Credit Card Tune - Up considers all the different configurations of credit card rewards —
including rotating categories offering higher percentages of rewards each quarter or category specific spending bonuses for the life of the card — to ensure you're making the most of your plastic.
Not exact matches
The bonus
categories rotate throughout the year, and
include things such as gas stations, restaurants, select grocery stores, and wholesale clubs.
By
rotating your exercises every 4 weeks, you can still
include the «magic» exercises if you can put them into one of the 4
categories.
This card offers 5 % cash back on
rotating bonus
categories, which in recent years have
included gas stations, grocery stores, restaurants and wholesale clubs.
Or consider the generous 5 %
rotating bonus rewards
categories of the Chase Freedom ® and Discover it ® - Cashback Match ™, which have in the past
included grocery stores and gas stations.
That
includes earnings from cash back
categories which
rotate with each quarter, as well as the unlimited 1 % cash back on everything outside of those quarterly
categories.
Earn 5 % cash back in
rotating categories each quarter, in places
including gas stations, restaurants, Amazon.com, wholesale clubs and more.
However, if you enjoy spending freedom and often shop around for things
included in the standard edition's
rotating categories, the Discover it ® for Students is a far better card.
The Discover it ® for Students has quarterly
rotating categories that often
include travel - related expenses, like gas and dining, as well as offering unlimited 1 % cash back on everything else.
They
include both year round and quarterly
rotating categories like those on the Discover it ® - Cashback Match ™.
The intro period attached to this credit card
includes purchases and balance transfers - and cardholders will receive 5 % cash back from Citi on
rotating categories that change every quarter; through March 31st, this
includes purchases made at Zappos.com, fitness clubs and drugstores.
That's not common today, but a wide variety of great cash back credit cards still exist,
including some offering up to 2 % unlimited cash back on everything and 5 % back in
rotating quarterly
categories.
The
categories for these business credit cards won't actually
rotate each quarter, but they will provide steady cash back rewards up to 5 % in useful business - centered
categories,
including office supplies, as well as other everyday necessities.
Another caution is to not let the rewards programs (
including those tempting
rotating categories) push you into spending decisions.
The card rewards 5 % cash back in
rotating categories,
including restaurants and gas.
What's more, the card
includes one of the best cash back rewards programs we know of where cardholders earn 5 % cash back (capped at $ 1,500 of spending) in
rotating categories you activate, plus Discover matches all the cash back earned in the first year.
Why we like it: Aside from the lack of annual fees and the 5 % cash back bonus on
rotating categories, the Discover It card offers plenty of other features for card members,
including free access to your FICO score each month and the Freeze It security measure, which allows you to turn your card on or off whenever you like.
The bonus
categories, which
rotate every three months, are usually defined quite broadly —
categories for 2017
included purchases made at select grocery stores, gas stations, restaurants, wholesale clubs and more.
Those
rotating bonus
categories can
include purchases made at department stores, gas stations, restaurants and more.
Category options
rotate every quarter and may
include gym memberships, cellphone plans, movie tickets, car rentals, fast food, charity, electronics and more.
These
include the
rotating Chase
categories as well as supermarkets, gas stations, and department stores (U.S. stores only for American Express cards).
Upon enrollement, the card offers 5 percent cash back on up to $ 1,500 in combined spending in
categories that
rotate quarterly, and the fourth quarter
category for 2018 (October through December)
includes Amazon purchases.
Like the Discover it card, the Chase Freedom card offers a 5 percent cash back rate on up to $ 1,500 in combined spending on quarterly
rotating categories, and has
included Amazon purchases in its fourth quarter
category in the past.
The bonus
categories, which
rotate every three months, are usually defined quite broadly —
categories for 2017
included purchases made at select grocery stores, gas stations, restaurants, wholesale clubs and more.
Offering one of the largest cashback percentages, the Discover it ® Cashback Match card will net you 5 % cashback in
rotating categories each quarter,
including places like department stores or Amazon.
In addition to offering a free look at your score, the Discover it card is a very solid cash back card offering 5 % quarterly
rotating cash back
categories including groceries, gas stations, Amazon, and more.
You will need to pay attention to the 5 %
rotating categories as they are updated quarterly and let you earn 5 % (instead) of 1 % on the first $ 1,500 in quarterly purchases for expenses
including gas stations, grocery stores, restaurants, and department stores.
You'll earn an impressive 5 percent back in
rotating categories each quarter that typically
include common everyday expenses, such as gas, dining out and wholesale clubs.
A fitting replacement for the Discover More ® card, the Discover it ® offers many of the same benefits as its predecessor,
including quarterly
rotating bonus
categories and no annual fee.
That's not common today, but a wide variety of great cash back credit cards still exist,
including some offering up to 2 % unlimited cash back on everything and 5 % back in
rotating quarterly
categories.
The Freedom card offers an impressive five points per dollar spent on
rotating quarterly
categories that may
include gas, groceries, restaurants and a variety of other types of retailers.
The
categories for these business credit cards won't actually
rotate each quarter, but they will provide steady cash back rewards up to 5 % in useful business - centered
categories,
including office supplies, as well as other everyday necessities.
The Discover it ® for Students has quarterly
rotating categories that often
include travel - related expenses, like gas and dining, as well as offering unlimited 1 % cash back on everything else.
It offers 5X rewards on a variety of
rotating categories,
including Amazon.com through December 31 — perfect for the... [Read more...] about Easy $ 15 Statement Credit from Chase Freedom
You get 5 percent back in
rotating categories every quarter,
including gas stations, wholesale clubs, grocery stores, restaurants and more.
It will occasionally
include home improvement stores as one of its quarterly
rotating 5 percent cashback
categories, too.
The TJ Maxx Rewards program is comparable to other rewards credit cards such as Discover it ® and Chase Freedom ®, in which TJ Maxx and other retailers are
included periodically in quarterly
rotating categories that earn 5 % cash back for that quarter.
Student cash back cards have many of the same characteristics as their counterparts,
including options for bonus
categories —
rotating and yearlong — as well as flat - rate rewards.
The standard Freedom card gives you a whopping five points per dollar spent on quarterly
rotating categories, which may
include restaurants, gas, hotels and specific retailers.
Aside from the
rotating category offer
included with this card, the Cashback Match card will also match all the cashback received by new cardmembers during their first year.
Some credit cards with
rotating bonus
categories, such as Discover it and Chase Freedom, periodically
include warehouse retailers in their bonus
categories.
That is on top of the 5X that you receive this quarter at Macy's thanks to the
rotating quarterly bonus
categories that
include Department Stores.
includes 5 % cash back on
rotating categories such as gas and groceries, earn 1 % cash back on all other purchases
Pro tip: If you shop for a cause, make sure to use a rewards card that will give you a cash back bonus for shopping at grocery stores, or at a retailer
included in a specific
rotating category.
With the goal of encouraging more cardholders to download and use its proprietary mobile wallet, Chase has
included Chase Pay purchases as part of its
rotating categories that give 5 percent cash back on both the first and second quarters of 2018 — in Q2, grocery and PayPal purchases also earn bonuses.
Other options with high payback on gas expenses
include the Blue Cash Preferred Card from American Express, * which nets 3 percent back on fuel with no annual fee the first year, as well as Chase Freedom * and Discover it Cash Rewards * cards, each offering 5 percent money back up to $ 1,500 when gas purchases are the
rotating quarterly
category.
What's more, the card
includes one of the best cash back rewards programs we know of where cardholders earn 5 % cash back (capped at $ 1,500 of spending) in
rotating categories you activate, plus Discover matches all the cash back earned in the first year.
Historically, the card has featured big - name retailers in the
rotating 5 % bonus
categories,
including H&M, Kohl's, Bed Bath & Beyond, Amazon.com and Zappos.com.
Other Chase cards you can apply for at the same time
include the Chase Freedom (15K for spending $ 500 +2.5 K for adding an additional user for a limited time only plus 5 - 10 points per dollar spent in
rotating categories), Chase British Airways (Up to 100K signup bonus for a limited time only), the Chase United Explorer (30K signup plus another 5K points for adding a free additional user on the consumer card / 50K signup points on the business card, plus get free luggage, free primary car rental insurance
including in the US and Israel, expanded saver and standard award ticket availability, priority boarding, and more), the Chase IHG (with 60K signup points and a free night every subsequent year upon renewal), the Chase Marriott (with 50K signup points and a free night every subsequent year upon renewal), the Chase Slate (with zero balance transfer fees, 0 % APR on purchase and balance transfers for 18 months, and free FICO scores), the Chase Ink Plus (60K signup points plus up to 5 points per dollar spent), and the Chase Ink Cash (20K signup points plus up to 5 points per dollar spent).
The bonus
categories rotate throughout the year, and
include things such as gas stations, restaurants, select grocery stores, and wholesale clubs.