Sentences with phrase «including survivorship policies»
Once you understand the major components of ordinary life insurance, you'll know we're speaking of products like universal life insurance, indexed universal life insurance, variable life insurance, and whole life insurance (including survivorship policies).
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Among them are the rights to: bullet joint parenting; bullet joint adoption; bullet joint foster care, custody, and visitation (including non-biological parents); bullet status as next - of - kin for hospital visits and medical decisions where one partner is too ill to be competent; bullet joint insurance policies for home, auto and health; bullet dissolution and divorce protections such as community property and child support; bullet immigration and residency for partners from other countries; bullet inheritance automatically in the absence of a will; bullet joint leases with automatic renewal rights in the event one partner dies or leaves the house or apartment; bullet inheritance of jointly - owned real and personal property through the right of survivorship (which avoids the time and expense and taxes in probate); bullet benefits such as annuities, pension plans, Social Security, and Medicare; bullet spousal exemptions to property tax increases upon the death of one partner who is a co-owner of the home; bullet veterans» discounts on medical care, education, and home loans; joint filing of tax returns; bullet joint filing of customs claims when traveling; bullet wrongful death benefits for a surviving partner and children; bullet bereavement or sick leave to care for a partner or child; bullet decision - making power with respect to whether a deceased partner will be cremated or not and where to bury him or her; bullet crime victims» recovery benefits; bullet loss of consortium tort benefits; bullet domestic violence protection orders; bullet judicial protections and evidentiary immunity; bullet and more...
The company offers six types of universal life insurance and three types of indexed universal life insurance policies, including a survivorship indexed product.
John Hancock has 4 different survivorship policies, including survivorship universal life as well as survivorship variable universal life.
New York Life Insurance Company offers several options for purchasing universal life policies, including the New York Life Universal Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - CG).
The company provides a number of different policy options, including term, whole life, universal, variable, and survivorship plans.
Voya provides a wide array of coverage, including term life, universal life, indexed universal life, variable universal life, and survivorship policies.
Principal also has cash value universal life insurance including variable universal life and survivorship policies (commonly used in estate planning).
Numerous policy options: Additional policy options are available to State Farm customers, including term conversion options and survivorship options.
The company provides a number of different policy options, including term, whole life, universal, variable, and survivorship plans.
Depending on the insurer, survivorship policies offer a number of riders (some free and some at an additional cost) that can be attached to the policy when issued including:
This would include survivorship life insurance policies as well.
The company offers six types of universal life insurance and three types of indexed universal life insurance policies, including a survivorship indexed product.
Top Survivorship Clause You can elect to include this clause in your policy as a method of postponing the payment of the death benefit.
New York Life Insurance Company offers several options for purchasing universal life policies, including the New York Life Universal Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - CG).
Survivorship Incentive Life LegacySM offers you the opportunity to direct how a portion of your premium payments and Policy Account Value are invested among a wide array of investment options that include equity portfolios, bond portfolios, and a money market portfolio.
Their policies include term, whole, universal, and survivorship policies.
There are also IRAs such as Traditional, Roth and SEP IRAs for retirement planning; mutual funds; after - tax annuities including flexible premium deferred variable annuity and single premium immediate annuities; and life insurance consisting of level term, annual renewable term, universal life (UL), variable universal life (VUL), and survivorship UL & VUL policies.
Other types of permanent life insurance policies include single - premium life insurance, survivorship life insurance, and final expense insurance, among others.
Benefits of purchasing survivorship life insurance instead of two individual policies include:
Survivorship policies can also include a «spendthrift clause», which prevents the beneficiary of the policy from spending the policy's death benefit too quickly.
Life Settlements can be negotiated for most types of Life Insurance policies including term life, universal life, whole life, variable life and joint survivorship policies.