Sentences with phrase «including level term»

There are a few plans to choose from, including Level Term Decreasing Term, and No Exam Term Life Insurance.

Term life comes in a few different forms, including level term, decreasing term and return of premium term life policies.

There are several types of term life insurance for you to choose from, including level term, decreasing term, return premium, renewable term, convertible term, and term life insurance with no exam required.

A No Lapse Guarantee benefit is effective at issue and guarantees the policy, including any level term riders, will remain in - force for five years, provided the minimum premium, underwriting and insurance requirements are met.

Four term - life policies are available from Northwestern Mutual, including Level Term 20 (level premium for 20 years); Level Term 10 (level term for 10 years; Term 80 (This is an annually renewable policy with rates that are not guaranteed from year to year.

There are several different types of life insurance policies you can buy without a medical exam including level term insurance, simplified issue term insurance, simplified issue whole life insurance and guaranteed issue whole life.

For starters, there are several different term life plans to choose from, including Level Term, Decreasing Term, Return of Premium Term Life and Term Life Insurance with No Exam.

The most popular term life policies for key person insurance include level term life and lifetime guaranteed term.

Not exact matches

«We remain firmly convinced that an extraordinary amount of monetary policy support, including through our forward guidance, is still necessary for the present level of underutilized resources to be re-absorbed and for inflation to return to and durably stabilize around levels close to 2 percent within a meaningful medium - term horizon,» Draghi said.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Jack Lew was appointed U.S. Secretary of the Treasury last year and, the Journal item noted, «The terms of Mr. Lew's original employment contract with Citigroup included a bonus guarantee if he left the bank for a high level position with the United States government or regulatory body.»

I couldn't get certain kinds of coverage at all, including an adequate level of business - interruption or long - term - disability coverage.»

These risks and uncertainties include competition and other economic conditions including fragmentation of the media landscape and competition from other media alternatives; changes in advertising demand, circulation levels and audience shares; the Company's ability to develop and grow its online businesses; the Company's reliance on revenue from printing and distributing third - party publications; changes in newsprint prices; macroeconomic trends and conditions; the Company's ability to adapt to technological changes; the Company's ability to realize benefits or synergies from acquisitions or divestitures or to operate its businesses effectively following acquisitions or divestitures; the Company's success in implementing expense mitigation efforts; the Company's reliance on third - party vendors for various services; adverse results from litigation, governmental investigations or tax - related proceedings or audits; the Company's ability to attract and retain employees; the Company's ability to satisfy pension and other postretirement employee benefit obligations; changes in accounting standards; the effect of labor strikes, lockouts and labor negotiations; regulatory and judicial rulings; the Company's indebtedness and ability to comply with debt covenants applicable to its debt facilities; the Company's ability to satisfy future capital and liquidity requirements; the Company's ability to access the credit and capital markets at the times and in the amounts needed and on acceptable terms; and other events beyond the Company's control that may result in unexpected adverse operating results.

Lowest rates shown require application with a cosigner, are for eligible, creditworthy applicants with a graduate level degree, require a 5 - year repayment term and include our Loyalty discount and Automatic Payment discounts of 0.25 percentage points each, as outlined in the Loyalty and Automatic Payment Discount disclosures.

Use a broad range of keywords, including the type of flexibility you are looking for, your career level, popular industry terms, and common job titles.

The decline took BTC below a key support zone amid a short - term panic, and although most of the majors were also pushed below key levels, others should promise today, including LTC, Ripple, and the recently battered Ethereum Classic.

The plumbing company mentioned above could list «jobs» as a negative keyword at the campaign level, meaning that none of the ads would be displayed for searches that include the term.

If the Fund were to fail to comply with the income, diversification or distribution requirements, all of its taxable income regardless of whether timely distributed to shareholders would be subject to corporate - level tax and all of its distributions from earnings and profits (including from net long - term capital gains) would be taxable to shareholders as ordinary income.

With respect to Awards granted to an Outside Director that are assumed or substituted for, if on the date of or following such assumption or substitution the Participant's status as a Director or a director of the successor corporation, as applicable, is terminated other than upon a voluntary resignation by the Participant (unless such resignation is at the request of the acquirer), then the Participant will fully vest in and have the right to exercise Options and / or Stock Appreciation Rights as to all of the Shares underlying such Award, including those Shares which would not otherwise be vested or exercisable, all restrictions on Restricted Stock and Restricted Stock Units will lapse, and, with respect to Awards with performance - based vesting, all performance goals or other vesting criteria will be deemed achieved at one hundred percent (100 %) of target levels and all other terms and conditions met.

Resistance around the high is identified by multiple Fibonacci resistance levels including the 38.2 % retracement of the long - term downtrend.

The deal included a variety of specifics, including new funding for disaster relief and opioid treatment, but more specifically, it extended current spending levels until March 23 and trusted Congress to use the intervening time to pass appropriations bills (or one big omnibus deal) in accordance with the terms of the deal.

A wide variety of investment processes can be employed to arrive at an investment decision, including both quantitative and fundamental techniques; strategies can be broadly diversified or narrowly focused on specific sectors and can range broadly in terms of levels of net exposure, leverage employed, holding period, concentrations of market capitalizations, and valuation ranges of typical portfolios.

> 1980 - 1982 — The early 1980s recession affected much of the developed world, triggering long - term effects including high levels of unemployment and bankruptcies.

The early 1980s recession affected much of the developed world, triggering long - term effects including high levels of unemployment and bankruptcies.

Short - term support levels on the S&P 500 include 1,392 and 1,387.

The result has been an increase in Australia's terms of trade, including a 2 per cent rise over the first half of 2003, to its highest level since the late 1980s (Graph 50).

Notice that each higher «level» in this emergent process includes the levels that lie beneath it, but it can not be fully explained in terms of the lower levels.

At the level of assumption, the historical consciousness is the awareness that every event or entity (including persons or religious traditions) possesses its own finite, historical context and can be explained exhaustively in terms of that context.

Thus Hartshorne holds that the term «feeling,» for instance, can be said to be analogical in this sense because, or insofar as, it applies to all entities of the logical type of individuals, including the unique individual God, but does so in suitably different senses to all the different kinds or levels of individuals, with its sense being infinitely different in its application to God (1962, 140).

However, since that time, dedicated abortion advocates have asserted abortion as a reproductive right so thoroughly at the international level that the term is no longer understood to include that limitation.

In terms of own price elasticity values, a recent meta - analysis estimated an average own price effect for carbonated sugar sweetened drinks (a near equivalent of the category non-concentrated sugar sweetened drinks, which predominantly includes carbonated drinks) of − 0.93, larger than our value of − 0.81.51 Our estimated value is also at the lower end of the range of own price elasticities frequently cited for sugar sweetened drinks of − 0.8 to − 1.0, based on one large review.52 Our own price estimate is comparable to experimental data (a 25 % reduction for a 35 % price rise) in a canteen study.53 However, all these estimates may be influenced by US studies in which higher estimates may reflect higher levels of consumption.

As these responses clearly illustrate, most gluten - free consumers (64 %) do not understand the differences between the gluten - free certification companies in terms of what they are certifying, but they strongly (76 %) prefer a certification that includes testing the gluten levels of the product.

Level 2 includes full - fat dairy, which I think will help the kids to cope better with the short term change..

In general, the sports nutrition sector continues to develop and diversify, particularly in terms of target market, with an increasingly wide range of consumers now in its sights, including those interested in different sports, exercise regimes and levels of activity, also potentially subdivided by age and gender.

The proposed terms of reference include the «current level of competition between bank and non-bank providers» and any «policies, practices and strategies that may enhance competition in banking, including legislative change».

At the end of the study, the curcumin group had lower levels of three blood markers of inflammation, including C - reactive protein (CRP), along with lower fasting blood sugar and hemoglobin A1c (a measure of longer term blood sugar levels).5 For comparison, the placebo group had higher blood sugar levels and increased inflammation after the eight weeks.

With a clear terms of reference of audit that includes the performance level of every Gunners in the last 2 season and summit their findings to him.

Liverpool and Manchester United are still probably the two biggest clubs in England in terms of history and tradition as well as trophies, Manchester City are now serious players at the European level, Everton possess narrative in spades including not a few national titles and even the likes of Preston North End (The Invincibles, Tom Finney), Blackpool (Stanley Matthews, Jimmy Armfield), Blackburn Rovers (Alan Shearer et al.) and others have a position in the upper consciousness of the game.

«I always say Juventus have to play on level terms with any opponent, including Bayern Munich, Real Madrid or Barcelona.

It is all full term births, ALL risk levels, INCLUDING congenital anomalies and sick moms / babies.

The most common complications that lead to ongoing disability include intraventricular hemorrhage (IVH) or bleeding in the brain, asphyxia or a lack of oxygen to the brain, severe jaundice, hypoglycemia or a low blood sugar level, severe infections, long - term use of ventilation, and chronic lung disease known as bronchopulmonary dysplasia (BPD)

These longer term trends include: the ongoing decline in the Tory share of the vote; the building up of «third forces» in light of this Tory decline (mainly the Liberal Democrats but also the SNP in Scotland); and the inability of Labour to secure the levels of support achieved in the 1945 — 1966 period where it regularly won with levels of support of 43 — 50 %.

Clinton said other necessary reforms include proper treatment for the mentally ill and drug addicted who make up an increasingly larger percentage of the prison population, sentencing reform so people with low level offenses do not face long prison terms, and tackling income inequality, which is often at the root of the problem for many people caught in the criminal justice system.

On the local level our goal is to keep them alive and connect them with resources — at the state level my goal would be to support that local initiative while working on long - term fixes including in - patient service funding, policy pertaining to the amount and flow of opioids while supporting law enforcement in their fight to keep it from trafficking and sales in our communities.»

It started with a medium - term perspective; allowed business to set the agenda; and its members are both high - level and diverse, including business secretary Vince Cable, senior leaders from big companies in the sector, and representatives from research councils, trade unions and finance companies.

The monitoring system uses six financial indicators, including levels of cash reserves known as fund balances, operating deficits, cash on hand and reliance on short - term borrowing.

WHEREAS, in furtherance of the united effort to address the effects of climate change, in 2015 the 21st Session of the Conference of the Parties to the UNFCC met in Paris, France and entered into a historic agreement in which 195 nations, including the United States, were signatories and agreed to determine their own target contribution to mitigate climate change by holding the increase in the global average temperature to well below 2 °C above pre-industrial levels and to pursue efforts to limit the temperature increase to 1.5 °C above pre-industrial levels, among other terms (the «Paris Agreement»);

- GDP per capita is still lower than it was before the recession - Earnings and household incomes are far lower in real terms than they were in 2010 - Five million people earn less than the Living Wage - George Osborne has failed to balance the Budget by 2015, meaning 40 % of the work must be done in the next parliament - Absolute poverty increased by 300,000 between 2010/11 and 2012/13 - Almost two - thirds of poor children fail to achieve the basics of five GCSEs including English and maths - Children eligible for free school meals remain far less likely to be school - ready than their peers - Childcare affordability and availability means many parents struggle to return to work - Poor children are less likely to be taught by the best teachers - The education system is currently going through widespread reform and the full effects will not be seen for some time - Long - term youth unemployment of over 12 months is nearly double pre-recession levels at around 200,000 - Pay of young people took a severe hit over the recession and is yet to recover - The number of students from state schools and disadvantaged backgrounds going to Russell Group universities has flatlined for a decade

But he added that other issues must also be addressed, including a long - term state plan for supportive housing, an increase in rental assistance levels, and $ 200 million in homeless funds he says the city is still owed.

The scoring system is based on nine variables, including the local government's level of short - term debt and deficits.