Sentences with phrase «include guarantee agencies»

The definition of lender does not include guarantee agencies, institutions of higher education, or governmental entities.

National Council of High Education Resources, Inc. (NCHER), is a membership organization for organizations that are involved in the administration of federal and private education loans, including guarantee agencies, secondary markets, lenders, services, collection agencies, and schools.

Not exact matches

The business has plenty to recommend it, including the franchisor's guarantee that this agency will have exclusive rights to its turf, which features a well - heeled population of about 250,000.

As a federal agency, the SBA promotes small business ownership in several ways, including their loan guarantees.

The SBA is a federal agency that promotes small business ownership in a variety of ways, including their loan guarantee program.

Invest in other securities, including obligations issued or guaranteed by the US government, its agencies or instrumentalities

This collateral (i.e., permissible vehicles investments) may include: (i) match - funded assets, and, (ii) debt securities, equity securities and other financial instruments issued or guaranteed by the US government or its agencies, sovereign governments, supra - national entities, corporations, financial institutions and asset - backed or mortgage - backed issuers that are the subject of credit support agreements.

In free agency this offseason, Jerick McKinnon's four - year, $ 30 million deal was easily the highest at the position and the only that included more than $ 10 million in guarantees.

Circle is the only agency in the world to guarantee a baby at a guaranteed cost, including guaranteed insurance coverage for your surrogate.

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The manifesto includes plans to enhance the definition of «worker» in employment law, to outlaw bogus self - employment, strengthen rights in companies and address agency labour issues and guarantee rights for workers from day one.

The U.S. Anti-Doping Agency reports that when taking dietary supplements — including protein supplements — there's no guarantee the ingredients on the supplements facts label match what is actually in the product.

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Many agencies, including ourselves, will offer guaranteed pay to ensure work for high quality teachers.

Government securities include any securities issued or guaranteed as to principal and interest by the United States and its agencies or instrumentalities.

The legislation also requires colleges to establish a code of conduct that limits gifts, payments and financial benefits (including stock) from lenders and guarantee agencies to college employees and officers.

Insurance and investment products and services are not FDIC Insured, are not a deposit or bank guaranteed, are not insured by any Federal governmental agency, and are subject to investment risks, including possible loss of the principal invested.

Third parties, including super funds, unions, government agencies and tax professionals are encouraged to contact us directly and report employers that are not meeting their super guarantee (SG) or choice of fund obligations.

A credit services organization or a representative of the organization may not: (1) make or use a false or misleading representation in the offer or sale of the services of the organization, including: (A) guaranteeing to «erase bad credit» or words to that effect unless the representation clearly discloses this can be done only if the credit history is inaccurate or obsolete; and (B) guaranteeing an extension of consumer credit regardless of the person's credit history unless the representation clearly discloses the eligibility requirements for obtaining the extension; or (2) make, or advise a consumer to make, a statement relating to a consumer's credit worthiness, credit standing, or credit capacity that the person knows, or should know by the exercise of reasonable care, to be false or misleading to a: (A) consumer reporting agency; or (B) person who has extended consumer credit to a consumer or to whom a consumer is applying for an extension of consumer credit.

Prohibited acts.A credit services organization, a salesperson, agent, or representative of a credit services organization, or an independent contractor who sells or attempts to sell the services of a credit services organization shall not: (1) Charge a buyer or receive from a buyer money or other valuable consideration before completing performance of all services, other than those described in subdivision (2) of this section, which the credit services organization has agreed to perform for the buyer unless the credit services organization has obtained a surety bond or established and maintained a surety account as provided in section 45 - 805; (2) Charge a buyer or receive from a buyer money or other valuable consideration for obtaining or attempting to obtain an extension of credit that the credit services organization has agreed to obtain for the buyer before the extension of credit is obtained; (3) Charge a buyer or receive from a buyer money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer if the credit that is or will be extended to the buyer is substantially the same as that available to the general public; (4) Make or use a false or misleading representation in the offer or sale of the services of a credit services organization, including (a) guaranteeing to erase bad credit or words to that effect unless the representation clearly discloses that this can be done only if the credit history is inaccurate or obsolete and (b) guaranteeing an extension of credit regardless of the person's previous credit problem or credit history unless the representation clearly discloses the eligibility requirements for obtaining an extension of credit; (5) Engage, directly or indirectly, in a fraudulent or deceptive act, practice, or course of business in connection with the offer or sale of the services of a credit services organization; (6) Make or advise a buyer to make a statement with respect to a buyer's credit worthiness, credit standing, or credit capacity that is false or misleading or that should be known by the exercise of reasonable care to be false or misleading to a consumer reporting agency or to a person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit; or (7) Advertise or cause to be advertised, in any manner whatsoever, the services of a credit services organization without filing a registration statement with the Secretary of State under section 45 - 806 unless otherwise provided by the Credit Services Organization Act.

• Not FDIC insured • Not a deposit or other obligation of or guaranteed by any bank • May lose value including possible loss of principal amount invested • Not insured by any federal agency.

Securities (including mutual funds and variable life insurance), annuities and insurance products are not bank deposits and are not insured by the FDIC or any other agency of the United States, nor are they obligations of, nor insured or guaranteed by, Chemical Bank, or its affiliates.

Under normal market conditions, the fund invests at least 80 % of its net assets in U.S. government debt securities, including U.S. Treasury securities and other securities issued or guaranteed by the U.S. government and its agencies and instrumentalities.

The company owns, manages and finances a portfolio of real estate related investments, including mortgage pass - through certificates, collateralized mortgage obligations, Agency callable debentures and other securities representing interests in or obligations backed by pools of mortgage loans issued or guaranteed by Freddie Mac, Fannie Mae and Ginnie Mae.

Strategy: This fund is primarily invested in fixed income securities issued or guaranteed by the U.S. Government, its agencies, or instrumentalities, and corporate debt instruments, including but not limited to asset - backed and mortgage - backed securities rated not less than Baa3 / BBB - by two or more nationally recognized rating services.

As a federal agency, the SBA promotes small business ownership in several ways, including their loan guarantees.

Collection and guarantee agencies may treat a monthly payment as reasonable and affordable without justification if the loans are consolidated and the monthly payment is at least 1.0 % of the balance of the consolidated loan (including any collection charges added to the principal balance).

The Canada Revenue Agency says the types of investments allowed in a TFSA are generally the same as an Registered Retirement Savings Plan and include cash, mutual funds, securities listed on a designated stock exchange, guaranteed investment certificates bonds and certain shares of small business corporations.

Securities and other investment and insurance products are: not a deposit; not FDIC insured; not insured by any federal government agency; not guaranteed by TD Bank, N.A. or any of its affiliates; and, may be subject to investment risk, including possible loss of value.

Shares of mutual funds are not deposits of, or guaranteed or endorsed by, any financial institution; are not insured by the Federal Deposit Insurance Corporation (FDIC), the Federal Reserve Board, or any other agency; and involve risk, including the possible loss of the principal amount invested.

Financial guarantee insurance also competes with other forms of credit enhancement, including senior - subordinated structures, credit derivatives, over-collateralization, letters of credit and guarantees (for example, mortgage guarantees where pools of mortgages secure debt service payments) provided by banks and other financial institutions, some of which are governmental agencies or have been assigned the highest credit ratings awarded by one or more of the major rating agencies.

U.S. Government Securities U.S. Government securities include securities issued or guaranteed by the U.S. Treasury; issued by a U.S. Government agency; or issued by a Government - Sponsored Enterprise (GSE).

Investments are not guaranteed by CollegeInvest, the State of Colorado, it's agencies, the Vanguard Group, Inc., Ascensus Broker Dealer Services, Inc., QS Investors LLC, Legg Mason Investor Services LLC, or FirstBank and may lose value including the principal amount invested.

Contributions to an Account and the investment earnings are not guaranteed or insured by the State of Michigan, The Michigan Department of the Treasury, the State Treasurer of Michigan, the Michigan Education Savings Program, the Federal Deposit Insurance Corporation, any other government agency or entity, or any of the service providers to the Michigan Education Savings Program, including, but not limited to, TIAA - CREF Tuition Financing, Inc. and Nuveen Securities, LLC.

This includes: Bank, Service Canada, Human Resources, Canada Revenue Agency and Old Age Security (Guaranteed Income Supplement).

Products offered by Macatawa Bank Wealth Management are not FDIC insured and are not a deposit or other obligation of the bank or guaranteed by the bank or any federal government agency and may involve investment risk including the possible loss of principal.

Fannie Mae purchases conventional (i.e., not insured or guaranteed by any government agency) residential mortgages from a list of approved seller / servicers which include state and federally chartered savings and loan associations, mutual savings banks, commercial banks and credit unions and mortgage bankers.

Do not include: — Old Age Security Pension (Canadian), Guaranteed Income Supplement, Allowance or Allowance for the Survivor — War Veterans Allowance or Veterans Disability or Dependents Pension Program — Death Benefits from Canada Pension Plan or Quebec Pension Plan — Canada Child Tax Benefit payments — Assistance payments from a municipal, provincial or Canadian federal government — Support or gifts from relatives, registered charities or other organizations — Municipal tax rebates — Lottery winnings — Inheritances — GST credits or other such payments issued by the Canada Revenue Agency (CRA)-- Universal Child Care Benefit — Registered Disability Savings Plan payments

Signatures may be guaranteed by any eligible guarantor institution (including banks, brokers and dealers, credit unions, national securities exchanges, registered securities associations, clearing agencies and savings associations).

The SBA is a federal agency that promotes small business ownership in a variety of ways, including their loan guarantee program.

The FSA (Farm Service Agency) Guaranteed Loan Purchase provides low interest rate loans to North Dakota farmers with bank financing that includes a loan guarantee from a federal government program.

1 Investment products and services ARE NOT DEPOSITS OR OBLIGATIONS OF, OR GUARANTEED BY THE BANK OF HAWAII OR ANY OF ITS AFFILIATES; ARE NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY; AND MAY LOSE VALUE, INCLUDING LOSS OF THE PRINCIPAL AMOUNT INVESTED.

At the Federal Highway Administration, Tom led a national team of more than 50 lawyers providing legal and policy counsel to the agency's leadership on a wide range of regulatory and policy issues affecting transportation infrastructure, including environmental review and permitting for transportation projects; compliance with Buy America requirements; investigation of civil rights complaints filed under Title VI of the Civil Rights Act; implementation of federal grant, loan, and loan guarantee programs for transportation projects; and development of major rulemakings and guidance documents implementing recent federal transportation legislation.

Significant matters / transactions include: Advised Xstrata South Africa (Proprietary) Limited on its offer to purchase Lonmin plc's entire issued share capital, # 5 billion Advised Telkom SA Limited on its unbundling of a 35 % stake in Vodacom Group (Proprietary) Limited, R35 billion Advised Edgars Consolidated Stores Limited on its acquisition by Bain Capital, R25, 5 billion Advised The Standard Bank of South Africa Limited and FirstRand Bank Limited (acting through its Rand Merchant Bank division) on the introduction of BEE equity participation in Sasol Limited and their arranging financing therefore, R25, 4 billion Advised FirstRand Bank Limited (acting through its Rand Merchant Bank division) and Nedbank Limited (acting through its Nedbank Capital division) as lenders to Richards Bay Titanium (Proprietary) Limited and Richards Bay Mining (Proprietary) Limited, R19 billion Advised Citibank N.A. on a bridge loan granted to Turquoise Moon Trading 427 (Proprietary) Limited by Citibank N.A. and JP Morgan Chase, R10 billion Advised British American Tobacco plc on its secondary listing on the JSE, R550 billion Advised Pioneer Foods Limited on its listing on the JSE Securities Exchange, R6 billion Advised the South African National Roads Agency Limited in respect of the Gauteng Freeway Improvement Project involving the construction and upgrade of the Gauteng freeway and the procurement of an open road tolling system, R44 billion Advised Absa Bank Limited (acting though its Absa Capital division), FirstRand Bank Limited (acting through its Rand Merchant Bank division) and Vunani Capital (as co-lead arrangers) and the South Africa National Roads Agency Limited (as issuer) on the establishment of its South African Guaranteed Domestic Medium Term Note Programme and the subsequent issue of notes thereunder, R32 billion Advised Shoprite Checkers (Proprietary) Limited on the proposed Brait Private Equity private equity buy - out (this did not proceed), R12 billion Advised Reclamation Holdings (Proprietary) Limited and various shareholders on the acquisition by Capitalworks Private Equity SP GP (Proprietary) Limited and Old Mutual Life Assurance Company South Africa Limited of a 20 % equity stake in Reclamation Holdings (Proprietary) Limited from various shareholders, R511 million Clients include: Multinationals, listed companies, financial institutions, entrepreneurs and Government

The South Korean news agency Yonhap quoted Kim as saying: «Nobody, including the government, guarantees the value of cryptocurrencies.

The agency late last year took a step toward finalizing its guaranteed - fee package rule by initiating a final administrative review, a move opposed by key members of Congress, including Richard Shelby, R - Ala., chair of the Senate Banking Committee, and Donald Manzullo, R - Ill., chair of the House Small Business Committee.

The new proposal includes an explicit guarantee of mortgage - backed securities provided by the U.S. government through mortgage agency Ginnie Mae.