Sentences with phrase «including defined benefit plans»

Retirement benefits, including defined benefit plans (i.e. pensions), defined contribution plans (i.e. 401 (k)-RRB-, and other retirement plans

(You have to add in agents of the baby boomers, including the defined benefit plans, and the growth in 401 (k) s, and products like them.)

Not exact matches

Chriss pegs growth in the contingent work force to structural changes in employment over the past decades, including a decline in enrollment in defined - benefit pension plans and growth in the average duration of unemployment.

Around the same time, a number of defined - benefit plans sponsored by troubled companies, including Nortel Networks, GM Canada and DaimlerChrysler, began to falter in the wake of the 2008 stock - market market meltdown and had to be restructured.

An earlier version of this article referred to defined - benefit pension plans maintained by several companies including Weyerhaeuser Canada.

Murawski notes that this is a good time to decide which accounts you want to invest in, including 401K, Roth IRA, Traditional IRA, Simple IRA, SEP IRA, Defined Benefit Plan, and after tax accounts.

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatplan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatplan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatPlan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatPlan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

• Equity and performance based plans (e.g., annual and long - term incentive plans, stock option, restricted stock, performance share and broad - based equity plans); • Executive plans (e.g., deferred compensation, supplemental retirement, severance and change - in - control plans); • Retirement plans (e.g., 401 (k) plans, traditional defined benefit pension plans and ESOPs); and • Health and welfare plans (including COBRA and HIPAA compliance), and other fringe benefit programs.

Adjusted EBITDA is defined as net income / (loss) from continuing operations before interest expense, other expense / (income), net, provision for / (benefit from) income taxes; in addition to these adjustments, the Company excludes, when they occur, the impacts of depreciation and amortization (excluding integration and restructuring expenses)(including amortization of postretirement benefit plans prior service credits), integration and restructuring expenses, merger costs, unrealized losses / (gains) on commodity hedges, impairment losses, losses / (gains) on the sale of a business, nonmonetary currency devaluation (e.g., remeasurement gains and losses), and equity award compensation expense (excluding integration and restructuring expenses).

Some folks have no pensions; some have a defined contribution plan, which depends on the market; others, including most public employees and more than half of the private - sector ones have a defined benefits plan — you get a guaranteed pension based upon years of service.

Net investment income does not include tax - exempt interest from municipal bonds (or funds); withdrawals from a retirement plan such as a traditional IRA, Roth IRA, or 401 (k); and payouts from traditional defined benefit pension plans or annuities that are part of retirement plans.

Governor Cuomo's budget plan includes a proposal to offer a new benefit Tier VI to future state employees that would include for the first time the option of a defined retirement contribution similar to a 401k.

It includes an optional 401 (k) style defined benefit plan.

Pushing workers out at the normal retirement age is a defining feature of all defined - benefit plans (including Social Security), and the ones states offer to teachers are no exception.

Defined benefit pension plans include two key points in time for all members.

It is increasingly apparent that public defined - benefit (DB) pension plans, including teacher plans, across the United States are in a difficult financial situation.

When one includes these costs with fringe benefits, the trends are less clear, because contribution amounts to defined benefit plans vary from year to year depending (in part) on stock market performance over time.

Not including the cost of its defined benefit pension plans, which will be discussed below, fringe benefits grew from 13 percent of salaries, in 1999, to 19 percent of salaries, in 2014.

But instead of simply trimming existing teacher pensions, alternative benefit designs like 401 (k)- style defined contributions plans or cash balance plans would enable all public school teachers to accumulate savings toward a secure retirement, including those with shorter careers.

Over at Education Next, Drs. Robert M. Costrell and Michael Podgursky have produced thorough reviews of the problems with back - loaded, defined - benefit pension plans, including how these plans punish public school teachers that change localities during their careers.

the entire spectrum of defined benefit and defined contribution plans, including 401 (k) and 403 (b)(Traditional and Roth), 457, profit sharing, money purchase, cash balance, Taft - Hartley, multiple employer plans, nonqualified deferred compensation, and rollover and Roth IRA.

This would include Seth's defined benefit pension plan (likely worth $ 40,000 per year in retirement in today's dollars), CPP of $ 16,000 and OAS of $ 13,200.

«Retirement Markets 2015: Growth Opportunities in Maturing Markets,» focuses on trends in the $ 21.5 trillion retirement marketplace, including assets and growth projections in the different retirement segments — private / public defined benefit plans, private / public defined contribution plans, and the individual retirement account (IRA) market.

A company defined benefit plan includes pension plans.

Defined benefit plans are the traditional pension plans provided by companies, while defined contribution plans include some of the more recent types of pension plans employers offer employees (e.g., Sec. 401 (k) and Sec. 403 (b) plans and employee stock ownership plans (ESOPsDefined benefit plans are the traditional pension plans provided by companies, while defined contribution plans include some of the more recent types of pension plans employers offer employees (e.g., Sec. 401 (k) and Sec. 403 (b) plans and employee stock ownership plans (ESOPsdefined contribution plans include some of the more recent types of pension plans employers offer employees (e.g., Sec. 401 (k) and Sec. 403 (b) plans and employee stock ownership plans (ESOPs)-RRB-.

If the defined benefit is a stipulated dollar amount rather than a set percentage, the alternate payee will want to include a provision that defines the allocation procedures to use if plan assets fall short of the stipulated dollar amount.

Additionally, Ted is head of Company Stock Groups» portfolio management team, which manages all fiduciary transactions and company stock investments including employee stock ownership plans, 401 (k) plans, defined benefit plans and non-qualified plans.

Compensation is defined as including bonuses, overtime, commissions, and salary deferrals for 401 (k) or cafeteria plan benefits.

A recent report by Vertias Research on the state of Canadian defined benefit pension plans included a list of companies with pensions portfolios that are the most affected by low interest rates and market volatility.

That $ 7,000 goal doesn't include the money she'll receive from her CPP and OAS, or the $ 2,000 monthly from a defined benefit pension plan with her last employer.

Defined Benefit Plans (including Cash Balance)- This program tracks trends in defined benefit plans (often relative to defined contribution plans) and includes analysis on cash balance and other hybridDefined Benefit Plans (including Cash Balance)- This program tracks trends in defined benefit plans (often relative to defined contribution plans) and includes analysis on cash balance and other hybridBenefit Plans (including Cash Balance)- This program tracks trends in defined benefit plans (often relative to defined contribution plans) and includes analysis on cash balance and other hybrid pPlans (including Cash Balance)- This program tracks trends in defined benefit plans (often relative to defined contribution plans) and includes analysis on cash balance and other hybriddefined benefit plans (often relative to defined contribution plans) and includes analysis on cash balance and other hybridbenefit plans (often relative to defined contribution plans) and includes analysis on cash balance and other hybrid pplans (often relative to defined contribution plans) and includes analysis on cash balance and other hybriddefined contribution plans) and includes analysis on cash balance and other hybrid pplans) and includes analysis on cash balance and other hybrid plansplans.

2016 is the tenth anniversary of the Pension Protection Act, or PPA, which was largely designed to shore up financially troubled defined benefit plans, and their insurer, but the legislation also vastly improved the health of defined - contribution plans including 401 (k) s, now the dominant individual retirement savings vehicle for those Americans who are offered such plans at work, mostly at large companies.

For the first time, the amount of assets in defined contribution plans (including both 401 (k) s and Individual Retirement Accounts) is greater than the amount held in plans that promise future benefits.

Institutional Shares may be purchased by institutions such as endowments and foundations, employer - sponsored retirement plans (including, but not limited to profit sharing, 401 (k), 403 (b), 457 (b) and defined benefit plans)(Employer - Sponsored Retirement Plans) and individuals, including clients of investment adviplans (including, but not limited to profit sharing, 401 (k), 403 (b), 457 (b) and defined benefit plans)(Employer - Sponsored Retirement Plans) and individuals, including clients of investment adviplans)(Employer - Sponsored Retirement Plans) and individuals, including clients of investment adviPlans) and individuals, including clients of investment advisers.

Attorney Barbara E. Hecht has more than 35 years of experience resolving complex property and debt division issues, including those that involve military pensions, businesses, stock options, qualified domestic relations orders (QDROs) and ERISA defined benefit plans.

who terminated employment, by retirement or otherwise, in such a manner that they would have been entitled to defined pension benefits if they had remained members of the defined benefit pension plan, who elected to move from the defined benefit pension plan to the defined contribution pension plan effective on or about January 1, 1993 including the personal representatives of any who have died and excluding Judy Erickson and Louise Malkin.

(1) A group health plan, defined as an employee welfare benefit plan (as currently defined in section 3 (1) of the Employee Retirement Income and Security Act of 1974, 29 U.S.C. 1002 (1)-RRB-, including insured and self - insured plans, to the extent that the plan provides medical care (as defined in section 2791 (a)(2) of the Public Health Service Act, 42 U.S.C. 300gg - 91 (a)(2)-RRB-, including items and services paid for as medical care, to employees or their dependents directly or through insurance or otherwise, that:

Her trustee clients include the trustees of the Credit Agricole Scheme, CGI's three defined benefit schemes, the multi-employer Citrus Pension Plan and the Unisys Public Sector Pension Scheme.

Response: We agree and as described above have added language to the final rule to clarify that the «excepted benefits» as defined under 42 U.S.C. 300gg - 91 (c)(1), which includes liability programs such as property and casualty benefit providers, are not health plans for the purposes of this rule.

Mark works on hundreds of defined benefit and defined contribution plans, including 401 (k), profit sharing, 457 (b), 457 (f), ESOPs, money purchase pension, nonqualified deferred compensation, stock bonus and 403 (b) plans; design and redesign of defined benefit plans and defined contribution plans; merger of retirement plans; operational compliance advice; and all forms of executive compensation and health and welfare plans.

These retirement plans generally conform to the rules of Section 401 of the Internal Revenue Code, and include defined benefit and defined contribution plans, such as 401 (k), profit sharing, and money purchase plans.

Suicide, attempted suicide or any intentionally self - inflicted injury of you, a traveling companion, family member or business partner booked to travel with you, while sane or insane; an act of declared or undeclared war; participating in maneuvers or training exercises of an armed service, except while participating in weekend or summer training for the reserve forces of the United States, including the National Guard; riding or driving in races, or speed or endurance competitions or events; mountaineering (engaging in the sport of scaling mountains generally requiring the use of picks, ropes, or other special equipment); participating as a member of a team in an organized sporting competition or participating as a professional in a stunt, athletic or sporting event or competition; participating in skydiving or parachuting, parasailing, hang gliding, bungee cord jumping, extreme skiing, skiing outside marked trails or heli - skiing, mountaineering, any race, speed contests not including any of the regatta races, spelunking or caving, hot air ballooning, or scuba diving if the depth exceeds 120 feet (40 meters) or if you are not certified to dive and a dive master is not present during the dive; piloting or learning to pilot or acting as a member of the crew of any aircraft; being intoxicated or under the influence of any controlled substance unless as administered or prescribed by a legally qualified physician; the commission of or attempt to commit a felony or being engaged in an illegal occupation; normal childbirth or pregnancy (except complications of pregnancy) or voluntarily induced abortion; dental treatment (except as coverage is otherwise specifically provided herein); amounts which exceed the maximum benefit amount for each coverage as shown in the Schedule of Benefits; due to a pre-existing condition, as defined in the plan documents.

All individual market plans sold since 2014 — including those for sale in the exchanges — must include coverage for the 10 essential benefits defined by the ACA.

Those programs may include 401k retirement plans with matching contributions, employee stock purchase plans, and, although this is becoming more rare, defined benefit pension plans.

Supervised audits for employee benefit plans, including 401 (k) plans and defined benefit pension plans

Facilitate the Defined Benefits retirement process for over 100,000 plan participants of three mid-market clients including: NRG Energy, Hospira, and SABIC Innovative Plastics

Facilitate a broad range of functions including actuarial valuation database maintenance and administration of pension benefits for defined benefit and defined contribution plans.

A hands - on manager of employee benefits, including health and welfare, defined contribution and defined benefit plans.

Find a full time position as a professional manager with a diversified history in financial services with a concentration in defined contribution and defined benefit plans including 401K, 403B, plans.