Sentences with phrase «include length of credit»

The factors that influence your score less include length of credit history, credit mix and new credit.

Including length of credit history, and your overall debt mix.

Not exact matches

The credit bureau will also consider your business's credit history, including the length of time since your business's oldest financial account was opened, number of credit inquiries and credit utilization.

Factors that affect your credit score include your payment history, the money you owe, length of your credit history, types of credit you use as well as how often you apply for new credit.

These include the stipulation that students take at least 30 credits per academic year and remain in the state after graduation for a period equaling the length of time they received the scholarship.

Anderson's first full - length producing credit came on 1998's A Bug's Life and thus began a career that included work on the likes of Monsters Inc., Toy Story 3 and Cars.

This is the feature length debut of Director Don Scardino, and also includes SIX writing credits.

The credit bureau will also consider your business's credit history, including the length of time since your business's oldest financial account was opened, number of credit inquiries and credit utilization.

Scores are calculated by the major credit - rating agencies — Experian, TransUnion and Equifax — based on a number of factors on a credit report, including the number of open accounts, the types of accounts revolving vs installment, available vs used credit and / or the length of credit history.

But the Federal Truth in Lending Act requires that if an ad includes certain credit terms, such as the amount or percentage of the downpayment (in a credit sale), the amount of the monthly payment, the length of the loan, or the amount of the finance charge, it also must include all of the following information:

The models might also take information from credit applications into consideration, including your occupation, length of employment, and whether you own a home.

Some of the elements on which your PLUS Score may be based include the amount of credit you assume, length of time you've used credit, number of new credit accounts, payment history and types of credit.

Other factors that are considered include debt to income ratio, how well you have managed prior credit and length of credit history.

Length of time that credit accounts have been open (including the average age of all accounts and the age of the newest and oldest accounts).

According to Equifax, your summary will include sections on «amount of debt, amount of new credit, payment history and length of credit history.»

Such information includes your payment history, the amount of money you owe, the length of your credit history, and the number of recently opened credit accounts.

In order of importance, these include: a) Payment history; B) Credit utilized; C) Length of credit history; D) Types of credit used; and E) New cCredit utilized; C) Length of credit history; D) Types of credit used; and E) New ccredit history; D) Types of credit used; and E) New ccredit used; and E) New creditcredit.

Credit scores are issued by the Fair Isaac Corporation (FICO) and are calculated from data that is on your credit report, including payment history, types of credit used, types of inquiries, amounts owed, length of credit history, new credit and public record informCredit scores are issued by the Fair Isaac Corporation (FICO) and are calculated from data that is on your credit report, including payment history, types of credit used, types of inquiries, amounts owed, length of credit history, new credit and public record informcredit report, including payment history, types of credit used, types of inquiries, amounts owed, length of credit history, new credit and public record informcredit used, types of inquiries, amounts owed, length of credit history, new credit and public record informcredit history, new credit and public record informcredit and public record information.

Length of credit history accounts for 15 % of your FICO score, compared with 35 % for payment history and 30 % for amounts owed (including credit utilization).

Elements of your credit score include your payment history, amounts owed, length of credit history, types of credit used and new credit.

The other factors include payment history (35 percent), amounts owed — also known as credit utilization, amounting for 30 percent of your score — length of credit history (15 percent) and new accounts or new credit (10 percent).

Qualifying for a mortgage isn't just about a certain credit score from the credit bureau but includes additional specifications such as length of employment the amount down.

As noted above, and like many mortgage - related things, your mortgage insurance premium is based upon several factors, including your credit score, the amount of your down payment as a percentage of the value of the home (LTV); your choice of mortgage product (fixed rate or adjustable rate — and how frequent the rate adjustment will be); the length of the term of your mortgage (15, 20, 25, 30 years), the amount of the mortgage and of course the level of coverage the investor requires for your kind of loan and borrower profile.

; (b) The terms and conditions of payment, including the total of all payments to be made by the buyer, whether to the credit services organization or to another person; (c) A full and detailed description of the services to be performed by the credit services organization for the buyer, including all guarantees and all promises of full or partial refunds, and the estimated length of time, not to exceed one hundred eighty days, for performing the services; and (d) The address of the credit services organization's principal place of business and the name and address of its agent in the state authorized to receive service of process.

Factors that affect your credit score include your payment history, the money you owe, length of your credit history, types of credit you use as well as how often you apply for new credit.

Also, your loan amount, APR and length of loan may depend on a variety of factors that lenders or lending partners use including your credit score and repayment history.

These include whether or not you pay your bills on time, how much total debt you are carrying, what type of debt you have, the length of your credit history, and how much in new credit you have recently applied for.

These regulations include those that concern the current provider of the mortgage loan, the expected APR, the costs of refinancing, the choices of refinancing or consolidating certain loans, an individual's credit score that is required to lend out today, the length of the refinance agreement selected, the extra payment options that are available instead of refinancing, and additional rules and regulations for each new refinancing applicant.

If not as regards to loan approval or denial, at least, your credit will determine most of the loan terms, including loan amount, loan length and interest rate.

Items that affect your credit score include payment history, outstanding obligations, the length of time you've had outstanding credit, the types of credit you use, and the number of inquiries that have been made about your credit history in the recent past.

Your overall score will de determined based on a number of factors, including debt to limit ratio, the length of time you've had credit, what kind of payment history you have, and whether or not you have a bankruptcy, charge off, or outstanding collections on your report.

(3) A full and detailed description of the services to be performed for the buyer by the credit services organization, including all guarantees and all promises of full or partial refunds, and the estimated length of time, not exceeding sixty days or any shorter time period prescribed by the superintendent of financial institutions, for performing the services;

Other factors that are considered for your car loan include debt to income ratio, how well you have managed prior credit and length of credit history.

Other benefits of the card include 0 % introductory rate on purchases for up to 12 months (the exact length of the introductory rate period depends on your credit history) and Zero Liability Protection that protects you from any unauthorized charge.

This includes not only length of employment and monthly income but also debt to income ratios and credit history.

(3) a full and detailed description of the services to be performed by the credit services organization for the buyer, including all guarantees and all promises of full or partial refunds, and the estimated date by which the services are to be performed or the estimated length of time for performing the services; and

(c) A full and detailed description of the services to be performed by the credit service organization for the buyer, including all guarantees and all promises of full or partial refunds, and the estimated date by which the services are to be performed or the estimated length of time for performing the services; and

; (b) the terms and conditions of payment, including the total of all payments to be made by the buyer, whether to the credit services organization or to some other person; (c) a full and detailed description of the services to be performed by the credit services organization for the buyer, including all guarantees and all promises of full or partial refunds, and the estimated date by which the services are to be performed, or estimated length of time for performing the services; and (d) the credit services organization's principal business address and the name and address of its agent, in Utah, authorized to receive service of process.

The factors used to arrive at your credit score include: payment history, amounts of loans, length of credit history, new credit and types of credit used.

Consequence Clause Credit card issuers must now show the consequences of negative credit actions, including the release of periodic statements concerning the length of time it would take to pay off existing credit card balances and the total cost of the interest that will be paidCredit card issuers must now show the consequences of negative credit actions, including the release of periodic statements concerning the length of time it would take to pay off existing credit card balances and the total cost of the interest that will be paidcredit actions, including the release of periodic statements concerning the length of time it would take to pay off existing credit card balances and the total cost of the interest that will be paidcredit card balances and the total cost of the interest that will be paid back.

This length - of - time question will depend on many unknowns, including the extent of this and any other similar credit setbacks, and the type (s) of credit you might be seeking in the future.

This includes your credit utilization and total debt, credit history length, number of new credit accounts, and the diversity of your credit mix.

The primary consumer protection problem areas that have given rise to the States» actions include: (1) unsubstantiated claims of consumer savings; (2) deceptive representations about the length of time necessary to complete a debt relief program; (3) misleading or failing to adequately inform consumers that they will be subject to continued collection efforts, including lawsuits, and that their account balances will increase due to extended nonpayment under the program; (4) deceptive disparagement of consumer credit counseling; (5) deceptive disparagement of bankruptcy as an alternative for debtors; (6) lack of screening and analysis to determine suitability of debt relief programs for individual debtors; (7) the collection of substantial up - front fees so the debt relief company gains even if it fails to perform; (8) lack of transparency and information for consumers as to payment of fees, status of accounts, and communications with creditors; (9) significant delays in active negotiation or engagement with creditors, coupled with prohibitions on direct consumer communications with creditors; and (10), in the case of debt settlement companies, basing savings claims (and settlement fees) not on the original account balance, but on the inflated amount due (including late fees and default rates of interest) at the time of settlement.

Credit history length includes both when you got your first card and the average age of all your cards, so the sooner you get a card, the better.3

A FICO score is based on various factors including: punctuality of payment in the past, capacity used (ratio of current revolving debt to total available revolving credit), length of credit history, types of credits used and recent credits obtained.

The APR is based on several things, including the amount you borrow, the interest rate and credit costs you're being charged, and the length of your loan.

These include how much credit you have available, how much you owe, what your payment history has been like, the length of your credit relationships, and any charge - offs or bankruptcies which appear on your account.

Depending on factors including: length of credit history, income and existing credit obligations, student borrowers without a cosigner may be required to meet the minimum FICO ® score as determined by Ascent Student Loans.

(C) A full and detailed description of the services to be performed by the credit services organization for the buyer, including all guarantees and all promises of full or partial refunds, and the estimated date by which the services are to be performed or the estimated length of time for performing the services; and

(3) A full and detailed description of the services to be performed by the credit services organization for the buyer, including all guarantees and all promises of full or partial refunds, and the estimated date by which the services are to be performed, or the estimated length of time for performing the services not to exceed six months or a shorter period consistent with the purposes of this title as may be prescribed by the Department of Justice.