Since most payday loans are for less than $ 1,000, the borrower in most counties would file the
action in
small -
claims court, and
include any filing fees or other costs with the amount demanded from the defendant.
She is now precluded from instituting any new
action of any nature or court proceeding of any nature in any court in Ontario,
including small claims court, and she is precluded from bringing any further or fresh step in any existing
action without the consent of a Superior Court judge, which consent will only be granted after the plaintiff makes an application for it, and provides proof that she has paid $ 40,000 of the more than $ 50,000 in cost orders that have been made against her to date.
These have ranged from
small fee
claims to high value, multiparty construction and engineering
actions in the UK, Ireland and overseas and have
included subrogated recovery
actions.