Sentences with phrase «including property and debt»

The portion of the marital estate — including property and debt — that you receive during the proceedings will likely have tax implications.

This includes property and debt division, spousal support and child custody.

Not exact matches

Free Cash Flow - Net cash provided by operating activities less cash purchases of property and equipment, including proceeds related to beneficial interests in securitization transactions and less cash payments for debt prepayment of debt extinguishment costs.

Such potential difficulties include overcapacity, bad loans, local government debt, a property bubble and illegal financing.

Investments for which market prices are not observable include private investments in the equity of operating companies, real estate properties and certain debt positions.

The few problems affecting the overall health of the Chinese economy include local government and corporate debts, bloated state sector and a fragile property market, among others.

Our comprehensive array of capabilities includes acquisition, construction and permanent financing for public and private developers and investors; agency financing for multifamily and seniors housing properties; and debt and equity capital for the affordable housing industry.

As a general rule, most loan programs require that your total mortgage payment (including your property taxes and insurance, and, if applicable, mortgage insurance and / or monthly association dues) and existing monthly debt obligations comprise no more than 45 % -55 % of your gross monthly income.

Having worked of hundreds of commercial real estate transactions across all property types, Mr. Albano is well versed on the challenges and opportunities facing public and private real estate owners and developers as well debt investors including banks, insurance companies, and private sponsor funds.

He focuses on office leasing in midtown but through his team can seamlessly incorporate all of Cushman's services including real estate equity and debt, office leasing, property appraisal, and project management in key markets around the world.

According to the HUD handbook, the borrower's «total fixed payment» includes the monthly mortgage payment (with property taxes and home insurance), along with the monthly obligations on all other debts and liabilities.

Other primary positives include: interest deductibility on real estate maintained, like - kind exchanges on real property maintained, the home mortgage deduction being preserved (but reduced to $ 750,000 of mortgage debt), and reduced foreign withholding on capital gains distributions (35 % to 21 %).

In most ancient near Eastern cultures, including Israel, unmarried women were considered the property of their fathers (or the male head - of - house), and under biblical law could either be sold into slavery to pay off debt or married for a bride price (Exodus 21:7, Nehemiah 5:5; Genesis 29:1 - 10).

- Administering the New York State and Local Retirement System for public employees, with more than one million members, retirees and beneficiaries and more than 3,000 employers; - Acting as sole trustee of the $ 129 billion Common Retirement Fund, one of the largest institutional investors in the world; - Maintaining the State's accounting system and administering the State's $ 12.6 billion payroll; - Issuing reports on State finances; - Managing the State's assets and issuing debt; - Reviewing State contracts and payments before they are issued; - Conducting audits of State agencies and public benefit corporations; - Overseeing the fiscal affairs of local governments, including New York City; - Overseeing the Justice Court Fund and the Oil Spill Fund Acting as custodian of more than $ 9 billion in abandoned property and restoring unclaimed funds to their rightful owners;

«You're taking away all the city assets and then you're saddling the city which includes property owners, voters, business owners with all the debt which is over a billion dollars.»

This work includes stopping wasteful spending; improving the way government buys goods and services; reducing losses from fraud, error and debt; raising money by selling empty buildings and underused properties; and reviewing and reshaping large scale projects.

You agree to defend, indemnify and hold harmless AAAS, its officers, directors, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from: (a) your use of and access to the AAAS Web site; (b) your violation of any term of these Terms of Use; (c) your violation of any third - party right, including without limitation any copyright, property, or privacy right; or (d) any claim that one of your User Submissions caused damage to a third party.

They do not include any spending for property and for buildings and alterations completed by school district staff or contractors or paying down interest on school debt.

Note: Table reports expenditures from all funds (General, State Special Education, Combined GF & Special Education, Total Governmental, Total State Grants, and Total Federal Grants); Statewide totals include expenditures from public charter schools Variable costs include expenditures for Instruction, Student / Instruction Support Services, Other Support Services, and Fringe Benefits; They exclude Operational Expenses, Total Property Expenses, Assets / Reserves, Debt Service, Transfers, and other miscellaneous expenses

They are part of the bankruptcy or consumer proposal and are included in your creditor list, as long as the CRA hasn't placed a lien against your property making it a secured debt.

Certain other types of debt, including qualified farm indebtedness and qualified real property business indebtedness, can also avoid taxation in the event of cancellation.

Various reasons that prompt one to take a second mortgage include covering part of the down - payment on their first mortgage in order to evade the requirement of property mortgage insurance, financing home improvements, and consolidating debts.

Monthly debt payments include rent or mortgage payments (including your property taxes and homeowners insurance), alimony or child support payments, credit card debt payments, student loan payments, auto loan payments and any other loan or debt payments.

A fully qualified mortgage is typically run at debt to income ratios of 28/36, where 28 % of your gross monthly income can apply to the mortgage, property tax, and insurance, and the 36 % is the total monthly debt (including the mortgage, etc) plus car loan student loan, etc..

Whether or not debt can be transferred to a spouse depends on whether or not the deceased person lives in a community property state — including Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, Wisconsin and Alaska.

Our strategy is to be completely debt free, including both mortgages, one on our primary home and one on our rental property.

Total up all your monthly debts (mortgage costs should include loan payments, property taxes, and homeowners insurance) then divide that by your monthly income.

Examples of the types of debts that are commonly eliminated in bankruptcy include credit cards, signature loans, medical bills, utility bills, old income tax debts, and deficiencies owed due to the loss or repossession of property.

Those categories include debts for alimony and child support; money obtained through filing false financial statements; debts for willful and malicious injury to person or property; debts for death or personal injury caused by the debtor's operation of a motor vehicle while the debtor was intoxicated; and debts from fraud or defalcation while acting in a fiduciary capacity, embezzlement or larceny.

They look at all of your liabilities and obligations as well, including auto loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating.

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Filing Chapter 7 or Chapter 13 Bankruptcy does not discharge all debts including student loans, current tax obligations, debts from willful and malicious injuries to persons or property, debts for personal injuries caused from the debtor's operation of a motor vehicle while under the influence of alcohol or drugs, debts from fraudulent actions, Debts that were not included in the bankruptcy schedules in time to allow creditors to file proofs of claim (unscheduled debts), and child support or spousal supdebts including student loans, current tax obligations, debts from willful and malicious injuries to persons or property, debts for personal injuries caused from the debtor's operation of a motor vehicle while under the influence of alcohol or drugs, debts from fraudulent actions, Debts that were not included in the bankruptcy schedules in time to allow creditors to file proofs of claim (unscheduled debts), and child support or spousal supdebts from willful and malicious injuries to persons or property, debts for personal injuries caused from the debtor's operation of a motor vehicle while under the influence of alcohol or drugs, debts from fraudulent actions, Debts that were not included in the bankruptcy schedules in time to allow creditors to file proofs of claim (unscheduled debts), and child support or spousal supdebts for personal injuries caused from the debtor's operation of a motor vehicle while under the influence of alcohol or drugs, debts from fraudulent actions, Debts that were not included in the bankruptcy schedules in time to allow creditors to file proofs of claim (unscheduled debts), and child support or spousal supdebts from fraudulent actions, Debts that were not included in the bankruptcy schedules in time to allow creditors to file proofs of claim (unscheduled debts), and child support or spousal supDebts that were not included in the bankruptcy schedules in time to allow creditors to file proofs of claim (unscheduled debts), and child support or spousal supdebts), and child support or spousal support.

The restriction is that if you do not own property or do own property and lack equity, you may not consolidate debt (include 2 loans into one) with a refinance.

All outstanding debts on the credit history are included in this calculation along with the mortgage payment and property tax.

the disclosure of certain enumerated events affecting a municipal security; these events include the following, if material: (1) principal and interest payment delinquencies; (2) non-payment related defaults; (3) unscheduled draws on debt service reserves; (4) unscheduled draws on credit enhancements; (5) substitution of credit or liquidity providers; (6) adverse tax events affecting the tax - exempt status of the security; (7) modifications to rights of securities holders; (8) bond calls; (9) defeasances; (10) release, substitution, or sale of property securing repayment; (11) rating changes; (12) failure to provide annual financial information as required; the MSRB, Electronic Municipal Market Access (a.k.a. EMMA) provides free access to municipal disclosures, market data and education

Debt covers monthly housing and non-housing debt payments, which includes mortgage payments, property taxes, homeowners insurance, mortgage insurance, student loans, car loans, credit cards, child support and other factDebt covers monthly housing and non-housing debt payments, which includes mortgage payments, property taxes, homeowners insurance, mortgage insurance, student loans, car loans, credit cards, child support and other factdebt payments, which includes mortgage payments, property taxes, homeowners insurance, mortgage insurance, student loans, car loans, credit cards, child support and other factors.

From a lenders perspective, they often consider you to have too much debt if your monthly payments, including lines of credit, car payments, mortgage payments and property taxes, exceeding 40 % of your total household income.

Your financial documents should include information on your income, debts, property, and other assets, as well as monthly household expenses.

An important metric that your bank uses to calculate the amount of mortgage you can borrow is the DTI ratio, or simply put, the ratio of your total monthly debts (for example, your mortgage payments including property and tax payments) to your monthly pre-tax income.

In addition to their home mortgage, they also owe $ 309,000 on their rental properties as well as $ 74,290 in other personal debt, including a car loan, equity line of credit and a personal loan that was used to pay for their trip to Africa.

However, Canadian residents who are not US citizens are only taxed on certain US properties, such as US real property, shares of US companies, tangible personal property located in the US and debts issued by US residents, including the US government.

Some of our services include mortgages for Purchases, Refinancing, Debt consolidation, rental properties, Self employed, Renewals and Commercial properties.

Once you have established two years worth of tax returns, any net income for the property can then be included as additional income in your debt - to - income ratio, before then and you will just be able to offset the mortgage payment.

Liabilities include credit card debt, mortgages, car loans, personal loans, monthly rent, unpaid taxes, child support / alimony requirements, any liens on personal property, garnishments, outstanding court judgements and student loans.

Other types of good debt include certain auto loans, rental property, and investments that should increase in value over time.

Debts which are not eligible for discharge are listed under the Bankruptcy Code 11 U.S.C. § 523 and include fraudulent Actions, student loans (unless payment will impose an «undue hardship» to such an extent that the debtor will not be able to maintain even a minimal living standard), child and spousal support, current tax obligations, and debts from willful and malicious injuries to persons or property or debts for personal injuries caused from the debtor's operation of a motor vehicle while under the influence of alcohol or dDebts which are not eligible for discharge are listed under the Bankruptcy Code 11 U.S.C. § 523 and include fraudulent Actions, student loans (unless payment will impose an «undue hardship» to such an extent that the debtor will not be able to maintain even a minimal living standard), child and spousal support, current tax obligations, and debts from willful and malicious injuries to persons or property or debts for personal injuries caused from the debtor's operation of a motor vehicle while under the influence of alcohol or ddebts from willful and malicious injuries to persons or property or debts for personal injuries caused from the debtor's operation of a motor vehicle while under the influence of alcohol or ddebts for personal injuries caused from the debtor's operation of a motor vehicle while under the influence of alcohol or drugs.

Also includes paying any debts and giving your money and property to the beneficiaries you have named in your will.

Secured credit is that which is backed by a piece of property; common secured debts include mortgage and car loans.

They also need to have a good idea of their debts and assets, including RRSPs, TFSAs, property and other investments and how those should be divided.

3.1 We will undertake a comprehensive review your current financial situation, including an analysis of your income (all the money that comes into your household), your essential and priority expenditure (things like rent or mortgage, gas, electricity, food, transport to work and any repayments towards loans that secured against an asset such as your home), unsecured debts (such as credit cards, overdrafts and personal loans) and assets (things you own that have a saleable value, such as property and cars).