Sentences with phrase «includes guaranteed cash»

If you want permanent life insurance that includes guaranteed cash value growth, along with guaranteed fixed premiums, and a guaranteed death benefit, then yes, whole life insurance is worth it.

Not exact matches

The accounting basis is not the same — the Estimates are on a cash basis of accounting while the Budget is on an accrual basis; the coverage is not the same — with the exception of the Guaranteed Income Supplement, tax expenditures are not included in the Estimates; and the Estimates are on a net basis, netting off revenues against applicable spending, while the Budget is on a gross basis, recording such charges / fees as revenues.

Permanent life insurance policies (which include whole life insurance and universal life insurance, have the potential to accumulate guaranteed cash value that increases every year.

The Public Accounts / Budget include provisions with respect to certain liabilities, such as environmental liabilities, potential losses resulting from court cases, potential losses on loans and loan guarantees, etc. even though no cash payments have been made.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

It provides its corporate customers with traditional banking products and services, such as deposits, lending (including overdraft facilities), check cashing advances and factoring, guaranteed loans and credit lines for financing foreign trade and cash management services.

Some published - author contests include significant prizes, everything from cash to guaranteed professional reviews or other legitimate publicity, etc..

Guaranteed Rate offers purchase and refinance loans, including cash - out, FHA, USDA, VA, various adjustable rate mortgages and longer - term loans.

They include cash, mutual funds, stocks, guaranteed investment certificates, bonds and certain shares of small business corporations.

This guarantee could be accomplished in several ways, including by dividending or otherwise distributing all excess cash to shareholders now, or by offering to buy back any and all shares from holders that wish to sell at a specific price at a specific future date (i.e., $ 1.25 per share in December, 2009).

The three guarantees include a guaranteed death benefit, guaranteed level premium and guaranteed cash value growth.

You may need to borrow fast cash from a guaranteed high risk personal loan for many reasons including unexpected expenses like expensive car repairs, or replacing a broken appliance.

Lifetime Assure universal life insurance provides a number of advantages, including death benefit protection combined with guarantees in case of premature death, and cash accumulation that can help you meet many needs.

All Asset - Care plans include a guaranteed death benefit, guaranteed cash value growth and access to 100 % of the death benefit for qualifying long - term care expenses.

Some of the more common RRSP investments beyond mutual funds include cash, guaranteed investment certificates (GICs), stocks, bonds and ETFs.

Cash value life insurance coverage usually guarantees a rate of return around 4 % with today's interest rates and this return should be viewed as a baseline because the non-guaranteed portion of the policy includes dividends that are tax free and reinvested.

As with whole and universal life insurance coverage, this policy includes a guaranteed death benefit and cash accumulation.

The Canada Revenue Agency says the types of investments allowed in a TFSA are generally the same as an Registered Retirement Savings Plan and include cash, mutual funds, securities listed on a designated stock exchange, guaranteed investment certificates bonds and certain shares of small business corporations.

Citi Double Cash: Pricing information including interest rates, rewards, benefits and fees was obtained on March 27, 2018 from published websites and is believed to be accurate, but not guaranteed.

If you've more than # 85,000 of savings (including cash ISAs and others) in one bank, then, in the unlikely event it went bust, only the first # 85,000 is fully guaranteed.

Ink Business Cash: Pricing information including interest rates, benefits and fees was obtained on March 23, 2018 from published websites and is believed to be accurate, but not guaranteed.

Although past performance is no guarantee of future results, stocks have historically provided a higher average annual rate of return than other investments, including bonds and cash equivalents.

Capital One Spark Cash Select: Pricing information including interest rates, rewards, benefits and fees was obtained on March 29, 2018 from published websites and is believed to be accurate, but not guaranteed.

Because it offers flexibility and a cash value option, guaranteed universal life insurance offers policy holders many possible ways to put the cash value and death benefit to work for them, some of which include:

The disadvantages include the origination fees, hefty prepayment penalties, collateral and personal guarantees, and stringent requirements for cash flow, years in business, and profitability.

Whole life insurance lasts your entire life and offers specific guarantees, including a guaranteed death benefit, guaranteed cash accumulation and guaranteed level premiums.

Many permanent life insurance options include a guaranteed minimum death benefit and feature cash value growth over time.

I define cash to include relatively short - term and guaranteed bank certificates of deposit, which currently pay about 1 to 2 % annually across a 1 to 5 year maturity range (assuming a reasonably large chunk of money is being invested).

Capital One Spark Cash: Pricing information including interest rates, rewards, benefits and fees was obtained on March 29, 2018 from published websites and is believed to be accurate, but not guaranteed.

Bank of America Cash Rewards: Pricing information including interest rates, rewards, benefits and fees was obtained on May 15, 2018 from published websites and is believed to be accurate, but not guaranteed.

The bond floor is the value below which the value of the CPPI portfolio should never fall in order to be able to ensure the payment of all future due cash flows (including notional guarantee at maturity).

Ink Business Cash: Pricing information including interest rates, benefits and fees was obtained on March 23, 2018 from published websites and is believed to be accurate, but not guaranteed.

Bank of America Cash Rewards: Pricing information including interest rates, rewards, benefits and fees was obtained on April 3, 2018 from published websites and is believed to be accurate, but not guaranteed.

Cancellation policy: 72h advance notice Payment upon arrival by cash only check in from 11.00 to 23.00 Check out before 10.00 Breakfast included Taxes included In order to guarantee your booking, we will pre-authorize your credit card.

Koch Media does not provide or guarantee, and expressly disclaims any value, cash or otherwise, real or virtual, attributed to any data residing on servers operated by Koch Media, including without limitation the Ingame assets associated with your account.

But thanks to recent government incentives — including loan guarantees, production tax credits, and cash grants — today the U.S. geothermal industry is booming.

Sergey has also negotiated, drafted and provided advice in connection with numerous banking agreements, including loan agreements, cash transfer agreements, sureties, guarantees and others — in Russia and former Soviet Union countries.

Advising on the drafting of a complex remuneration package for a senior hire (including shares, deferred performance bonds, cash bonus buy - out payments and first year guarantees).

ICICI Pru Cash Advantage and Birla Sun Life Easy Protect Plan Benefits also includes guaranteed surrender value and bonuses if applicable.

IndiaFirst Cash Back Plan and SBI Life Smart Shield Benefits also includes guaranteed surrender value and bonuses if applicable.

Terms and conditions for Guaranteed Income Advantage and Edelweiss Tokio Cash Income includes the grace period, free look period, exclusions, riders etc. for both the policies.

Policy term details for Bajaj Allianz Pension Guarantee and Shriram Cash Back Term include the minimum and maximum policy terms for the said insurance plans.

DHFL Pramerica Flexi Cash and Aviva i Life Benefits also includes guaranteed surrender value and bonuses if applicable.

Provisions under Guaranteed Income Advantage and Edelweiss Tokio Cash Income mainly include policy renewal and different types of riders.

IndiaFirst Cash Back Plan and Future Protect Insurance Plan Benefits also includes guaranteed surrender value and bonuses if applicable.

Your policy accumulates cash value and is credited with an interest rate declared by the company, that typically includes a minimum guarantee.

Additionally, with ROP term, the cash values are contractually guaranteed by the insurance company and a specific cash value schedule is included in your actual policy.

A guaranteed lifetime insurance option that builds cash value and includes built - in, no - cost living benefits.

Illustration A document used to show a life insurance or annuity policy's guaranteed and (non-guaranteed) projected values, including cash values, income payments, and death benefits, based on certain assumptions.

The policy offers cash value whole life insurance with all the guarantees associated with whole life, including guaranteed death benefit protection for life.