Sentences with phrase «including revolving credit»

Consumers with high credit scores often have a good mix of credit including revolving credit, installment loans like a mortgage loan, very low utilization of credit cards and a long credit history.

Credit diversity includes revolving credit such as Visa, installment credit that covers long - term loans, and open credit that requires full payment each month.

The calculation of your payment history includes both revolving credit, such as credit cards, and installment loans.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

According to the agency, the ARC loans can be used to pay principal and interest on any «qualifying» small business debt, «including mortgages, term and revolving lines of credit, capital leases, credit card obligations and notes payable to vendors, suppliers and utilities.»

Throughout his career, Paul has been a key contributor to Delta's strategies and has been instrumental in a number of initiatives, including the purchase of the Trainer refinery from ConocoPhillips; the balance - sheet initiatives that have resulted in nearly $ 7 billion in debt reduction; the structuring of $ 1.8 billion in revolving credit facilities, the expansion of the T - 4 facility at JFK and the recently announced capital allocation strategy.

The company is also paying down revolving credit debt and its term loan A debt as part of the refinancing effort, which includes the nearly $ 3.3 billion sale of secured notes.

If at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitmenrevolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment acredit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment acredit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitmenRevolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment aCredit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment acredit in an aggregate amount equal to such excess, with no reduction of the commitment amount.

If at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitmenrevolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment acredit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment acredit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitmenRevolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment aCredit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment acredit in an aggregate amount equal to such excess, with no reduction of the commitment amount.

In April 2014, we entered into an unsecured revolving credit agreement with lenders that include affiliates of Goldman, Sachs & Co., Morgan Stanley & Co..

Our revolving credit facilities provide our lenders with first - priority liens against substantially all of our assets, including our intellectual property, and contain financial covenants and other restrictions on our actions, which could limit our operational flexibility and otherwise adversely affect our financial condition.

This would include your monthly mortgage payments, other housing expenses, and all outstanding debt for revolving credit card and college loans.

Often their revolving balance is much higher than what is listed, and / or they have loans other than credit card debt, or income doesn't include their spouse's income, etc..

SPENDING MONEY: Dominick «s Finer Foods Inc. has arranged a $ 120 million term loan and revolving credit facility from a group of U.S. and foreign banks including Chemical Bank, Mitsubishi Trust and Banking Corp., Kleinwort Benson Ltd., First Wisconsin National Bank and Shawmut Bank.

McCain's platform revolves chiefly around monetary challenges for companies and consumers — including a $ 5,000 tax credit for consumers who buy zero - emission cars (encouraging automakers to create such vehicles) and a $ 300 - million X PRIZE — like competition to develop a battery for plug - in hybrids and fully electric cars.

Scores are calculated by the major credit - rating agencies — Experian, TransUnion and Equifax — based on a number of factors on a credit report, including the number of open accounts, the types of accounts revolving vs installment, available vs used credit and / or the length of credit history.

Next, add up your total balance on all of your revolving credit accounts (don't include installment loans like a car loan, student loan, or mortgage).

The factors that are weighed in determining your PLUS Score may include the combined balance owed and credit limit on open revolving accounts, the number of credit application inquiries and the number of accounts where payments are late.

Trended data provides a fuller picture of a consumer's credit trends, supplementing the traditional moment - in - time credit snapshot with a more dynamic picture that includes managing revolving accounts.

For a revolving line of credit (such as a credit card or HELOC), interest normally accrues daily, so this spreadsheet is like the «simple interest loan» calculator except that it allows you to include additional draws besides the initial loan amount.

According to Federal Reserve data released this week, revolving debt, which includes credit card debt, dropped at an annualized rate of 0.3 % to $ 880.3 billion.

Typical items from a credit report that could affect a score include, but are not limited to, the following: payment history, number of revolving accounts, number of new accounts, the presence of collection accounts, bankruptcies and foreclosures.

A monthly report from the Federal Reserve that includes consumer debt and revolving credit (consisting almost completely of credit card debt).

Charge cards are not included in utilization calculations This leads us to why the authorized user's lack of any revolving credit matters in this situation.

That's how much revolving debt you have — including what you owe on your credit cards — compared to how much available credit you have.

The trended data will be included on virtually all active tradelines, not just revolving accounts, and will include credit cards, Home Equity Lines of Credit, student loans, car loans and mortcredit cards, Home Equity Lines of Credit, student loans, car loans and mortCredit, student loans, car loans and mortgages.

This includes revolving vs. installment credit, as well as where you have credit, such as payday loan providers and major credit card issuers.

Revolving credit (credit card debt) increased by 0.25 %, while non-revolving credit (including student and car loans) increased at a rate of 4.5 %.

As a rule of thumb, it's best to have 3 - 5 revolving accounts and two installment loans in your credit profile, not including your mortgage.

Other tactics to clean up your credit include bringing your revolving debt balances down to below 30 % of your credit limit on each account.

This includes such things as credit cards and other revolving accounts, installment loans, child support, alimony, etc..

These include any mortgages, car loans, personal loans, and revolving lines of credit such as credit cards.

This includes basic things like rent, utilities, and other revolving debts like hospital bills and credit cards.

The available revolving credit limit for your new card will be reduced by the total amount of the transfers, including fees we approve.

These credit reports contain credit histories which lists all accounts, including revolving an installment...

The scores can drop just as much depending on many factors including the balance to limit ratios on revolving credit.

While there are various vehicles of debt consolidation — credit cards, unsecured personal loans, home equity lines of credit — all you really need to know about the effects of consolidation on credit utilization, which comprises almost 30 percent of your score, is that revolving accounts (cards and some home equity lines) are included in these calculations while installment accounts (loans), for the most part, are not.

Examples of revolving accounts include credit cards and department store cards.

As far as DTI and FICO — FICO looks at your total available credit to credit utilized (the aggregate balance and percentage advanced on all of your revolving lines including HELOCs, credit cards, and overdraft protection lines — if they are reported).

However, the revolving debt category includes bank loans and finance company loans other than credit cards, and many people over 18 do not have a credit card.

Revolving debts include your credit card balances and lines of credit while instalment loans include personal loans, auto loans, mortgage loans and student loans.

Those negative credit items included: Bankruptcies, Foreclosures, Tax Liens, Repossessions, Judgments, Collections, Late revolving credit payments, and Inquiries.

Revolving Credit: includes bank credit cards, store credit cards, and home equity line of cCredit: includes bank credit cards, store credit cards, and home equity line of ccredit cards, store credit cards, and home equity line of ccredit cards, and home equity line of creditcredit.

Total Estimated Revolving Credit — These figures include credit cards and loans issued by banks, credit unions, depository institutions and finance compCredit — These figures include credit cards and loans issued by banks, credit unions, depository institutions and finance compcredit cards and loans issued by banks, credit unions, depository institutions and finance compcredit unions, depository institutions and finance companies.

A FICO score is based on various factors including: punctuality of payment in the past, capacity used (ratio of current revolving debt to total available revolving credit), length of credit history, types of credits used and recent credits obtained.

Remember to add in all revolving debt and installment payments including those associated with a mortgage, a car loan, student loans, credit cards, and child support as well as any others specific to your situation.

FICO intends to use the net proceeds from this offering to repay certain indebtedness outstanding under our existing unsecured revolving credit facility, including, but not limited to, indebtedness borrowed under our existing unsecured revolving credit facility drawn to repay all of our outstanding 7.18 % Series D Senior Notes due 2018 at maturity.

Credit card debt, medical bills, department store cards, signature loans, unsecured lines of credit, and revolving charge accounts are all types of debt that can be included in a debt settlement prCredit card debt, medical bills, department store cards, signature loans, unsecured lines of credit, and revolving charge accounts are all types of debt that can be included in a debt settlement prcredit, and revolving charge accounts are all types of debt that can be included in a debt settlement program.

Revolving credit includes credit cards which often has an outstanding balance which increases or decreases in relation to payment amounts.

As of March 31, 2015, our senior secured credit facilities consisted of $ 390.1 million of outstanding term loans maturing on August 8, 2019 and an undrawn $ 40.0 million revolving credit facility (which includes borrowing capacity available for letters of credit and for short - term borrowings) maturing on August 8, 2017.