Sentences with phrase «include unpaid medical bills»

When you die, your beneficiaries can use this benefit payment to help pay for your funeral, burial, cremation or other end - of - life expenses, which could include unpaid medical bills or consumer debt.

Home loan originators will include unpaid medical bills into the back end calculation if you expect to take more than 10 months to retire the obligation.

Sponsors can also be held legally liable for all kinds of things that occur with the visitor they sponsored — including their unpaid medical bills resulting from an accident or sudden illness that need medical treatment.

Not exact matches

Healthcare providers prefer to be paid upfront to avoid the expensive process of chasing after claims and unpaid medical bills and you're only paying for your doctor's time instead of the insurance company's flat rate, which includes its own administrative costs as well.

Unsecured debt includes credit card balances, unpaid medical bills, and personal loans.

Consumers with more than $ 10,000 in unsecured obligations meet the criteria — this includes credit cards, unpaid medical bills, and personal loans.

Evidence of financial abuse includes significant withdrawals from accounts or changes in the elder's financial condition, suspicious changes in wills, powers of attorney and other documents, unpaid bills or lack of medical care, unnecessary services, goods, or subscriptions, and other irregular activities.

There are several other hardship exemptions, including previously large unpaid medical bills, caring and paying medical expenses of a family member, and recent bankruptcy filing.

This may include payment of the decedent's final expenses such as funeral costs and any unpaid medical bills, as well as paying down the mortgage on the family home for the policy holder's survivors.

Paying final costs: LifeHappens.org notes that life insurance policy benefits can be used to pay final expenses, including funeral or cremation costs, medical bills not covered by health insurance, estate administration fees or other unpaid obligations.

Each insurer chooses different elements to include in your insurance score, and they don't reveal how scores are calculated — although the New Jersey Department of Banking and Insurance clarifies that insurers can not base scores on «race, ethnicity, sex, age, religion, income, address, unpaid medical bills, and the number of inquiries made within 30 days for home and auto loans.»

Important aspects to keep in mind when considering insurance include estimated total of final expenses (e.g. medical bills, burial costs etc.), total living expenses for all surviving family members, any outstanding loans (e.g. auto, credit cards), the unpaid balance on one's mortgage, expected costs for your children's education, the estate taxes, and any business maintenance costs.

A final expense policy or «burial insurance» as it is sometimes known, will help cover end - of - life costs including the funeral service, unpaid medical bills or other financial obligations.

• Assess all insurance claims against patient services rendered and make a to do list • Assist patients in filling our insurance claim forms and verify form data • Ask questions to assist in determining out any ambiguous information • Verify completeness of information on medical insurance forms • Post insurance billing information data into predefined database systems • Make list of insurance companies to contact for billing purposes • Determine how to approach each insurance company on the list, based on its reputation • Contact insurance companies to determine status of claims • Follow up on unpaid claims, including denial, exceptions and exclusions • Ask why claims have been denied and provide relevant correlating information • Resubmit denied claims with additional information to prove denial is inappropriate • Provide information to collection agencies regarding delinquent or past due accounts • Prepare and submit secondary claims for patients with more than one insurance coverage • Maintain understanding of managed care authorizations and limit coverage to a certain number • Verify patients» benefits eligibility and coverage expanse • Maintain knowledge of ICD9 and CPT treatments to be able to handle data entry and claim check duties appropriately • Gather and maintain patient data including medical histories, insurance identification and diagnosis

• Track record of managing medical payment collection activities by indulging in extensive medical billing activities • Demonstrated expertise in acting as a liaison between medical facilities and insurance carriers including HMOs, PPOs, Medi - cal and Medicare • First - hand experience in using coded data to produce and submit claims to insurance companies to ensure prompt payments • Competent at reviewing and appealing unpaid and denied claims • Documented success in effectively and efficiently translating medical procedures into codes which can be easily translated by payers and medical facilities • Familiar with transmitting coded patient treatment information to intended recipients • Proven record of coding treatment information using designated CPT codes and effectively reviewing medical records for accuracy and integrity • Unmatched ability to create reimbursement claims and coordinate reimbursement activities with payers • Qualified to process patient data such as treatment records and insurance information to verify data accuracy and integrity • Proven ability to liaise with insurance companies to facilitate payments of outstanding claims • Particularly effective in verifying coding and billing information to ensure that outstanding payments are paid on time

Responsibilities include medical billing, reimbursement, & collections, posting payments to patient accounts, verifying patient insurance, reviewing & appealing unpaid & denied claims, and reconciling accounts.