Sentences with phrase «includes penalty rates»

The award includes penalty rates of 150 per cent on public holidays, 50 per cent on Sundays and 25 per cent on Saturdays.

Not exact matches

Living up to expectations, Mr. Goelman announced a slew of enforcement actions over the past three years including a $ 120 million penalty against Goldman Sachs for interest rate product manipulation, a $ 250 million penalty against Citibank also for interest rate product manipulation and a $ 5 million penalty against Jon Corzine for unlawful use of customer funds.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

These could include high late fees, penalty interest rates, or even seizure of loan collateral (like repossessing a car).

With about 7000 employees across its clothing brands that include Just Jeans, Peter Alexander and Jacqui E, Mr McInnes said most of its staff did not receive penalty rates.

That's according to new analysis by Deutsche Bank analyst Michael Simotas, who said a review of Domino's wage agreement shows the pizza franchisor's current agreement expired in June 2013, and does not pay the penalty rates stipulated in the award covering the fast food sector, including loadings for work after 9 pm Monday to Friday, and on Saturdays, Sundays and public holidays.

Ten thousand workers in my electorate have had their penalty rates cut, and the government is more than happy to push ahead with its budget for millionaires and multinationals, including a $ 65 billion tax cut for banks and multinationals.

The report says the town bookkeeper made decisions regarding water and sewer operations without proper authority, including processing water and sewer bills without board - approved rates, making adjustments to bills without approval, not collecting penalties for payments received after the due date and not re-levying unpaid bills.

Other tax cuts: The tax - cut package in the budget also includes: a $ 250 million expansion in the state's Power for Jobs program, under which employers may receive reduced - rate power if they pledge to create or retain jobs in the state; a tax deduction for college tuition at any college in the country for up to $ 10,000 per student per year (valued at $ 200 million); elimination of the marriage - penalty tax ($ 200 million); and an expansion of the Earned Income Tax Credit ($ 125 million).

Eberhardt found that 57.5 percent of defendants rated as stereotypically black (with traits including darker skin and a broader nose) had received the death penalty, compared with only 24.4 percent of those judged less stereotypically black.

The graduation rate is included in calculations by the federal government to determine if a high school, district or the state clears the performance hurdle set under the No Child Left Behind law, the sweeping education reform that imposes increasingly severe penalties for coming up short.

Other factors include new - vehicle rebates and incentives, varying interest rates, discounts, model - year changes, longer lease terms, a different deal structure, mileage penalties and end - of - term payoffs.

Hotel reservations made through the Travel & Lodging page include guaranteed low rates and benefits, such as no resort fees, and the convenience of making adjustments without penalties.

In addition to guaranteed rates, other benefits for booking through the official travel provider include no extra fees for changes or cancellations, and no penalties for adjustments to existing reservations.

In states that permit lenders to include a prepayment penalty, the CarsDirect website reports that you are more likely to see this if your loan period covers more than four years, if you have a poor credit rating or if the interest rate on the loan is higher than average.

Depending on your credit card company, a number of other factors may cause you to incur the penalty rates as well, including but not limited to: exceeding your credit limit, or defaulting on another account with the same issuer.

Credit card debt and interim loans, including overdraft protection arrangements and payday loans, typically charge very high interest rates, and can also have penalty fees that make these debts difficult to pay off.

For example, your rate can change if a promotional period ends, if you've got a variable rate and the index rate it's tied to changes, or if you make a late payment and the card's terms include a penalty APR..

This cost includes the processing charges levied and possible penalties, in addition to the interest rate you pay on the loan amount.

Accident Forgiveness: Adding this coverage will waive the usual penalties — including loss of safe driver discounts and rate increases — for one at - fault accident.

The logic: Some lenders — including the Big Six banks — base penalties on posted rates, which can drastically inflate your penalty.

NerdWallet's ratings for personal loans awards points to lenders that offer consumer - friendly features, including: soft credit checks, no origination fees, payment options, short time to funding, interest rate caps of 36 %, and absence of prepayment penalties.

Debt consolidation, either on your own or through a nonprofit service, will normally entail renegotiating loan terms which can include waiving fees and penalties, lowering annual percentage rates and smaller monthly payments.

Along with shopping the source, you'll also have to shop the total costs of the loan, including the interest rate, broker fees, points (each point is one percent of the amount you borrow), prepayment penalties, the loan term, application fees, credit report fee, appraisal, and a host of other items.

Other APRs include the cash advance rate as well as the penalty APR..

And it has several CD options to choose from, including a No Penalty and Raise Your Rate CD.

It also offers interest checking and multiple CD options, including No Penalty and Raise Your Rate CDs.

It will include a breakdown of the interest rate, your repayment options, an amortization schedule and an outline of penalties that apply if you default.

Always check with your mortgage broker to compare the best mortgage for you which includes the terms, conditions, rate and penalty costs before you sign anything — it could save you thousands of dollars in interest and help you pay off your mortgage years sooner.

Basic, yet essential, knowledge includes things such as interest rates, credit limits, penalty fees, and credit card rewards.

The wide range of high - rate options at CIT Bank include a number of CD accounts which help customers avoid common problems such as early withdrawal penalties and the risk of missing out on future rate increases.

Other benefits include the ability to finance the funding fee, no mortgage insurance premiums, no prepayment penalties, low interest rates and monthly costs.

Half of the 12, including the three offering the highest rates, charged an early withdrawal penalty of six months» interest.

Lenders must provide a Truth in Lending (TIL) disclosure statement that includes information about the amount of your loan, the annual percentage rate (APR), finance charges (including application fees, late charges, prepayment penalties), a payment schedule and the total repayment amount over the lifetime of the loan.

Recommendation: As part of its effort to increase the effectiveness of disclosure materials used to inform consumers of rates, fees, and other terms that affect the costs of using credit cards, the Chairman, Federal Reserve should ensure that such disclosures, including model forms and formatting requirements, more clearly emphasize those terms that can significantly affect cardholder costs, such as the actions that can cause default or other penalty pricing rates to be imposed.

Originally having fixed interest rates around 20 percent and few fees, popular credit cards now feature a variety of interest rates and other fees, including penalties for making late payments that have increased to as high as $ 39 per occurrence and interest rates of over 30 percent for cardholders who pay late or exceed a credit limit.

Truth in Lending Act — Requires lenders to disclose the terms and costs of all loan plans, including the annual percentage rate, points and fees, miscellaneous fees, the total of the principal amount being financed; payment due date and terms, late payment fees; features of variable - rate loans, including the highest rate the lender would charge, how it is calculated and the resulting monthly payment; total finance charges; whether the loan is assumable; application fee; annual or one - time service fees; pre-payment penalties; to the member.

It has several CD options to choose from, including a No Penalty and Raise Your Rate CD.

These features include low interest rates, low closing costs, no prepayment penalty and no private mortgage insurance.

Other highlights of the Guaranteed Account for 457 (b) and 403 (b) plans include complete guarantees of principal and interest (not found in all stable value accounts); rates declared in advance semiannually with a 1 % minimum rate guarantee; full liquidity (participants can transfer into and out of this account without restrictions or penalties); and an option to convert to guaranteed lifetime income at retirement.

Simplicity doesn't have any cash back or points program, but it does offer no late fees or penalty interest rates, and include exclusive services like Citi Price Rewind.

Confirm your interest rate, term, and options for making extra payments on the loan, including any penalties for early payoff.

Such arrangements often include a reduction in interest rates and in penalties that you may have incurred.

Each fund will be required in certain cases to withhold at the applicable withholding rate and remit to the U.S. Treasury the withheld amount of taxable dividends and redemption proceeds paid to any shareholder who (1) fails to provide a correct taxpayer identification number certified under penalty of perjury; (2) is subject to withholding by the Internal Revenue Service for failure to properly report all payments of interest or dividends; (3) fails to provide a certified statement that he or she is not subject to «backup withholding;» or (4) fails to provide a certified statement that he or she is a U.S. person (including a U.S. resident alien).

But most importantly, Discover is known for its customer - friendly policies that include a waiver of your first late payment fee, no penalty interest rate, and no foreign transaction fees.

A credit card hardship program typically includes: lowering the interest rate, lowering the minimum payment or reducing fees and penalties.

The U.S. Bank Visa Platinum card offers cardholders with excellent credit a below average minimum interest rate and reasonable terms, including no penalty APR, and a long 18 - month 0 - percent introductory period.

Other benefits include no penalty interest rate and a free monthly FICO score.

Simplicity doesn't have any cash back or points program, but it does offer no late fees or penalty interest rates, and include exclusive services like Citi Price Rewind.

More strong features include the no late fees and no penalty rates.