Sentences with phrase «increase your debt repayment»

While reducing total expenditure is important, people looking to reach debt utopia in the fast lane need to understand that the idea is to redirect the monies released through this «saving» process into increased debt repayments.

Not exact matches

Whether you're having trouble landing new clients, or are dealing with the unforeseen consequences of overlooking important startup costs, the fact remains that the only solution is to take aggressive and calculated action in order to reduce expenditure and increase the availability of income so that it can be used to make crucial investments and pertinent debt repayments.

The IIF said a reversal of non-resident capital inflows prompted largely by repayment of dollar debt by Chinese companies also had combined with increased capital outflows from residents.

An increase in take - home pay would help customers increase spending or debt repayments: all in all, it was «a clear net positive for Citi and its shareholders».

The current annual dividend payments will only total about $ 53 million, which means there's plenty of cash remaining to expedite debt repayments, increase the quarterly distribution, and fund growth projects.

Although some people will raise a red flag about increasing debt levels, Edmonton only has about half the debt level of Calgary and a repayment plan was in place before any funds were borrowed (a requirement under provincial law.

Paying off your debt over a longer time frame might increase your total interest cost even if the rate is lower; avoid this by accelerating your repayment with extra principal payments

This likely doesn't bode well for future S&P 500 returns, especially when interest rates rise - increasing the cost of debt repayment and adjusting expected returns and valuations.

Although the stock bulls may salivate over the prospect that increased saving will mean more equity purchases, we believe that most of the money will go to debt repayment — the flip side of a saving spree.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Over half of all dairy farmers have increased their borrowings or deferred debt repayments over the past year to cope with this crisis.

This is different to us fans expectation that when stadium debt repayments reduced, the aims of the club would increase to win the PL and challenge for the CL.

However, she says, all told, this budget amounts to, «multiple cuts that will exacerbate student debt by increasing the need to borrow, and increase the cost of repayment for many but not all students.»

The amount of debt involved dictates this matter, with affordability achieved by increasing the number of monthly repayment sums.

Right now, your goal should be to increase the amount you can put towards debt repayment.

Another thing you can do in order to increase your available income is to spread your debts into longer repayment programs so as to destine higher amounts towards repaying your higher interest credit cards.

This increases your debt balances, so that more of your paycheque is committed to debt repayment.

A lack of proper knowledge and understanding can increase the chances of crippling debt and the risk of default, especially when students have trouble navigating their borrowing and repayment options.

Regardless of debt level, this change will increase the repayment burden students already face, raising the risk of delinquency, default, and diverting borrower income from the economy and into the government's coffers.

For instance, my car loan was neither my smallest debt nor highest interest debt but I decided to make it my first priority because I knew my income - based repayment was increasing.

According to the NFCC, budgets can actually free up money as well as relieve financial stress, increase financial security, help structure a plan for the future, allow planning for large purchases, assist in meeting financial goals; uncover money available to invest, allow preparation for emergencies, avoid late payments through scheduling timely payments, find hidden money for debt repayment and potentially raise credit score.

Debt repayment is an investment with a guaranteed return and that return will rise as interest rates increase.

The proposed changes include moderate increases in repayment amounts and loan fees, and tougher debt recovery for students who could afford to repay their loans but weren't required to.

Increased student loan debt combined with a lagging job market has created a segment of the population that is struggling to keep up with their monthly loan repayments.

Increased interest rates may significantly slow down your debt repayment.

You can speed up your debt repayments and save more money by increasing income and getting extra cash.

This means that when your financial situation improves, you can increase repayments and clear your debts in a shorter amount of time.

Say you can pay off your student loan debt quickly — a variable rate student loan may be a cost - saving solution if the rate is lower than the available fixed rate, and does not increase above the available fixed rate during the repayment period.

If you can find ways to increase income, you'll have more ammunition to throw at your debt balance; there are many ways to earn extra income (start a side business, get a second job, learn how to invest well), which combined with a strong savings strategy, can accelerate your debt repayment.

Once your debt repayment and spending are in place, focus on finding ways to increase income.

The credit score is dependent on meeting repayments on time, and clearing a debt completely results in the score being increased.

We advise that borrowers have credit scores of at least 680, enough annual income to support loan repayment and a low debt - to - income ratio to increase your likelihood of getting approved.

Just hunker down and cut down on spending so you can have extra cash to pay increase your monthly debt repayment amount.

The White House is attempting to refocus efforts on helping students out of their debt situation by addressing all sides of the problem — making quality education more affordable, increasing access to aid, and making loan repayment processes as painless as possible.

The big cost of a debt consolidation loan is the interest, which typically increases the longer the repayment term is.

Key quote: «Our results indicate that the «small victory» of paying off the smallest debt first may increase motivation in debt repayment.

Moreover, the added principal described above would be subject to ongoing interest charges throughout the repayment period, further increasing the overall cost of the debt.

I would always recommend to anyone this — growth in your investment is awesome, however with the interest rate increases, I would suggest a little more aggressive debt repayment.

We also seek to increase public understanding of student lending issues and to identity policy solutions to promote access to education, lessen student debt burdens and make loan repayment more manageable.

Graduated repayment: Payments (at least equal to the interest) increase every two years for a 12 - to 30 - year term, depending on the debt amount.

It is no secret that student debt has increased rapidly over the last two decades.Many graduates haven't been able to meet their loan repayments, or even find the intended employment to qualify for paying the money back.If you are one of... [Read more...] about Why Has Student Loan Debt Sky Rockedebt has increased rapidly over the last two decades.Many graduates haven't been able to meet their loan repayments, or even find the intended employment to qualify for paying the money back.If you are one of... [Read more...] about Why Has Student Loan Debt Sky RockeDebt Sky Rocketed?

Making regular repayments can prevent your debt from increasing each month.

Using the card defeats the purpose of making the transfer and working towards debt repayment if you are then going to increase the balance.

And because the consolidation loan means a reduction in monthly outgoings, excess income increases, thus permitting a larger mortgage loan repayment sum in line with the 40:60 debt - to - income ratio.

When struggling to meet repayments, a student typically sees their debt increase as a result of the fees charged when payments are missed.

For that reason, learn about debt management so you can continue increasing your monthly payments to speed up your credit card debt repayments.

They then adjusted the borrowers» debt amounts to reflect 2013 dollars, calculated a debt increase to represent the higher propensity to borrow among recent graduates and simulated what effect today's income - driven repayment plans would have had on those borrowers.

«If the total student loan debt at graduation exceeds the student's annual starting salary, the student will struggle to repay the debt without alternate repayment plans that reduce the monthly payment by increasing the term of the loan (which also increases the total cost of the loan).»

So, throughout your proposal try and increase your chance of success by getting ahead on your debt repayments.

Say you can pay off your student loan debt quickly — a variable rate student loan may be a cost - saving solution if the rate is lower than available fixed rates and if the rate does not increase above the available fixed rate during the repayment period.