Sentences with phrase «including high living costs»

Not exact matches

States that qualify as «high tax» include many coastal states where costs of living in the major metropolitan areas and their suburbs also run high, including California, New York, and New Jersey.

We also propose to include $ 3.3 million in additional resources to further support low income residents and offset the high cost of living for everyone.

These optional forms can include cost - of - living increases or higher level amounts; the hypothetical account balance is not available as a lump sum except for small amounts or to the beneficiary of the participant upon his or her death before commencement.

Innovations will include SkinTight ®, a film which reduces food waste through extending product shelf life; WENTOPRO ®, a film which provides a high barrier against moisture and harmful mineral oils; and FleXtreme ®, the printing technique that provides print quality comparable to Gravure with very high ink and colour density at a more competitive cost level.

Life safety repairs at Buffalo Grove High School include new bleacher boards in the stadium and a storage room addition in the fieldhouse and will cost $ 671,200.

That this House expresses deep concern at the impact of the UK Government's policies on Wales; notes the UK Government's real - terms reduction of the Welsh Budget by # 1.5 bn; notes that Wales currently suffers from the lowest average rates of pay in Britain and has the highest proportion of individuals affected by cuts to social security including the Bedroom Tax; further notes that Wales suffers the highest energy bills in the UK and that these, along with low pay, have compounded the cost of living crisis in Wales; and calls on the Government to immediately scrap the Bedroom Tax, freeze energy bills and undertake measures to increase pay rates in Wales.

As the costs of college in the U.S. continue to rise, the disproportionate level of student loan debt among black young adults is cause for concern, as high student loan debt loads may exacerbate racial disparities in college dropout and completion rates, and may also have broader implications across the life course, including young people's ability to attain other conventional markers of adulthood (such as marriage and becoming a parent).

More features including e-mail account, messenger and live chat become available for additional cost at higher levels of the membership.

First, I use estimates that economists have developed of the social cost of crimes, which include tangible costs, such as lost productivity and medical care, as well as intangible costs, such as impact on quality of life; these estimates are extremely high for fatal crimes.

A Labor Economics Office NT report (Department of Employment, March, 2015) attributes high teacher turnover to several factors, including the high cost of living in remote areas, and relocation due to spousal employment in industries such as the Defence Force.

100 % Internalization of environmental costs for the full life - cycle of products; this includes full insurance costs for greatest expectable accidents in case of high - risk technologies.

By contrast, in 13 states, including high cost - of - living ones like California, preschool teachers make less than half what kindergarten teachers make, and in six states preschool teachers salaries were below the poverty level for a family of four.

Along with per - student estimates on out - of - pocket costs (i.e., after financial aid) associated with remedial courses, the researchers conclude that first - year remedial college students and families spent $ 1.5 billion on tuition and living expenses, including $ 380 million in loans, for content and skills they should have learned in high school.

Various affordances of oTPD include high - quality learning opportunities, access to experts at low costs to districts, ample time to reflect prior to interaction, flexibility for teachers who have busy work lives, and personalized learning spaces (Dede et al., 2009; Sprague, 2006).

These data include teachers from a large urban district and an entire state in the Western United States, allowing for an investigation of the dynamics of turnover in both high cost - of - living urban areas and rural school districts over the past fifteen years.

Other frequently cited explanations for shortages include teacher retirements (54 %), teachers leaving the district (34 %), reductions in class size (32 %), and the high cost of living (29 %).

In their view, dual enrollment is presumed to lead to a long list of positive outcomes for all participating youth, including increasing the academic rigor of the high school curriculum; helping low - achieving students meet high academic standards; providing more academic opportunities and electives in cash - strapped, small, or rural schools; reducing high school dropout rates and increasing student aspirations; helping students acclimate to college life; and reducing the cost of college for students.

At Chevrolet we Pride ourselves in providing low cost / high value preowned / used vehicles of all makes and models to residents not only living in our home area of North Charleston South Carolina but also the surrounding areas including Charleston, Mount Pleasant, Summerville, Goose Creek, Moncks Corner, Beaufort, Bluffton, Hilton Head SC as well as Savannah GA..

So, got to live the life here, including the high cost of housing.

Some of the things we like about this quiet little city include the high population of families with children, the relatively low housing costs and the fact that nearly 90 % of residents have lived in the area for at least a year.

Spain is the ideal destination for any high school student for a number of reasons, including the country's relatively low cost of living compared to the United States (which eases the financial burden on parents who typically foot the bill).

The costs associated with a reverse mortgage are generally higher than a traditional mortgage and can include an origination fee, closing costs, and servicing fees over the life of the mortgage.

Even if you're a diehard fan of the bright lights, you know big - city life can have its disadvantages, including high crime rates, high unemployment, and wages that don't cover the cost of living.

Colorado: Ark - Valley Humane Society: Buena Vista (pet food) The Cartwright Foundation: Denver / Front Range region (veterinary care assistance) Cat Care Society: Lakewood (spay / neuter assistance, assistance for necessary veterinary medical care) Colorado Pet Pantry: Denver / Boulder - metro (pet food) Colorado State University Companion Care Fund: Fort Collins (veterinary care assistance) Colorado State University Pets Forever Program: Larimer County (various services for low - income or disabled pet - owners) Denkai Animal Sanctuary: Northern Colorado (spay / neuter and veterinary assistance) Dreampower Animal Rescue: Colorado Springs (temporary foster program) Every Creature Counts: Fort Lupton (spay / neuter assistance) The Feline Fix: Denver (spay / neuter assistance) For Pets» Sake Humane Society: Cortez (assistance for emergency veterinary care, spay / neuter and vaccination assistance) Fort Collins Cat Rescue & Spay / Neuter Clinic: Fort Collins (assistance with pet food, spay / neuter, vaccinations and financial assistance for sugeries) Friends of the Aspen Animal Shelter: Aspen (spay / neuter assistance) Good Samaritan Pet Center: Denver (spay / neuter assistance) Humane Society of Pagosa Springs: Pagosa Springs (spay / neuter assistance, assistance for necessary veterinary medical care) League for Animals and People of the Summit (LAPS):: Summit County (financial assistance to low - income families living or working in Summit County, for pet spay / neuter, life - shortening illnesses or unexpected high vet bills; discounted spay / neuter vouchers for higher incomes) MaxFund: Denver (pet food, spay / neuter assistance, vaccination assistance) PAWS Colorado: Denver metro area (pet food, cat litter, veterinary care assistance / volunteers to aid low - income persons with HIV / AIDS and other debilitating illnesses) PetAid Colorado: Denver (assistance with veterinary care including spay / neuter) Pikes Peak Pet Pantry: Colorado Springs (pet food / litter, pet supplies, pet prescription diet assistance, and grooming assistance) SpayToday: Lakewood (low - cost spay / neuter)

Even though I spent most of the year in countries with a fairly high cost of living, my average daily expenses were as low as $ 9 / day, and never (truly) higher than $ 70 / day (including long - haul business class flights).

Next, Guitar Hero Live is a fun, high - quality game that introduced innovative new game play to fans, including the GHTV platform, which keeps our community engaged and will allow us to cost - effectively deliver new content and build our installed base.

W.A.G.E. recognizes that the TAOE of large collecting museums like MoMA, The Guggenheim or The Whitney are higher because they include expenses associated with acquisitions, collection maintenance, and the management of retail outlets, and that these expenses seem unrelated to the cost of mounting exhibitions by living artists.

One Planet Living principle Masdar Target ZERO CARBON 100 per cent of energy supplied by renewable energy — Photovoltaics, concentrated solar power, wind, waste to energy and other technologies ZERO WASTE 99 per cent diversion of waste from landfill (includes waste reduction measures, re-use of waste wherever possible, recycling, composting, waste to energy) SUSTAINABLE TRANSPORT Zero carbon emissions from transport within the city; implementation of measures to reduce the carbon cost of journeys to the city boundaries (through facilitating and encouraging the use of public transport, vehicle sharing, supporting low emissions vehicle initiatives) SUSTAINABLE MATERIALS Specifying high recycled materials content within building products; tracking and encouraging the reduction of embodied energy within material sand throughout the construction process; specifying the use of sustainable materials such as Forest Stewardship Council certified timber, bamboo and other products SUSTAINABLE FOOD Retail outlets to meet targets for supplying organic food and sustainable and or fair trade products SUSTAINABLE WATER Per capita water consumption to be at least 50 per cent less than the national average; all waste water to be re-used HABITATS AND WILDLIFE All valuable species to be conserved or relocated with positive mitigation targets CULTURE AND HERITAGE Architecture to integrate local values.

Hall, who wasn't involved in Hughes» study, thinks the EROI for oil sands would fall closer to 1:1 if the tar sands» full life cycle — including transportation, refinement into higher quality products, end use efficiency and environmental costs — was taken into account.

After launching into a comprehensive overhaul including energy efficiency upgrades, tenants now enjoy low energy costs and a high quality of living.

It is important to note that in the future, plug - in vehicles with large battery packs might be able to offer the largest benefits at the lowest costs if all the right factors fall into place, including low - cost batteries, low - emissions electricity, long battery life, and high gasoline prices.

Many people (including me) have left California at least partly because of the high cost of living there.

From the point of view of the children of separating families, the costs of conflict can include: impaired brain development; higher incidences of truancy and delinquency, alcohol and drug use and other maladaptive behaviours; higher levels of stress and psychological disorder; and, in their lives as adults, problems forming stable, trusting relationships and dispute resolution strategies modelled on their parents» approaches.

Permanent life insurance, which includes whole life and universal life insurance, costs significantly more than term life does, but, for many, the benefits of the higher costs make these policies worthwhile.

Further, if you already own a sufficient amount of life insurance to cover your financial needs, including debt repayment, the purchase of credit life insurance is normally not advisable due to its relatively high cost.

We are an insurance broker and agency that offers high level contracts with the nation's leading insurance providers including both life and health, ensuring that you are offering clients the best and lowest cost products.

Since term plans are the least expensive ways of ensuring your family with a high life cover at a nominal cost, it's prudent to include its premium as an essential expense for the family's well - being.

These critical illness insurance policies directly pay health providers for the treatment costs of critical and life - threatening illnesses covered by the policyholder's insurance policy, including the fee of specialists and procedures at a select group of high - ranking hospitals up to a certain amount per episode of treatment as set out in the policy.

But the area also has a higher than average cost of living, which also includes insurance rates.

Live agent inbound and outbound contact centre services Responsibilities: • Day to day management of the recruitment department • To work closely with the operational management teams to identify all recruitment needs for the contact centre • Continuously source cost effective methods of recruitment and to maintain a healthy recruitment pipeline which matches the business needs • To drive direct recruitment channels for cost effective recruitment • To own and administer effective assessment centres for the recruitment of potential new starters • To compile starters list for all projects and ensure they are sent out accurately and on time and that the required HR paperwork is completed • Maintenance of the recruitment notice boards including generating posters and appropriate communications • Looking at different ways to attract and assess talent, such as organising and attending recruitment / assessment events • Producing weekly and monthly reports for senior management • Highlighting any recruitment issues or concerns to the operations team • Administering payroll and maintaining employee records • Administer and process timesheets weekly and monthly basis • Dealing with grievances and implementing disciplinary procedures • Interpreting and advising on employment law Person Specification: • At least 2 years in - house recruitment background within an outsourced contact centre • Interpersonal skills to form effective working relationships with people at all levels • The ability to influence, question & listen • Ability to work to tight deadlines and work well under pressure • Flexible, positive with a can do attitude • Excellent communication skills both written and spoken Working hours: Monday to Friday 9 - 6 pm Due to a very high number of applications we are unable to come back to every candidate with feedback.

Housing is costlier enough in Virginia to raise the overall cost of living higher than the average even in light of the inexpensiveness of everything else, including groceries, utilities, and transportation.

Taking everything into account, including groceries and leisure activities, Wyoming comes out to be about 4 % higher on the cost of living index than the average in the nation.

The Chasm Group, LLC and Chasm Institute, LLC (San Bruno, CA) 1997 — 2008 Business Operations Manager • Managed all daily operational tasks for leading multi-million dollar high - tech market strategy consultancy, while providing executive administration to C - level executives and venture capital partners • Developed and managed the firm's annual budget, proposing and implementing expense cuts, producing monthly reports and financial statements, and coordinating with CPA firm for accurate and timely filings • Oversaw all client relationship management efforts while cultivating new business efforts from concept to implementation, providing high - quality service in sales efforts while utilizing new lead tracking system • Negotiated and managed all contracts, stock grants, and financing arrangements, working closely with outside counsel to draft legal documents and resolve LLC - and proprietary - related issues • Led three office space build - outs and two office relocations, managing all aspects of each process under aggressive timeline and budget expectations • Reduced firm telecom expenses by 22 % by streamlining IT objectives, including migration to VOIP phone system, software / hardware purchases, domain renewals, and outsourced technical support • Directed all phases of staff recruitment while creating and implementing all HR policies and programs, including comprehensive employee benefits plans • Supervised multiple administrative staff members, conducted performance appraisals and wage / salary surveys in comparison to incentive program guidelines, and maintained HR files in accordance with legal mandates • Produced all out - going client invoices in an accurate and timely fashion to increase, cash flow and reduce aging receivables, providing consistent attention to overhead costs and vendor arrangements • Administered all company insurance policies, including E&O, general liability, bonds, partner life and disability, conducting annual benefits reviews and employee / company insurance audits • Obtained necessary certificates for consulting contracts while processing federal, state, and local business reporting requirements to maintain licenses and incorporation status • Directed all marketing efforts and oversaw logistical aspects of national educational workshop series, utilizing sponsorship arrangements to offset production costs • Transformed «brochure» website into a dynamic tool to better illustrate company opportunities through relevant case studies, as well as maintaining all other promotional media, including press kits and video Association of California School Administrators (Burlingame, CA) 1993 — 1997 Issues and Planning Committee Coordinator • Executed all phases of event planning and implementation for a membership - driven organization including 23 state committees, 5 task forces, 6 strategic planning conferences, and a conference of 1,500 attendees • Focused on facility evaluations, bid requests, site visits, contract negotiations, and all pre - and post-conference planning processes • Produced statistical and financial reports, including budget projections and cost monitoring for developmental training efforts • Oversaw all participant - level responsibilities, including inquiries, eligibility, registration, correspondence, and billing statements • Managed all legal professional standards calls for Northern California regions, including the processing of attorney authorizations, the preparation of legal assistance letters, and liens on cause of action • Served as second point of contact for computer inquiries and troubleshooting efforts as well as provided back - up executive administrative support for Executive Director, Committee Chairs, and the State Superintendent of Public Instruction • Held responsibility for software installation and hardware configuration while performing weekly AS / 400 backup and report generation

Program Manager — Duties & Responsibilities Maintain a strong technical knowledge of and passion for program mission, industry trends, and developments in field of independent living skills training Coordinate all logistical and organizational aspects of community, industry, and program - specific events, including schedules, donor functions, and other activities to support program goals Interact with program participants, staff members, and donors in a professional manner to improve the user experience and promote the development of quality giving and support relationships Act as a liaison between staff members, other members management, donors, and other interested parties to drive program growth and ensure long - term sustainability Perform needs - based issue and situational assessments to improve operational efficiency, cost reductions, and ensure participant satisfaction throughout the challenging learning process Present relevant information and instruction to program participants, providing thorough and effective explanation and demonstration to individuals of differing learning capacities Hire, supervise, and manage staff in a professional manner that drives efficiency, promotes safety, and utilizes each individual's strengths to the highest capacity to fulfill program mission Present relevant information and updates to program heads and stakeholders, including performance and giving reports Support leadership team to facilitate in efficient business and organizational operations, performing important administrative tasks and analytical assignments while addressing key issues

Professional Experience Spot Creative Media Group (St. Louis, MO) 10/2008 — Present Marketing Communicator • Serve as freelance camera operator, audio technician, and grip in the production of studio, field, and live events • Provide expertise to clients seeking high - quality, cost - effective traditional and interactive media broadcast production • Produce videos for varied clients including Barnes Jewish, Ameren UE, St. Louis University, and Washington University • Assist in web based production including the capture of client profiles for website use and the production of internet videos • Involved in the production of «Be a Billiken» campaign for Saint Louis University • Work directly with network correspondents from The Weather Channel, CNN, Fox News, ABC and others

This lack of competitiveness is exacerbated by the high cost of living, including rental accommodation, in the Kimberley.

These include low income, high income, parenting time, other health - related insurance, life insurance, child and dependant care tax, visitation - related travel expenses, alimony paid, mortgage (if noncustodial parent is providing for the cost of the home where the child resides), and permanency plans or foster care plans.

An estimated 1,560 children died because of maltreatment, with the highest rates of victimization in the first year of life — 20.6 per 1,000 children.1 Research demonstrates that outcomes for children who survive child maltreatment (defined as neglect, abuse, or a combination of the two) are poor, with performance below national norms in a range of outcomes areas, including psychosocial and cognitive well - being and academic achievement.2, 3,4 The costs to society overall of these children not reaching their full potential and the lower than expected productivity of adult survivors of abuse are estimated at as much as $ 50 - 90 billion per year in the U.S. 5,6 These findings underscore the need for strategies to prevent child maltreatment in order to improve outcomes for children, families and communities.

The global prevalence of depression and depressive symptoms has been increasing in recent decades.1 The lifetime prevalence of depression ranges from 20 % to 25 % in women and 7 % to 12 % in men.2 Depression is a significant determinant of quality of life and survival, accounting for approximately 50 % of psychiatric consultations and 12 % of all hospital admissions.3 Notably, the prevalence of depression or depressive symptoms is higher in patients than in the general public.3 — 6 The underlying reasons include the illness itself and the heavy medical cost, unsatisfactory medical care service and poor doctor — patient relationship.7 8 Several informative systematic reviews on specific groups of outpatients have been published.

There is evidence that maltreated children are at greater risk for lifelong health and social problems, including mental illnesses, criminality, chronic diseases, disability1 and poorer quality of life.2 A history of child maltreatment is also associated with lower adult levels of economic well - being across a wide range of metrics, including higher levels of economic inactivity, lower occupational status, lower earnings and lower expected earnings.3 Existing research suggests a ripple effect caused by lower educational achievement, higher levels of truancy and expulsion reducing peak earning capacity by US$ 5000 a year4 or an average lifetime cost of US$ 210012 per person1 when considering productivity losses and costs from healthcare, child welfare, criminal justice and special education.