Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook
include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy,
including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts,
including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft,
including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein,
including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals,
including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan
assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt,
including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our
credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our
credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving
credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue,
including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally,
including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
These publications advise businesses on a range of
credit approval topics,
including describing
assets, preparing a business plan, and determining what questions to expect and how to prepare responses to those questions.
According to the same person, expenses -
including costs paid for the
assets and adjusted for tax deductions - equate to around 60 percent of the gross
credits earned.
A compilation of banking and financial indicators,
including the Bank of Canada's
assets and liabilities,
credit and monetary aggregates, chartered banks data and selected financial market statistics.
If at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of
credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment a
credit drawings and undrawn letters of
credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment a
credit under the
Asset - Based Revolving
Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment a
Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (
including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of
credit in an aggregate amount equal to such excess, with no reduction of the commitment a
credit in an aggregate amount equal to such excess, with no reduction of the commitment amount.
If at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of
credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment a
credit drawings and undrawn letters of
credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment a
credit under the
Asset - Based Revolving
Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment a
Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (
including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of
credit in an aggregate amount equal to such excess, with no reduction of the commitment a
credit in an aggregate amount equal to such excess, with no reduction of the commitment amount.
This is because higher inflows will cause adjustments in the economy — potentially
including lower
credit card rates, a stronger dollar, weaker lending standards, higher unemployment and surging
asset markets» - Could you please provide us the explanation of a rising unemployment in the US in the case of a stronger US$?
Our team of
credit professionals deliver sales and trading capabilities across a wide range of fixed income
asset classes
including high yield, distressed and investment grade bonds, convertible bonds, public and private corporate securities, leveraged loans and emerging market debt.
The Company uses the proceeds raised from the issuance of units to invest in SMEs through local market sub-advisors in a diversified portfolio of financial
assets,
including direct loans, convertible debt instruments, trade finance, structured
credit and preferred and common equity investments.
Corporate taxes: corporate income tax returns,
including total
assets,
credits and deductions, and tax liability for both domestic and foreign owned and controlled corporations.
Since our founding in 1984, we've applied our insight and experience to organically expand into several
asset classes
including private equity,
credit, public equity, venture capital and real estate.
Easy monetary conditions should keep yields compressed in the near term and support risk
assets,
including European
credit and equities.
The Vancouver Board of Trade strongly supports the previously announced measures to support resource development,
including accelerated CCA for LNG
assets and the extension of the mineral exploration tax
credit until March 31, 2016.
Asset price booms and busts and
credit - related booms have occurred under many different monetary regimes,
including in highly regulated financial systems.
We also advocate a broader diversification approach that
includes adding factor exposures and
asset classes such as private
credit and real estate.
Our members, representing more than $ 3 trillion in
assets under management or advisement
include investment management and advisory firms, mutual fund companies, research firms, financial planners and advisors, broker - dealers, banks,
credit unions, community development organizations, non-profit associations, and
asset owners.
Short - term debt is used to finance
assets that can be made liquid quickly (turned back into cash)-- examples
include accounts receivable amounts, tax
credits, newly signed contracts and inventory.
His most recent role
included coordination of strategy across all fixed income, securitized
assets,
credit, FX and commodities.
We entered into the
Asset - Based
Credit Facility with several financial institutions,
including affiliates of Morgan Stanley & Co..
In August 2014, we entered into the
Asset - Based
Credit Facility with six lenders,
including affiliates of Morgan Stanley & Co..
The rates and fees provided by CommonBond evaluation are estimates and the rates actually provided by CommonBond may be higher or lower depending on your complete
credit profile, and income /
asset considerations
including but not limited to loan to value and debt to income ratios.
These
include forward guidance on the future path of its policy rate, stimulating the economy through large - scale
asset purchases (commonly referred to as quantitative easing), funding to ensure that
credit is available to key economic sectors, and moving its policy rate below zero to encourage spending.
Our revolving
credit facilities provide our lenders with first - priority liens against substantially all of our
assets,
including our intellectual property, and contain financial covenants and other restrictions on our actions, which could limit our operational flexibility and otherwise adversely affect our financial condition.
We expect that the New
Credit Facility will contain a number of covenants that, among other things, restrict SSE Holdings» ability to, subject to specified exceptions, incur additional debt; incur additional liens and contingent liabilities; sell or dispose of
assets; merge with or acquire other companies; liquidate or dissolve itself, engage in businesses that are not in a related line of business; make loans, advances or guarantees; pay dividends or make other distributions (with certain exceptions,
including tax distributions and repurchases of management equity); engage in transactions with affiliates; and make investments.
The executives
include Jay Kim, head of securitized products, and Michael Dryden, global head of
asset finance, who both joined
Credit Suisse from the London - based bank Barclays Plc (BCS) in 2011.
In the United States, the net corporate debt securities holdings of securities dealers,
including securitisations backed by
assets such as
credit card debt, have fallen sharply since 2008.
Keep in mind your current situation
including annual salary, liquid
assets,
credit profile and the amount of time you have until you wish to retire.
During the pre-approval process, your lender will take a complete loan application which
includes performing an income and
asset verification, and he will account for specific loan traits which may affect your final approval such as your personal
credit scores, any required child support payments, and the availability of a co-signer, as examples.
In a related transaction, NewStar has entered into a definitive agreement to sell a portfolio of investment
assets,
including approximately $ 2.4 billion of middle - market loans and other
credit investments, to a newly formed investment fund sponsored by GSO Capital Partners, the global
credit investment platform of Blackstone Group.
This collateral (i.e., permissible vehicles investments) may
include: (i) match - funded
assets, and, (ii) debt securities, equity securities and other financial instruments issued or guaranteed by the US government or its agencies, sovereign governments, supra - national entities, corporations, financial institutions and
asset - backed or mortgage - backed issuers that are the subject of
credit support agreements.
Earlier positions
included Head of Global
Credit Portfolio and
Credit Policy and Strategy, Head of North American Structured
Credit Products, co-Head of
Asset Backed Securitization and Head of Global
Credit Derivatives Marketing.
The underwriting process
includes looking at your
credit, income,
assets, current debt, and other factors that could influence your ability to make your mortgage payments.
Specific debt - to - income requirements vary based on a range of criteria
including loan - to - value ratio,
assets used to qualify for the loan and
credit history but typically a successful applicant will have a total debt - to - income ratio (
including the proposed loan payment) below 43 % of monthly gross income.
Mortgage - and
asset - backed securities» risks
include credit, interest - rate, prepayment, and extension risk.
Asset - backed securities are bonds or notes backed by financial
assets such as non-mortgage loans
including credit card receivables, auto loans, manufactured - housing contracts, and home - equity loans.
In Canada, PNC Bank Canada Branch, the Canadian branch of PNC Bank, provides bank deposit, treasury management, lending (
including asset - based lending through its Business
Credit division) and leasing and lending products and services (through its Equipment Finance division).
Specific
credit requirements vary based on a range of criteria
including loan - to - value, debt - to - income ratios and
assets used to qualify for the loan.
We provide brokerage services in a wide range of
credit instruments,
including credit derivatives,
asset - backed securities, hybrid securities, preferred securities, distressed securities, convertible bonds, corporate bonds,
credit derivatives and high yield bonds.
Lots of things don't factor into the VantageScore model — or any other
credit scoring model, for that matter —
including race, color, religion, nationality, gender, marital status, age, salary, occupation, title, employer, employment history, where you live, or even your total
assets.
We believe investors should consider a broader diversification approach than a traditional bond / equity mix,
including adding factor exposures and
asset classes such as private
credit and real estate.
Examples of these risks, uncertainties and other factors
include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness,
including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our
assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global
credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty
credit risks,
including those under our
credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
When using these
assets, we require all parties to
include credit to the Idaho Potato Commission by using copy such as: «Recipe and / or photo courtesy of the Idaho Potato Commission» or «Idaho ® potato variety photo from the Idaho Potato Commission»
Cetera's additional experience
includes the role of Board President of Cooperative Federal
Credit Union since 2010, a Community Development
Credit Union that manages $ 22 million in
assets and that serves those in Syracuse neighborhoods that are underserved by traditional banking entities.
The firm served several of the largest financial services companies of the world
including asset management,
credit card, insurance and lending companies in the areas of investment optimization, target marketing and risk management.
In these circumstances the current value on receipt of the
asset should be
credited to the restricted fixed
asset fund account in the statement of financial activities with details of the terms of the lease
included as an additional note to the fixed
asset note.
«Although this will increase the guarantee capacity of the fund,
including capacity for charter schools which tend to maintain weaker
credit profiles, the program's substantial
assets continue to provide strong coverage and default tolerance, which is reflective of the Aaa rating,» Nichols said.
In considering diminished capital and
credit opportunities, recipients will examine factors relating to the personal financial condition of any individual claiming disadvantaged status,
including personal income for the past two years (
including bonuses and the value of company stock given in lieu of cash), personal net worth, and the fair market value of all
assets, whether encumbered or not.
Unsecured debts are not tied to any particular
asset, and
include most
credit card debt, bills for medical care, and signature loans.
Bad debt is debt on ANY depreciating
assets,
including automobiles, but especially things like furniture, appliances and unsecured
credit card debt.
The list also
includes credit counseling, working with creditors (reduction in payments), and selling
assets or debt consolidation loans to satisfy debts.