Sentences with phrase «includes policy liabilities»
It is the net worth of an Insurance Company usually calculated by the excess of assets over the amount of liabilities (which includes policy liabilities also).
https://www.pnbmetlife.com/ Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.
Typically, policies include $ 100,000 of liability protection, but it is widely recommended that policyholders purchase as much as $ 500,000.
The quotes are based on a basic liability protection policy for the 2011 Toyota Camry across 12 insurers, including both national (such as GEICO and State Farm) and regional (such as Western National Insurance and Farmers Mutual of Nebraska) companies.
The policy includes coverage for the structure of your home, which includes your exterior walls, roof and frame; your belongings, including electronics and computers; liability protection; and loss of use coverage.
Roommates are excluded from all renters insurance policy coverages including personal property, liability and loss of use — in the event a rental becomes uninhabitable.
Standard policies include $ 15,000 in personal property coverage, $ 100,000 in liability protection and a $ 500 deductible.
Mobile home insurance policies generally include $ 100,000 in liability coverage but policyholders can purchase as much as $ 500,000.
But the spokesperson confirmed the government is presently working on policies that will address some of the «special issues» related to those projects, including their «long - term stewardship and liability.»
Clark Insurance offers a variety of business insurance options, including everything from a business owner's policy and liability protection to complete employee benefit plans and key person life insurance.
Some members of the Fed's search committee saw only one potential liability for Mr. Dudley: his years at Goldman Sachs, whose alumni include the former Treasury secretary, Henry M. Paulson Jr., and a raft of other top financial policy makers.
The most robust and complete cyber insurance strategies include cyber liability insurance that specifically provides protection for both first and third party damages and that integrates closely with more traditional insurance lines like a crime policy a property policy.
It's common for retailers to require their suppliers to have a product liability policy explained in the first scenario above because if a product fails as a result of a manufacturing flaw or design flaw, they want to make sure there is a layer of protection between the manufacturer or importer and themselves and that their supplier will be able to handle the financial responsibilities of a product failure including paying any fines or legal defense costs.
Because the insurance industry doesn't recognize software as a product, the product liability that is included with many general liability or business owner's policies won't provide any protection for the types of products and services many of today's technology companies provide.
Though there were concerns both in the EU and Canada that CETA would also enact stricter policies, including criminal liability measures similar to the much protested ACTA agreement, the negotiations ultimately yielded provisions that more closely match Canada's existing laws and the WIPO treaties.
Most renters insurance policies, whether you're renting an apartment or a single - family home, include at least $ 100,000 in liability protection.
The policy and any endorsements should carry adequate limits for all essential coverages, which include: property, general liability, business income, business continuity and workers» compensation.
The types of youth sports insurance available include General Liability, Accident, Directors & Officers Liability, Crime, and Equipment policies.
After completing the training, officials qualify for an annual membership, which includes a $ 1,000,000 excess liability insurance policy; access to members - only resources; SportingKid Live!
After completing the NAYS Coach Training, coaches qualify for an annual membership, which includes a $ 1,000,000 excess liability insurance policy; access to member - only coaching resources and supplemental coach trainings; SportingKid Live!
After completing the NAYS League Director Training, administrators qualify for an annual membership, which includes a $ 1,000,000 excess liability insurance policy; a $ 2,000,000 Directors & Officers Liability insurance policy; access to members - only resources; Sportingliability insurance policy; a $ 2,000,000 Directors & Officers Liability insurance policy; access to members - only resources; SportingLiability insurance policy; access to members - only resources; SportingKid Live!
In California, school districts are required to obtain insurance against liability for death, personal injury, or property loss or damage.13 Some districts in California also include in their policies specific coverage for after - school hours or for school meal program employees.
Governor Andrew Cuomo says lawmakers are mostly in agreement on major policy issues, including raising the age of criminal liability to 18.
Some of the topics covered include; creating a niche, selecting courses / certification programs, establishing service zone, writing liability and policy forms, developing a fitness assessment, program design, selecting and purchasing equipment, promotion, cross-promotion, networking, online marketing, advertising, web design, search engine optimization, client retention, and expanding services.
Bodily Injury Liability coverage provides for proportionate responsibility and the insurance company without checking for insurance, you way more than you are married males, less arecan follow with just one other driver and have a low financial rating companies such as these may include speeding tickets, then you can simply log on the specific policy.
Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.
AAE members receive excellent professional benefits and services, including a $ 2 million liability insurance policy.
The procedure for employment must include, but is not limited to, the filing of a complete set of fingerprints as required in s. 1012.32; documentation of a minimum education level of a high school diploma or equivalent; and completion of an initial orientation and training program in district policies and procedures addressing school safety and security procedures, educational liability laws, professional responsibilities, and ethics.
After years of tinkering with the state's education policy, including withdrawing from the national Common Core standards, the decisions by the GOP - majority Legislature now pose a political liability, because parents and educators have become increasingly weary of high - stakes testing.
AAE members receive excellent professional benefits and services, including a $ 2 million liability insurance policy, as well as a united policy voice on supporting and advancing the charter school movement both statewide and nationally.
The Charter Schools Division (CSD) in the California Department of Education serves as the focal point for the development and oversight of state policies, regulations, and procedures relating to charter schools, including fiscal status, liability, and accountability.
You still enjoy all the benefits of your RBFCU credit or debit card, which includes our zero liability policy that protects you from unauthorized purchases.
In some cases, this includes the need for liability coverage in amounts that go beyond the coverage limits of their policies.
A standard liability insurance policy — including both bodily and property coverage — will usually cost between $ 900 and $ 1400 a year, depending on the policy's limits.
A typical motorcycle insurance policy includes liability insurance, which pays for any damages you cause to others, but it can also include coverage for your own bike and injuries.
Insurance policies were structured to include mandatory minimum liability limits of $ 25,000 per person and $ 50,000 per accident for bodily injury, and $ 25,000 for physical damage.
Yes, you can deduct landlord insurance premiums you pay on your rental property, including any landlord insurance policies on the building, contents and liability.
Standard motorcycle insurance policies include bodily injury and property damage liability insurance, which riders are required to have in most states.
Full coverage motorcycle insurance generally refers to a policy that includes both liability insurance as well as comprehensive and collision insurance for your bike.
When it comes to bodily injury and property damage liability coverage, the only major difference between motorcycle and auto insurance is that some motorcycle policies include an additional coverage: guest passenger liability insurance.
You definitely don't want to be caught paying for a loss to someone else out of your own pocket, and that's why your policy includes liability coverage.
The types of expenses a third - party can file against your bodily injury liability policy include:
Most renters insurance policies include $ 100,000 of liability protection that covers the costs associated with a lawsuit or damages.
The amounts may vary, and some policy language may vary, but most renters insurance policies will include personal property, loss of use, medical payments to others, and personal liability coverage.
Liability coverage generally includes defense costs, as well, and most policies pay those without regard to the policy limits because it's in the best interest of you, the company, and other policyholders to prove the liability claim before paying it, in order to avoid large settlements for false or frivolouLiability coverage generally includes defense costs, as well, and most policies pay those without regard to the policy limits because it's in the best interest of you, the company, and other policyholders to prove the liability claim before paying it, in order to avoid large settlements for false or frivolouliability claim before paying it, in order to avoid large settlements for false or frivolous claims.
Most renters insurance policies, whether you're renting an apartment or a single - family home, include at least $ 100,000 in liability protection.
Personal liability protection is one of three distinct coverages included in renters insurance policies.
Some policies include a third number that refers to the maximum amount the insurer will pay for property damage liability.