Sentences with phrase «including guaranteed insurance»

Circle is the only agency in the world to guarantee a baby at a guaranteed cost, including guaranteed insurance coverage for your surrogate.

Not exact matches

March 21, 2018 - Wink's Sales & Market Report, the insurance industry's # 1 resource for indexed annuity sales data since 1997, is in its third year of reporting on all non-variable deferred annuities which include indexed annuity, traditional fixed annuity, and multi-year guaranteed annuity (MYGA) product lines.
The Funds are not insured by FDIC or any other type of deposit insurance; are not deposits or other obligations of, and are not guaranteed by Schwab Bank or any of its affiliates; and involve investment risks, including possible loss of principal invested.
Investments in SMART529 are not guaranteed or insured by the State of West Virginia, the Board of Trustees of the West Virginia College Prepaid Tuition and Savings Program, the West Virginia State Treasurer's Office, Hartford Life Insurance Company, The Hartford Financial Services Group, Inc., the investment sub-advisors for the Underlying Funds or any depository institution and are subject to investment risks, including the loss of the principal amount invested, and may not be appropriate for all investors.
«Our Value Whole Life product is one of the most competitive products on the market and provides access to all the benefits of whole life insurance, including the guarantees * it provides, at a more affordable cost,» said Alex Cook, senior vice president, New York Life.
Further rollover options include financial vehicles that combine features of two or more of these products like retirement packages with insurance guarantees, systematic drawdowns, etc...
Permanent life insurance policies (which include whole life insurance and universal life insurance, have the potential to accumulate guaranteed cash value that increases every year.
Compare them all, including the upfront and ongoing mortgage insurance / guarantee premiums.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
The result was that when the candidates attacked Mitt Romney's health care law (which, like Obamacare included guaranteed issue, community rating, coverage mandates, subsidies, and a health insurance purchase mandate), Romney could easily dodge the questions.
This should include guaranteed child - support payments, tax breaks for custodial parents, and an expanded definition of marital property to include pensions, insurance, cost of education and reimbursement for economic sacrifices made by one or the other spouse during the marriage.
Extra large 31mm / 1.2 LCD weight readout 20 kg x 10g 44 lb x 1/2 oz Color: white Battery: 9V alkaline (not included) 10 year Guarantee through manufacturer (This scale is available for rent locally at $ 15.00 per month: Please phone 256-528-7953 for rental information) If you are not local and wish to rent, you will be responsible for the complete charge upfront plus actual shipping & insurance fees and return shipping.
Demand real universal health care: Single - payer national health insurance, with guaranteed treatment and medicine regardless of age, ability to pay, employment, prior medical condition, including choice of doctors and hospitals.
«The Council approved the memo that henceforth we will include NYSC members in the National Health Insurance Scheme across the country and this will guarantee access to quality healthcare across the country, prevent unnecessary deaths and also ensure that the NYSC members receive the highest (attainable) level of healthcare services across the country,» said the Adewole.
«GNYHA will continue to push for fair and equitable solutions, including the creation of a health insurance guarantee fund — which most states already have — to cover past amounts owed and potential future exigencies.»
The measures, taken via emergency regulations, will include requiring any private company doing business on the state's insurance marketplace to guarantee the 10 «essential health benefits» required by President Barack Obama's signature 2010 health care law.
(c) The term «loan guarantee» means any Federal government guarantee, insurance, or other pledge with respect to the payment of all or a part of the principal or interest on any debt obligation of a non-Federal borrower to a non-Federal lender, but does not include the insurance of deposits, shares, or other withdrawable accounts in financial institutions.
Our Instruments also include Lease BG, Lease Insurance Guarantees, Lease MTN, (Lease SBLC) Lease Standby Letters of Credit and Lease Third Party Guarantees such as a standby forward commitment to purchase or a standby loan.
The Audi Pure Protection Program includes a portfolio of coverage options in conjunction with or above the manufacturer's limited warranty for your Audi vehicle: Certified pre-owned Service Contract Plan Term Care Select Service Guaranteed Asset Protection (GAP) Plan Lease Excess Wear Protection Audi Financial Services also offers these vehicle protection programs: Audi Appearance Guard Audi Prestige Insurance
All contract guarantees, including optional living and death benefit riders and annuity payout rates, are backed by the claims - paying ability and financial strength of issuing insurance company.
All contract and rider guarantees, including optional benefits and annuity payout rates, are subject to the claims paying ability and financial strength of the issuing insurance company.
Memo to Millennials: Don't be surprised if an adviser or insurance salesperson suggests that your retirement savings strategy include a type of annuity that's guaranteed not to lose money.
Some of the added benefits of a Liberty Mutual auto insurance policy include accident forgiveness after spending five years violation - and accident - free, a lifetime repair guarantee and 24 - hour roadside assistance.
While a few have given indexed annuities a bad rap, these insurance products actually have a number of unique benefits, including principal protection, growth opportunity and guaranteed lifetime income, that make them a good retirement planning tool.
Fees for most third party service providers are guaranteed, including; Appraisal, Credit Report, Flood Cert, Mortgage Insurance (if applicable), lender related fees, and all Government Recording and Transfer Charges.
Compare them all, including the upfront and ongoing mortgage insurance / guarantee premiums.
Annuities are a contract between an individual (or business) AND an insurance company that is entered into for various purposes which include providing a guaranteed stream of income.
Investments in CHET Advisor are not guaranteed or insured by the State of Connecticut, the Connecticut Higher Education Trust Program, the Connecticut State Treasurer's Office, Hartford Life Insurance Company, The Hartford Financial Services Group, Inc., the investment sub-advisors for the Underlying Funds or any depository institution and are subject to investment risks, including the loss of the principal amount invested, and may not be appropriate for all investors.
Insurance and investment products and services are not FDIC Insured, are not a deposit or bank guaranteed, are not insured by any Federal governmental agency, and are subject to investment risks, including possible loss of the principal invested.
The main features of this coverage include guaranteed rates, which are not available in universal life insurance.
Both simplified issue and guaranteed issue life insurance types of coverage are more expensive than going through the standard underwriting process, which includes a medical exam, with guaranteed issue typically being more expensive than simplified issue since no health questions are required.
American National whole life insurance is available in a couple different policy options, including guaranteed issue, no exam whole life and participating whole life.
The guarantee allows lenders to offer favorable loan terms to veterans, including no required down payment and no required mortgage insurance.
Lifetime Assure universal life insurance provides a number of advantages, including death benefit protection combined with guarantees in case of premature death, and cash accumulation that can help you meet many needs.
Allstate also provides many additional insurance products and resources including a teen driver program, motorcycle insurance, and other affordable insurance options with personal service and full customer satisfaction guaranteed.
New York Life Insurance Company offers several options for purchasing universal life policies, including the New York Life Universal Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - CG).
The budget announcement quietly slipped in changes to government - backed mortgage insurance, including reductions to the amount of new guarantees CMHC will provide.
1Effective January 1, 2018, accumulations (including contributions and earnings) under the Funding Agreement for the Principal Plus Interest Option will be credited to the MAP with an effective annual interest rate of 1.85 %, and are guaranteed to earn this rate through December 31, 2018, subject to the claims - paying ability of TIAA - CREF Life Insurance Company.
3 Effective January 1, 2018, accumulations (including contributions and earnings) under the Funding Agreement for the Principal Plus Interest Option as of December 31, 2017 will be credited to MESP with an effective annual interest rate of 1.85 %, and are guaranteed to earn this rate through December 31, 2018, subject to the claims - paying ability of TIAA - CREF Life Insurance Company.
Many new life insurance products have come to market including a permanent type of insurance known as guaranteed universal life that functions as term insurance that can last up to age 120.
The guaranteed life insurance benefit will be reduced by any partial surrenders and unpaid loans, including accrued loan interest.
• The following are included in annual income to qualify for an RHS guaranteed loan: − Gross amount of wages, salaries, overtime pay, commissions, fees, tips, bonuses and other compensation for personal services of all adult members of the household − Net income from the operation of a farm, business or profession, interest, dividends and other net income of any kind from real or personal property − Payments from social security, annuities, insurance policies, pensions, unemployment, workers compensation, alimony and / or child support and other types of periodic receipts.
Currently the guaranteed interest rate is 4 %, which does not include potential growth through life insurance dividend payments.
Securities (including mutual funds and variable life insurance), annuities and insurance products are not bank deposits and are not insured by the FDIC or any other agency of the United States, nor are they obligations of, nor insured or guaranteed by, Chemical Bank, or its affiliates.
Cash value life insurance coverage usually guarantees a rate of return around 4 % with today's interest rates and this return should be viewed as a baseline because the non-guaranteed portion of the policy includes dividends that are tax free and reinvested.
As with whole and universal life insurance coverage, this policy includes a guaranteed death benefit and cash accumulation.
Insurance products 1) are not federally insured by the NCUA, 2) are not obligations of the credit union or its affiliates, 3) are not guaranteed by the credit union or its affiliates, 4) may involve investment risks including loss of principal.
The company must also give you a written statement about terms, including any insurance you need, any guarantees, information about who is responsible for servicing the property, any standards for its wear and tear, and whether or not you have an option to buy the property.
CMHC cutbacks announced The budget announcement quietly slipped in changes to government - backed mortgage insurance, including reductions to the amount of new guarantees CMHC will provide.
Online quotes are estimates only, based on information you provide, and are subject to change based on verification of information, including identification of the property or risk to be insured, claim and credit history, and / or information contained on other consumer reports.Receipt of an online insurance quote does not guarantee that your application will be accepted should you apply for insurance.
a b c d e f g h i j k l m n o p q r s t u v w x y z