Sentences with phrase «increase your debt ratio»

meaning that these countries will increase their debt ratios.

These things can increase your debt ratio, which could make it harder to obtain a mortgage loan.

«Second, you can increase your debt ratio by borrowing money.

Not exact matches

However, while overall debt levels increased sharply last year, it was actually slower than the increase recorded in nominal GDP, seeing the global debt - to - GDP ratio fall to 318 %.

Their newest paper uses historical data from multiple countries to show that an increase in the ratio of household debt to gross domestic product over a three - to - four - year period predicts a decline in economic growth.

To wrestle the debt - to - GDP ratio back to 76 % by 2032, the U.S. would require an average tax increase of $ 1.2 trillion over today's baseline.

Our goal was to come up with spending cuts and revenue increases that would keep the ratio of debt to GDP at or below where it was at the end of 2017, at 76 %.

A focused approach, where you pay extra to the least efficient loan that can be paid off the fastest, will improve your debt to income ratio, increase your cash flow and actually improve your credit.

United has been bolstered by CEO Oscar Munoz, who has cut costs by increasing the number of planes United leases rather than owns, but its debt - to - capital ratio, at 77 %, leaves some investors spooked.

Since the leveraged buyout, SRC's sales have grown 40 % per year and are expected to reach $ 42 million in fiscal 1986; net operating income has risen to 11 %; the debt - to - equity ratio has been cut from 89 - to - 1 to 5.1 - to - 1; and the appraised value of a share in the company's employee stock ownership plan has increased from 10?

And for the first time since the final quarter of 2011, China's debt - to - GDP ratio didn't increase and stayed unchanged at 255.9 percent in the second quarter this year, latest data by the Bank for International Settlements showed.

Statistics Canada reported the key ratio crept lower as total household credit market debt, which includes consumer credit, mortgage and non-mortgage loans, increased 1.1 per cent in the fourth quarter to $ 2.13 trillion.

There are two ways to lower this ratio: increase income or decrease debt.

Debt securities convertible into equity could be subject to adjustments in the conversion ratio pursuant to which certain events may increase the number of equity securities issuable upon conversion.

It documents large differences in household debt - to - GDP ratios across countries but a common increasing trajectory that was moderated but not reversed by the global financial crisis.

The public debt charges ratio is expected to increase, attributable to the impact of higher interest rates and an increase in the stock of debt.

If Tim Hortons increased its ratio of adjusted net debt to four times earnings with C$ 2 billion of debt it could fund a special dividend of $ 13 a share or buy back up to 23 percent of the stock, the note said.

As a result, the household debt - to - income ratio has risen, although if account is taken of the increased balances held in offset accounts the rise is less pronounced (Graph 10).

Under the Canada Economic Action Plan the deficit will be eliminated by 2015 - 16; although total net public debt will have increased by $ 150 billion, the debt ratio will have declined to 33.0 per cent in 2015 - 16 and reach the government's target of 25 percent by 2019 - 20; program spending will fall to below 13 percent of GDP and will continue to fall thereafter; public sector jobs have been eliminated; and income and corporate taxes have been cut.

If the Conservative government wants to stabilize the debt - to - GDP ratio at 25 per cent, then at that ratio, the government must run a permanent and growing structural deficit that will result in the government's debt increasing at the same rate of growth as the economy.

In terms of debt management, the committee was satisfied that the increased spending is being reasonably matched with economic growth, such that the important debt - to - GDP ratio remains stable through the projected years.

But every new business recovery increased the ratio of debt to national income.

Such a measure would result in an unstable fiscal situation — a situation in which the federal government would incur ongoing deficits and an increase in the debt - to - GDP ratio.

Second, even if the bank did not own SIV debt, the use of the back - stop facility by the SIV meant that the leverage ratio of the sponsoring bank was suddenly increasing - even if the bank did not consolidate the SIV on its balance sheet at the time.

This is the next great challenge for Beijing, and when the regulators finally do start to repair overextended balance sheet, with a much higher debt - to - GDP ratio than any other country at China's stage of economic development, according to a presentation Monday night by my very smart former student, Chen Long, I expect annual GDP growth rates will continue dropping steadily, by 1 - 2 percentage points a year through the rest of this decade (and there has been increasing talk in the past month or two that GDP growth rates are already 1 - 2 points below the printed rates).

In my recent National Post column, I make reference to some back - of - envelope calculations to the effect that replacing the fiscal anchor of balanced budgets to one of a fixed debt - GDP ratio allows the federal government to increase spending by 1.2 percentage points of GDP, or by about $ 25 billion.

The report has cited the US as the only advanced economy that is expected to see a further increase in its debt - to - GDP ratio over the next five years.

While the current price / peak - earnings multiple is already at an elevated level above 18, what I'll call the «P / E equivalent» multiples on other fundamentals are: 21 on the basis of book values, nearly 23 on the basis of enterprise value / EBITDA (which factors in the increasing share of debt on corporate balance sheets), over 25 on the basis of revenues, and 29 on the basis of dividends (largely because dividend payout ratios remain relatively low even on the basis of normalized earnings).

The ongoing accumulation of household debt has led to a further increase in the debt - servicing ratio; interest payments as a proportion of disposable income rose to 9.3 per cent in the September quarter (Graph 23), and are expected to rise further.

Statistics Canada, the country's data agency, said the ratio of household credit - market debt to disposable income hit 163.4 % in the April - to - June period, an increase from the upwardly revised 161.8 % recorded in the first quarter.

The recent rise in the debt - servicing ratio is largely a result of households increasing their debt levels, rather than an unexpected sharp rise in interest rates, as occurred in the late 1980s.

At some point, increases in the debt - servicing ratio should eventually begin to constrain households» ability to increase their indebtedness.

And although corporations are increasing gross leverage, their cash - to - debt ratios (recently 13.7 %) are still well above the 10 % average from 1985 to 2007.

I suspect that Chorney would say to Charest, as he recommended to Ontario under Rae, that a better option is to increase the deficit and grow Quebec to an acceptable debt - to - GDP ratio over the cycle.

If the professors Gordon are right, the only way to return to a stable debt - to - GDP ratio for Canada is to focus on the top part of the ratio — attack the deficit through spending cuts or tax increases.

Dividend Yield: 2.56 % Total Debt / Equity: 19 % Price to FCF Ratio: 9.8 FCF Dividend Payout Ratio: 22 % Most Recent Dividend Increase: 25 %

Additionally, qualifying for a cash - out refinance will be more difficult because the larger loan amount will raise your loan - to - value ratio and put increased pressure on your debt - to - income ratio.

Borrowing from a retirement account is not recommended, but if you really need the funds and don't want to increase your debt - to - income ratio, then it's an option.

Technically a personal loan can cover both your down payment and closing costs, but this defeats the purpose of these payments and your debt - to - income ratio will likely increase.

As a result, household gearing — the ratio of debt to assets — increased to around 15 per cent in the March quarter.

The result of this sad state of affairs is an increase in the debt - to - equity ratio.

The expansion of household debt has meant that the debt - servicing ratio — the ratio of interest payments to disposable income — has increased further over the past year (Graph 29).

The financial intermediation service charge currently increases the ratio by around 1.4 percentage points, of which around half is attributable to housing - related debt.

In addition, spending plans over the next three years (before the February 2018 full budget modifies them further) sees B.C.'s taxpayer - supported debt increase by over 17 %, and our debt - to - revenue ratio increase from 82 % to 93 %.

The ratio of total household debt to the value of the housing stock has, until recently, been increasing, but remains a little below the peak of the late 1980s (Graph 28).

However, unlike in the late 1980s, the current increase in the ratio has been mainly driven by the decisions of households to increase their levels of debt, rather than by a significant and unexpected increase in interest rates.

By international standards, however, the increases started from a low base and household debt ratios in Australia are currently not far from the average of other industrial countries (Table 2).

We remain concerned that if the U.S. continues the trend of a rising debt / GDP ratio, it increases the chances of a sovereign - debt credit downgrade by the credit ratings agencies.

Also, if the loan will produce only a minimal increase in the borrower's housing payments, higher debt ratios might be allowed.

However, we believe that the increasing Treasury debt / GDP ratio puts the U.S. at risk for a potential credit ratings downgrade in the future.