Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced
increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance
debt, including our ability to obtain the
debt to finance the
purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and
purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates
increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
«If the BOJ were to ease policy, it would therefore be most natural for it to
increase government
debt purchases and target longer - dated bonds,» Kuroda said in a confirmation hearing in the lower house of parliament.
It also appears that the ECB will concentrate on reducing its
purchases of government (rather than corporate) bonds, but here issuance is
increasing, with the net amount of eurozone government
debt set to expand in 2018, in contrast to the contraction seen over the previous 18 months.
Risks associated with the Consumer Discretionary sector include, among others, apparel price deflation due to low - cost entries, high inventory levels and pressure from e-commerce players; reduction in traditional advertising dollars;
increasing household
debt levels that could limit consumer appetite for discretionary
purchases; declining consumer acceptance of new product introductions; and geopolitical uncertainty that could impact consumer sentiment.
You can
increase competition with anti-trust enforcement, and regulate natural monopolies and both (in the case of the newly merged Time Warner Cable), create greater transparency of prices, use government
purchasing power, restore previous price controls (and please a federal usury law at no more than 15 %, to prevent
debt bubbles of higher inflation).
* Information efficiency * Economic slack * Coordinated central banks * The dominance of China and India and their
increased purchase of US
debt * USD and US assets as a continued safe haven * Rates have been going down for 30 + years in a row, the trend is telling us we're more adept at managing inflation with each new cycle
Its options include (a) cut marginal rates from -0.1 % to a more negative overnight rate target (b)
increase purchases in one or several asset classes from current levels (JPY80trn annual in JGB's; JPY3trn in ETF's; JPY90bn in J - REITS)(c) further lengthen the average maturity of holdings (on average somewhere between 5 and 7 years by our estimates)(d) apply forward guidance with respect to its balance sheet or (e) an extreme derivative of (d)-RRB- espouse a «helicopter drop» strategy, wherein the BOJ offers unlimited monetisation of government
debt.
That reinvestment may be used to fund acquisitions, build new factories,
increase inventory levels, establish larger cash reserves, reduce long - term
debt, hire more employees, start a new division, research and develop new products, buy common stock in other businesses,
purchase equipment to
increase productivity, or a host of other potential uses.
Although the stock bulls may salivate over the prospect that
increased saving will mean more equity
purchases, we believe that most of the money will go to
debt repayment — the flip side of a saving spree.
As I said above, an in depth analysis would look at the financial reports on arsenal.com and determine what we actually spent on player
purchases, how our
debt had reduced, cash reserves
increased.
A cut in the base rate is combined with a # 60bn
increase in quantitative easing, a # 10bn
purchase of corporate
debt and a long - term scheme to support the banks.
We don't have
debt on credit cards beyond the occasional major
purchase or something that
increases our home's value.
Not only may be a good investment but show the lender the seriousness of your decision of
purchasing a home as well as indicating your commitment towards the investment, thus
increasing your chances of qualifying for home loans for high
debt ratio.
The lease, if it has fewer than 10 payments left on it at the time of your application, would not be factored into your
debt to income ratio (this would
increase your
purchasing capacity by decreasing your
debt to income ratio).
To
increase your chances of qualifying for a home loan, let's take a look at how you can overcome your
debt - to - income ratio and qualify to
purchase that dream home!
You end up with more and more
debt, and you pay it off with
increasing slowness as you continue to add
purchases to your card.
According to the NFCC, budgets can actually free up money as well as relieve financial stress,
increase financial security, help structure a plan for the future, allow planning for large
purchases, assist in meeting financial goals; uncover money available to invest, allow preparation for emergencies, avoid late payments through scheduling timely payments, find hidden money for
debt repayment and potentially raise credit score.
Consider this: after
purchasing a house and taking on a mortgage, you indeed have
debt — but, (1) it is long term
debt, not short term
debt, with more time to pay it down; and (more importantly)(2) you now also have equity — the house and property itself (which has value that hopefully will
increase over time — tax free).
Any new
purchase will
increase your
debt - to - income ratios and thus might result in a loan denial.
This
debt can delay key life milestones: ■ Home
purchases ■ Marriage ■ Having children ○ 36 % of millennials are living at their parents home ○ Tuition rates are
increasing at twice the rate of inflation ○ Every nine years, the cost of higher education doubles
For instance, if your income is expected to grow strongly, using
debt to
purchase assets that will enable that growth, or
increase it, can be productive.
During the time when they should be getting a job, establishing themselves in their field, and possibly
purchasing their first home, some students are finding that their
increased student loan
debt is making that more difficult.
If you transfer balances and then make
purchases you are
increasing your
debt.
Inflation without a corresponding wage
increase likely hurts you in terms of your
purchasing power and your ability to repay your
debt faster.
And if too much
debt prevents a pre-approval, paying off credit cards and other loans — student loans, auto loans and personal loans — can
increase purchasing power and help you qualify for the desired amount.
You go into
debt, based on low monthly payments, then you're soon stuck there by high interest rates and by adding additional
purchases as your cash flow gradually begins to dry up with a series of ever
increasing credit card payments.
If the new
debt increases your
debt load, there is an
increased risk of changing your
debt to income ratio and effectively ending your chance to
purchase the home you have selected.
If you really do need an
increase to make a
purchase, try and pay the
debt off quickly so you can then reduce the limit to a more manageable amount.
This means if you become preapproved, then make a large
purchase that requires additional monthly payments, your
debt - to - income ratio may
increases beyond the point of handling the payments for a mortgage, rendering your preapproval void.
For a start, having
debt on appreciating assets such as a mortgage on your home can be a good thing because the value of your house will be
increasing at a rate that is far greater than the amount of money that you could save and quite possibly you would never be able to save the amount of money required to
purchase a house in the first place.
These negative real rates of interest paid by an
increasing proportion of the developed world's governments on their
debt will not preserve our
purchasing power over the long run, let alone generate the growth in real wealth necessary to achieve our investment objectives.
I like to think of «good
debt» as
debt that is used to
purchase an asset that will
increase in value (like a house under normal circumstances).
Steps you can take now to better prepare for a home
purchase: Check and improve your credit,
increase your savings and lower your
debt.
In addition, the FOMC decides to
increase the size of the Federal Reserve's balance sheet by
purchasing up to an additional $ 750 billion of agency mortgage - backed securities, bringing its total
purchases of these securities to up to $ 1.25 trillion this year, and to
increase its
purchases of agency
debt this year by up to $ 100 billion to a total of up to $ 200 billion.
The bond rally and forex drop in value have been driven by fears of deflation and speculation that the European Central Bank will need to continue, if not
increase, the
purchasing of
debt to stimulate the region's economy.
These
purchases seem minor, but you're failing to realize that every impulse buy wastes money that could be used to
increase your minimum payments and pay off
debt sooner.
According to recent statistics from the Federal Reserve, an
increasing number of consumers rely on credit cards for
purchases since revolving
debt increased by $ 8 billion, which in turn
increased the overall credit card
debt to $ 870 billion.
Earlier, in order to meet federally mandated goals to
increase homeownership, Fannie Mae and Freddie Mac had issued
debt to fund
purchases of subprime mortgage - backed securities, which later fell in value.
«Consumers are thinking twice before
increasing their level of
debt, with many using credit cards as a payment vehicle rather than a tool to finance
purchases,» said Chessen in the release.
Increased debt, societal pressure to keep with the Joneses, decreased value of the goods
purchased, the stress of maintaining your stuff, are a few factors to consider.
Many of our clients in their 40's
purchasing life insurance from us are building up their cash reserves, reducing their
debt,
increasing retirement savings and sometimes saving for college tuition for their children.
When
purchasing a home, refinancing, or extending the life of your mortgage, your life insurance policy may not be enough to cover the
increased debt load.
A Financial Literacy 101 lesson will summarize it as this: Good
debt is money borrowed to
purchase assets that
increase in value, while bad
debt is money borrowed towards items that decrease in value.
Level 2:
increasing income,
purchasing life and disability insurance, repaying high - interest
debt, beginning retirement savings.
Many people
purchasing life insurance in their 40's are building up their cash reserves, reducing
debt,
increasing retirement savings and ensuring their final expenses are met.
Major
purchases, especially those that
increase the buyer's total
debt, negatively impact the buyer's ability to repay the loan.
«We're seeing a steadily
increasing flow of loan origination and
debt purchasing opportunities that suit our middle market focus,» Mr. Zegen said.
Recent patterns in consumer credit outstanding reflect a recession - recovery cycle: declining
debt associated with discretionary
purchases (e.g., credit cards and auto loans) and
increases in student loans as students postpone entering the workforce and workers retool their skills in a depressed economy.
You don't need to be completely
debt - free to
purchase a home, but paying down high balances can improve your credit score and
increase your mortgage affordability, as part of that is determined by your
debt - to - income ratio.
Steps you can take now to better prepare for a home
purchase: Check and improve your credit,
increase your savings and lower your
debt.