Sentences with phrase «increase total interest»

While extending your loan term from 5 or 10 years to 15 or 20 years will increase the total interest paid over the life of the loan, it can make your monthly payments more manageable.

These organizations are quite distinct from the companies who market loan consolidation packages, which frequently increase the total interest expense and lower the monthly payment, significantly prolonging the payout period.

Monthly payments are lower than under the 10 - year standard repayment plan which may increase the total interest cost of the loan over time.

This can make the monthly payments more affordable and management, but it does increase the total interest paid over the lifetime of the loan.

Paying off your debt over a longer time frame might increase your total interest cost even if the rate is lower; avoid this by accelerating your repayment with extra principal payments

A longer repayment plan could qualify you for lower monthly payments, creating more flexibility in your day - to - day budget, though it could increase the total interest you pay.

Unfortunately, debt consolidations can sometimes give you a higher interest rate or a longer term on your loan, increasing the total interest you'll pay over the life of the loan.

The alternate repayment terms can reduce the size of the monthly payments by as much as 50 %, but at a cost of increasing the total interest paid over the lifetime of the loan by as much as 250 % or more.

A 30 year mortgage loan provides lower monthly payments, but doubles the repayment period and increases the total interest paid significantly.

For example, increasing the loan term on a Stafford loan from 10 years to 20 years may reduce the size of the monthly payment by 34 %, it does so at a cost of increasing the total interest paid over the life of the loan by a factor of 2.18.

Also, since the consolidation resets the term of the loan, this may reduce the monthly payment (at a cost, of course, of increasing the total interest paid over the lifetime of the loan).

But this comes at a cost of increasing the term of the loan, which increases the total interest and total payments over the life of the loan.

A longer - term loan can lower your monthly payments, but increases the total interest you'll pay over the life of the loan.

Not exact matches

«As part of our capital allocation strategy to invest in and grow our core brands, we acquired an additional 36 % interest in Wuxi KFC, increasing our total equity interest to 83 %.

That extra interest would increase the monthly payments from $ 635 to $ 653, and the total cost of the loan would rise by $ 2,225.

Likewise, the ratio of net income to net worth, when considered together with projected increases in interest costs, total purchase price and similar factors, can show whether you would earn a reasonable return.

This is because the province has accumulated a large public debt that given the prospects for an economic slowdown and / or rising interest rates will potentially increase fiscal pressure via debt service costs which in 2016 - 17 totaled $ 11.7 billion or just over 8 percent of total government spending.

All told, we see another coupon - driven year for high yield with total returns of about 6 % possible as spreads tighten in line with anticipated modest increases in interest rates.

[5] The share of interest - only loans in total housing credit then stabilised for a time at around 40 per cent, having increased steadily up to that point.

Just increasing your monthly payment by a few dollars can dramatically cut down the time it takes to pay off your debt, along with the total interest paid.

You take a big risk with variable interest rates, because if rates rise, your loan rate — and your payments and the total interest you pay — can increase substantially.

This will increase the total amount of interest you'll pay.

While these «stealth» modifications often reduced the monthly payment for struggling borrowers, they did so by extending the term of the loans — which also increased the total lifetime interest by as much as three times the original cost.

Adjusted EBITDA (earnings before interest expense (excluding consumer financing interest expense), income taxes, depreciation and amortization, as adjusted for organizational and separation related costs in connection with the company's spin - off from Marriott International, Inc. (the «Spin - Off») and other activity) totaled $ 50 million, a $ 17 million increase from the third quarter of 2012.

If interest is capitalized, your total outstanding loan balance will increase, which means more interest will accrue on your loans each day.

The alternate repayment plans may have lower monthly payments, but this increases the term of the loan and the total interest paid over the lifetime of the loan.

However, by extending the term of a loan the total amount of interest paid over the lifetime of the loan is increased.

And given this low interest rate environment, bonds may not be a great total return idea — especially if rates embark on a prolonged tightening (increase) spree.

By the time I'm finished paying off my loans, interest will increase the total amount paid by a lovely $ 10,000.

This increases (A) the size of their monthly payments, and (B) the total of amount of interest they pay over the life of the loan.

This will increase the total cost of your loans over time, because you will then pay interest on the increased loan principal balance.

Repayments of principal could also slow in the months immediately following an increase in interest rates, if borrowers who were making more than the contractually required repayment chose to maintain their total repayment as interest rates rose, thereby allowing the amount of principal repaid to fall.

Adjusted EBITDA (earnings before non-consumer financing interest expense, income taxes, depreciation and amortization), as adjusted for organizational and separation related costs in connection with the company's spin - off from Marriott International, Inc. (the «Spin - Off») and other activity, totaled $ 39 million, a $ 10 million increase from the first quarter of 2012, on an adjusted basis.

Finally, with the decline in market interest rates, the inflation protected bond fund increased in value 13 % and grew to 38 % of his total investment portfolio.

Total revenue of $ 193 million was up 10 % from last year, including a 10 % increase in net interest income and 13 % growth in non-interest income.

Refinancing at a shorter repayment term may increase your mortgage payment, but may lower the total interest paid over the life of the loan.

Again, there are a variety of ways to refine this result, but note that anytime the total return on the S&P 500 is less than risk - free interest rates, a hedged investment position increases overall returns (since hedging instruments are priced to include implied interest).

If you are still able to lower your interest rate, your total repayment costs won't increase as much as they would if you stretched out your payments in a government repayment plan.

Assuming a similar rate, mortgages with longer terms offer lower monthly payments than shorter ones, but the increased number of payments means that you'll pay more in total interest as well.

In the latter, desires have been nourished and fed, and when they have conflicted with the interests of others, they have been redirected by intelligence — that is, socialized — so that the sum total of want - satisfaction might be increased.

In this new context, the pursuit of self - interest, viewed by Christians as sin, turned out to increase the total wealth and hence the availability of goods and services to people in general.

If one asks, what are the possible roads to a world without war, that essential way - station on the way to freedom of information in anecologically organized world, Arthur Waskow answers that there are five: (a) Control of the nation - state system through stabilizing the balance of power and reducing international tensions but keeping the weapons; (b) Reform of the system through total disarmament without abandoning national sovereignty or the pursuit of national interest; (c) Extension of the system through the creation of a federal world government; (d) Fragmentation of the system through increases in the power of extra-national associations and Institutions across national boundaries, and corresponding decreases in state power as these occupational, industrial, scientific, and other groups gradually expropriate from the national governments the power to make decisions within their own fields; and (e) Abolition of the system through substituting love f or coercion.20.»

It's interesting to note that public money has already caused the Knicks win total to increase from 38.5 to 40.5.

With conference games typically starting in early January, it will be interesting to see whether sportsbooks will shade their lines and increase the average total.

Assuming public money continues to hammer the over, it will be interesting to see whether sportsbooks increase the total.

We still haven't seen sharp money pick a side on the total, so it will be interesting to monitor this total throughout the week — especially when the limits are increased closer to kick off.

I am interested in knowing about the biggest increases in the total tax revenue as a percentage of the GDP.

So essential thinking behind austerity is that you cut spending now to reduce (or at least control the rate of increase of) total debt and the associated interest payments.

The New York Public Interest Research Group found that the total number of bills passed by state lawmakers stayed at historically low levels, but at the same time the size of the budget document increased.

• In the first half of 2011 Rio Tinto increased its interest in Ivanhoe Mines Ltd from 40.5 per cent to 46.5 per cent and participated in Ivanhoe's rights offering for a total consideration of $ 1.25 billion.