It also did not disclose information on its typical borrower,
including average credit score or average income.
Not exact matches
This
credit score range
includes the
average FICO
score of 695, making these rates and fees the closest to what an
average consumer can expect at Wells Fargo.
The annual Title II collection asks providers about 15 common admission requirements,
including the applicant's subject area, transcript, overall grade - point
average (GPA), content GPA, professional GPA,
credits,
scores on ACT / SAT / basic - skills tests, essays, interviews, recommendations, fingerprint and background checks, and «other.»
Due to this, when you cancel a
credit card, your
credit score could be impacted in several possible ways,
including the
average age of your accounts, your
credit utilization, and your
credit mix.
This
credit score range
includes the
average FICO
score of 695, making these rates and fees the closest to what an
average consumer can expect at Wells Fargo.
Your FICO
score takes into account how long your
credit accounts have been established,
including the age of your oldest account, the
average age of all your accounts, and the age of specific types of accounts (student loans, car loans, etc..)
As such, there's no way to know for sure if having added six cards to your
credit report has hurt or helped your
score, though the highly informative «FICO high achievers» study tells us that people with
scores of 785 and higher tend to have fewer cards than you, with seven cards (
including open and closed) on
average and only four cards or loans that carry balances.
Most of the free reports allow you to see a breakdown of the major factors impacting your
score — this
includes things like the number of hard inquiries into your account, the
average age of
credit, and payment history.
It also
includes a free analysis of the
credit factors you can improve and compares your
credit score with the national
average of your state
average credit score.
Requirements
include; — Must have a high
credit score (above 700 FICO
score on
average)-- Must have sufficient income to show a low debt to income ratio — Must have a low debt to
credit ratio (
credit limits can not be all maxed out)
Four of the top five cities with the highest
average credit score are located in the Midwest, which
include Minneapolis, Minnesota; Madison, Wisconsin and Cedar Rapids, Iowa and the lone California city of San Francisco rounds out in 5th.
Although the percentage of the overall
score that each one of those variables accounts for varies from person to person based on a variety of reasons,
including how long a person has had
credit, 65 % of the
score, on
average, is made up by payment history and the amount of debt owed relative to
credit limits, or
credit utilization.
You'll need to fill in business and personal information,
including industry,
average monthly business deposits,
average monthly
credit volume, time in business, personal
credit score and loan amount.
Our team of analysts based the rates on the
average auto insurance cost from sixty four underwriting affiliates for twelve kinds of drivers,
including both single and married, varying driving records and
credit scores, and different automobiles across all counties in Maryland.
However, your
credit score also
includes the
average age of your
credit accounts.
Consumers with prime
credit scores who are considered stable exhibit specific behaviors in their
credit profiles when compared with the
average prime -
credit - quality consumer,
including fewer trades, fewer inquiries, lower bank card utilization and fewer auto and real estate trades.
Our team of analysts based the rates on the
average auto insurance cost from sixty four underwriting affiliates for twelve kinds of drivers,
including both single and married, varying driving records and
credit scores, and different automobiles across all counties in Maryland.
Your FICO ®
score takes into account how long your
credit accounts have been established,
including the age of your oldest and newest accounts and an
average age of all of your accounts, how long specific types of
credit accounts have been established and how long it has been since you used certain accounts.