Sentences with phrase «income as a cushion»

It's a good idea to save an extra month's worth of income as a cushion to help you be more prepared for your new addition.

Experts recommend having a minimum of six months» income as a cushion.

Not exact matches

And price volatility is actually higher at lower rates than it is with higher rates because you don't have as large of an income stream to cushion the blow from the loss of principal.

Elevated valuations keep us cautious in fixed income, as tightening credit spreads offer little cushion against rising rates in many parts of the market.

As an entrepreneur, you may decide to build a larger cash cushion of six to 12 months of your core expenses to help cover your income needs should you have volatile business cash flow.

However, returns (or losses) can vary depending on characteristics of the cycle, as well as the amount of income or carry available to cushion the decline in price.

The stream of income provided by dividends is perceived as providing a cushion against turbulent market conditions.

They generally are intended to pay final expenses and perhaps provide a financial cushion as the family adjusts to the loss of income, but won't be sufficient to meet such expenses as funding higher education or paying off a mortgage.

It's a juggling act, and you have to be able to create multiple income streams — as well as a decent sized cash cushion — in an attempt to even out your cash flow.

For 2018, Miller believes munis will outperform Treasuries and other taxable securities even as rates rise: «There's some cushioning effects of rates within portfolios: higher coupons priced to shorter calls, wider credit spreads that can narrow in an improving economy, and then simply the income... and scarcity of municipals that will grow throughout the year.»

This generaliztion, however, isn't very helpful for me as I have no liquidity issues with my investment portfolio; I keep a cash cushion that, along with current dividend income, should be enough to cover my living expenses for up to three years.

This policy offers flexible premium payments and death benefit options, including the ability to use cash value as a future financial cushion for things like retirement income and / or paying off debts.

On the other hand the person who has their investments well taken care of and has a great amount of spendable income may choose to buy whole life insurance in some form and use the cash value as a cushion in case a sudden need for extra cash should arise.

A larger deductible will make your health insurance quotes more reasonable and you can also open a HSA (health savings account) that will provide you with an income tax savings as well as give you a cushion to be able to afford high deductibles.

The trend is being fueled primarily by the gap between incomes and rents, which have soared to historical highs in recent years, leaving many households with hardly any cushion for financial blows such as a medical emergency or job loss — events that can trigger homelessness.