Sentences with phrase «including debt coverage»

The «Loan Information» tab provides key attributes of the loan, including debt coverage ratios, existing debt obligations, and the loan guarantors» credit scores.

Not exact matches

McDonald's also received negative media coverage after it advised employees to get out of holiday debt by returning unopened purchases and after it published a budget guide that included no money for heat and $ 20 a month for health care.

Your debt - service coverage ratio, also known as the debt coverage ratio, is the ratio of cash a business has available for servicing its debt, which includes making payments on principal, interest and leases.

These include the debt ratio, the current ratio, interest coverage, etc..

Conventional sources of finance rely on the borrower's history (how long it has been in business), its overall financial health including profitability, positive cash flow, and debt service coverage.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

-» (A) IN GENERAL. - To be eligible for assistance under this chapter, a project shall satisfy applicable creditworthiness standards, which, at a minimum, shall include -» (i) a rate covenant, if applicable;» (ii) adequate coverage requirements to ensure repayment;» (iii) an investment grade rating from at least 2 rating agencies on debt senior to the Federal credit instrument; and» (iv) a rating from at least 2 rating agencies on the Federal credit instrument, subject to the condition that, with respect to clause (iii), if the total amount of the senior debt and the Federal credit instrument is less than $ 75,000,000, 1 rating agency opinion for each of the senior debt and Federal credit instrument shall be sufficient.»

These include the debt ratio, the current ratio, interest coverage, etc..

For business loans, this includes your time in business, personal and business credit score, your debt service coverage ratio, revenue and profits.

CFFI - US's issuance cash flow includes outflows from net debt repayment (coverage of -0.29 x) and net share buybacks (coverage of -0.02 x).

This provides coverage for any final expenses including outstanding debts, funeral costs, medical or hospital expenses.

AMBK - US «s issuance cash flow includes outflows from net debt repayment (coverage of -0.32 x) and net share buybacks (coverage of -0.01 x).

«Debt collection activities» does not include billing insurance or other government programs, routine inquiries about coverage, or routine billing that indicates that the amount is not due pending resolution of the crime victim compensation claim.

Alan's areas of practice include all forms of personal injury, commercial and business litigation, construction law, debt collection / recovery and subrogation, directors and officers liability, environmental liability, general casualty and special risks, insurance coverage, municipal law, products liability, professional liability, property insurance, sports, recreation and resort liability and transportation law.

Any amount owed to the Federal government by a self - insured group health plan (including a group health plan that is partially self - insured and partially insured, where the health insurance coverage does not constitute major medical coverage) and its affiliates for reinsurance is a determination of a debt.

Consistent with the determination of debt provision set forth in § 156.1215 (c), we propose to clarify in a new § 153.400 (c) that any amount owed to the Federal government by a self - insured group health plan (including a group health plan that is partially self - insured and partially insured, where the health insurance coverage does not constitute major medical coverage), including reinsurance contributions that are not remitted in full in a timely manner, would be a determination of a debt.

The most common reasons for purchasing life insurance include coverage of debt, specifically a mortgage, replacing lost income for survivors and making sure there are funds available for education of children.

When determining if $ 5 million is enough coverage you need to think of all your debt and this includes your mortgage, if you have a stay at home spouse you need to add them into the equation.

To get a ballpark figure calculate the amount of money your dependents would need to be financially secure without you (include coverage for any debts you have like mortgages, loans and other bills).

That is because the proceeds from life insurance coverage can be used by loved ones and survivors for any number of different needs — including the payoff of debt, the payment of ongoing living expenses, and / or the payoff of the insured's funeral and other related final expenses.

That is because the proceeds from life insurance coverage can be used by loved ones and survivors for any number of different needs — including the payoff of debt, the payment of ongoing living expenses,..

This is because the proceeds from life insurance coverage can be used for a variety of different needs of one's survivors — including the payoff of large debts, the payment of the insured's funeral and other final expenses, and / or for the continuation of ongoing living expenses so that lifestyle does not have to be drastically altered.

Be sure to include enough coverage to pay off debts and replace your income for up to ten years.

For example, because this type of coverage includes a cash value component, an insured can build up savings on a tax - deferred basis to use for a number of needs, such as paying off debts, funding a child or grandchild's college education, or supplementing retirement income on a tax - free basis.

There are many benefits of using coverage to provide for your kid's financial future, including helping them pay for school, buy a home, or avoid getting into credit card debt.

Factors to consider when you're deciding on a sufficient coverage amount include your current income, debt owed, savings, whether or not your have an insured mortgage and any investments you may have.

The uses of UL include final expenses like funeral or burial, income replacement, and debt coverage.

It not only provides mortgage protection, but the amount of coverage remains level, so your family has additional funds to pay off your other debts, including credit cards, final expenses and education costs for your kids.

TRMI v3.0 also includes one of the broadest fixed income and sovereign debt coverage in the marketplace

Assisted middle market portfolio managers in underwriting over 100 credit facilities including projections to estimate debt service coverage.

The agreement will cover all major separation decisions, including division of property and debts, co-parenting time and decision - making, child support, maintenance (alimony), retirement plan assets, and insurance coverage.

Traditional lenders, including commercial banks and insurance companies, have become strict in their underwriting criteria, demanding recourse, high debt service coverage ratios and equity contributions of at least 35 percent.

Such factors include, but are not limited to: the Company's ability to meet debt service requirements, the availability and terms of financing, changes in the Company's credit rating, changes in market rates of interest and foreign exchange rates for foreign currencies, changes in value of investments in foreign entities, the ability to hedge interest rate risk, risks associated with the acquisition, development, expansion, leasing and management of properties, general risks related to retail real estate, the liquidity of real estate investments, environmental liabilities, international, national, regional and local economic climates, changes in market rental rates, trends in the retail industry, relationships with anchor tenants, the inability to collect rent due to the bankruptcy or insolvency of tenants or otherwise, risks relating to joint venture properties, costs of common area maintenance, competitive market forces, risks related to international activities, insurance costs and coverage, terrorist activities, changes in economic and market conditions and maintenance of our status as a real estate investment trust.