If you wanted to increase that coverage, say to double the personal property coverage to $ 30,000 and
increase liability to $ 300,000, it might cost an additional five to seven dollars a month on an average policy.
If you wanted to increase that coverage, say to double the personal property coverage to $ 30,000 and
increase liability to $ 300,000, it might cost an additional five to seven dollars a month on an average policy.
Not exact matches
Important factors that could cause actual results
to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited
to, the following: 1) our ability
to continue
to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability
to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability
to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability
to achieve certain cost reductions with respect
to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability
to accommodate, and the cost of accommodating, announced
increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability
to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence
to their announced schedules; 10) our ability
to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability
to enter into profitable supply arrangements with additional customers; 12) the ability of all parties
to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability
to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability
to borrow additional funds or refinance debt, including our ability
to obtain the debt
to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes
to the interpretations of or guidance related thereto, and the Company's ability
to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability
to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility
to higher interest payments should interest rates
increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure
to potential product
liability and warranty claims; 31) our ability
to effectively assess, manage and integrate acquisitions that we pursue, including our ability
to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability
to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes
to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability
to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability
to complete the proposed accelerated stock repurchase plan, among other things.
Since 1998 Surf Life Saving Western Australia's public
liability insurance premiums have
increased from $ 5,400
to $ 144,000 this year.
Total assets
increased to $ 455 million, while total
liabilities went down
to $ 49.5 million.
Mr. Mulcair has used polluter pay as a justification for measures like cap - and - trade and more recently for
increased vigilance with respect
to reclamation
liabilities.
Included in the IDA's proposal was a requirement for CEOs and CFOs
to personally sign off on company financial statements, and «
increase the penalties of criminal
liability and obstruction of justice» for securities fraud.
Experienced financial cheats test the water by starting with elementary games such as using cookie jars
to increase or decrease current
liabilities and
to alter revenue.
«The Treasury Department estimates that the Administration's tax cut proposals would (1)
increase tax receipts from the AMT by $ 262 billion over the 2002 - 2011 period, and (2)
increase the number of taxpayers in 2011 who have additional tax
liability because of the AMT from 20.4 million
to 34.7 million.»
It
increased to 16.0 % in 2009 - 10, primarily due
to the impact of the stimulus measures in the Economic Action Plan and the booking of one - time
liabilities.
The Institute's rationale for
increasing the overall contribution rate from 20 per cent of pay
to 24 per cent is their claim that the use of «fair - value» calculations reveals that the pension
liabilities are much higher than reported, due
to the use of a too high discount rate.
A company with negative working capital (more
liabilities than assets) is generally seen as being in financial risk for
increased debt (which may lead
to bankruptcy).
Direct program expenses were up $ 1.0 billion (5.5 %), primarily due
to the timing of payments as well as an
increase in federal government employee pension and other future benefit
liabilities, reflecting the impact of lower interest rates.
Business owners also benefit by reducing their fiduciary
liability, lowering their taxes,
increasing their 401 (k) returns and improving their plan's attractiveness
to employees.
¹ Access
to cash values through borrowing or partial surrenders will reduce the policy's cash value and death benefit,
increase the chance the policy will lapse, and may result in a tax
liability if the policy terminates before the death of the insured.
In contrast
to banks and other financial corporations, the non-financial sector's foreign currency
liabilities have risen since 2009, consistent with an
increase in borrowings in foreign debt markets by larger corporations (particularly in the mining sector).
If you sponsor a 401 (k) plan for you and your employees, I recommend avoiding 401 (k) providers that charge hidden fees — they make it harder for you
to avoid excessive 401 (k) fees that handicap participant returns and
increase your personal
liability.
Unless these firms» net foreign currency
liabilities are hedged, a depreciation of the Australian dollar could result in a deterioration of their balance sheet positions — by
increasing the Australian dollar value of their
liabilities relative
to their assets.
While I continue
to believe that the dollar faces substantial risk of further erosion in its exchange value, as well as a near doubling of the CPI over the coming decade or so (both reflecting the massive
increase in U.S. government
liabilities in recent years), those prospects are not likely
to emerge until risk - aversion about credit default materially abates.
Important factors that may affect the Company's business and operations and that may cause actual results
to differ materially from those in the forward - looking statements include, but are not limited
to,
increased competition; the Company's ability
to maintain, extend and expand its reputation and brand image; the Company's ability
to differentiate its products from other brands; the consolidation of retail customers; the Company's ability
to predict, identify and interpret changes in consumer preferences and demand; the Company's ability
to drive revenue growth in its key product categories,
increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability
to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product
liability claims; unanticipated business disruptions; failure
to successfully integrate the Company; the Company's ability
to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets;
increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; disruptions in information technology networks and systems; the Company's inability
to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability
to pay such indebtedness; the Company's dividend payments on its Series A Preferred Stock; tax law changes or interpretations; pricing actions; and other factors.
As such, most 506 (b) offerings are only sold
to accredited investors (even though the Rule allows for the sale of up
to 35 non-accredited investors), as the sale
to any unaccredited investors requires significantly heightened disclosure
to such investors, which can be costly and burdensome
to provide, and may
increase the exposure of an issuer
to liability under federal and state securities acts.
At the same time, however, the enormous
increase in government
liabilities stemming from an ongoing budget deficit and huge financial rescue efforts is likely
to result in normal if not elevated levels of inflation as the economy recovers.
Department of Corrections officials justify the soy - based meals as a cost - cutting measure, but
increased health care costs and pending
liability for not supplying life - sustaining meals have the potential
to make the soy - based meals very expensive for the state of Illinois.»
At your income level (passive and active) who needs the
increased tax
liability and headaches / hassles / work effort required
to generate a positive cash flow?
Other accrual
liabilities, which could result in large adjustments at year end, although the Department of Finance noted that part of the
increase in direct program expenses
to date was attributable
to «an
increase in the accrual cost of employee and veteran future benefits».
on a pro forma basis, giving effect
to (i) the automatic conversion of all of our outstanding shares of convertible preferred stock other than Series FP preferred stock into shares of Class B common stock and the conversion of Series FP preferred stock into shares of Class C common stock in connection with our initial public offering, (ii) stock - based compensation expense of approximately $ 1.1 billion associated with outstanding RSUs subject
to a performance condition for which the service - based vesting condition was satisfied as of December 31, 2016 and which we will recognize on the effectiveness of our registration statement in connection with a qualifying initial public offering, as further described in Note 1
to our consolidated financial statements included elsewhere in this prospectus, (iii) the
increase in accrued expenses and other current
liabilities and an equivalent decrease in additional paid - in capital of $ 187.2 million in connection with the withholding tax obligations, based on $ 16.33 per share, which is the fair value of our common stock as of December 31, 2016, as we intend
to issue shares of Class A common stock and Class B common stock on a net basis
to satisfy the associated withholding tax obligations, (iv) the net issuance of 7.6 million shares of Class A common stock and 5.5 million shares of Class B common stock that will vest and be issued from the settlement of such RSUs, (v) the issuance of the CEO award, as described below, and (vi) the filing and effectiveness of our amended and restated certificate of incorporation which will be in effect on the completion of this offering.
The pro forma consolidated balance sheet data gives effect
to (i) the automatic conversion of all of our outstanding shares of convertible preferred stock other than Series FP preferred stock into shares of Class B common stock and the conversion of Series FP preferred stock into shares of Class C common stock in connection with our initial public offering, (ii) stock - based compensation expense of approximately $ 1.1 billion associated with outstanding RSUs subject
to a performance condition for which the service - based vesting condition was satisfied as of December 31, 2016 and which we will recognize on the effectiveness of our registration statement in connection with this offering, as further described in Note 1
to our consolidated financial statements included elsewhere in this prospectus, (iii) the
increase in accrued expenses and other current
liabilities and an equivalent decrease in additional paid - in capital of $ 187.2 million in connection with the withholding tax obligations, based on $ 16.33 per share, which is the fair value of our common stock as of December 31, 2016, as we intend
to issue shares of Class A common stock and Class B common stock on a net basis
to satisfy the associated withholding tax obligations, (iv) the net issuance of 7.6 million shares of Class A common stock and 5.5 million shares of Class B common stock that will vest and be issued from the settlement of such RSUs, (v) the issuance of the CEO award, as described below, and (vi) the filing and effectiveness of our amended and restated certificate of incorporation which will be in effect on the completion of this offering.
The year - over-year
increase in the deficit was more than attributable
to the booking of a $ 2.8 billion
liability for disaster assistance for the 2013 flood in Alberta.
Many factors could cause BlackBerry's actual results, performance or achievements
to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability
to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related
to new product introductions; risks related
to BlackBerry's ability
to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related
to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating
to network disruptions and other business interruptions, including costs, potential
liabilities, lost revenues and reputational damage associated with service interruptions; risks related
to BlackBerry's ability
to implement and
to realize the anticipated benefits of its CORE program; BlackBerry's ability
to maintain or
increase its cash balance; security risks; BlackBerry's ability
to attract and retain key personnel; risks related
to intellectual property rights; BlackBerry's ability
to expand and manage BlackBerry (R) World (TM); risks related
to the collection, storage, transmission, use and disclosure of confidential and personal information;
Important factors that may affect the Company's business and operations and that may cause actual results
to differ materially from those in the forward - looking statements include, but are not limited
to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability
to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability
to leverage its brand value; the Company's ability
to predict, identify and interpret changes in consumer preferences and demand; the Company's ability
to drive revenue growth in its key product categories,
increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability
to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product
liability claims; unanticipated business disruptions; the Company's ability
to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets;
increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability
to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability
to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability
to continue
to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.
Important factors that may affect the Company's business and operations and that may cause actual results
to differ materially from those in the forward - looking statements include, but are not limited
to,
increased competition; the Company's ability
to maintain, extend and expand its reputation and brand image; the Company's ability
to differentiate its products from other brands; the consolidation of retail customers; the Company's ability
to predict, identify and interpret changes in consumer preferences and demand; the Company's ability
to drive revenue growth in its key product categories,
increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability
to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product
liability claims; unanticipated business disruptions; failure
to successfully integrate the business and operations of the Company in the expected time frame; the Company's ability
to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets;
increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability
to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability
to pay such indebtedness; tax law changes or interpretations; and other factors.
Many factors could cause BlackBerry's actual results, performance or achievements
to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability
to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related
to new product introductions; risks related
to BlackBerry's ability
to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related
to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating
to network disruptions and other business interruptions, including costs, potential
liabilities, lost revenues and reputational damage associated with service interruptions; risks related
to BlackBerry's ability
to implement and
to realize the anticipated benefits of its CORE program; BlackBerry's ability
to maintain or
increase its cash balance; security risks; BlackBerry's ability
to attract and retain key personnel; risks related
to intellectual property rights; BlackBerry's ability
to expand and manage BlackBerry ® World ™; risks related
to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability
to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating
to its supply chain; BlackBerry's ability
to obtain rights
to use software or components supplied by third parties; BlackBerry's ability
to successfully maintain and enhance its brand; risks related
to government regulations, including regulations relating
to encryption technology; BlackBerry's ability
to continue
to adapt
to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related
to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating
to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related
to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.
We will
increase enforcement resources for the CRA
to ensure tax
liabilities are collected.
Making the
increases allows CGI
to shrink that
liability as Logica gets paid, and record a corresponding
increase in income - even though there is no corresponding additional cash coming in from those contracts because Logica already accounted for that revenue prior
to its acquisition by CGI.
Upon closing of this offering, we will record $ million as an
increase to the
liabilities due
to existing owners under certain of the TRAs, see «Notes
to Unaudited Pro Forma Consolidated Balance Sheets,» and in the future we may record additional amounts as additional
liabilities due
to existing owners under the five TRAs, such amounts collectively representing our estimate of our requirement
to pay approximately 85 % of the estimated realizable tax benefit resulting from (i) any existing tax attributes associated with interests in Desert Newco, LLC acquired in the Reorganization Transactions and the exchanges described above, the benefit of which is allocable
to us as a result of the same, (ii) the
increase in the tax basis of tangible and intangible assets of Desert Newco, LLC resulting from the exchanges as described above and (iii) certain other tax benefits related
to entering into the TRAs, including tax benefits related
to imputed interest and tax benefits attributable
to payments under the
Michael Geist, writing in the Toronto Star, declared that «a TPP based on the US proposals would signal a near - complete surrender of a made - in - Canada approach
to intellectual property, leading
to risks of lost Internet access, expansive border seizures,
increased health care costs, and criminal
liability for non-commercial infringement.»
He offered the clearest indication relating
to Beat, however, saying that it could
increase UBS's tax
liability in 2018 by up
to SFr60 million, but the bank was exploring ways
to mitigate that.
MetLife expects
to increase reserves between $ 525 million and $ 575 million pretax,
to adjust for reserves previously released, as well as accrued interest and other related
liabilities.
As a result, we recorded an income tax benefit of approximately $ 29.6 billion and we
increased regulatory
liabilities of our regulated utility subsidiaries by approximately $ 6.0 billion for the portion of the deferred income tax
liability reduction that we will be required
to, effectively, refund
to customers in the rate setting process.
It's a good idea
to know your own net worth so you can assess the state of your assets and
liabilities and figure out how
to increase your financial stability.
Notably, liquidity, compared
to short - term
liabilities, has
increased over the past few years and is at multiyear highs for households and businesses, suggesting that investors have enough cash on the sidelines
to buy when the market dips.
It is interesting
to note that the February 2011 monthly results include an «
increase in the Government's estimated
liabilities» (non specified but estimated by the authors
to be up
to $ 0.9 billion).
A less accommodative Fed removes one prop from the bond market, but the reduction in purchases is dwarfed by the likely
increase in global savings, i.e. there are plenty of private sector buyers looking
to hedge long - term
liabilities.
The
liability is estimated between $ 2.5 billion and $ 3.5 billion; if paid off by borrowing, the cost
to consumers could
increase from $ 350 million
to $ 500 million.
Net foreign
liabilities rose in the March quarter, with a $ 6.9 billion
increase taking the stock of net foreign
liabilities to $ 323.0 billion (59.9 per cent of GDP); net foreign debt now stands at $ 224.5 billion (41.6 per cent of GDP).
Direct program expenses, consisting of other transfers / subsidies, Crown corporation expenses and departmental / agency expenses,
increased by $ 3.3 billion on a year - over-year basis, with most of the
increase attribtuable
to the booking of the $ 2.8 billion
liability for the Alberta floods.
In contrast
to other movements in the current account deficit during recent years, which were mainly the result of fluctuations in Australia's trade balance, the most recent
increase largely reflected rising payments on Australia's stock of net foreign
liabilities — the net income deficit (Graph C1).
After adjusting for the timing of the bookings for «one - time extraordinary»
liabilities, the year - over-year
increase in total program expenses
to date is somewhat lower than that expected for the year as a whole.
The
increased demand
to hold the bank's
liabilities (i.e., the falling demand for its reserves), is a form of savings that drives down the natural rate of interest.
«While Pensions overall continued
to have solid returns against a backdrop of challenging macroeconomic factors, the decline in long - term interest rates has likely
increased plan
liabilities,» said Scott MacDonald, managing director, Pensions, RBC Investor & Treasury Services.