Sentences with phrase «income keeps pace with»

To help ensure that your income keeps pace with inflation during retirement, there are two other investment moves you may want to consider.

Using additional assets, you can also purchase a feature — commonly referred to as a Cost of Living Adjustment (COLA)-- that will increase your payments each year to help your income keep pace with inflation.

Not exact matches

If you manage to save 35 % of your combined gross income of $ 120,000 per year, you can accumulate $ 420,000 in today's dollars, even assuming your investments merely keep pace with inflation.

In the 2012 annual report, the company states: «Operating income in our U.S. segment has not kept pace with our overall growth in that country, and improving it is one of our top priorities.»

Cash alternatives, such as money market funds, typically offer lower rates of return than longer - term equity or fixed - income securities and may not keep pace with inflation over extended periods of time.

Social Security offers guaranteed income to help keep pace with inflation.

Incomes are up, but they're not keeping pacing with rising home prices.

Your income might not keep pace with inflation, but your capital should be safe.

«If net income continued growing at this more modest pace, in lockstep with nominal GDP, corporations would not be able to continue growing dividends at current rates while keeping payout ratios constant.»

And of course we know that incomes, particularly middle class incomes, have not been keeping pace with inflation.

Even if mortgage rates stay low, incomes aren't keeping pace with higher home prices.

While he shares his Blue Chip colleague's concerns with capital preservation, he needs his portfolio to generate reliable income through a longer retirement, while producing enough growth to keep pace with inflation.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

To fund the other (100 minus X) percent of your initial retirement spending, you will need a nest egg of $ Y based on the assumption that this income also needs to keep pace with inflation even though you won't need anywhere near that much over time.»

It is true that the average annual percentage increase in family income since 1970 (0.8 %) has not kept pace with the growth of that income in the 60's (3.0 % yearly).

Only European champions Real Madrid stand ahead in terms of income, while Barcelona by contrast are struggling to keep pace financially with their Spanish rivals, United and Bayern Munich.

The annual income from taxes was not keeping pace with rising costs.

On fair taxes, the income tax threshold has been raised to # 10,600, but, at # 42,385, the threshold for 40 % taxpayers is now # 10,380 below where it would have been had it kept pace with inflation, according to the Institute of Fiscal Studies.

Parents already struggling to get by will find it even harder to afford basics like food and clothing for their children as their income fails to keep pace with spiralling living costs.

«That's why the federal government must keep pace with current technology by enabling more low - income families who rely on SNAP and live in food deserts to be able to use their benefits to order healthy food online.

The majority of minorities entering science and engineering are from the middle - and upper - income families, but considerable debt and modest earnings (compared to business, law, and medicine) may deter even some high - achieving minority students from choosing these fields.1 Up to 25 % of academically qualified low - income students either do not apply to college2 or drop out, unable to keep pace with escalating prices.3

90, dean of undergraduate admissions and enrollment management, and an Ed School adjunct lecturer, remains concerned that that Pell Grants, which don't need to be repaid and benefit low - income students, haven't kept pace with the rise in education costs.

Ensuring that children from low - income or other challenged backgrounds are ready for school and can keep pace with their more affluent peers is one of those problems that is ripe for Pay for Success funding.

Texas» funding policies have not kept pace with parental demand as nearly 130,000 students remain on waiting lists for charters throughout the state, despite the fact that research has proven their effectiveness in serving low - income students.

A portfolio solely allocated to fixed income may not grow enough to keep up with the pace of inflation.

But while such a move does have the advantage of providing an income stream that keeps pace with inflation, relatively few retirees go this route.

On the other hand, the broad U.S. bond market, as measured by the S&P U.S. Aggregate Bond Index, while returning a respectable 3.3 %, failed to keep pace with the rise in cost of future income for any respective target years.

Those only a few years from retirement with a higher exposure to bonds, and particularly short - term bonds, would find that their portfolio did not keep pace with the cost of income.

Household and discretionary incomes in the nation's capital remain high, but aren't keeping pace with the growing wealth rushing into Calgary and Edmonton.

Social Security benefits and Supplemental Security Income (SSI) payments may be automatically increased each year to keep pace with increases in the cost - of - living (inflation).

I need to stay invested because, according to my financial plan, I need to earn 5.5 % after all fees and expenses to keep my desired $ 5000 / month income growing to keep up with the pace of inflation.

This year (as in most), the IRS has increased the income threshold for Roth IRA contributions in an effort to keep pace with inflation.

Income not keeping pace with your student loan payments?

Effective Coverage strongly advises replacement cost on your Laurel renters insurance, especially as incomes continue failing to keep pace with inflation.

If she is unlikely to need to draw on this money, I think you can take a more aggressive stance and consider exposure to stocks, which may be the best inflation hedge in a low - rate environment where fixed - income is barely keeping pace with inflation.

Inflation Protection: You can opt to have your annuity income be guaranteed to keep pace with inflation or grow at a preset rate.

Residential rental income streams can and generally do keep pace with inflation.

If you fear you might not be able to keep pace with the higher premium payments of a permanent life policy if your income suddenly dropped, it may be wise to keep your term life policy as is, which generally would keep your payments smaller.

Social Security offers guaranteed income to help keep pace with inflation.

The lawsuit also claims that PHEAA was overcharging student loan borrowers, while also preventing the student debtors from keeping pace with Income Driven Repayment (IDR) plans that make their loan payments more manageable.

Moreover, during some years, such as the late 1970s, dividend income, while secure and comfortable, has been insufficient even to keep pace with inflation.

People depend on a specific job and more often than not on an increasing income level to keep pace with their «standard of living».

According to the Brookings Institution, increases in average lifetime incomes more than keeps pace with increased student debt loads.

• The portfolio should be crafted to carefully balance growth and an income stream that will keep pace with inflation over an indefinite time horizon.

My forward income increases haven't kept pace with overall portfolio gains.

Insurer premium income automatically keeps pace with increases or decreases in driving activity, cutting back on resulting insurer demand for rate increases and preventing today's windfalls to insurers, when decreased driving activity lowers costs but not premiums.

On a regular repayment schedule, they have less financial leverage than borrowers with better incomes to pay down their debt early and keep up the pace with their interest rates.

When your net worth and income improve rapidly, you should reevaluate your renters insurance coverage every year to make sure your protection keeps pace with your wealth.

He wants to invest in such a plan that would give regular income to provide stability.A guarantee that the dreams of his family will be realized even if something happens to him Income that keep pace with the growing needs of his income to provide stability.A guarantee that the dreams of his family will be realized even if something happens to him Income that keep pace with the growing needs of his Income that keep pace with the growing needs of his family

Effective Coverage strongly advises replacement cost on your Laurel renters insurance, especially as incomes continue failing to keep pace with inflation.