Sentences with phrase «increased federal borrowing»

Most privatization plans, like the one just described, involve four basic elements: a promise to retirees and older workers to pay all or most of the Social Security benefits they have earned; a cut in benefits to younger workers; a diversion of Social Security payroll taxes for younger workers into private investment accounts; and increased federal borrowing to offset the diversion of taxes into private accounts.

Not exact matches

When the Federal Reserve boosts its target funds rate, banks are quick to follow suit by increasing the cost of borrowing on everything from credit cards to home equity lines of credit.

Earlier in the month, the Federal Reserve raised the funds rate by 25 basis points, its fifth increase since December 2015, which impacts some of the terms by which you borrow money and access credit.

Rising rates also will increase debt costs to the federal government, which continues to rack up deficits and borrowing with reckless abandon.

When the Federal Reserve raises its benchmark Federal Funds Rate — as it did on June 14 by a quarter - point — attention tends to focus on interest - rate increases on debt and future borrowing.

The Treasury Department said in its most recent quarterly refunding announcement in November that borrowing needs will increase as the Federal Reserve reduces its balance sheet and as fiscal deficits look set to widen.

Some economists say the effects of lowering the federal government's credit rating to AA from AAA can be measured in the billions of dollars in increased borrowing costs for the government, and in the billions more that consumers, corporations, states and municipalities will have to pay for their credit.

Republican leaders are already making plans to use the aid package, certain to be overwhelmingly popular, to win speedy approval of a contentious increase in the federal borrowing limit.

After five years of bitter clashes, Republican congressional leaders and President Obama last night appeared to settle their final budget fight by reaching a tentative deal that would modestly increase spending over the next two years, cut some social programs, and raise the federal borrowing limit.

Filled with new spending and over one trillion dollars in tax increases, his proposal once again fails to balance the budget and continues to borrow 25 cents for every dollar the federal government spends.

Potential factors behind the change include an overall decline in enrollment and the fact that undergraduate federal student loan borrowing limits have not increased for a decade.

It also will increase federal spending, because the Treasury will have to pay more to borrow.

In spite of this increase, Kantrowitz says, federal student loans are still the best option for the growing number of borrowing students who need help to pay for college.

Much of the decrease in volume is due to the recent disruptions in the credit market and an increased emphasis by the government on making sure students first maximize their federal aid options — including higher limits on the amount students can borrow.

One - third of students borrowed last year, with federal loans averaging $ 8,454 (up from $ 7,788 in 2014) and private loans $ 12,102 (quite an increase from last year's $ 9,375).

By that point, the hopelessness of Federal social insurance programs like Social Security and Medicare, plus underfunded Federal and state retirement plans, will force benefit reductions and tax increases on the US, and crimp borrowing capacity, unless they borrow in a currency other than dollars.

Student loan borrowing is starting to get more expensive as the Federal Reserve's move last month to raise interest rates is starting to increase the rates student loan lenders are offering on some of their products.

The Federal Reserve raised interest rates last month and it's starting to increase the rates borrowers pay on certain loans, including student loans.While borrowers in a fixed rate student loan don't have to worry about the cost of borrowing getting more expensive, those with a variable rate loan do.

Increase in the discount rate (the interest rate that the Federal Reserve charges member banks on borrowed money; these banks pass along the increased rate to borrowers in the form of a higher mortgage spread)

This increases the cost of borrowing and increases interest rates, including the federal funds rate.

However, when the federal funds rate increases, it becomes costlier to borrow not only for banks and credit unions but you and I as well because the Prime rate also goes up.

As the United States economy improves, The Federal Reserve Board increases the interest rate at which banks borrow, which has a trickle - down effect on individuals seeking private loans.

A study by the Federal Reserve Board of New York said there was 92 % increase in student loans from 2004 to 2014 and a 74 % increase in the amount of money borrowed over that same period.

NY Fed: Household debt rise marks a «turning point» — Households increased their debt load in the third quarter by the largest amount since early 2008, according to the Federal Reserve Bank of New York... (See Fed report: Borrowing returns)

According to a report from the Federal Reserve Bank of Boston, many credit card holders tend to increase their borrowing substantially when awarded fatter credit limits.

The Flood Insurance Reform and Modernization Act of 2006 (H.R. 4973) increases the borrowing authority of the National Flood Insurance Program to $ 25 billion from just over $ 20 billion and instructs the Federal Emergency Management Agency, which manages the flood insurance program, to finalize an appeals process for borrowers whose claims are denied by their carrier.

The Federal Housing Administration (FHA) was created out of the National Housing Act of 1934, and was established to increase home construction, reduce unemployment and insure government loan programs.FHA loans have historically allowed lower - income Americans to borrow money for the purchase of a home that they would not otherwise be able to afford.

As the housing market in Canada begins to cool and the federal government talks of a soft landing for home prices, rather than a hard crash, attention is turning to the factors that fed record borrowing and contributed to overheated sales and price increases — and the risks that now lie within the financial system.

From the vantage point of renters, price appreciation puts homeownership further out of reach in two ways: It increases the amount they need to borrow, increasing the prospective monthly mortgage payment; and it increases the amount of the down payment needed to obtain a mortgage.2 The typical renter does not have large financial assets to tap in order to come up with a down payment.3 And an analysis of Federal Reserve data shows that the typical amount of financial assets owned has decreased over the past decade for younger and lower - and middle - income renters.