You have to pay premium for few years and you get guaranteed benefits like regular
income at an attractive rate of 11 % - 13 % p.a., lump sum amount on maturity and life cover throughout the policy term.
Not exact matches
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable
income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange
rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare
rates and occupancy levels
at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of
attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Adjusted net
income climbed
at an even more
attractive 25 %
rate to $ 204.5 million, and the resulting $ 1.33 per share in adjusted earnings far surpassed the $ 0.83 per share that most analysts were looking to see.
Interest
rates remain
at near all - time lows, and severely limit
attractive investment options to meet
income needs.
So, I think those Singapore REITs with a higher percentage of their loans
at fixed
rates will remain relatively stable and
attractive for investors who want to build consistent passive
income.
Because you forgo the tax break for contributions that you would receive from a contribution to a traditional IRA, Roth IRAs are especially
attractive to people who are paying a lower
income tax
rate today than they anticipate paying when they take the money out
at retirement, according to CNN Money.
«Financing is still available, and
at attractive rates, but not
at the historically cheap
rates seen before, so real estate is returning to what it's traditionally been, an
income investment.»
At the same time, the prospect of continued low interest
rates means less favorable yield on government bonds and fixed
income products, making higher yielding investments backed by commercial real estate all the more
attractive.