Sentences with phrase «income assets became»

During the first half of 2016, a rotational migration to low volatility, potentially higher - income assets became evident, as did the outperformance of dividend - generating stocks.

Not exact matches

Fixed - income investors should be realistic in expecting this to be a year of relatively low returns across asset classes in general — a year in which small ball becomes much more important than swinging for the fences.

Except for the Freedom Income Fund, the funds» asset allocation strategy becomes increasingly conservative as it approaches the target date and beyond.

That said, this prolonged period of ultra low rates has had a downside, particularly for retirees: It has become increasingly difficult to find assets that generate a respectable stream of income.

In general, deferred tax assets represent future tax benefits to be received when certain expenses previously recognized in our consolidated statements of operations become deductible expenses under applicable income tax laws, or loss or credit carryforwards are utilized.

Investors need to be nimble, however, if they see signs of fixed income asset classes becoming more attractive as interest rates rise.1

An allocation in fixed income assets has become an unproductive investment, especially when inflation is calculated into the mix.

Why wouldn't you reallocate to your target investment allocation (where the interest on the 401 (k) loan asset becomes part of your fixed income allocation)?

«The role of active investors is to find value, but when all asset classes are overvalued, the only way to survive is by using financial engineering to short volatility in some form... In world of ultra-low interest rates shorting volatility has become an alternative to fixed income... The global demand for yield is now unmatched in human history.

While global equity markets as of the end of December 2014 still offered great value in our opinion (especially compared to generally expensive, low - yielding fixed income assets), that value is becoming increasingly selective.

If you want to achieve financial freedom, you need to start thinking of cash as an asset and investing then becomes any way to use that cash to create additional assets that produce recurring income.

«You can become a «Diamond Member,» which shows you have $ 1 million in assets or a large income, a minimum of $ 200,000 a year.

If it does, it stands a great chance to become a passive income asset for months or years into the future.

The municipal bond market went 12 for 12 in 2014 to become one of the top - performing fixed income asset classes.

It pays a monthly income to help protect the family home, savings accounts, retirement funds, and other assets should you become disabled.

If you own all of a given asset, this becomes a question of taking income versus spending on capital expenditures to grow or maintain the business.

HTR and HHY merged to become Brookfield Real Assets Income (RA).

The only one I am aware for Canadians in CommunityLend (and only in 3 provinces right now), but their eligibility requirements for becoming a lender there are pretty high (you need to be certified as an accredited investor which means you need $ 1M in assets and an income of at least $ 100k / year).

With headquarters in New York City, BlackRock Inc. was founded as a risk management and fixed - income firm in 1988, and has since grown to become the largest asset manager in the world with over U.S. $ 5.1 trillion.

«When employees take advantage of this throughout their career, utilize an appropriate asset allocation, and resist temptation to time the markets by actively buying and selling within their 401k; it can grow to become the single - largest source of retirement income for retirees.»

To become pre-approved, you'll provide your lender with information on your income, assets, debts and credit history to analyze your financial profile and determine your creditworthiness and amount you can borrow to purchase a home.

That said, this prolonged period of ultra low rates has had a downside, particularly for retirees: It has become increasingly difficult to find assets that generate a respectable stream of income.

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It's because wealthy people, and those striving to become wealthy, invest their capital into high - quality assets that provide inflation - beating appreciation, oftentimes along with passive income that also grows at above - inflation rate.

Fundrise democratizes access to this once - unattainable asset class, making it possible for anyone to become a real estate investor regardless of income or net worth.

As Patrick O'Toole, VP of Global Fixed Income for CIBC Asset Management notes, «The premiums retail investors are currently paying have become more expensive since the credit crisis.»

When investors become older and are closer to retirement it is recommended to shift from growth to income earning assets to generate monthly or quarterly income and help preserve principle.

If the bill becomes law, Congress will excuse over 97 % of U.S. banks from having to verify applicants» income, assets and debts for mortgages they keep on their books.

These net asset values became readily ascertainable insofar as the specific assets consisted of cash and equivalents; investments in marketable securities and performing loans; income - producing real estate; land suitable for development; and intangibles such as mutual fund assets under management.

If the cash saved from deferring income taxes are invested in depreciable assets, the tax may never become payable.

Unless you accumulate income - producing assets that replace your income, you'll never become a capitalist, or achieve financial freedom.

That is when your income property becomes a truly productive asset.

In fact, after the subprime mortgage crisis of 2007 - 08, they became known as «liar loans,» because borrowers and lenders were able to exaggerate income and / or assets to qualify the borrower for a bigger mortgage.

• Major source of retirement assets — Combined, individual retirement accounts (IRAs) and Keoghs (for the self - employed) account for a sizable portion of the assets held by Americans in tax - preferred retirement plans and are likely to become the single largest source of retirement income outside of Social Security benefits for private - sector workers.

You may find that life insurance becomes less about insuring your income and more about protecting assets as you near retirement.

Giving a pound of flesh in income and asset documentation has become the norm but it's likely that unjustified lender paranoia has led them to ask for a bit too much of their clients.

«If assets are transferred to a spouse — for example, RRSPs — they can transfer without being taxable, where if you have RRSPs and they are transferred either to a child or to a sibling, that becomes taxable income.»

Trying to make a settlement with the IRS while you have no income or assets is probably futile; but as soon as you do get a source of steady income again it should become a high priority because the penalties won't stop stacking and you've got something for them to seize / garnish again.

We simply use the normal model asset allocation process and make your investment portfolio become more conservative and provide more income as you approach retirement.

Except for the Freedom Income Fund, the funds» asset allocation strategy becomes increasingly conservative as it approaches the target date and beyond.

During the month, we added duration (interest rate risk) in the BlackRock Multi-Asset Income Fund given our view that valuations are becoming more reasonable and that Treasuries will remain a relatively safe, diversifying asset in the event of an economic growth scare.

In other words, an individual who thinks he / she is in the 33 % bracket, but is actually facing a 35.2 % rate (thanks to the impact of PEP and Pease), would simply plan accordingly — tax deferral becomes a little more valuable, effective asset location matters a bit more, using an annuity for tax deferral is a little more appealing, and income - acceleration events like Roth conversions become somewhat less appealing.

That means the issuer might go after your personal income or assets to collect if you become seriously delinquent.

Asset division also becomes more complex and confusing if the spouses do not know what makes up their marital and personal assets and debts, income and expenses.

That is, we can multiply the income that we are currently generating, and in that way evolve from not only being an income generator but also becoming an appreciating capital asset.

Partner Emma Baillie has become accredited in complex financial and property matters (high income households and substantial assets) and private law children

• The spouses» income and ownership of property • The spouses» present and future earnings • The spouses» education and training levels • The hinderance of one spouse's job - seeking ability by the other spouse (for example: domestic violence) • The children's residency • The maintenance - seeking spouse's ability to support self • The spouses» living conditions prior to marriage • The maintenance - seeking spouse's lack of income due to remaining home to raise the children instead of being gainfully employed • The children's extra expenses (for example: schooling, day care or medical expenses) • Providing care for disabled children, adult children, elderly parents or in - laws • The maintenance - seeking spouse's contributions to the marriage (for example: becoming a homemaker and not receiving a fixed income) • Either spouse's loss of assets due to a risky behavior • Loss of health insurance benefits due to the divorce (The maintenance - seeking spouse will need to obtain insurance.

The bereaved minor must become entitled to the trust assets at 18 and be entitled to any income arising from those assets.

As the nature of marriage becomes more complex with partners bringing assets, income, and property into a union on an increasingly equal basis, the decision to award one party support or a larger share of communal property is no longer a simple equation — time put into a union against lost income — or any similarly simplistic comparison.

Term Insurance plans become a necessity only if you are the sole bread earner of your family with number of dependents and you do not have sufficient assets to suffice if your income ends.