct any person or consumer reporting agency to furnish to BSHFC any information that it may have to obtain in response to such credit inquiries.nIn consideration of the ongoing association between Baby Safe Homes and the undersigned applicant (hereinafter u201cApplicantu201d), the parties hereto have entered into this Non-Disclosure and Non-Competition Agreement.nWHEREAS, in the course of its business operations, Baby Safe Homes provides its customers products and services which, by nature of the business, include trade secrets, confidential and proprietary information, and other matters deemed material or important enough to warrant protection; and WHEREAS, Applicant, by reason of his / her interest in Baby Safe Homes and in the course of his / her duties, has access to said secrets and confidential information; and WHEREAS, Baby Safe Homes has trade secrets and other confidential and proprietary information, including procedures, customer lists, and particular desires or needs of such customers to which Applicant has access in the course of his / her duties as an Applicant.nNow, therefore, in consideration of the premises contained herein, the parties agree as follows Applicant shall not, either during the time of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise use for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business of any of its customers or prospective customers, except as required in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise business.

We further urge governments and partners to include capacity building for breastfeeding and infant and young child feeding as part of emergency preparedness and planning, and to commit financial and human resources for appropriate and timely protection, promotion and support of optimal infant and young child feeding in this and other emergencies.

Cuomo also announced several expected initiatives, including the merger of the Insurance Department, Banking Department and the Consumer Protection Boards under a new Department of Financial Regulation.

The initial proposal was to call it the Department of Financial Regulation, which would have included merging the Consumer Protection Board as well.

In the interim, the deal will be revised to include more financial protection for the city and stronger local - worker hiring requirements.

Schneiderman discussed his settlements with large banks and financial services companies (including JPMorganChase, Citibank and Bank of America) including sums that are now being directed to homeowner protection programs.

The criteria for the Social Innovation Leadership Award include the following: Effective and sustainable mobilization of resources in support of program and project work, including support from local communities, incorporating ethical values, efficient management of financial and human resources, good governance practices, transparency and accountability, and effective communication, and finally, involvement in communities and protection of the environment.

Included in the PowerPoint: Macroeconomic Objectives (AS Level) a) Aggregate Demand (AD) and Aggregate Supply (AS) analysis - the shape and determinants of AD and AS curves; AD = C+I+G + (X-M)- the distinction between a movement along and a shift in AD and AS - the interaction of AD and AS and the determination of the level of output, prices and employment b) Inflation - the definition of inflation; degrees of inflation and the measurement of inflation; deflation and disinflation - the distinction between money values and real data - the cause of inflation (cost - push and demand - pull inflation)- the consequences of inflation c) Balance of payments - the components of the balance of payments accounts (using the IMF / OECD definition): current account; capital and financial account; balancing item - meaning of balance of payments equilibrium and disequilibrium - causes of balance of payments disequilibrium in each component of the accounts - consequences of balance of payments disequilibrium on domestic and external economy d) Exchange rates - definitions and measurement of exchange rates - nominal, real, trade - weighted exchange rates - the determination of exchange rates - floating, fixed, managed float - the factors underlying changes in exchange rates - the effects of changing exchange rates on the domestic and external economy using AD, Marshall - Lerner and J curve analysis - depreciation / appreciation - devaluation / revaluation e) The Terms of Trade - the measurement of the terms of trade - causes of the changes in the terms of trade - the impact of changes in the terms of trade f) Principles of Absolute and comparative advantage - the distinction between absolute and comparative advantage - free trade area, customs union, monetary union, full economic union - trade creation and trade diversion - the benefits of free trade, including the trading possibility curve g) Protectionism - the meaning of protectionism in the context of international trade - different methods of protection and their impact, for example, tariffs, import duties and quotas, export subsidies, embargoes, voluntary export restraints (VERs) and excessive administrative burdens («red tape»)- the arguments in favor of protectionism This PowerPoint is best used when using worksheets and activities to help reinforce the ideas talked about.

Back in 2002 a group of educational travel companies came together and pioneered a robust verification scheme which featured an audit of all members every year by independent experts By measuring against a comprehensive code of practice that had been developed with, amongst others, health & safety experts, teachers» unions», head teachers» associations, outdoor advisors and top legal advice, the audit ensures all aspects of a company's business was examined, this includes worldwide health & safety management, financial security, consumer protection, fair terms and conditions and, for when it does go wrong, a commitment to independent arbitration.

Whilst the recent update of the ATOL (Air Tour Operators License) regulations extended protection for package travel, it still does not provide financial protection for tours that are individually organised, including flight tickets booked direct through airlines.

When asked whose thinking had influenced the plan, the senior campaign official listed former Obama higher education officials (including Rohit Chopra, formerly of the Consumer Financial Protection Bureau, and Bob Shireman, who oversaw many of Obama's first - term higher education accomplishments) and college presidents who have long supported the administration's focus on holding colleges accountable, such as SUNY's Nancy Zimpher.

CFPB TO SCRUTINIZE LOAN SERVICERS: The final rule issued today will give the Consumer Financial Protection Bureau authority over the largest non-bank student loan servicers for federal loans, including Sallie Mae, American Education Services, Nelnet, Great Lakes, as well as ACS, Mohela and EdFinancial.

The Audi Pure Protection Program includes a portfolio of coverage options in conjunction with or above the manufacturer's limited warranty for your Audi vehicle: Certified pre-owned Service Contract Plan Term Care Select Service Guaranteed Asset Protection (GAP) Plan Lease Excess Wear Protection Audi Financial Services also offers these vehicle protection programs: Audi Appearance Guard Audi PrestigeProtection Program includes a portfolio of coverage options in conjunction with or above the manufacturer's limited warranty for your Audi vehicle: Certified pre-owned Service Contract Plan Term Care Select Service Guaranteed Asset Protection (GAP) Plan Lease Excess Wear Protection Audi Financial Services also offers these vehicle protection programs: Audi Appearance Guard Audi PrestigeProtection (GAP) Plan Lease Excess Wear Protection Audi Financial Services also offers these vehicle protection programs: Audi Appearance Guard Audi PrestigeProtection Audi Financial Services also offers these vehicle protection programs: Audi Appearance Guard Audi Prestigeprotection programs: Audi Appearance Guard Audi Prestige Insurance

At Mountain Financial, we practice wealth creation, including financial development, income protection, life insurance coverage, estate organization and college Financial, we practice wealth creation, including financial development, income protection, life insurance coverage, estate organization and college financial development, income protection, life insurance coverage, estate organization and college planning.

If your lender continues to enforce a discriminatory policy, you can reach out to the relevant regulators, including HUD and the Consumer Financial Protection Bureau.»

The legal procedure allows you to settle your financial obligation for less than you owe with the help of a gov» t Licensed Insolvency Trustee, by discussing, formulating and implementing a compromise (deal) with your creditors while under court protection preventing them from exercising their normal rights everything stops, including collection action unless specifically exempted, like child support.

Included in Dodd - Frank was the creation of the Consumer Financial Protection Bureau (CFPB).

Some of the criteria established by the NASFAA Monograph include: loan cost, quality of customer service, problem resolution (responsiveness to complaints), lender default rates and lender default aversion efforts (including early intervention), ease of loan certification process, 24/7/365 availability to borrowers, disbursement flexibility, loan products offered (Stafford Loan, Parent PLUS Loan, Grad PLUS Loan, Private Student Loan, Consolidation Loan), borrower preferences for national and local lenders, life of loan servicing, entrance and exit counseling, financial literacy and debt management counseling, clarity and accuracy of lender marketing materials and web site, protection of borrower privacy, response time for processing loan applications, and quality of lender toll free telephone numbers and call centers (e.g., hold times and complexity of phone menus).

We provide: • Retirement Services, such as plan rollover options, ** traditional and Roth IRAs, and small business plans • Financial Management, including financial planning, asset and debt management, and estate planning • Insurance Solutions, made up of life, long - term care, and disability protection • Investments, including diversified solutions to help manage and grow assets with stocks, bonds, and mutual funds • Retirement Planning, such as income strategies, pensions, and socialFinancial Management, including financial planning, asset and debt management, and estate planning • Insurance Solutions, made up of life, long - term care, and disability protection • Investments, including diversified solutions to help manage and grow assets with stocks, bonds, and mutual funds • Retirement Planning, such as income strategies, pensions, and socialfinancial planning, asset and debt management, and estate planning • Insurance Solutions, made up of life, long - term care, and disability protection • Investments, including diversified solutions to help manage and grow assets with stocks, bonds, and mutual funds • Retirement Planning, such as income strategies, pensions, and social security

The Consumer Financial Protection Bureau imposed the fines on American Express after the company admitted discriminatory practices include charging higher interest rates, imposing stricter credit score cutoffs and providing less debt forgiveness.

Various government agencies have noted concerns with respect to student loan debt relief practices, including the Consumer Financial Protection Bureau («CFPB»), the Federal Trade Commission, and the Department of Education.

Sofi also offers a number of member perks including career planning, loan discounts, community events, financial advisors, and unemployment protection.

The Act would specifically require private lenders to: certify with the school that the student is enrolled and the amount the student is eligible to borrow in Federal loans; provide the borrower with quarterly updates on their loans, including accrued but unpaid interest and capitalized interest; and, report information to the Consumer Financial Protection Bureau about their student loans.

This includes letting the Department of Education and the Consumer Financial Protection Bureau know of you complaints about collection agencies.

The federal financial aid eligibility formula includes an Education Savings and Asset Protection Allowance that excludes a portion of the assets that are counted (primary residence and retirement accounts are already excluded).

Additionally, we abide by the Federal Trade Commission Act, the Financial Services Modernization Act, the Fair Credit Reporting Act, and all other applicable federal laws, including all laws relating to privacy and data protection.

There is comprehensive disclosure including reliable audited financial statements; and the common stock trades in markets where regulations provide substantial protections for Outside Passive Minority Investors (OPMI).

There should be full, meaningful disclosures including reliable audited financial statements, and the common stocks ought to be traded in markets where regulators provide meaningful protections for minority, non-control stockholders

That's why we offer a variety of competitively priced insurance and financial products to help you meet your goals — whether they include income protection for your family, long - term care preparation, or retirement planning.

These include income - driven repayment options, deferment and forbearance, and protections in the event of disability, death, or financial hardship.