Sentences with phrase «including debt service»

I haven't looked at the exact percentages in a long time since they are not pertinent to my business model, but essentially you are permitted to spend only a certain percentage of your income on all of your combined expenses, not including the debt service on the mortgage loan that you are applying for.
Look at this statement including debt service to do a reality check even before you take your loan request to a bank.
Under the TELA, TxDOT has agreed to lend to the project from the State Highway Fund 006 (motor fuel tax revenues) a negotiated amount each year if revenues are insufficient to cover operations and maintenance, including the debt service.
Last year, Playland lost $ 4.3 million, including debt service, according to Mr. Astorino's office.
Look at this statement including debt service to do a reality check even before you take your loan request to a bank.
On the demand side it seems plausible that, as people get richer, more of their income can be spent on financial services, including debt servicing, as proportionately less needs to be spent on necessities.
It is include debt service and ALL expenses.
Actually CAP RATE does not include debt service.
Investors: Have you ever wondered, «Why do we not include debt service into the cap rate?»
I haven't been doing this long, but besides what I would consider CapEx on new purchases my expenses don't reach anywhere close to 50 % unless I include debt service.

Not exact matches

FLUSH WITH CASH: Leonard Green & Partner will acquire CPA Global, an intellectual services provider, from Cinven for about # 2.4 billion ($ 3.10 billion) including debt.
The Penn model found that the bill would increase the federal deficit by $ 1.327 trillion over the first 10 years after it becomes law (not including debt - service costs).
«In each of the years between 2027 and 2033, PWBM projects that the bill will continue to reduce revenues net of outlays, not including the additional costs of debt service,» the Penn report said.
Your debt - service coverage ratio, also known as the debt coverage ratio, is the ratio of cash a business has available for servicing its debt, which includes making payments on principal, interest and leases.
«By signing this document, customer agrees to accept and understands that text messages may be used when servicing the account, including the collecting of debts
Services include debt recovery, accounts receivable management and other business process outsourcing solutions.
These risks and uncertainties include competition and other economic conditions including fragmentation of the media landscape and competition from other media alternatives; changes in advertising demand, circulation levels and audience shares; the Company's ability to develop and grow its online businesses; the Company's reliance on revenue from printing and distributing third - party publications; changes in newsprint prices; macroeconomic trends and conditions; the Company's ability to adapt to technological changes; the Company's ability to realize benefits or synergies from acquisitions or divestitures or to operate its businesses effectively following acquisitions or divestitures; the Company's success in implementing expense mitigation efforts; the Company's reliance on third - party vendors for various services; adverse results from litigation, governmental investigations or tax - related proceedings or audits; the Company's ability to attract and retain employees; the Company's ability to satisfy pension and other postretirement employee benefit obligations; changes in accounting standards; the effect of labor strikes, lockouts and labor negotiations; regulatory and judicial rulings; the Company's indebtedness and ability to comply with debt covenants applicable to its debt facilities; the Company's ability to satisfy future capital and liquidity requirements; the Company's ability to access the credit and capital markets at the times and in the amounts needed and on acceptable terms; and other events beyond the Company's control that may result in unexpected adverse operating results.
Financial consultants like KPMG offers SMEs debt advisory services to help them obtain finance from sources including P2P lenders.
Jason joined NEP in 2006 after working at Credit Suisse First Boston (CSFB) in their global industrial & services group where he participated in the origination and day - to - day execution of various investment banking transactions, including acquisitions and divestitures, public equity and debt financings, and private placements.
When this happens and as debt levels rise relative to debt servicing capacity, at some point the major stakeholders — including businesses, creditors, household savers, workers and so on — became uncertain enough about how this gap will be allocated that they take steps to protect themselves from this uncertainty.
This means that you should spend no more than 28 percent of your gross monthly income on total housing expenses, and no more than 36 percent on total debt service (including the new mortgage payment).
It occurred rather because in 2015 there was a series of debt transactions (mainly provincial bond swaps aimed at reducing debt - servicing costs and extending maturities) that extinguished debt that had been included in the TSF category and replaced it with debt not included in TSF.
HSBC Saudi Arabia the HSBC Group's Investment Banking arm in the Kingdom of Saudi Arabia providing a full range of corporate finance services including investment banking, advisory, debt and project finance as well as Islamic finance.
That includes money for additional debt service payments due to the bill.
We are accredited by the Office of the Superintendent of Bankruptcy to provide government debt relief programs for Canadians including personal bankruptcy and consumer proposal services.
Leveraging our leading institutional distribution platform, our goal is to provide our clients with solutions across all banking products, including initial public offerings, follow - on offerings, wall - crossed offerings, bought deals, private placements, ATMs, convertible offerings, leveraged loans, investment grade and high - yield debt offerings and all forms of advisory services.
And that $ 64 billion in outstanding debt does not include the $ 250 billion in accrued liabilities the state has promised to public pensioners, according to Moody's Investors Service.
Connect with more than 700 industry influencers, including international VC and PE investors, debt and equity providers, institutional funds, high - growth entrepreneurs at the forefront of innovation, government entities, corporations and service providers who all have a vested interest in accelerating Canada's innovation and growth ecosystem.
With nearly 25 years in investment banking, Adam has successfully led the execution of middle - market M&A, restructuring, and debt and equity financing transactions across a myriad of industry sectors including business services, consumer products, retail, general industrials, telecommunications, and technology.
Conventional sources of finance rely on the borrower's history (how long it has been in business), its overall financial health including profitability, positive cash flow, and debt service coverage.
The Bloomberg Barclays Long - Term Government / Corporate Bond Index is an unmanaged index that includes fixed - rate debt issues rated investment grade or higher by Moody's Investors Services, Standard & Poor's Corporation, or Fitch Investor's Service, in order.
We offer a broad range of real estate capital markets services, including investment sales and access to debt and equity financing.
Bauer - Simmons, whose agency offers debt management, explained these services include negotiating with your creditors, primarily to lower interest rates and reduce or remove fees.
Despite a big decline at Adient (ADNT), the fund was boosted by General Dynamic's (GD) ~ $ 9.6 b (including debt) takeover of government IT services provider CSRA (CSRA).
Moody's Investors Service announced it would review «for possible downgrade» the credit ratings of five states, including Maryland, that could be hit particularly hard if Congress fails to raise the nation's debt limit by the Aug. 2 deadline and defaults on its financial obligations.
The revised data including the financial intermediation service charge suggest a slightly higher debt - servicing ratio over recent years than that indicated by the RBA's earlier estimates, with the revised ratio averaging 1/4 — 1/2 of a percentage point higher over recent quarters.
Our estimates do not include any finance charges, interest or debt service obligations.
He focuses on office leasing in midtown but through his team can seamlessly incorporate all of Cushman's services including real estate equity and debt, office leasing, property appraisal, and project management in key markets around the world.
Even if China's debt and real estate bubbles don't pop, resulting in a global recession, slowing economic growth from China could have a detrimental effect on long - term energy prices and result in prolonged weakness in the entire energy sector, including oil services suppliers such as U.S. Silica.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Measures of financial stability include the ability to sustain current dividend payments from earned net income, adequacy of working capital, ability to service debt from earned cash flows, stability of profit margins, analysis of price behavior, and other factors.
In the blog and during Sunday's services, Schuller Coleman said the church debt includes a $ 36 million mortgage plus $ 7 million in bills from vendors.
Among the services DP&F can provide are assistance with sales and purchases of wineries and vineyards, debt / equity financing, grape sale / purchase agreements, alcohol beverage regulation, land use planning, environmental regulation, establishment of wine appellations, broker and distribution agreements and terminations, license transfers, labeling matters, litigation involving wine contamination (including cork taint), and business succession planning.
That does not even include the money held in reserve to deal with debt servicing.
The bond issue included an extra $ 1.6 million to subsidize debt service for the first three years until membership income can cover operating costs and debt service.
As CuraDebt reviews describe, the company's whose core purpose is providing debt management services can help anyone including mothers seeking freedom from overwhelming debt.
The first two columns are the indicators which best cover a state's ability to deliver on bread and butter economic issues; the Poverty and Economic Performance category includes variables such as unemployment, GDP growth, inflation, and government debt, while the Provision of Public Services category includes infrastructure, energy reliability, education, and policing.
This is comprised of $ 900 million annually in direct funding and a further $ 900 million in in - kind contributions including services by the NYPD Homeless Outreach efforts and debt service
a) the value of any imported goods; b) the value of any imported services, including management services; c) any amounts remitted out of Zambia whether unrequited (gratuitous) or otherwise; d) the amounts, if any, deposited abroad but generated by a person resident in Zambia from the supply of goods produced or services rendered in Zambia; e) loans granted to non-residents; f) trade credits from non-residents; g) investments made in the form of equity outside Zambia by persons resident in Zambia; and h) investments made in the form of debt securities outside Zambia by persons resident in Zambia.
including debts incurred for payment of pensions and bounties for services in suppressing insurrection or rebellion
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