Sentences with phrase «increase in monthly expenses»

A death in the household will leave huge voids in the normal household routine and whether the surviving spouse is going to work less and take them over or hire someone, that is a huge increase in monthly expenses.

If you have recently seen an increase in your monthly expenses, you may be able to refinance for a lower monthly payment.

«That could change quickly and mean a significant increase in my monthly expenses.»

Not exact matches

Because of this, in October 2000 Germany's Associations for the Promotion of Highly Gifted Students (Begabtenförderungswerke) increased their scholarship rates to 1800 DM (920 euros) monthly, plus a lump sum of 200 DM (100 euros) for expenses such as research books.

It's possible to see a $ 1,000 monthly mortgage payment increase to $ 1,100 but the benefit is that a 15 year loan will often result in saving $ 50,000 - $ 70,000 in interest expense.

Future expenses can wait; besides, your monthly payments will increase your credit score and let you get another loan on better terms in the near future.

Before one realizes it, one year from now your monthly expenses have gone up by $ 100 or more without any noticeable increase in your standard of living.

Lower your total monthly expenses by valuing your life energy and increasing your consciousness in spending.

You can't afford your regular monthly payment or a slight increase in your payment, plus other monthly expenses.

You can afford your regular monthly payment or a slight increase in your payment, plus other monthly expenses.

This way you avoid adding on mortgage loan insurance fees and you have a much better chance of keeping your current monthly expenses manageable and absorbing future increases in the cost of living.

A term used to describe the difference between a borrower's current housing expense and the proposed housing expense, when the proposed expense constitutes an increase in monthly debt obligation for housing.

Information about the debtor's monthly net income and any anticipated increase in income or expenses after filing

Statement of monthly net income (plus any anticipated increase in income or expenses after filing)

You have $ 1,000 in monthly expenses, and make $ 1,200 - increasing your income by ~ 10 % has allowed your monthly savings double, at $ 200 per month.

Consumers have benefited from all - time low interest rates, but they have taken so much debt that monthly expenses associated with paying interest and principal payments in relation to their discretionary income have actually increased despite the low interest rate environment and growth in discretionary income.

In fact, one study on the impact of payroll expenses on retail sales, conducted by professors at the Wharton School of the University of Pennsylvania, revealed that every $ 1 increase in payroll could bring a store between $ 4 and $ 28 more in monthly saleIn fact, one study on the impact of payroll expenses on retail sales, conducted by professors at the Wharton School of the University of Pennsylvania, revealed that every $ 1 increase in payroll could bring a store between $ 4 and $ 28 more in monthly salein payroll could bring a store between $ 4 and $ 28 more in monthly salein monthly sales.

This would result in a modest increase in monthly common expenses for the owners, instead of the large financial hit ensuing from a special assessment.

In order to give myself a buffer and account for any unexpected expenses, I increased my projected monthly budget to $ 2,000.

Considering the brief duration of most car loans (48 to 72 months compared to a 30 - year home loan, for example), a single interest rate increase isn't likely to make much of a difference on your monthly car payments or expenses in the long run.

It's worth covering this expense to avoid a possible increase in your monthly premiums (the amount you pay to have the policy) from making a claim.

However, with rising costs of education, inflation affecting the prices of essential items, increase in the cost of medical and hospitalization expenses, the financial reimbursement received will not be enough to replace the monthly stream of income required for sustenance.

Even as the guaranteed periodic lump sums ensure financial support at crucial junctures of life, the increasing guaranteed monthly income provides an additional support to take care of increasing expenses,» Reliance Life Insurance Chief Executive Officer Anup Rau said in a release issued here.

Discovered monthly increases in manufacturing expenses and realized costs came from product supply crunch that was resolved by adding new vendors.

Human Resources Partner November 1995 - January 2001 Assisted the Association of 500 employees with staffing and recruitment processes; administered pre-employment test, screened resumes, scheduled interviews, employment verifications, completed background and reference checks Processed personnel actions that included salary adjustments, merit increases, transfers, leave of absence, pension Calculations, metro check deductions and benefits programs Coordinated new employee orientation and ensure that new hires paperwork is completed accurately Updated the vacancy announcements, bulletin board, ABA web pages, job line and external web sites Composed and submitted job ads to various recruitment sources and tracked monthly advertisement expenses Managed the internal temporary staffing pool and youth employment programs for various internship positions Scheduled and interviewed candidates for administrative positions Formulated and assembled personnel policies and procedures to various department in the Association Scheduled and coordinated blood drives and influenza shot programs for the Association

KEY ACCOMPLISHMENTS • Planned and executed a successful PPC campaign resulting in a 80 % increase in the web traffic • Re-optimized 20 + websites reviving and surpassing their initial traffic rates by 50 % • Leveraged web 2.0 sites to publish content with back links, doubling the site's traffic • Successfully managed campaign expenses which reduced monthly costs by $ 80000

The Chasm Group, LLC and Chasm Institute, LLC (San Bruno, CA) 1997 — 2008 Business Operations Manager • Managed all daily operational tasks for leading multi-million dollar high - tech market strategy consultancy, while providing executive administration to C - level executives and venture capital partners • Developed and managed the firm's annual budget, proposing and implementing expense cuts, producing monthly reports and financial statements, and coordinating with CPA firm for accurate and timely filings • Oversaw all client relationship management efforts while cultivating new business efforts from concept to implementation, providing high - quality service in sales efforts while utilizing new lead tracking system • Negotiated and managed all contracts, stock grants, and financing arrangements, working closely with outside counsel to draft legal documents and resolve LLC - and proprietary - related issues • Led three office space build - outs and two office relocations, managing all aspects of each process under aggressive timeline and budget expectations • Reduced firm telecom expenses by 22 % by streamlining IT objectives, including migration to VOIP phone system, software / hardware purchases, domain renewals, and outsourced technical support • Directed all phases of staff recruitment while creating and implementing all HR policies and programs, including comprehensive employee benefits plans • Supervised multiple administrative staff members, conducted performance appraisals and wage / salary surveys in comparison to incentive program guidelines, and maintained HR files in accordance with legal mandates • Produced all out - going client invoices in an accurate and timely fashion to increase, cash flow and reduce aging receivables, providing consistent attention to overhead costs and vendor arrangements • Administered all company insurance policies, including E&O, general liability, bonds, partner life and disability, conducting annual benefits reviews and employee / company insurance audits • Obtained necessary certificates for consulting contracts while processing federal, state, and local business reporting requirements to maintain licenses and incorporation status • Directed all marketing efforts and oversaw logistical aspects of national educational workshop series, utilizing sponsorship arrangements to offset production costs • Transformed «brochure» website into a dynamic tool to better illustrate company opportunities through relevant case studies, as well as maintaining all other promotional media, including press kits and video Association of California School Administrators (Burlingame, CA) 1993 — 1997 Issues and Planning Committee Coordinator • Executed all phases of event planning and implementation for a membership - driven organization including 23 state committees, 5 task forces, 6 strategic planning conferences, and a conference of 1,500 attendees • Focused on facility evaluations, bid requests, site visits, contract negotiations, and all pre - and post-conference planning processes • Produced statistical and financial reports, including budget projections and cost monitoring for developmental training efforts • Oversaw all participant - level responsibilities, including inquiries, eligibility, registration, correspondence, and billing statements • Managed all legal professional standards calls for Northern California regions, including the processing of attorney authorizations, the preparation of legal assistance letters, and liens on cause of action • Served as second point of contact for computer inquiries and troubleshooting efforts as well as provided back - up executive administrative support for Executive Director, Committee Chairs, and the State Superintendent of Public Instruction • Held responsibility for software installation and hardware configuration while performing weekly AS / 400 backup and report generation

Professional Experience CMG Worldwide Inc. (City, ST) 5/2008 — Present Finance Manager • Oversaw finances of intellectual property law firm generating $ 6 - $ 12 million in annual revenue • Hired, trained, supervised, and reviewed junior accounting associates and support staff • Authored and implemented corporate and departmental budgets • Analyzed expenses and recommended strategies to cut costs while increasing efficiency • Tracked and managed expenditures of approximately $ 100,000 per week • Verified accuracy of all expenses and revenues ensuring precise financial records • Prepared income statements, balance sheets, and monthly, quarterly, and yearly financial reports • Assisted senior leadership and outside personnel with the annual corporate audit • Operated and maintained the computerized accounting system and all hard files • Monitored and documented employee expense accounts, credit cards, and purchase orders • Managed general ledger and various credit, checking, stock, and other corporate accounts • Created monthly clientele reports detailing expenses and revenues from each account • Proficient in Microsoft Money, Quicken, QuickBooks, Tax Cut, Turbo Tax, and other software

With a condominium, we must know what is actually owned; what is exclusive use only; what is non-exclusive use; the amount of the monthly common expenses and what they include; if there are any special assessments or extraordinary increases in the maintenance fees and / or in the reserve fund contributions in effect or being contemplated; and any legal actions involving the condominium corporation.

A term used to describe the difference between a borrower's current housing expense and the proposed housing expense, when the proposed expense constitutes an increase in monthly debt obligation for housing.