Long story short, Barclay cancelled existing cards (
including authorized users) on my Arrival card and have expedited new sets of card that should arrive here shortly.
This credit will apply to all cardholders,
including authorized users, and can be used every 4 years.
For example, Chase reports account activity to the credit reporting agencies for every user on a card,
including authorized users.
References to «you» in this Privacy Policy shall also
include any Authorized Users (as defined in our Terms of Use, found here: https://www.cinemax.com/terms-of-use.html) established by you, if available.
If you're considering
including an authorized user on your credit account, you'll want to know the truth about the following five myths first.
Length of history (
this includes authorized user): Oldest: 21.6 years Average: Experian: 2.3 yrs TransUnion: 2.3 yrs Equifax: 2.5 yrs
All FICO ® Score versions
include authorized user credit card accounts when calculating a score.
It also
includes an Authorized User as defined in the Glossary Section.
For example, Chase's automatic system seems to
include authorized user accounts.
After earning your 55k (
including authorized user bonus) Chase UR points, go the airline websites to check for availability.
Not exact matches
I've had my own credit card or other credit for less than three years (
including students, people new to the U.S., or
authorized users on someone else's credit card).»
D. Without limiting the generality of the previous paragraphs,
User authorizes Company to share
User - posted content across all web sites, to
include User content in a searchable format accessible by other
Users of the Company web sites, now in use or later developed, to place advertisements in close proximity to such
User content, and to use
User's name, likeness and any other information in connection with Company's use of the material
User provides.
You agree to defend, indemnify, and hold harmless the Action Network Group and its affiliates and their officers, directors, employees, consultants, agents, licensors, and suppliers from and against any and all claims, losses, expenses, liabilities, settlements, litigation, damages, and / or costs (
including, but not limited to, fees, costs and other expenses of attorneys and expert witnesses) arising out of or related to: (i) your use of the Site,
including, but not limited to, any Materials or
User Content, (ii) any violation of these Terms of Use or applicable law by you in connection with your use of the Site,
including, but not limited to, any Materials or
User Content, (iii) any actual or alleged infringement by you, or any person accessing the Site,
including, but not limited to, any Materials or
User Content, using your password or account identifier, of any intellectual property or privacy or other right of any third party, or (iv) any unauthorized use of password protected Materials or
User Content utilizing your account information, whether or not known or
authorized by you.
4.3.4 Distribute a copy of individual articles or items of the Licensed Materials in print or electronic form on an occasional basis to other
Authorized Users; for the avoidance of doubt, this sub-clause shall
include the distribution of a copy for teaching purposes to each individual student
Authorized User in a class at the Licensee's institution;
A direct affiliation with the Licensee may
include, for example, (a) current employees whether on a permanent, temporary, contract, or visiting basis, but excluding employees at a foreign affiliate or constituent university and (b) individuals who are: (1) officially enrolled as a registered student at the Licensee's institution; (2)
authorized to use the library network from within the library premises or from such other places where such persons work or study (including but not limited to offices and homes, halls of residence, and student dormitories) and who have been issued by the Licensee with a password or other authentication method for such use of the library network, but (3) excluding students at a foreign affiliate or constituent university; or (c) walk - in users who are permitted to use Licensee's library or information service and permitted to access the library network but only from computer terminals within the Licensee's library premises («Authorized User
authorized to use the library network from within the library premises or from such other places where such persons work or study (
including but not limited to offices and homes, halls of residence, and student dormitories) and who have been issued by the Licensee with a password or other authentication method for such use of the library network, but (3) excluding students at a foreign affiliate or constituent university; or (c) walk - in
users who are permitted to use Licensee's library or information service and permitted to access the library network but only from computer terminals within the Licensee's library premises («Authorized Users&raq
users who are permitted to use Licensee's library or information service and permitted to access the library network but only from computer terminals within the Licensee's library premises («
Authorized User
Authorized Users&raq
Users»).
However, AAAS will not be liable for damages or refunds should the site become unavailable temporarily or access to the site becomes slow or incomplete due to system back - up procedures, regular maintenance (which typically occurs 8 - 10 am Pacific time each Saturday), Internet traffic volume, upgrades, overload of requests to the servers, general network failures or delays, or any other cause beyond the control of AAAS (
including, but not limited to, force majeure events, networking problems, IP address changes) which may from time to time make the site inaccessible for
Authorized Users.
Please enter the IP addresses under your institution's administrative control (
including secure proxy servers) to provide access to your
authorized users.
Of course our gateway also
includes a
user friendly virtual terminal where merchants can process, pre-
authorize,
authorize only, capture, reverse, and refund individual transactions.
Access any portion of the Services that we have not
authorized you to access (
including password - protected areas), link to password - protected areas, attempt to access or use another
user's account or information, or allow anyone else to use your account or access credentials; or
These Terms of Use, along with our Privacy Policy, Mobile Application End
User License Agreement, Video Services and Social Networking Policy, as applicable (collectively «Terms») govern your use of the websites, mobile and connected TV applications, features, products and services that
include an
authorized link to these Terms (collectively, the «Services»).
(i) grant and assign to HBO a royalty - free, perpetual, non-exclusive, unrestricted, worldwide license in the
User Content throughout the world
including, without limitation, all copyright, together with all consents (if any) necessary to enable its reproduction, distribution, modification, publishing and / or other exploitation by HBO and / or by any person
authorized by HBO, by any means and in all media now known or hereafter devised, in whole or in part, without payment or other reference to you or any other person, and to advertise and promote such exploitation, for the full period of all such rights (together with any extensions and renewals) and insofar as possible in perpetuity;
References in this paragraph to «HBO,» «you,» and «us»
include our respective subsidiaries, affiliates, agents, employees, predecessors in interest, licensees, licensors or providers of content, successors, and assigns, as well as all
authorized or unauthorized
users of the Service under this or prior Agreements.
Please note that these Terms of Use,
including Tubi's Privacy Policy which is incorporated in these Terms and any end
user license agreement that might accompany Tubi
authorized applications, features and devices, constitute the entire legal agreement between you and Tubi and govern your use of the Tubi Services (
including your use of the Content)(but excludes any services, if any, that Tubi may provide to you under a separate signed written agreement), and completely replaces any prior agreements between you and Tubi in relation to the Tubi Services.
Audit provisions were also
included to ensure that CoTs DOT LAN is used appropriately by
authorized users and monitored for unauthorized usage.
Audit provisions were also
included to ensure that A&I Online is used appropriately by
authorized users and monitored for unauthorized usage.
Audit provisions are also
included to ensure that CDLIS - Gateway is used appropriately by
authorized users and monitored for unauthorized usage.
In consideration of the Continuing Service Fee, ProQuest will provide Customer and its
Authorized Users with online access to the Purchased Content, plus any
included updates, on a proprietary platform designed to enhance the research experience (a «ProQuest Platform»).
What makes their credit grow is the fact that all transactions made on the account will be
included in the
authorized user's credit report.
That
includes any charges made by any business employees you designate as
authorized users of the card.
Contrary to what you may have heard,
authorized user accounts do count in a person's credit score under most scoring systems,
including the FICO ® Classic 4 version that is used for all mortgages today.
Despite not being legally responsible for the debt, all history associated with an account held in this way is added to the
authorized user's credit file and
included in any credit scores based on that file.
Charge cards are not
included in utilization calculations This leads us to why the
authorized user's lack of any revolving credit matters in this situation.
In a tactic known as «piggybacking,»
authorized users are added to card accounts for the sole purpose of
including an established account with a positive credit history to an otherwise less - than - stellar credit report.
References to www.smartcredit.com, ConsumerDirect and us
includes subsidiaries, affiliates, agents, employees, predecessors in interest, successors, and assigns, as well as all
authorized or unauthorized
users or beneficiaries of services under this or prior Agreements between us.
Once added to your credit file, the latest account balance and credit limit on the
authorized user card will be
included in your own credit utilization calculations that look at both individual and combined card usage.
Authorized user involvement can take various forms,
including regular use, emergency - only use and credit - building (or rebuilding) use.
Along with the clear benefits of adding positive credit history to anyone's credit score, becoming an
authorized user on a card with a not - so - positive track record that
includes late payments or high utilization can lead to more problems than additional score points.
This customer information may be shared with
authorized users,
including both affiliates and nonaffiliated third parties, in order to provide you with the services and financial choices that you request.
All the spending on the account,
including that of the
authorized user, will count towards this minimum.
2Primary Cardholder remains liable for all charges to the Account,
including those made by an
Authorized User.
Accounts on which you are an
authorized user are not
included in the report (this could happen with accounts that are in one spouse's name that the other spouse is
authorized to use)
Since the card history — good or bad — is
included in the
authorized user's credit report and credit score, it behooves the
authorized user to make sure the card is always paid on time and maintains low credit utilization (card balance / limit percentage).
While initially intended to apply to spouses and significant others who share financial responsibilities, a unique credit - building feature of an
authorized user account is that, without taking responsibility for charges on the card, the entire account history is
included in the
authorized user's credit file and credit score.
The term «piggybacking» refers to the way in which the entire credit history of an account is not only
included in the primary cardholder's credit report and score, but also becomes part of the
authorized user's report and score.
While, many think this is no longer a way to build your FICO credit score due to the FICO ’08 model, the model still
includes score impacts for
authorized users.
Your letter must
include the name of the
authorized user and your account number and / or any subaccount number issued to the
authorized user along with the
authorized user's card and any convenience or other access checks issued to the
authorized user.
- If you have paid for the ability to have you name
included to someone else's credit card as an
authorized user it is likely that you are in the wrong for deceiving lenders.
Enter into an
authorized user situation carefully, consider the type of credit card involved (
including the interest rate and potential perks), as well as the history of the primary cardholder.
Please see the Summary of Credit Terms for additional information,
including our ability to furnish credit bureaus with Account information in the name of cardholders and
authorized users.
Site
users are prohibited from violating or attempting to violate the security of this Site,
including without limitation: (1) accessing data not intended for such
user or logging onto a server or an account which the
user is not
authorized to access; (2) using this Site for unintended purposes or trying to change the behavior of this Site; (3) attempting to probe, scan or test the vulnerability of a system or network or breach security or authentication measures without proper authorization; (4) attempting to interfere with service to any
user, host or network,
including without limitation, via means of submitting a virus to this Site, overloading, «flooding,» «spamming,» «mailbombing» or «crashing»; (5) forging any TCP / IP packet header or any part of the header information in any e-mail or newsgroup posting; and (6) forging communications on behalf of this Site (impersonating this site) or to this Site (impersonating a legitimate
user).