Sentences with phrase «increase over the policy term»

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
We view these measures, as well as the recent changes to immigration policy, 13 as positive steps that will increase growth over the medium - to - long term.
Powell recognizes the limits of monetary policy when he notes that «ultimately, the only way to get sustainably higher interest rates is to improve the broader environment for growth, by adopting policies designed to increase productivity and potential output over the long termpolicies that are mainly outside the scope of our work at the Federal Reserve.»
Rather than discuss each kind of policy — broadcast, press, online, etc — separately and on its own terms, we have wanted to provide a more general overview over forms of intervention in increasingly convergent media markets and help shed some light on an otherwise all too opaque policy area attracting increased interest as some commercial media companies continue to struggle and newsrooms in many countries are cut.
Recent studies have also demonstrated this marked increase over the last few years (see another forthcoming with my former doctoral student Clarin Collins in Teachers College Record), but this article in the Huffington Post provides a decent graphic illustrating where the nation currently is in terms of these initiatives / policies.
The CEA's endorsement means that the leadership of all of the major public employee unions in Connecticut have thrown their support behind the candidate who has pledged that he will not propose or accept any tax increase during this second term, despite the fact that Connecticut is facing a $ 4.8 billion budget shortfall over the next three years.While Connecticut's millionaires continue to celebrate the fact that they have been spared the need to «sacrifice» by being required to pay their fair share in taxes, Malloy's policies will ensure massive increases in local property taxes for the middle class and widespread cuts in local education budgets.
For example, it is important to realize that a twenty year term policy does not increase in value over time.
Level premium policies have premiums that remain fixed during the term, while others have premiums that increase over time.
The premiums are incredibly high and increase over time (in contrast to «level term» policies, «level benefit» means the death benefit stays the same while rates rise), and coverage ends when you turn 80.
Accident forgiveness programs cancel the increase in a driver's rates after an at - fault accident, which can save you hundreds of dollars over the term of your policy.
Over the course of 40 years, he could save $ 45,144 by getting term insurance, even though his premiums increased significantly when purchasing a new policy.
While a whole life insurance policy is an investment that increases in value over time, you know exactly what you will get from your level term life insurance policy from the day you sign the agreement until the day the policy expires.
But the designs for these policies have largely stabilized over the past five years, due in part to the increased popularity of combination products, such as annuities and life insurance long - term care rider options.
Converting a term policy over into a permanent form of coverage can allow an insured to obtain life insurance protection for life — regardless of future age increases and the possibility of contracting an adverse health condition.
Think of it this way — if there is no chance of observing the effects of changes in PDI in the global impacts record for 50 years (Emanuel's estimate) and over that same time period we expect damage to increase in real terms by up to a factor of 32 (a real doubling in damages every 10 - 15 years), then I think that it is safe (and also responsible) to assert that over that time period the only policies that can have a discernable effect on tropical cyclone damage around the world will necessarily be adaptive.
How buildings are used, in energy terms, is becoming a crucial issue: energy costs are rising; various policy drivers (such as display energy certificates) mean that there is increasing awareness of the environmental impact of the built environment; and the pricing and rationing from the CRC (carbon reduction commitment) will begin to bite over the next few years.
Once the policy is in place, the premiums will never increase over your term which gives you protection and the ability to plan your finances in the coming years.
For example, term policies typically have lower initial rates that increase over time and the coverage ends at the end of the term.
Term insurance is generally established with lower initial premiums that steadily increase over time and the policy provides coverage for a certain period of time or until you reach a certain age.
The premiums are incredibly high and increase over time (in contrast to «level term» policies, «level benefit» means the death benefit stays the same while rates rise), and coverage ends when you turn 80.
Unlike other life insurance coverage, term life insurance rates can increase over time, the policy doesn't usually offer any sort of cash value benefit and even policies that offer the ability to convert the policy may end up being too expensive to continue coverage.
Over time, the premiums for a whole life policy will usually be lower than they would be for a term life policy because a term policy's premium will increase when the term has expired.
Term life insurance premiums are lower initially but can increase over the life of the policy.
While some term policies feature increasing or decreasing premiums and benefits over time, these figures are fixed and won't be adjusted during the life of the term.
The theory here is not only will these companies have brighter long - term futures because of these policies, thus increasing the value of your investment exponentially over time, but that you'll feel good investing in them.
For example, cash value from a permanent policy can be used for purposes other than the original intent of the insurance.1 Also, many term policies can be converted to a permanent policy over time, and some policies provide the option to increase insurance without a medical exam.2
Accident forgiveness programs cancel the increase in a driver's rates after an at - fault accident, which can save you hundreds of dollars over the term of your policy.
Level premium policies have premiums that remain fixed during the term, while others have premiums that increase over time.
While the premium for permanent life insurance may initially be higher than that of term life coverage, in most cases, the amount due will not increase over time — regardless of how long the insured keeps the policy.
For term policies, the premiums increase over time unless you buy a «level term» policy, guaranteeing that premiums stay the same.
The increase in premium is minimal when you consider that the benefits of the LB policy has incredible advantages over the traditional term plan design that we have all know for many years.
For example, a healthy man at age 83 can purchase a guaranteed $ 100,000 universal life policy to age 121 for $ 638 per month, a 20 percent increase over the 10 year term policy.
In contrast to a decreasing term policy, your death benefit increases over time with this option, and so do your monthly premiums.
If you have an increasing need for permanent life insurance, but can not afford the premium cost of permanent life insurance right now, the convertible insurance policy allows you to «ease» into a permanent life insurance policy over time by converting term to permanent insurance using a permanent life insurance policy as the base policy.
If you are over 50 and don't have any coverage at all, or need to increase your coverage for a period of time, take a look at term life insurance policies first.
The premiums and the death benefit are what's «level» — they stay the same over the life of the policy, unlike other term insurance with premiums that increase over time, Feldman says.
While a whole life insurance policy is an investment that increases in value over time, you know exactly what you will get from your level term life insurance policy from the day you sign the agreement until the day the policy expires.
If you're over the age of 50 and your term policy has expired, you could purchase another policy with term life insurance coverage if you are still relatively healthy, but with longevity increasing all the time in the U.S., your coverage might run out before your needs dissipate.
As its name implies, an increasing term life insurance policy is one in which the amount of the death benefit will increase over time.
Over the course of 40 years, he could save $ 45,144 by getting term insurance, even though his premiums increased significantly when purchasing a new policy.
I switched to Progressive in Jul2015.On my next policy renewal they increased my rate over $ 250 for a sic month term.
Whether or not your premiums remain level for the entire term period or increase over time will depend on the type of term policy you purchase.
Term life policy premiums can increase over time and as you get older, where as whole life insurance is fixed in premium prices.
Moreover, premiums for term life insurance often increase over the duration of the policy.
This means their policy offers a fixed rate like traditional life insurance, but after the term is over, unlike a traditional term policy in which the rate can increase significantly, with Protective the rate will stay the same just the coverage amount will decrease.
Whole life insurance itself is a type of permanent life insurance, which means that the premium is set for the duration of the policy, and does not increase over time as is common with some other types of insurance (such as term life insurance).
The maximum face value is $ 150,000 and the policy may be kept in force to age 80 by paying an annually increasing rate after the initial term is over.
When you purchase a traditional whole life insurance policy, the amount of your premium does not increase over time, unlike a term insurance policy.
Because the premiums don't increase over time like other types of term policies, your premiums may be higher than other term policies at the outset.
A level term policy, by contrast, increases the premium over the one - year cost of the death benefit and provides level coverage for a set number of years.
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