Sentences with phrase «includes time savings»

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Yes, there are good reasons why some startups should put working day - to - day on growing their business aside and spend the time instead looking for outside investment, including: gaining the financial and other operational resources they need to move forward; to increase their financial stability, focus (plus peace of mind) in the short - term if they've been growing on revenue, founders» savings and credit cards; and to quickly accelerate their growth in order to capture a massive market.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

For Reynolds, who has spent five years and some $ 4.5 million, including most of his own savings, on his quest to change lives, do - or - die time is fast approaching.

Basic factors you should consider include the amount of your existing savings, whether you have assets that could be sold for cash, whether friends or family members might offer you financing or loans, and whether your spouse or other family members» salaries could be enough to support your family while you launch a business full time.

Where Blooom advises customers to diversify their allocations, for instance, many of Costello's peers (including his own sister, Annie) were siphoning off their savings into a single money market fund, thus minimizing the amount of money that can actually accrue over time.

In addition to its corporate diversity, Alphabet Inc. ranked strongly for worker pay and benefits, including a flexible paid time off policy, and a strong 401 (k) savings program, and for its supply chain impact (the company has committed to reasonable worker hours, and to policies such as no forced or child labor).

The Department estimates that the ten - year cost savings, which also include returns on the cost savings that occur in the April 10, 2017, to January 1, 2018 time period, are $ 123 million using a three percent discount rate, and $ 114 million using a seven percent discount rate.

Types of deposits may include demand / checking deposit, non - interest - bearing / interest - bearing deposits, savings deposits, money market accounts, NOW accounts, time deposit accounts, and certificates of deposit.

M1 includes cash and checking deposits, while near money refers to savings deposits, money market securities, mutual funds and other time deposits.

This includes changing daylight savings time, cutting working hours of public sector employees and urging residents to scale back on their use of electricity.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the business and operations of the Company in the expected time frame; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; tax law changes or interpretations; and other factors.

First, there would have to be additional major credible cuts to government programs; second, there would have to be some «creative budget accounting», including «one - time» savings initiatives in 2015 - 16; and third, there would have to be a significant recovery in global economic growth in 2014 and 2015.

The total value of the world's money supply (including coins, banknotes, money market accounts, time deposits and savings / current accounts) comes out to $ 90.4 trillion.

For lenders, such as banks and credit unions, cost of funds is determined by the interest rate paid to depositors on financial products, including savings accounts and time deposits.

Others may include your savings, pension, annuities, rental income, or working part time.

The reasons include convenience of use, and the savings in labor and time from not having to peel garlic.

Benefits of parking with Towne Park include easy online access to your account at any time, plenty of parking options available in prime downtown locations, automated payment systems and significant savings for you over traditional daily parking rates.

But, what's also cool is this package offers more than $ 300 in savings «per person» with popular family - friendly SoCal attractions that are near the property, including Disney Resorts, Knott's Berry Farm, Universal Studio, The Grammy Museum, Medieval Times Restaurant, Discovery Cube, Starline Tours and the M+M Surf School — just to name a few.

There are also policy actions which we have to take - investment climate reforms to improve business and economic competitiveness, focus on developing MSMEs, deepening long term savings through pensions, insurance and sovereign savings, land reform to eliminate constraints in time and cost around land transactions (including a review of the governor's consent requirement), and actions to reduce inflation, interest rates and business operating costs.

Now for me, it was very difficult to include this one in the package, because I happen to love daylight savings time.

With just three numbers, gain visibility into how your department can save time and money in four separate areas, including billing guideline enforcement and process efficiency savings, by partnering with Wolters Kluwer's ELM Solutions.

If this is your first time here, Molly's Money is a regular series I write on this blog that includes ALL things personal finance — debt management, budgeting, home buying, savings, investment, etc..

These advantages include greater flexibility at a lower cost than traditional testing, quicker feedback for students, parents, and teachers regarding student performance (typically, test results are not available until months after students have taken standardized tests), and considerable time savings over traditional methods.

Included: 22 charts + 1 blank Treble Clef Bass Clef Time Signature Staff Bar Line Measure Repeat Sign Double Bar Line Sixteenth Note / Rest 4 - Sixteenth Notes Eighth Note / Rest 2 - Eighth Notes Quarter Note / Rest Half Note / Rest Dotted Half Note / Rest Whole Note / Rest ** Dress it up and Bundle up for savings!

Schools and caterers are also enjoying significant benefits including reduced administration time and direct cost savings.

Critically, SDCCS estimates hundreds of thousands of dollars in savings, not including the administrative time that Principal Ranck - Buhr can now spend with her team.

And let's not forget that the Z06 is now using a heavier 5th generation engine with all the fuel savings of the Stingray including variable valve timing and direct injection.

Brembo likewise earns a nod for contributing to the savings by building subassemblies — including the suspension knuckles, wheel hubs, brakes, speed sensors, and other parts in the wheel wells — and getting them to the factory with just - in - time delivery.

The update also includes clock adjustments for daylight savings time.

It will include the following fixes and updates: an updated version of Adobe Flash Player v11.1 and Adobe AIR 3.1, daylight savings time updates for time zones in the regions of Latin America, Australia and Central America, updated Bluetooth and WiFi software to help improve connectivity, fixed issues some users were experiencing with account payments in the BlackBerry App World storefront, improved synching when restoring apps with BlackBerry Desktop Software.

Every time you receive money, not just paychecks, include birthday money, bonus, tax refund, etc., you should put a percentage of it in your «pay myself first» account aka your savings.

The tax benefits of IRAs include the up - front deductions for many taxpayers who contribute to traditional IRAs, tax - deferred growth during the time your savings grow inside the IRA, and tax - free distributions for those who choose Roth IRAs as their retirement vehicle.

Retirement income may include pension benefits, Social Security benefits, personal savings and investments, and income from part - time work.

The longer you work, the more your savings, the more the opportunity to eliminate debt, the bigger the payouts from pension plans (including CPP and OAS), and the more time your money has to grow.

Although that will should lead to great long term results, there is a significant amount of savings you can find by properly planning all through the college experience, including the time the student is already enrolled!

You can make a one time payment on your mortgage loan from your checking / savings account including accounts from banks other than OneUnited, using Online Banking.

Downfalls to retiring early include having less time to build savings and more time to spend it.

The same goes for your financial plan — hopefully for the better, but regardless, right after tax season is a good time to update the game plan, including your savings strategy for retirement.

The firm's deposit services include checking, savings, money market, time deposit and individual retirement accounts.

Financial planning research suggests that you need retirement savings that amount to 25 times your annual retirement spend (not including CPP and OAS) if you want to keep spending that much for the rest of your life.

Some of the benefits include: tax - free consolidation of the accounts, fewer statements, time savings, and less potential for confusion.

Savings account options at Ultima Bank include a money market savings account, regular savings, Ultima Savings, SMART (School Money At Right Time) Savings account, and ChristmaSavings account options at Ultima Bank include a money market savings account, regular savings, Ultima Savings, SMART (School Money At Right Time) Savings account, and Christmasavings account, regular savings, Ultima Savings, SMART (School Money At Right Time) Savings account, and Christmasavings, Ultima Savings, SMART (School Money At Right Time) Savings account, and ChristmaSavings, SMART (School Money At Right Time) Savings account, and ChristmaSavings account, and Christmas Club.

What the Apps Know About Your Money Many personal finance apps extract real - time data from your financial accounts, including savings and checking accounts, investment services, lenders, and credit cards.

United Community Banks, Inc. is a bank holding company, which offers a range of retail and corporate banking services, including checking, savings, and time deposit accounts, secured and unsecured loans, wire transfers, brokerage services etc..

This time we'll also include 0.3 M of savings to be gleaned from board & HQ employee / expense reductions (see last year's post):

It does have other products, including normal savings accounts, and cash ISAs, and at various times the rates are reasonable.

The Liberals have won a majority, and now it's time for Justin Trudeau to make good on all the party promises he made — including his pledge to trim the annual Tax - Free Savings Account (TFSA) contribution limit from $ 10,000 to $ 5,500, starting in 2016.

These Terms and Conditions are supplemental to, and do not supersede or replace, any agreement with us pertaining to (a) the Account (including, but not limited to, Your Deposit Terms and Conditions, Account Information Statement, Funds Availability Disclosure and Electronic Funds Transfer Services, all as may be amended or restated from time to time); (b) any BancorpSouth checking or savings account which is a Source (including, but not limited to, Your Deposit Terms and Conditions, Account Information Statement, Funds Availability Disclosure and Electronic Funds Transfer Services, all as may be amended or restated from time to time); (c) any BancorpSouth line of credit which is a Source (including, but not limited to, the promissory note or other credit agreement which is applicable to the line of credit and the security agreements, if any, which secure payment of the line of credit); and (d) any BancorpSouth credit card which is a Source (including, but not limited to, the cardholder agreement which is applicable to the credit card as may be amended or restated from time to time).

2) Calculate how much you have coming in each month This can include one - time «cash reserves» — in other hand, the money I already have in my wallet, checking, and savings accounts.