Performs tasks of selling bank products to customers and prospects, by opening new accounts,
including consumer loan products and DDA products
Not exact matches
Basically, APR is meant to help
consumers understand the total cost of a
loan product,
including all upfront expenses.
Star One Credit Union serves more than 100,000 members with branches throughout Silicon Valley and offers a variety of
products and services
including checking and savings accounts, certificate accounts, IRAs, and
consumer, home equity, and first mortgage
loans.
Consumer loans include several types of consumer products including mortgage loans, auto loans, personal loans, credit cards, lines of credit and other niche consumer - targeted loan p
Consumer loans include several types of
consumer products including mortgage loans, auto loans, personal loans, credit cards, lines of credit and other niche consumer - targeted loan p
consumer products including mortgage
loans, auto
loans, personal
loans, credit cards, lines of credit and other niche
consumer - targeted loan p
consumer - targeted
loan products.
Through all of this merger and acquisition activity, Chase Bank emerged as the
consumer banking arm of J.P. Morgan Chase & Company, offering a wide range of financial
products to
consumers including deposit accounts, investment
products, insurance,
loans and credit cards.
Because those 3 - digits are the gateway to you securing a low - interest rate on all sorts of
consumer products,
including financing a car, buying a house, getting credit cards, securing personal
loans, and more.
Lenders set the interest rates for their own
loan products based on a number of factors
including the yield on a 10 - year Treasury note, risk and
consumer demand.
Although many U.S.
consumers do their banking through their mobile device or computer, many banks lack the resources to create their own digital lending solutions for
products including private student
loans and auto
loans.
In addition to a full range of financial services provided to small business customers, this business segment offers a variety of
consumer products,
including deposit accounts, installment
loans, credit cards, student
loans, home equity lines of credit and residential mortgage
loans.
This dilemma causes people to seek out the credit sources that are available to them, which frequently
include pawn shops, payday lenders, auto - title
loans, lower - dollar installment
loans, or other short - term
consumer credit
products.
SouthEast Bank has a variety of
products for its customers,
including checking and savings accounts,
consumer and mortgage
loans, and debit and credit cards.
Commercial banks use the discount rate as a benchmark for the interest rates they charge on other financial instruments and
products,
including commercial and
consumer loans.
The organization offers
consumers a multitude of
products, which
includes secured and unsecured credit cards, bank accounts,
loans and more.
Sallie Mae has continued to provide banking services for
consumers including private student
loans, insurance
products, and credit cards.
In fact, the Federal Trade Commission (FTC), the nation's
consumer protection agency, says it's against the law for a lender to deceptively
include credit insurance (or other optional
products) in your
loan without your knowledge or permission.
The six key areas we evaluated
include the
loan types and
loan products offered, online capabilities, online mortgage rate information, customer service and the number of complaints filed with the
Consumer Financial Protection Bureau as a percentage of
loans issued.
Harris Bank, Naperville • IL 9/2009 — 8/2011 Service Representative Presented bank
products to customers and prospects through active solicitation and new accounts referrals,
including all DDA
products,
consumer loan products, and wealth management referrals.
Develop relationships with customers and suggesting bank
products and services to enhance the customer experience
including but not limited to opening accounts, taking
consumer loan applications, mortgage applications and resolving customer issues.
Professional Experience Harris Bank Evanston (Evanston, IL) 2000 — 2009 Vice President / Branch Manager • Managed all aspects of Evanston branch
including daily operations and personnel • Hired, trained, scheduled, and supervised staff of 10 tellers, personal bankers, and support staff • Created and implemented employee review, development, and recognition programs • Designed and executed education programs focused on banking and service best practices • Oversaw teller line, mortgage,
consumer loan, and commercial banking departments • Consistently exceeded financial goals through effective sales, marketing, and management • Awarded Harris Bank Outstanding Sales Award for setting company best in
product sales • Delivered excellent customer service resulting in client satisfaction and repeat business • Ensured banking compliance with state, federal, and internal regulations • Conducted audits to maintain responsible, profitable, and efficient operations
The CFPB was created to oversee multiple agencies and to watch out for American
consumers who are in the market for financial
products and services,
including mortgages or home equity
loans.
The six key areas we evaluated
include the
loan types and
loan products offered, online capabilities, online mortgage rate information, customer service and the number of complaints filed with the
Consumer Financial Protection Bureau as a percentage of
loans issued.
For instance, it is a violation of the MAPs Rule to make any material misrepresentation in a commercial communication regarding any term of any mortgage
loan,
including: (i) the existence, number, amount, or timing of any minimum or required payments,
including but not limited to misrepresentations about any payments or that no payments are required in a reverse mortgage or other mortgage credit
product; or (ii) the right of the
consumer to reside in the dwelling that is the subject of the mortgage credit
product, or the duration of such right,
including but not limited to misrepresentations concerning how long or under what conditions a
consumer with a reverse mortgage can stay in the dwelling.