Sentences with phrase «including fee disclosure»
View Edward Jones Trust Company disclosures, including fee disclosure statement with affiliate and mutual fund fee information.
https://www.edwardjones.com/ Not exact matches
Costs are both financial, including listing fees and the expenses associated with mandatory disclosures and other regulatory requirements, and less tangible, such as the perceived burden of quarterly earnings releases, the risk of being targeted by activist investors, and higher visibility that can result in political or competitive pressure.
The BICE allows advisors to retain commissions as well as 12b - 1 fees, revenue - sharing agreements and noncash incentives, among other compensation, but it must include disclosures of all indirect compensation.
Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry (R) World (TM); risks related to the collection, storage, transmission, use and disclosure of confidential and personal information;
Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.
The new Form D will require some new disclosure in other areas, however, including a requirement to provide information on the recipients of sales commissions or finders fees.
ABOT Pakistan Stock Exchange — April 21, 2016 It's always encouraging to see a company improve its overall disclosure, including fees paid to the auditor, however, in this case the additional disclosure of tax advisory services has served to highlight the excessive non-audit fees paid to said auditor.
Make sure to ask for and review a full loan disclosure, including rates, fees, and other costs.
According to the senator's July campaign disclosure report, he has spent $ 25,000 worth of political contributions so far on legal fees — including $ 15,000 to Albany firm Greenberg Traurig.
Other expenses include a few thousand on school supplies, which he handed out in his district a few weeks ago, $ 14,000 in contributions to other political campaigns, and $ 3,243 to the State Board of Elections for violation fees (Espada has a history of failing to file his campaign disclosure reports.)
The commission and state and federal enforcement agencies have taken dozens of recent actions against dealerships, including credit - application fraud, add - on products disclosure and document - fee violations.
Pacific Delight failed to include fuel surcharges, where applicable, in air tour prices it listed in a number of print advertisements and on its website and failed to provide adequate disclosure of additional charges and fees, such as taxes and other fees that may be listed separately.
Amazon based its European headquarters in Luxembourg with the express intent of avoiding most of the tax fees that plague international companies; however, in full disclosure and with the intent of not painting any «bad guys» in the scenario, a large number of companies follow the same real estate principle, including Google and Starbucks.
This fee is a finance charge for federal law disclosure purposes (even though not included in any APR calculation).
The entire agreement between us (this «Agreement») is in separate parts, including this document (which incorporates an ARBITRATION provision), your application to us and any accompanying disclosures, any Account opening / closing correspondence, and an initial (and any subsequent and then - current) «Rates and Fees Table.»
These fees are finance charges for federal law disclosure purposes (even though not included in any APR calculation).
NOTICE AND AGREEMENT You understand and agree to the terms and conditions in this VISA Credit Card Agreement and disclosures, including the accompanying Rate and Fee Disclosure.
Another fee to watch out for in the account disclosures is any type of annual fee, which is sometimes included to account for the ostensibly more complicated nature of market - linked CDs.
Wrap Fee Brochure: A written disclosure statement or brochure that includes at least the information designated in Schedule H to Form ADV for a wrap program, including the fees, services, and policies of the wrap program, and any restrictions on clients.
However, we do believe that annual reports should include a breakout of total commissions paid, average commissions per share, and disclosure about soft - dollar arrangements, trailing fees and other costs borne by shareholders (at present, this is considered «non-standard information»).
Additionally, fee - based investors tend to be less negatively impacted by mandated disclosures, since commission - based accounts often include embedded fees paid by the mutual fund companies that investors may not know about.
In addition to initial disclosures, lenders are required to periodically notify current cardholders of any key and all changes made to their accounts including interest rate changes and other fees.
Any bank should provide a written disclosure of terms and conditions, including checking account fees, so be sure you read the disclosure before you commit to an account.
Important disclosure information relating to your credit union share accounts, including account service fees and charges.
Form ADV Part 2 acts as a disclosure document for clients of the business and includes information such as advisory services offered, advisor's fee schedule, whether the investment advisor acts as a broker - dealer and transacts securities, disciplinary information, and conflicts of interest.
improved account relationship disclosure, including more information to investors on account types, the services they can expect to receive, as well as transaction and account fees and charges;
For more information on our CITs *, including historical performance, portfolio characteristics, portfolio holdings information, fees and expenses, disclosure documentation, and audited financial report, please contact us.
Commissions do not need to be shown on your annual fee disclosure statement, but some advice firms voluntarily include them.
A facilitator of a refund anticipation loan or refund anticipation check may not advertise or market a refund anticipation loan without including in the advertising or marketing materials a disclosure that the product is a loan and that tax refunds can be obtained without a loan or extra fees if tax returns are electronically filed with direct deposit.
Most often, contracts for credit repair services do not contain full disclosures of a consumer's rights and responsibilities and fail to disclose all fees and payments (including any fair share payments).
DISCLOSURE: These programs may have an adverse effect on credit, fees are usually included, creditors can sue and there are potential tax consequences that come along with a debt settlement program.
Lenders must provide a Truth in Lending (TIL) disclosure statement that includes information about the amount of your loan, the annual percentage rate (APR), finance charges (including application fees, late charges, prepayment penalties), a payment schedule and the total repayment amount over the lifetime of the loan.
Recommendation: As part of its effort to increase the effectiveness of disclosure materials used to inform consumers of rates, fees, and other terms that affect the costs of using credit cards, the Chairman, Federal Reserve should ensure that such disclosures, including model forms and formatting requirements, more clearly emphasize those terms that can significantly affect cardholder costs, such as the actions that can cause default or other penalty pricing rates to be imposed.
After the Labor Department finalized the rule earlier this year, Moody's warned of problems for Fidelity, Franklin Resources, Invesco, and Janus, saying in a report that disclosures would «put downward pressure on fees and may prompt retirement plan sponsors to opt for lower - cost investment products, including greater use of index funds.»
(b) the range of fees for specifically described professional services provided there is reasonable disclosure of all relevant and variable considerations affecting the fees, so that the statement would not be misunderstood or be deceptive including without limitation, an indication whether additional fees may be incurred for related professional services which may be required in individual cases.
Rules for credit card periodic statement disclosures — Under proposed federal rule changes, monthly credit card statements would include tables to clearly disclose fees, interest, purchases and other details.
The specific rules would require a special disclosure reporting a patent license anytime a taxpayer pays a fee (including indirect consideration) to a patent holder for the legal right to use a tax planning method that the taxpayer «has reason to know» is subject to a patent.
The procedures for transferring ownership are similar to buying or selling a car: the donor must include the odometer disclosure on the title, both parties must sign and date the title, and the recipient must go to the DMV and apply for a a new title in his / her name and pay the transfer fee.
Inadequate disclosure entitles a franchisee to rescind the franchise agreement within two years and to extensive damages, including the return of its investment in franchise fees, inventory and equipment costs, as well as compensation for any losses incurred by it in acquiring, setting up and operating the franchise business.
Accordingly, the Parties each agree and acknowledge that any such violation or threatened violation may cause irreparable injury to the Disclosing Party and that, in addition to any other remedies that may be available, in law, in equity, or otherwise, the Disclosing Party shall be entitled (a) to seek injunctive relief against the threatened breach of this Agreement or the continuation of any such breach by the Receiving Party, without the necessity of proving actual damages, and (b) to be indemnified by the Receiving Party from any loss or harm, including but not limited to attorney's fees, arising out of or in connection with any breach or enforcement of the Receiving Party's obligations under this Agreement or the unauthorized use or disclosure of the Disclosing Party's Confidential Information.
Fee - sharing with lawyer referral services (including for - profit providers) with appropriate disclosure to clients and continued requirements for the reasonableness of the overall fee; Fee - sharing with lawyer referral services (including for - profit providers) with appropriate disclosure to clients and continued requirements for the reasonableness of the overall fee; fee; and
Our regulatory and compliance services include analyzing federal and state requirements and restrictions (e.g., licensing / approvals, housing counseling, marketing, underwriting, disclosures, fee permissibility, cross-selling, UDAP / UDAAP, servicing, claims filing, and GNMA HMBS program), and developing and implementing reverse mortgage products strategies, including policies, procedures and internal controls for reverse mortgage lenders and servicers (including quality control plan drafting and revision), third - party risk management, and auditing of day - to - day operations.
Effective immediately, real estate professionals acting in their licensed capacity will no longer need to comply with most of the Rule's requirements, including the required disclosures, advance fee ban, and recordkeeping requirements.
The standard doesn't require that the disclosure be included in a listing agreement or even that it be in writing, but it does require that the seller be told what the cooperative fees will be.
The «triggering terms» for advertising under Regulation Z for open - end credit include the finance charge or any fee that can be charged, and, if used, the following additional disclosures must be provided in a clear and conspicuous manner: (i) any loan fee that is a percentage of the credit limit under the plan and an estimate of any other fees imposed for opening the plan, stated as a single dollar amount or a reasonable range; (ii) any periodic rate used to compute the finance charge, expressed as an APR; and (iii) the maximum annual percentage rate that may be imposed in a variable - rate plan.
Additional documents you can expect the lender will require you to sign include, a TRID Notice, a uniform residential loan application, a good faith estimate, a truth - in - lending disclosure statement, an acknowledgment of receipt of home ownership counseling notice, home ownership counseling list, an authorization for the social security administration (ssa) to release social security number (ssn) verification, a notice of right to receive a copy of appraisals, authorization to release information, a mortgage brokerage business contract, notice to the home loan applicant credit score information disclosure, affidavit of occupancy, anti-coercion statement, equal credit opportunity act disclosure, flood disaster protection act of 1973 disclosure, mortgage loan origination agreement, patriot act information disclosure, privacy policy disclosure, servicing disclosure statement, IRS Form 4506 - T — Request for Transcript of Tax Return, Florida mortgage brokerage fee agreement, and an informed consumer choice disclosure notice.
The RESPA GFE disclosure requirements prohibit creditors and mortgage brokers from separately charging any fees for originating the loan that are in addition to the amounts included in Blocks 1 and 2.
Therefore, the Bureau believed that the disclosure of such fees would be improved by including them in the monthly escrow payment amount and using the check box for «mortgage insurance.»
The Bureau believes the final rule and commentary also will result in the meaningful advance disclosure of settlement costs and the elimination of kickbacks, referral fees, and other practices that tend to increase unnecessarily the costs of certain settlement services by ensuring that the terms of the transaction that relate to the seller, which include amounts owed to the seller, are fully and accurately disclosed to the seller, consistent with RESPA sections 8 and 19 (a).
In addition to providing consumers with appropriate disclosures, the purposes of RESPA include, but are not limited to, effecting certain changes in the settlement process for residential real estate that will result in (1) the elimination of kickbacks or referral fees that Congress found to increase unnecessarily the costs of certain settlement services; and (2) a reduction in the amounts home buyers are required to place in escrow accounts established to insure the payment of real estate taxes and insurance.